NatWest Mobile Banking
Manage your bank accounts, send money, and track your spending with this mobile bankingapp
by National Westminster Bank plc
iPhone · iPad
Quick verdict
- What it is
- This app allows users to manage their bank accounts, send money, and track their spending. It also offers features such as card freezing, fingerprint recognition, and push notifications.
- Best for
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- someone who wants to manage their bank accounts
- someone who needs to send money quickly
- someone who wants to track their spending
- At a glance
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- Free to download
Categories and search queries
Official categories
- Finance
AppCorpus categories
People use this app to
Relevant searches
- shared tab with friends
- split a restaurant bill by item
- split the check without an account
Key functions
| Function | Availability | Access | Scope | Evidence |
|---|---|---|---|---|
| Apple Wallet | Yes | Unknown | App Store | Store published |
| Free app | Yes | Free | — | Store published |
| Payment sending | Yes | Unknown | — |
From listing
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| Split payments | Yes | Unknown | — |
From listing
|
Screens
App Store
18 store screenshots
Pricing & paywalls
App Store
- Free
Ratings & reviews
App Store
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5/5Mobile App
There was a fault with the mobile app that prevented me from transferring money from the UK to the USA, my usual 2 monthly transfer to pay my rent and other bills. Being a pensioner and having my pension paid into a Uk bank it is essential for the app to work correctly and not be faulty for 5 days over a bank holiday weekend, the web site , NatWest. Com was also down so no alternative existed. It has cost me $100 in international phone calls before the web site was fixed and I was able to transfer money.
brit4744 · 31 Jul 2026
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1/5Update not working well
Since the most recent update my app has not been functioning properly with the chat to Cora settings it come us with 10 or 20 different settings that I have slowed down the speed of Cora with the banking my way but have never changed any of these settings and in addition to this when after trying to express a message I will get a notification in the pail bell icon on the main page but when I go to check the chat settings there is no conversation recorded in previous messages and no active conversation other then these messages about Cora’s speed. Please can you advise how to fix this issue as it has resulted in my card being blocked when I am abroad although NatWest is aware of this my message section has been un able to help with this due to this problem after update… the app was working fine before this I’m on iPhone 15 pro max iOS 18.4. But this update did not help the functionality of the app for me at all and has left me unable to use the message help in app section this is frustrating as it is my primary card and being abroad with a block on my card and unable to contact you threw the app is extremely frustrating. Please fix this issue I never had any issues with this app prior to this update
Kailas cali · 31 Jul 2026
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3/5Good, Something has changed recently.
Overall a great app! Rivals some of the online only banks. However it’s missing a key features such a notification options of all debits and credits. Online banks apps notify you when someone pays you or a debit comes out. Also something has gone off with the third party open banking paylinks. Two of my services used to recognise I had the app installed and did authentication through the app, but both services now take me to the Natwest website login which makes authorisations of payments more complicated (dreaded card reader). I miss the above features and hope that they are fixed soon.
DizzeemUK · 31 Jul 2026
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5/5Not much help with Cora
I’ve tried multiple times to reach out to get my credit card that was declined for a payment here in the US unblocked in case that was the reason the payment was declined. I am within my limit and used chip and pin and for some reason the payment got declined To call from the US is expensive. The app chat keeps suggesting things I am unable to do and have not been able to speak/ chat to a real agent directly. Extremely frustrating!!!
Indi”s Review · 31 Jul 2026
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3/5Good app
App is overall good, it’s very simple and easy to use and works completely fine and smoothly. However I really really wish NatWest would add more personalization and customization features to the app such as different colour themes and ways of displays accounts and balance. Overall can’t complain though would definitely like some more personalization features.
