HDFC Bank App: Banking & Cards

Name: HDFC Bank App: Banking & Cards
Rating: 4.8 (13141 reviews)
Author: HDFC Bank Ltd.

by HDFC Bank Ltd.

iPhone · iPad · Android

Active Last checked 4 Sep 2026

App Store ↗ Google Play ↗

Quick verdict

What it is: Store information collected; independent summary not yet available.
At a glance: Free to download

Categories and search queries

Official categories

Finance

AppCorpus categories

Finance

Key functions

Function	Availability	Access	Scope	Evidence
Free app	Yes	Free	—	Store published

Screens

App Store Google Play

8 store screenshots

8 store screenshots

HDFC Bank App: Banking & Cards android screenshot 1

HDFC Bank App: Banking & Cards android screenshot 2

HDFC Bank App: Banking & Cards android screenshot 3

HDFC Bank App: Banking & Cards android screenshot 4

Pricing & paywalls

App Store Google Play

Free

Last verified 30 Aug 2026

Free to download

Last verified 4 Sep 2026

Ratings & reviews

App Store Google Play

4.8 13141 ratings · App Store

5/5Finally, the Modern Interface
Works good, pretty modern, intuitive. Understandably things may be broken as this is in early access mode and new features coming in. Not able to set my own UPI address though. I had an existing one, but this app created a new one and I’m not able to select or change. Font size can be increased just a tiny bit more - not too much that it looks ancient.

do2blehelix · 30 Aug 2026
1/5Worst app ever
We know that this is India and we can not expect things to be easy. But why roll out an app which is unable to even parse the mobile number it’s trying to register ! Seriously what is they point of locking me me our of the old app which was bad enough but at least worked, and now I cannot use either … I know that HDFC is a mediocre excuse for a company, but did not expect this even from them. Since they messed up my credit card application I have been seriously considering leaving this rubbish bank, now I am determined to migrate to another one asap . Even with an imperia account, there is absolutely no service or support of any kind. This is the end of the road for my journey with is slovenly enterprise

dsngr · 30 Aug 2026
1/5You are screwing up with customer life
I am currently traveling abroad and was forced to download the new version of your app. Unfortunately, it is not verifying my SIM with my India eSIM, which has left me unable to access critical banking services. This is not just a convenience issue — banking is an essential service, especially while traveling. Unlike a game or entertainment app, this cannot be postponed or ignored. If the app cannot handle real-world scenarios like international travel or eSIM usage, it undermines trust and reliability. I strongly urge you to make the app more robust and ensure that all scenarios — including overseas usage and eSIM verification — are properly supported. Banking customers need seamless and dependable access anytime, anywhere.

Kams23 · 30 Aug 2026
5/5Great work on UX and Design
Okay, To be honest, I lost all hopes from HDFC long time back that they will ever release a good banking app or website. And You folks proved me wrong. The new HDFC app is simply amazing. The UX transitions are smooth and the app flow is very intuitive. I have used almost all the top bank apps in India but none of them is as good as HDFC Few things I likes 1. Well thought app flows - This is hardest to get right, but you folks nailed it. Most of other Indian bank apps are too confusing to use. 2. Good UI and UX: Good work on the UI, UX, IxD, MxD, VxD. There is still some scope of improvement but still it’s good 3. Good work on the back end side too. The API call time seems minimal

Ashish_Jha · 30 Aug 2026
1/5Useless for NRI customers
I would give HDFC zero stars if I could. 1) The app asks you to type in your password but does not allow you to make it visible. 2) The app binds you to one mobile device. My iPhone. After that I am unable to login to net banking on my laptop browser. It says already logged into another device. So I cannot now do anything on the desktop website. (On the app may items are not available. It says do it in NetBanking. 3) Also What am I supposed to do if my phone gets damaged or lost or I upgrade? 4) What is the point of this for NRI’s who cannot easily contact HDFc for help from the US?

AnilP · 30 Aug 2026

4.7 1394925 ratings · Google Play

4/5
hdfc bank app one of the best app and services

Imran Khan · 5 Aug 2026
1/5
even after updating, it's still giving pop up to update

Nitin Dhotre · 5 Aug 2026
1/5
You launched a new app, but when users try to book an FD or RD, the app simply opens a web browser instead of completing the process within the app. This completely defeats the purpose of having a mobile app. Such basic banking services should be fully integrated into the app for a smooth user experience. Please implement these features directly in the app instead of redirecting users to a browser.

