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Lloyds Mobile Banking

A mobile banking app for managing personal finances

by Lloyds Banking Group

iPhone · iPad · Android

Active Last checked 4 Sep 2026

Quick verdict

What it is
The Lloyds Mobile Banking app allows users to manage their bank account, track transactions, and send money to friends and family. It also provides features such as budgeting and expense tracking.
Best for
  • someone who wants to manage their bank account on the go
  • someone who needs to track their expenses
At a glance
  • Free to download

Categories and search queries

Official categories

AppCorpus categories

People use this app to

Relevant searches

Key functions

Function Availability Access Scope Evidence
Apple Wallet Yes Unknown App Store Store published
Free app Yes Free Store published
Payment sending Yes Unknown From listing
Split payments Yes Unknown From listing

Screens

22 store screenshots

Lloyds Mobile Banking ipad screenshot 1
Lloyds Mobile Banking ipad screenshot 2
Lloyds Mobile Banking ipad screenshot 3
Lloyds Mobile Banking ipad screenshot 4

22 store screenshots

Lloyds Mobile Banking android screenshot 1
Lloyds Mobile Banking android screenshot 2
Lloyds Mobile Banking android screenshot 3
Lloyds Mobile Banking android screenshot 4

Pricing & paywalls

  • Free
  • Free to download

Ratings & reviews

4.9 20333 ratings · App Store

  1. 5/5Serious stuff

    I’ve been with Lloyd’s almost three years now and I can attest to the fact that they are indeed on top of everything and always evolving. Customer service is impeccable and their fraud team protecting your money is top tier. Lloyds does not miss a beat. Their products are wide and deep. Serious stuff.

    Hudson St.George · 30 Aug 2026

  2. 3/5Cheque deposit needs sorting / stop the ads

    Per the subject line. The cheque deposit function is very unreliable; sometimes it works, more often it requires multiple attempts. Very frustrating. Please also stop with the interstitial ads on login. I’ve been offered the same product (a personal loan) on every single login now for many weeks. If I continue on to my accounts once without engaging, consider me not interested. It’s not a good customer experience to be repeatedly served up ads.

    Do it matter · 30 Aug 2026

  3. 4/5Should be compatible with the iPhone 6 and later

    Overall the app is good. Normally basic features (account summary and bank transfer) are easy to use. But one thing must be improved is the compatibility with larger screens. On the iPhone 5 it looks pretty fine but on the iPhone 6 and later everything seems to be enlarged, e.g. The icons and the text. It's been so many years since the iPhone 6 was launched. Hope this is going to be fixed in the next release.

    realfrancisyan · 30 Aug 2026

  4. 5/5Good for viewing, no advanced function

    Had to report a fraud, app said Lloyd’s is open 24/7 for that but it is a lie. Got voice recording and next day was told I had to go to a branch to report fraud. They couldn’t even do it over the phone! You would think fraud prevention and protection would be a priority?

    BankMan226 · 30 Aug 2026

  5. 5/5My life is so much easier

    I travel a lot so having access to my account to process all sorts of transactions or updates to my account with just a click of a few buttons is super awesome. Makes my life definitely a lot more easier

    K.baby · 30 Aug 2026

4.6 389959 ratings · Google Play

  1. 1/5

    Closing my account after almost 22 years. Branch closures, data hoarding, AI reliance, loan harassment (I qualify but don't want one), data sharing partnerships & monetisation of customer data, no standout benefits to staying with Lloyds for so long, and finally the app has been butchered by developers who don't know how to design a streamlined and sensical interface.

    Lee · 5 Aug 2026

  2. 5/5

    V easy. Quicker than using PC

    Dave Howells · 5 Aug 2026

  3. 5/5

    very good 👍

    Sharad Gajjar · 5 Aug 2026

  4. 1/5

    unable to log on, have only been able to log on a couple of times in months. When I do get in, it crashes before I can do anything. Online banking is barely any better. The only way I can take action on my account is over the phone. I've tried clearing to cache, and uninstalling and reinstalling. Terrible