Louis0102 · 31 Jul 2026
Privacy & accessibility
App Store
Privacy
- Data Linked to You — Analytics — Contact Info — Physical Address Developer declared
- Data Linked to You — Analytics — Financial Info — Credit Info Developer declared
- Data Linked to You — Analytics — Financial Info — Other Financial Info Developer declared
- Data Linked to You — Analytics — Financial Info — Payment Info Developer declared
- Data Linked to You — Analytics — Identifiers — User ID Developer declared
- Data Linked to You — Analytics — Location — Coarse Location Developer declared
- Data Linked to You — Analytics — Usage Data — Advertising Data Developer declared
- Data Linked to You — Analytics — Usage Data — Product Interaction Developer declared
- Data Linked to You — App Functionality — Contact Info — Email Address Developer declared
- Data Linked to You — App Functionality — Contact Info — Name Developer declared
- Data Linked to You — App Functionality — Contacts Developer declared
- Data Linked to You — App Functionality — Financial Info — Payment Info Developer declared
- Data Linked to You — App Functionality — Identifiers — User ID Developer declared
- Data Linked to You — App Functionality — Location — Coarse Location Developer declared
- Data Linked to You — App Functionality — Usage Data — Advertising Data Developer declared
- Data Linked to You — App Functionality — Usage Data — Product Interaction Developer declared
- Data Linked to You — App Functionality — User Content — Other User Content Developer declared
- Data Linked to You — App Functionality — User Content — Photos or Videos Developer declared
- Data Linked to You — Developer’s Advertising or Marketing — Contact Info — Email Address Developer declared
- Data Linked to You — Developer’s Advertising or Marketing — Contact Info — Name Developer declared
- Data Linked to You — Developer’s Advertising or Marketing — Contact Info — Phone Number Developer declared
- Data Linked to You — Developer’s Advertising or Marketing — Financial Info — Credit Info Developer declared
- Data Linked to You — Developer’s Advertising or Marketing — Usage Data — Product Interaction Developer declared
- Data Linked to You — Product Personalization — Contact Info — Name Developer declared
- Data Linked to You — Contact Info Developer declared
- Data Linked to You — Contacts Developer declared
- Data Linked to You — Financial Info Developer declared
- Data Linked to You — Identifiers Developer declared
- Data Linked to You — Location Developer declared
- Data Linked to You — Usage Data Developer declared
- Data Linked to You — User Content Developer declared
- Data Used to Track You — Identifiers — Device ID Developer declared
- Data Used to Track You — Identifiers Developer declared
Accessibility
No accessibility labels collected yet.
Versions
App Store
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7.46.0
• Secure your mobile activity by using your voice to approve payments, and manage your account securely. • You can see more credit card transaction info, such as logos and maps, to help you recognise them.
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7.47.0
• Get paid up to £500 by link or QR code, and from each person you split a bill with. Go to Payments, then Request money in your personal account. • Easily switch your account to us via the app. Go to Account details, then Switch my account. • Change your account type easily by using the new option within your current account details.
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7.48.0
• You can see more credit card transaction info, such as logos and maps, to help you recognise them. • Get important credit alerts in your app and see what’s affecting your score. Provided by Transunion. • View your free credit score and full report when you opt-in via the app. Provided by Transunion. • Recently applied for a mortgage? Check progress straight from your home screen.
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7.49.0
• Freeze or unfreeze payments to overseas payees. Manage this control in your payment settings. • Tap the Insights tab to track your money, get tailored insights and tools to manage and grow your business. • You can now update your email, mobile details and marketing preferences for your business accounts. Tap manage business details in your profile to access. • Paying friends or a business partner? Just switch between your accounts at the top of your home screen.
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7.50.0
• Freeze or unfreeze payments to overseas payees. Manage this control in your payment settings. • Tap the Insights tab to track your money, get tailored insights and tools to manage and grow your business. • You can now update your email, mobile details and marketing preferences for your business accounts. Tap manage business details in your profile to access. • Paying friends or a business partner? Just switch between your accounts at the top of your home screen.
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7.51.0
• You can now add money to your account from another bank without entering account details. Go to Payments, then Add money. • Travel account Prize Draw ends 25/03. See Travel account in ‘Apply’ for details. Account & prize draw eligibility criteria and T&Cs apply.
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7.52.0
• You can now add money to your account from another bank without entering account details. Go to Payments, then Add money. • Travel account Prize Draw ends 25/03. See Travel account in ‘Apply’ for details. Account & prize draw eligibility criteria and T&Cs apply.
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7.53.0
• Spend USD fee-free with a Travel account, now available for both Visa & Mastercard current accounts. • Tap the Insights tab to track your money, get tailored insights and tools to manage and grow your business.