Venom GHOST · 5 Aug 2026
1/5
everything it shows we are working on it

Laksh Pasrija · 5 Aug 2026
4/5
1. Provided debit card details in app . because no one carry physical card every time 2. Needs a Modern App , like hdfc sky . Refresh The banking services . Reduce the "heavy" animation .

RAVI KUMAR MEENA · 5 Aug 2026

Privacy & accessibility

App Store Google Play

Privacy

Data Not Linked to You — Analytics — Diagnostics — Crash Data Developer declared
Data Not Linked to You — Analytics — Usage Data — Product Interaction Developer declared
Data Not Linked to You — App Functionality — Contact Info — Email Address Developer declared
Data Not Linked to You — App Functionality — Contact Info — Name Developer declared
Data Not Linked to You — App Functionality — Contact Info — Phone Number Developer declared
Data Not Linked to You — App Functionality — Contact Info — Physical Address Developer declared
Data Not Linked to You — App Functionality — Diagnostics — Crash Data Developer declared
Data Not Linked to You — App Functionality — Identifiers — Device ID Developer declared
Data Not Linked to You — App Functionality — Identifiers — User ID Developer declared
Data Not Linked to You — App Functionality — Location — Precise Location Developer declared
Data Not Linked to You — App Functionality — Usage Data — Product Interaction Developer declared
Data Not Linked to You — App Functionality — User Content — Photos or Videos Developer declared
Data Not Linked to You — Product Personalization — Contact Info — Email Address Developer declared
Data Not Linked to You — Product Personalization — Contact Info — Name Developer declared
Data Not Linked to You — Product Personalization — Contact Info — Phone Number Developer declared
Data Not Linked to You — Product Personalization — Contact Info — Physical Address Developer declared
Data Not Linked to You — Product Personalization — Identifiers — Device ID Developer declared
Data Not Linked to You — Product Personalization — Location — Precise Location Developer declared
Data Not Linked to You — Contact Info Developer declared
Data Not Linked to You — Diagnostics Developer declared
Data Not Linked to You — Identifiers Developer declared
Data Not Linked to You — Location Developer declared
Data Not Linked to You — Usage Data Developer declared
Data Not Linked to You — User Content Developer declared

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Accessibility

No accessibility labels collected yet.

Privacy

Data collected — App functionality — App activity — App interactions Developer declared
Data collected — App functionality — Personal info — Email address Developer declared
Data collected — App functionality — Personal info — Name Developer declared
Data collected — App functionality — Photos and videos — Photos Developer declared
Data collected — App functionality, Account management — Files and docs Developer declared
Data collected — App functionality, Account management — Personal info — Address Developer declared
Data collected — App functionality, Account management — Personal info — Phone number Developer declared
Data collected — App functionality, Fraud prevention, security, and compliance — Location — Precise location Developer declared
Data collected — App functionality, Fraud prevention, security, and compliance — Personal info — User IDs Developer declared
Data collected — App functionality, Fraud prevention, security, and compliance, Account management — App info and performance — Crash logs Developer declared
Data collected — App functionality, Fraud prevention, security, and compliance, Account management — Device or other IDs Developer declared
Security practices — Your data is transferred over a secure connection — Data is encrypted in transit Developer declared

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Accessibility

No accessibility labels collected yet.