    Tom Cogswell · 5 Aug 2026

  5. 4/5

    vg overall. took a few attempts to log on while abroad

    James Chapman · 5 Aug 2026

Privacy & accessibility

Privacy

  • Data Linked to You — Analytics — Identifiers — Device ID Developer declared
  • Data Linked to You — Analytics — Usage Data — Product Interaction Developer declared
  • Data Linked to You — App Functionality — Financial Info — Payment Info Developer declared
  • Data Linked to You — App Functionality — Identifiers — Device ID Developer declared
  • Data Linked to You — App Functionality — Identifiers — User ID Developer declared
  • Data Linked to You — App Functionality — Usage Data — Product Interaction Developer declared
  • Data Linked to You — Other Purposes — Contact Info — Email Address Developer declared
  • Data Linked to You — Other Purposes — Contact Info — Name Developer declared
  • Data Linked to You — Other Purposes — Contact Info — Other User Contact Info Developer declared
  • Data Linked to You — Other Purposes — Contact Info — Phone Number Developer declared
  • Data Linked to You — Other Purposes — Contact Info — Physical Address Developer declared
  • Data Linked to You — Other Purposes — Financial Info — Other Financial Info Developer declared
  • Data Linked to You — Other Purposes — Financial Info — Payment Info Developer declared
  • Data Linked to You — Other Purposes — Identifiers — Device ID Developer declared
  • Data Linked to You — Other Purposes — Identifiers — User ID Developer declared
  • Data Linked to You — Other Purposes — Location — Coarse Location Developer declared
  • Data Linked to You — Other Purposes — Usage Data — Advertising Data Developer declared
  • Data Linked to You — Other Purposes — Usage Data — Other Usage Data Developer declared
  • Data Linked to You — Other Purposes — Usage Data — Product Interaction Developer declared
  • Data Linked to You — Product Personalization — Usage Data — Product Interaction Developer declared
  • Data Linked to You — Contact Info Developer declared
  • Data Linked to You — Financial Info Developer declared
  • Data Linked to You — Identifiers Developer declared
  • Data Linked to You — Location Developer declared
  • Data Linked to You — Usage Data Developer declared
  • Data Not Linked to You — Analytics — Diagnostics — Crash Data Developer declared
  • Data Not Linked to You — Analytics — Diagnostics — Performance Data Developer declared
  • Data Not Linked to You — App Functionality — Diagnostics — Crash Data Developer declared
  • Data Not Linked to You — App Functionality — Diagnostics — Performance Data Developer declared
  • Data Not Linked to You — App Functionality — User Content — Customer Support Developer declared
  • Data Not Linked to You — Other Purposes — Browsing History Developer declared
  • Data Not Linked to You — Other Purposes — Contacts Developer declared
  • Data Not Linked to You — Other Purposes — Diagnostics — Crash Data Developer declared
  • Data Not Linked to You — Other Purposes — Diagnostics — Other Diagnostic Data Developer declared
  • Data Not Linked to You — Other Purposes — Diagnostics — Performance Data Developer declared
  • Data Not Linked to You — Other Purposes — Location — Precise Location Developer declared
  • Data Not Linked to You — Other Purposes — Other Data — Other Data Types Developer declared
  • Data Not Linked to You — Other Purposes — Search History Developer declared
  • Data Not Linked to You — Other Purposes — User Content — Customer Support Developer declared
  • Data Not Linked to You — Browsing History Developer declared
  • Data Not Linked to You — Contacts Developer declared
  • Data Not Linked to You — Diagnostics Developer declared
  • Data Not Linked to You — Location Developer declared
  • Data Not Linked to You — Other Data Developer declared
  • Data Not Linked to You — Search History Developer declared
  • Data Not Linked to You — User Content Developer declared

Accessibility

No accessibility labels collected yet.

Privacy

  • Data collected — App functionality, Analytics — App info and performance — Diagnostics Developer declared
  • Data collected — App functionality, Analytics — App info and performance — Other app performance data Developer declared
  • Data collected — App functionality, Analytics, Account management — Device or other IDs Developer declared
  • Data collected — App functionality, Analytics, Account management — Location — Precise location Developer declared
  • Security practices — The developer doesn’t provide a way for you to request that your data be deleted — Data can’t be deleted Developer declared
  • Security practices — Your data is transferred over a secure connection — Data is encrypted in transit Developer declared

Accessibility

No accessibility labels collected yet.

Versions

  • 166.03

    No big updates this time, just some under-the-bonnet improvements to keep everything running smoothly. We're working on some great new features behind the scenes which we'll reveal soon.

  • 167.05

    We’ve been busy! Here’s what’s new in the app today. See ‘Further Ahead’, a new tab on the Upcoming Payments feature that displays your less frequent bills (quarterly, half yearly and yearly) 3 months before they’re due, keeping you in the know all year round. We’re also introducing 'Plan my future', a new feature for you to plan for short and long-term goals. Located in the 'Save & Invest' space, it brings together tools and guided support to help you master the basics of financial planning and turn your goals into reality.

  • 168.01

    No big updates this time, just some under-the-bonnet improvements to keep everything running smoothly. We're working on some great new features behind the scenes which we'll reveal soon.

