Schwab Mobile

• Free

Last verified 30 Aug 2026

• Free to download

Last verified 28 Aug 2026

4.8 1209442 ratings · App Store

1. 5/5Not as functional as TD Ameritrade

   Since Schwab transitioned all TD Ameritrade accounts to their own trading platform, it has been a disappointing experience. No push notifications (price alerts or news). No breakdown of income (how much is coming from where, all income is grouped together as total $ instead of the option of %). No live market details on accounts page, no ex-dividend price/share. Dividend history is generalized and doesn’t tell where money is coming from. Transfers from bank to account take too long (virtually instant with TD Ameritrade, now you must wait 1-3 days). Watchlists and news are buried and annoying to get to. This app has been disappointing for those that prefer the functionality and quick access to information of the TD Ameritrade app, and is certainly not for active managers of their accounts. I mostly utilize the app to follow my retirement contributions and determine what next steps I want to take based on market performance, but this app keeps me in the dark on important information I need to make informed decisions. If Schwab can’t figure out how to implement theses basic investment tools, I will take my account to a broker that does. (i.e. Fidelity)

   bighit22bc · 30 Aug 2026

2. 5/5SCHWAB CHANGES YOUR LIMIT ORDER

   I have used schwab for the last seven years. Ever since they purchased TD they have changed their order entry system. It is absolutely horrific! When you enter a limit order, especially on small priced stocks fractional of pennies around it to the next lowest if you are putting in a stop order. Same thing happens with limit orders. Right before you hit enter you see that the price has been changed. This has cost me a lot of money. Also, when you switch from a limit order to a stop order, they automatically change the price to the current bid. This makes absolutely no sense. In fact, it makes no sense to have any dollar amount listed when you’re entering a limit order you should be able to enter that number yourself. I am switching over to another service. This has cost me enough money at this point. June 11, 2024 – their system is once again down I cannot login. I cannot trade my Stocks. I had a stock that was up now it’s rolled back down. This is really turning into like a world country platform. Very disappointing no new money here. Went to FIDELITY no outages, but they have their limitations as well.

   Funmanbb · 30 Aug 2026

3. 3/5Updates Needed.

   It seems like an ok app, just got a few features hidden away such their DRIP Program. They have it hidden at the bottom of each trading page instead of a separate feature on their investing page where it’s easy to locate and find in order to turn on each and every ETF that you invest in. The Dashboard works but very difficult to notice how many shares of any given stock. Plus the Dashboard pages appear very cluttered with a bunch of junk that really doesn’t need to be there, just a bunch of legal nonsense mostly. Overall, it looks like they need a younger webmaster team in place to modernize their trading pages instead of making these pages look like they are for accountants with double master's degrees that requires an entire day to figure out what is written. Plus these pages lack any color and need to make them look more positive and just straight forward English for today’s society. I would imagine that this app for Smart devices is taking up a lot of server bandwidth the way that it’s written with a bunch of nonsense legal jargon and is not quite user friendly yet. I will come back with updates as they happen or if they happen. Hopefully it’s not as bad as WeBull, who can’t accomplish the simplest things in two years along with a host of snide remarks from their peanut gallery. They still don’t have a functional DRIP Program to date for income ETF’s.

   ReconMarine911 · 30 Aug 2026

4. 5/5Highly functional with a dated look

   I’ve been using this app for over a decade and have experienced all the versions of it since. I can say, hands down, this is highly functional, reliable, mobile banking app with all the stock trading power you could ask for in the palm of your hand. I can tell you Schwab has Leo their app competitive with all the mobile banking functionality you would expect any bank to offer, plus the added power and flexibility of stock trading that also keeps up with the best of the industry players. That being said, with all efforts for functional upkeep, it seems the user interface has taken a backseat as of late. Nowadays, the dark color-themed user interfaces are king on mobile Apps and most software in general, and they seemingly take advantage of high-contrast design with vibrant interactive dashboards. The Schwab app is uninspiring comprised of mostly white, light grey, or beige color schemes with a few static bar charts that look straight out of Windows 2000 - frozen in time. Overall, the user interface has really begun to look aged and frankly, more than a bit out of date. For such an amazingly powerful mobile banking app, the user interface (UI) just feels lacking and could benefit from a major visual overhaul - One that helps to better position Schwab as a leader of online mobile banking and information technology space. A banking app for the future.

   Mr.Bopp · 30 Aug 2026

5. 5/5Too much of a hassle

   It feels like Schwab goes out of their way to punish and hassle you for trying to withdraw funds. When I initially signed up I was bombarded with calls and emails about funding my account. It was a breeze linking my bank account and transferring money to my Schwab account. It was deducted and on my bank statement within an hour. When the time came to withdraw some funds all of a sudden the transfer was voided and my bank account was unlinked even though all cash was settled and available for withdrawal. When I went to re-link the SAME bank account I had prior I was booted and locked out of my account. I was given several different numbers to call and had to talk to multiple people, take a quiz to verify my identity and given a 1-2 week timeframe for my account to be unlocked. All for only a $300 withdrawal to a bank account that was already verified. They’ll take money with no questions but when you try to withdraw they place several purposely placed hoops with the intent to wear you down in hopes you get frustrated and give up and forget about the money. I understand the need for safety to avoid identity theft and other fraud but it’s interesting that I can transfer money in, trade but the moment I try to withdraw a small amount I’m required to jump through hoop after hoop. It’s all by design. You’re better off with Fidelity

   GPuddy · 30 Aug 2026

3.1 29465 ratings · Google Play

1. 2/5

   hard to read since last update. lost some tools that I used . cannot lookup date balance history by clicking on date on chart. . lost 5 day balance option on bar chart.

   Jenifer Zuber · 28 Aug 2026

2. 1/5

   loses connection often

   B Y · 28 Aug 2026

3. 1/5

   very buggy. signing in fails half the time unless you restart the app.

   Konrad Cios · 28 Aug 2026

4. 2/5

   slow, lacks functionality, will often freeze in the middle of a trade

   Brian Kinn · 28 Aug 2026

5. 1/5

   app doesn't work, won't let me trade 8/17/2026 - Super annoying screen bounces as info slowly populates because disclosures are before submit button not after. App lags, sometimes I just get the spinning loading until I get tired of waiting. Cost basis selection doesn't work in real time, I select low cost and it takes your default setting. App shows wrong shares selected. This is probably the worst error I've found on the app so far ... 🙄 Lack of displayed information compared to competition.

   John Dodds Jr · 28 Aug 2026

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