Versions

App Store Google Play

10.0.2
Bug fixes, performance, and security improvements
10.1.6
Bug fixes, performance, and security improvements
10.1.7 · 20 Jul 2026
Bug fixes, performance, and security improvements
11.0.1 · 10 Aug 2026
- Revamped Send Money journey for a simpler, more intuitive payment experience. - Enhanced Global Search with access to all key app modules, making it easier to find what you need. - Biometric authentication for Kavach for faster and more secure access. - Performance improvements and bug fixes to deliver a more stable and reliable app experience.
5.2.4
5.2.6
Improvements and bug fixes to improve the overall experience, ensuring smoother navigation.
6.1.12
Beneficiary Addition: Beneficiary details verified in real-time using RBI-backed validation for accurate first-time addition. UPI: Make faster UPI payments without MPIN or biometric verification. Link accounts from other banks for smoother, hassle-free transactions. Invest: Access your Mutual Fund portfolio and SmartWealth seamlessly. Track your Demat balance and portfolio, all within the App. Credit Card & Bill Pay: Request a Credit Card limit increase. Pay your Credit Card bills and activate SmartPay for recurring payments. Loans: Apply for Loans instantly
6.1.41
- Extra Security at Login We’ve added two-step verification to keep your account safer during login and key transactions.
6.2.2
Bug Fixes: Improvements and bug fixes to improve your overall experience, ensuring smoother navigation.
6.2.3
Improvements and bug fixes to improve your overall experience, ensuring smoother navigation.
6.2.7
Improvements and bug fixes to improve your overall experience, ensuring smoother navigation.
7.0.6
• Added new education billers so paying fees is easier than ever. • Refreshed UI enhancements across bill payments, cards, and mutual funds for a smoother experience. • Improved performance and stability to make the app faster and more reliable.
7.1.5
1. New app icon – making it easier for you to spot the latest HDFC Bank App. 2. ⁠Rate us inside the app – share your feedback directly to help us improve! 3. ⁠New education billers – making fee payments simpler than ever. 4. ⁠Refreshed UI - across payments, cards, and mutual funds for a smoother experience. 5. ⁠⁠Improved performance and stability –enjoy a faster, more reliable app.
7.5.3
• Faster Sign-Up – Shortened registration steps and simplified permissions to get you started quicker • Smarter Transfers – Improved Money Transfer flow for faster, easier transactions • Smoother App Experience – Enjoy a more reliable app with upgraded performance
8.0.40
· Instant Money Transfers: Send money via IMPS using just the beneficiary’s mobile number & bank name. · Open PPF Online: Open a PPF account online and start saving securely. · WhatsApp Payee Alerts: Receive instant WhatsApp notifications for new payee additions. · Linked Loan & Locker Details: View your linked loan and locker information easily.
8.1.3
Aadhaar-Based UPI PIN Setup: Securely set or reset your UPI PIN using Aadhaar authentication, in addition to debit card verification. NRI App Registration: NRI customers can now register and bind their device directly on the app. Debit Card Rewards: View and redeem your debit card Reward Points in-app. Performance Improvements & Bug Fixes: Enhanced app speed, stability, and overall performance
8.2.5
Aadhaar-Based UPI PIN Setup: Securely set or reset your UPI PIN using Aadhaar authentication, in addition to debit card verification. NRI App Registration: NRI customers can now register and bind their device directly on the app. Debit Card Rewards: View and redeem your debit card Reward Points in-app. Performance Improvements & Bug Fixes: Enhanced app speed, stability, and overall performance
9.0.4
- Stay updated with push notifications - Enhanced SSY account summary with additional details - Bug fixes, performance, and security improvements

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10.1.6 · 8 Jul 2026
11.0.1 · 7 Aug 2026

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Availability by market

Data quality & evidence

Page completeness: Live store listing
Last verified: 4 Sep 2026
Sources: App Store, Google Play

Independent summary has not been published yet.

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Compare HDFC Bank App: Banking & Cards with Paytm: Secure UPI Payments.

