Quick verdict
- What it is
- The app offers various banking services, including loan applications, bill payments, and account management.
- Best for
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- someone who wants to manage their bank accounts
- someone who needs to make payments
- At a glance
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- Free to download
Categories and search queries
Official categories
- Finance
- Utilities
AppCorpus categories
Key functions
| Function | Availability | Access | Scope | Evidence |
|---|---|---|---|---|
| Free app | Yes | Free | — | Store published |
| Siri Shortcuts | Yes | Unknown | App Store | Store published |
Screens
App Store
16 store screenshots
Pricing & paywalls
App Store
- Free
Ratings & reviews
App Store
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5/5After login, the screen goes BLANK!! App is inconsistent and unreliable
After login, I tap on UPI Payments, it gives an hour glass and then the screen goes BLANK!! Tried multiple times with no luck. I’m using iPhone Pro 16 on latest iOS 18 and your app is up to date. This is a SERIOUS banking app (not Angry Birds game) and it needs to work AS EXPECTED like a ROCK at all times - and EVERY SINGLE TIME. You cannot give us the doubts like “it worked last time but not sure if it will work this time…”. If the UPI Payments screen goes blank, how are people going to pay?? Who is testing this app before it is released? You got awarded a Banking License by the govt - please take it very SERIOUSLY! Yesterday when the app was working, a payment was showing as Successful on UPI Payments screen but when I tapped on My Transactions, the same transaction is showing as PENDING. Seriously?! Why can’t you show the exact same data on different screens? On your online site, after I login, I don’t see Pending Transactions screen. the Completed Transactions screen is not showing anything which is contradictory to what your app shows (that is also inconsistent as mentioned above). In the USA, banking apps always work as expected like a rock! Every single time!! Make your app consistent, reliable, serious and worthy.
PowerObject! · 30 Aug 2026
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1/5Worst banking app ever
The application is the worst banking app ever, I would give it a negative rating if that option were available. There are so many issues with it, here are some examples.. 1. It never loads on the first attempt, I have to close and restart the app every time to access it. 2. Every update breaks some feature or another, I am an NRE/NRO account holder who also has a home loan in India. One of their previous updates changed the mobile number format from 001 to +1, which broke many features. After speaking with their phone banking team a few times, I was finally able to access regular banking, but my loan account is no longer showing in the app, even though it appears in my account on a desktop browser. If I try to link the loan account, it throws an error saying the entered loan account is already linked to the requested user ID. 3. UPI payments used to work previously, but after a recent update, if I click on UPI payment, I get an error specifically, "Error during call to retrieve VPA list" and the app goes to a white blank screen. 4. No matter how many times you add a transaction to favorites and perform a monthly transfer, each time it still asks for the debit card grid. Strangely, even if we enter the correct grid numbers, it errors out, saying wrong grid number,and blocks the account for 24 hours.
Use325 · 30 Aug 2026
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5/5The app is great however OTP time-out needs some attention
The app is great but while performing transactions the OTP is being s not to the mobile, however the OTP message never delivered within 30 secs. It will always send after the allotted time limit. Hence I always need to choose the option get OTP call to receive one which again leaves me very less time to update… for any transaction to be successful I need to be very fast in listening and entering the OTP, which is frustrating. My suggestion is if the OTP time limit increase to one min or make sure the SMS is bing sent within 5 secs upon close closing of get OTP to phone. Needs some performance testing for this app. Thank you and hope this will be read and someone will address the problem.
ShankarGanesh · 30 Aug 2026
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3/5Still buggy
Each time an update is made something working well previously breaks! With version 21.0 update on Apple iPhone, the app forced me to re-register all over again. I had been using the iMobile app for more than a year and why blow away all my login information and after registering again and logging in, I realized all my UPI transactions log is wiped out. I usually send money to the same people again and again I depend on the UPI transactions log to find the person/ entity I want to re-send the money to. Now I have to contact them again to get their UPI id. Plus I now can’t take a screenshot of my UPI transaction. Why disable a useful feature? This is a terrible update.. removing functionality from an already unstable application. Hope you fix these bugs without breaking something else or taking away useful features!! Really disappointed
Prayen · 30 Aug 2026
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1/5Question security
The application allows anybody who has access to the phone/app to do everything online. I suppose this liberality is very insecure. Usually any international bank in western countries makes it mandatory for the customer to visit the branch for making Fixed deposit transaction, irrespective of the technological advancements they made. Also, doing so is very favorable for the customer; there is specific monitoring on the person who made the FD transaction and tap inflow and outflow of funds. Also the banks provide credit protection, for example if passwords are compromised after your valet is lost, banks will provide up to $1000. ICICI doesn’t seem to put any such taps and puts the risk entirely on the customer which is not a reasonable thing to do. If the password is compromised, simply within minutes the thief can transfer all the amounts from FD and make an online transfer of that amount within minutes. But by this time if the flaw is not detected within one day because the customer is sick or busy there could be devastating losses.