  • 169.03

    No big updates this time, just some under-the-bonnet improvements to keep everything running smoothly. We're working on some great new features behind the scenes which we'll reveal soon.

  • 171.03

    No big updates this time, just some under-the-bonnet improvements to keep everything running smoothly. We're working on some great new features behind the scenes which we'll reveal soon.

  • 172.05

    No big updates this time, just some under-the-bonnet improvements to keep everything running smoothly. We're working on some great new features behind the scenes which we'll reveal soon.

  • 173.03

    No big updates this time, just some under-the-bonnet improvements to keep everything running smoothly. We're working on some great new features behind the scenes which we'll reveal soon.

  • 174.05

    No big updates this time, just some under-the-bonnet improvements to keep everything running smoothly. We're working on some great new features behind the scenes which we'll reveal soon.

  • 175.01

    No big updates this time, just some under-the-bonnet improvements to keep everything running smoothly. We're working on some great new features behind the scenes which we'll reveal soon.

  • 176.03

    No big updates this time, just some under-the-bonnet improvements to keep everything running smoothly. We're working on some great new features behind the scenes which we'll reveal soon.

  • 177.05

    No big updates this time, just some under-the-bonnet improvements to keep everything running smoothly. We're working on some great new features behind the scenes which we'll reveal soon.

  • 177.09

    No big updates this time, just some under-the-bonnet improvements to keep everything running smoothly. We're working on some great new features behind the scenes which we'll reveal soon.

  • 178.07

    Manage your money your way – set up, change or cancel credit card Direct Debits securely in the app. Taking your first step onto the property ladder? We’ll help you get there. Plan your move with confidence – get personalised budgeting and saving tools, understand how mortgages work, your options, and apply when you’re ready. Everything you need, right at your fingertips.

  • 179.07

    No big updates this time, just some under-the-bonnet improvements to keep everything running smoothly. We're working on some great new features behind the scenes which we'll reveal soon.

  • 180.05

    No big updates this time, just some under-the-bonnet improvements to keep everything running smoothly. We're working on some great new features behind the scenes which we'll reveal soon.

  • 181.05

    Got an e passport? Applying in app is now even easier. Scan your passport with your smartphone to confirm your identity and speed things up. Got savings maturing? Check how many days until you can add or withdraw money from your account.

  • 182.05

    Earn rewards for everyday spending with simple challenges in your Rewards Hub.

  • 183.05

    Overdrafts, made simpler - just as you asked Explore the new Overdraft Hub for clearer information, easier ways to manage your overdraft and better support when you need it. Save the Change Hub From pennies to pounds - see how much you've saved so far with everyday spending.

  • 184.03

    No big updates this time, just some under-the-bonnet improvements to keep everything running smoothly. We're working on some great new features behind the scenes which we'll reveal soon.

  • 185.05

    No big updates this time, just some under-the-bonnet improvements to keep everything running smoothly. We're working on some great new features behind the scenes which we'll reveal soon.

  • 186.09

    Protect yourself from scammers – Upload a screenshot to Scam Check before you pay for extra protection. Rewards Refreshed – cashback, prize draws and special offers available to all our customers, including money off Apple products. Search and filter your favourite rewards so you never miss a chance a save.

  • 187.07

    We're always working in the background to keep things running smoothly. If there’s something new, we’ll let you know.

  • 188.09

    Notifications Hub - Updates from the last 31 days in one place - simple to check, easy to act on. Just as you asked. Youth Accounts - application and approval quickly and easily all in app. A clearer view of your spending - Get more from your credit card account with enriched transaction details, spending categories and helpful insights to keep you in control. Chat with Spend - Improvements to our AI powered assistant, helping you understand your spending even better.

  • 189.07

    We're always working in the background to keep things running smoothly. If there’s something new, we’ll let you know.

  • 190.07 · 27 Jul 2026

    We're always working in the background to keep things running smoothly. If there’s something new, we’ll let you know.

  • 190.11

    We're always working in the background to keep things running smoothly. If there’s something new, we’ll let you know.

  • 192.03 · 25 Aug 2026

    Save smarter with new tools in the Lloyds app. Use our Budget Calculator to plan ahead, track your Save the Change savings, and take on a Savings Goal Challenge. See your progress in one place and stay motivated to reach your goals. Helping you save with confidence.

  • 190.05 · 24 Jul 2026
  • 192.05 · 24 Aug 2026

Alternatives

Availability by market

Data quality & evidence

Page completeness
Independent summary published
Last verified
4 Sep 2026
Sources
App Store, Google Play

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