View JSON

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      "reviews": [
        {
          "rating": 5,
          "title": "Finally, the Modern Interface",
          "body": "Works good, pretty modern, intuitive. Understandably things may be broken as this is in early access mode and new features coming in. Not able to set my own UPI address though. I had an existing one, but this app created a new one and I’m not able to select or change. Font size can be increased just a tiny bit more - not too much that it looks ancient.",
          "author": "do2blehelix",
          "date": "30 Aug 2026"
        },
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          "rating": 1,
          "title": "Worst app ever",
          "body": "We know that this is India and we can not expect things to be easy. But why roll out an app which is unable to even parse the mobile number it’s trying to register ! Seriously what is they point of locking me me our of the old app which was bad enough but at least worked, and now I cannot use either … I know that HDFC is a mediocre excuse for a company, but did not expect this even from them. Since they messed up my credit card application I have been seriously considering leaving this rubbish bank, now I am determined to migrate to another one asap . Even with an imperia account, there is absolutely no service or support of any kind. This is the end of the road for my journey with is slovenly enterprise",
          "author": "dsngr",
          "date": "30 Aug 2026"
        },
        {
          "rating": 1,
          "title": "You are screwing up with customer life",
          "body": "I am currently traveling abroad and was forced to download the new version of your app. Unfortunately, it is not verifying my SIM with my India eSIM, which has left me unable to access critical banking services. This is not just a convenience issue — banking is an essential service, especially while traveling. Unlike a game or entertainment app, this cannot be postponed or ignored. If the app cannot handle real-world scenarios like international travel or eSIM usage, it undermines trust and reliability. I strongly urge you to make the app more robust and ensure that all scenarios — including overseas usage and eSIM verification — are properly supported. Banking customers need seamless and dependable access anytime, anywhere.",
          "author": "Kams23",
          "date": "30 Aug 2026"
        },
        {
          "rating": 5,
          "title": "Great work on UX and Design",
          "body": "Okay, To be honest, I lost all hopes from HDFC long time back that they will ever release a good banking app or website. And You folks proved me wrong. The new HDFC app is simply amazing. The UX transitions are smooth and the app flow is very intuitive. I have used almost all the top bank apps in India but none of them is as good as HDFC Few things I likes 1. Well thought app flows - This is hardest to get right, but you folks nailed it. Most of other Indian bank apps are too confusing to use. 2. Good UI and UX: Good work on the UI, UX, IxD, MxD, VxD. There is still some scope of improvement but still it’s good 3. Good work on the back end side too. The API call time seems minimal",
          "author": "Ashish_Jha",
          "date": "30 Aug 2026"
        },
        {
          "rating": 1,
          "title": "Useless for NRI customers",
          "body": "I would give HDFC zero stars if I could. 1) The app asks you to type in your password but does not allow you to make it visible. 2) The app binds you to one mobile device. My iPhone. After that I am unable to login to net banking on my laptop browser. It says already logged into another device. So I cannot now do anything on the desktop website. (On the app may items are not available. It says do it in NetBanking. 3) Also What am I supposed to do if my phone gets damaged or lost or I upgrade? 4) What is the point of this for NRI’s who cannot easily contact HDFc for help from the US?",
          "author": "AnilP",
          "date": "30 Aug 2026"
        }
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      "reviews": [
        {
          "rating": 4,
          "title": "",
          "body": "hdfc bank app one of the best app and services",
          "author": "Imran Khan",
          "date": "5 Aug 2026"
        },
        {
          "rating": 1,
          "title": "",
          "body": "even after updating, it's still giving pop up to update",
          "author": "Nitin Dhotre",
          "date": "5 Aug 2026"
        },
        {
          "rating": 1,
          "title": "",
          "body": "You launched a new app, but when users try to book an FD or RD, the app simply opens a web browser instead of completing the process within the app. This completely defeats the purpose of having a mobile app. Such basic banking services should be fully integrated into the app for a smooth user experience. Please implement these features directly in the app instead of redirecting users to a browser.",
          "author": "Venom GHOST",
          "date": "5 Aug 2026"
        },
        {
          "rating": 1,
          "title": "",
          "body": "everything it shows we are working on it",
          "author": "Laksh Pasrija",
          "date": "5 Aug 2026"
        },
        {
          "rating": 4,
          "title": "",
          "body": "1. Provided debit card details in app . because no one carry physical card every time 2. Needs a Modern App , like hdfc sky . Refresh The banking services . Reduce the \"heavy\" animation .",
          "author": "RAVI KUMAR MEENA",
          "date": "5 Aug 2026"
        }
      ]
    }
  ],
  "privacy": [
    {
      "store": "apple",
      "declarations": [
        {
          "title": "Data Not Linked to You",