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7.54.0
• Personalise the home screen by adding and editing Widgets for your favourite features, making it simpler to get to what matters most to you. • Customers can now deposit cheques worth up to £5,000, with a £15,000 daily limit. • You can now see your business credit cards in the app alongside your transactions and statements. You can access and download up to 7 years of statements. • If you have a Fixed Term Savings Account or Fixed Rate ISA you can now see when your term is due to end. Go to your savings account, then ‘term end date’. • Tap the Insights tab to track your money, get tailored insights and tools to manage and grow your business.
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7.55.0
• Use your new limit straight away once you've changed it in your personal credit card menu. • We’ve combined domestic and international payment limits into one limit you can easily change in the app. • Choose to get notified when additional credit cardholders spend money. Go to ‘Credit card notifications’.
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7.56.0
• Create a virtual debit card in the mobile app – a simple and safe way to pay digitally. • You can now see a breakdown of your investments in-app and track their value individually or as a whole. • You can now add a Shortcuts Widget to your home screen to get to existing journeys in your app quicker.
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7.57.0
• See insights next to transactions to better understand your spending habits and manage your budget. • Just tap the three dots at the top of your transactions screen to turn running balance on or off.
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7.58.0
• Set your own savings goals and see how much you're saving at a glance. • Personalise your budget by choosing which transactions to track in your spending. • Explore available Mastercard offers and experiences in your town or city.
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7.59.0
• Generate a new request money link or QR code in the mobile app after a name change.
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7.60.0
• A new space in the app shows your subscriptions, like Netflix and Spotify, over the past 12 months. Tap ‘Payments’ then ‘Regular payments’ to explore.
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7.60.1
This update includes bug fixes and improvements.
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7.61.0
• Top up faster with an Add money Shortcut. Create an Add money Shortcut and access it straight from your home screen.
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7.62.0
• Transactions are now closer to your home screen so you can get to what you need, in one place. • You could win in our Travel Account Prize Draw. Ends 25 February. See Travel Account in ‘Apply’ for details. Eligibility criteria and T&Cs apply. • You can now swipe on your transactions to turn your running balance on or off. • Discover new financial guides to help you meet your goals. For Premier customers only. • Set reinvestment preferences easily in your account’s Term end info section for Fixed Term Accounts.
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7.63.0
• To provide you with the best banking experience, we've made some behind-the-scenes improvements to the app.
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7.64.0
• We’ve redesigned My Profile so it’s easier for you to manage information that matters. See what’s new by tapping into it from the Home screen. • Click to Pay is a new service that makes it easier to shop online. Choose it to safely check out without entering your card details every time. • Transactions are now closer to your home screen so you can get to what you need, in one place.
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7.65.0
• Add a savings goal Widget to your home screen to keep track of your progress at a glance. • Budget better and smarter with customisable Pots. Use them to set aside money from your main account for things like bills, shopping, or nights out. • Transactions are now easier to access from your home screen so you can see them quickly and access features you need the most.
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7.66.0
• Explore all the Premier tools and support available to you in one place, directly from your current account. • Transactions are now easier to access from your home screen so you can see them quickly and access features you need the most.
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7.66.1
• Explore all the Premier tools and support available to you in one place, directly from your current account. • Transactions are now easier to access from your home screen so you can see them quickly and access features you need the most.
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7.67.0
• We’ve updated your payments screen to make it easier for you to find what you need. • Helpful features and products, just for you, are now at the bottom of your home screen. • Your benefits and MyRewards are now all in one place, so it’s even easier to view and use them. • If you’ve fallen behind and need help to get back on track, you can find support in Help, under Help with money worries. • Quickly change the account you use for your monthly loan payments in just a few steps. • Transactions are now easier to access from your home screen, so you can see them quickly and access features you need the most.
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7.68.0
· 15 Jul 2026
• View and download statements from previous years. • Break down your spending by company or category. This is available for your current accounts and credit cards. • Easily access trusted home energy support via our app. • Transactions are now easier to access from your home screen so you can see them quickly and access features you need the most.
Alternatives
- Halifax Mobile Banking — Same category + similar ratings
Availability by market
- US
Data quality & evidence
- Page completeness
- Independent summary published
- Last verified
- 31 Jul 2026
- Sources
- App Store