          "detail": "Analytics — Diagnostics — Crash Data",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Analytics — Usage Data — Product Interaction",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Contact Info — Email Address",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Contact Info — Name",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Contact Info — Phone Number",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Contact Info — Physical Address",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Diagnostics — Crash Data",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Identifiers — Device ID",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Identifiers — User ID",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Location — Precise Location",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Usage Data — Product Interaction",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — User Content — Photos or Videos",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Product Personalization — Contact Info — Email Address",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Product Personalization — Contact Info — Name",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Product Personalization — Contact Info — Phone Number",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Product Personalization — Contact Info — Physical Address",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Product Personalization — Identifiers — Device ID",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Product Personalization — Location — Precise Location",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Contact Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Diagnostics",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Identifiers",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Location",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Usage Data",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "User Content",
          "source": "Developer declared"
        }
      ],
      "accessibility": []
    },
    {
      "store": "gplay",
      "declarations": [
        {
          "title": "Data collected",
          "detail": "App functionality — App activity — App interactions",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality — Personal info — Email address",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality — Personal info — Name",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality — Photos and videos — Photos",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Account management — Files and docs",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Account management — Personal info — Address",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Account management — Personal info — Phone number",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Fraud prevention, security, and compliance — Location — Precise location",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Fraud prevention, security, and compliance — Personal info — User IDs",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Fraud prevention, security, and compliance, Account management — App info and performance — Crash logs",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Fraud prevention, security, and compliance, Account management — Device or other IDs",
          "source": "Developer declared"
        },
        {
          "title": "Security practices",
          "detail": "Your data is transferred over a secure connection — Data is encrypted in transit",
          "source": "Developer declared"
        }
      ],
      "accessibility": []
    }
  ],
  "changes": [
    {
      "store": "apple",
      "version": "10.0.2",
      "released_at": null,
      "notes": "Bug fixes, performance, and security improvements"
    },
    {
      "store": "apple",
      "version": "10.1.6",
      "released_at": null,
      "notes": "Bug fixes, performance, and security improvements"
    },
    {
      "store": "apple",
      "version": "10.1.7",
      "released_at": "2026-07-20",
      "notes": "Bug fixes, performance, and security improvements"
    },
    {
      "store": "apple",
      "version": "11.0.1",
      "released_at": "2026-08-10",
      "notes": "- Revamped Send Money journey for a simpler, more intuitive payment experience. - Enhanced Global Search with access to all key app modules, making it easier to find what you need. - Biometric authentication for Kavach for faster and more secure access. - Performance improvements and bug fixes to deliver a more stable and reliable app experience."
    },
    {
      "store": "apple",
      "version": "5.2.4",
      "released_at": null,
      "notes": ""
    },
    {
      "store": "apple",
      "version": "5.2.6",
      "released_at": null,
      "notes": "Improvements and bug fixes to improve the overall experience, ensuring smoother navigation."
    },
    {
      "store": "apple",
      "version": "6.1.12",
      "released_at": null,
      "notes": "Beneficiary Addition: Beneficiary details verified in real-time using RBI-backed validation for accurate first-time addition. UPI: Make faster UPI payments without MPIN or biometric verification. Link accounts from other banks for smoother, hassle-free transactions. Invest: Access your Mutual Fund portfolio and SmartWealth seamlessly. Track your Demat balance and portfolio, all within the App. Credit Card & Bill Pay: Request a Credit Card limit increase. Pay your Credit Card bills and activate SmartPay for recurring payments. Loans: Apply for Loans instantly"
    },
    {
      "store": "apple",
      "version": "6.1.41",
      "released_at": null,
      "notes": "- Extra Security at Login We’ve added two-step verification to keep your account safer during login and key transactions."
    },
    {
      "store": "apple",
      "version": "6.2.2",
      "released_at": null,
      "notes": "Bug Fixes: Improvements and bug fixes to improve your overall experience, ensuring smoother navigation."
    },
    {
      "store": "apple",
      "version": "6.2.3",
      "released_at": null,
      "notes": "Improvements and bug fixes to improve your overall experience, ensuring smoother navigation."
    },
    {
      "store": "apple",
      "version": "6.2.7",
      "released_at": null,
      "notes": "Improvements and bug fixes to improve your overall experience, ensuring smoother navigation."
    },
    {
      "store": "apple",
      "version": "7.0.6",
      "released_at": null,
      "notes": "• Added new education billers so paying fees is easier than ever. • Refreshed UI enhancements across bill payments, cards, and mutual funds for a smoother experience. • Improved performance and stability to make the app faster and more reliable."
    },
    {
      "store": "apple",
      "version": "7.1.5",
      "released_at": null,
      "notes": "1. New app icon – making it easier for you to spot the latest HDFC Bank App. 2. ⁠Rate us inside the app – share your feedback directly to help us improve! 3. ⁠New education billers – making fee payments simpler than ever. 4. ⁠Refreshed UI - across payments, cards, and mutual funds for a smoother experience. 5. ⁠⁠Improved performance and stability –enjoy a faster, more reliable app."
    },
    {
      "store": "apple",
      "version": "7.5.3",
      "released_at": null,
      "notes": "• Faster Sign-Up – Shortened registration steps and simplified permissions to get you started quicker • Smarter Transfers – Improved Money Transfer flow for faster, easier transactions • Smoother App Experience – Enjoy a more reliable app with upgraded performance"
    },
    {
      "store": "apple",
      "version": "8.0.40",
      "released_at": null,
      "notes": "· Instant Money Transfers: Send money via IMPS using just the beneficiary’s mobile number & bank name. · Open PPF Online: Open a PPF account online and start saving securely. · WhatsApp Payee Alerts: Receive instant WhatsApp notifications for new payee additions. · Linked Loan & Locker Details: View your linked loan and locker information easily."
    },
    {
      "store": "apple",
      "version": "8.1.3",
      "released_at": null,
      "notes": "Aadhaar-Based UPI PIN Setup: Securely set or reset your UPI PIN using Aadhaar authentication, in addition to debit card verification. NRI App Registration: NRI customers can now register and bind their device directly on the app. Debit Card Rewards: View and redeem your debit card Reward Points in-app. Performance Improvements & Bug Fixes: Enhanced app speed, stability, and overall performance"
    },
    {
      "store": "apple",
      "version": "8.2.5",
      "released_at": null,
      "notes": "Aadhaar-Based UPI PIN Setup: Securely set or reset your UPI PIN using Aadhaar authentication, in addition to debit card verification. NRI App Registration: NRI customers can now register and bind their device directly on the app. Debit Card Rewards: View and redeem your debit card Reward Points in-app. Performance Improvements & Bug Fixes: Enhanced app speed, stability, and overall performance"
    },
    {
      "store": "apple",
      "version": "9.0.4",
      "released_at": null,
      "notes": "- Stay updated with push notifications - Enhanced SSY account summary with additional details - Bug fixes, performance, and security improvements"
    },
    {
      "store": "gplay",
      "version": "10.1.6",
      "released_at": "2026-07-08",
      "notes": ""
    },
    {
      "store": "gplay",
      "version": "11.0.1",
      "released_at": "2026-08-07",
      "notes": ""
    }
  ],
  "alternatives": [
    {
      "app_id": 473941634,
      "name": "Paytm: Secure UPI Payments",
      "url": "https://appcorpus.com/apps/paytm-secure-upi-payments-473941634",
      "reason": "Same category + similar ratings"
    },
    {
      "app_id": 699582556,
      "name": "Axis Bank Mobile Banking",
      "url": "https://appcorpus.com/apps/axis-bank-mobile-banking-699582556",
      "reason": "Same category + similar ratings"
    },
    {
      "app_id": 1170055821,
      "name": "PhonePe UPI, Payment, Recharge",
      "url": "https://appcorpus.com/apps/phonepe-upi-payment-recharge-1170055821",
      "reason": "Same category + similar ratings"
    },
    {
      "app_id": 375276006,
      "name": "iMobile: Loan, Cards & Banking",
      "url": "https://appcorpus.com/apps/imobile-loan-cards-banking-375276006",
      "reason": "Same category + similar ratings"
    },
    {
      "app_id": 1666228571,
      "name": "HDFC Securities InvestRight",
      "url": "https://appcorpus.com/apps/hdfc-securities-investright-1666228571",
      "reason": "Same category + similar ratings"
    },
    {
      "app_id": 6471392908,
      "name": "Kotak Bank (New)",
      "url": "https://appcorpus.com/apps/kotak-bank-new-6471392908",
      "reason": "Same category + similar ratings"
    }
  ],
  "evidence_summary": {
    "index_state": "S1",
    "evidence_level": 1,
    "level_label": "Live store listing",
    "indexable": true,
    "last_verified_at": "2026-09-04",
    "unknown_fields": [
      "Independent summary has not been published yet."
    ],
    "sources": [
      "App Store",
      "Google Play"
    ]
  },
  "availability_markets": {
    "live": [
      "us"
    ],
    "selected": "us",
    "note": null
  },
  "feature_events": {
    "events": [
      {
        "type": "major_update",
        "occurred_at": "2026-08-30 20:52:59.700268+00:00",
        "plan_code": null,
        "capability_id": null,
        "previous": {},
        "current": {},
        "scope": {
          "store_id": "apple",
          "change_id": "change_bcfd2d0c96800d93373a06a9dfe75495",
          "storefront_id": "us"
        },
        "source": "store_diff"
      }
    ]
  },
  "features_slice": {
    "plans": [
      {
        "code": "free",
        "label": "Free",
        "kind": "free",
        "status": "inferred",
        "prices": [],
        "trial": null
      }
    ],
    "features": [],
    "unknown_features": [],
    "data_cutoff": "4 Sep 2026"
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}