kish dev · 30 Aug 2026
Privacy & accessibility
App Store
Privacy
- Data Linked to You — App Functionality — Identifiers — Device ID Developer declared
- Data Linked to You — Identifiers Developer declared
- Data Not Linked to You — Analytics — Diagnostics — Crash Data Developer declared
- Data Not Linked to You — Analytics — Diagnostics — Performance Data Developer declared
- Data Not Linked to You — App Functionality — Diagnostics — Crash Data Developer declared
- Data Not Linked to You — App Functionality — Diagnostics — Performance Data Developer declared
- Data Not Linked to You — Product Personalization — Location — Precise Location Developer declared
- Data Not Linked to You — Diagnostics Developer declared
- Data Not Linked to You — Location Developer declared
Accessibility
- Dark Interface — SUPPORTED Store published
- Larger Text — SUPPORTED Store published
- VoiceOver — SUPPORTED Store published
Versions
App Store
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23.3
- Enjoy the iMobile app in a new and vibrant orange colour - Introducing new Send money journey. Enjoy a seamless and elevated payment experience with our revamped user interface - A smooth & new experience for your Bill Payments - enhanced features and simplified management - Enhanced security for NRI customers. Authenticate yourself using your registered mobile number and have a more secure banking experience - Bug Fixes and Improvements to enhance your Mobile Banking experience
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23.4
- Enjoy the iMobile app in a new and vibrant orange colour - Introducing new Send money journey. Enjoy a seamless and elevated payment experience with our revamped user interface - A smooth & new experience for your Bill Payments - enhanced features and simplified management - Enhanced security for NRI customers. Authenticate yourself using your registered mobile number and have a more secure banking experience - Bug Fixes and Improvements to enhance your Mobile Banking experience
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23.5
- Enjoy the iMobile app in a new and vibrant orange colour - Introducing new Send money journey. Enjoy a seamless and elevated payment experience with our revamped user interface - A smooth & new experience for your Bill Payments - enhanced features and simplified management - Enhanced security for NRI customers. Authenticate yourself using your registered mobile number and have a more secure banking experience - Bug Fixes and Improvements to enhance your Mobile Banking experience
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23.6
- Enjoy the iMobile app in a new and vibrant orange colour - Introducing new Send money journey. Enjoy a seamless and elevated payment experience with our revamped user interface - A smooth & new experience for your Bill Payments - enhanced features and simplified management - Enhanced security for NRI customers. Authenticate yourself using your registered mobile number and have a more secure banking experience - Bug Fixes and Improvements to enhance your Mobile Banking experience.
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23.7
- Enjoy the iMobile app in a new and vibrant orange colour - Introducing new Send money journey. Enjoy a seamless and elevated payment experience with our revamped user interface - A smooth & new experience for your Bill Payments - enhanced features and simplified management - Enhanced security for NRI customers. Authenticate yourself using your registered mobile number and have a more secure banking experience - Bug Fixes and Improvements to enhance your Mobile Banking experience.
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23.8
- Enjoy the iMobile app in a new and vibrant orange colour - Introducing new Send money journey. Enjoy a seamless and elevated payment experience with our revamped user interface - A smooth & new experience for your Bill Payments - enhanced features and simplified management - Enhanced security for NRI customers. Authenticate yourself using your registered mobile number and have a more secure banking experience - Bug Fixes and Improvements to enhance your Mobile Banking experience.
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24.0
- Experience brand new & intuitive UPI journeys. Now link other bank accounts/ RuPay credit cards with easy PIN setup. - Introducing UPI LITE for faster and PIN-less transactions upto ₹ 1,000. - Introducing new Send money journey. Enjoy seamless & elevated payment experience with our revamped user interface. - A smooth & new experience for your Bill Payments & Fastag - enhanced features and simplified management - Bug Fixes & Improvements to enhance your Mobile Banking experience.
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24.1
- Experience brand new & intuitive UPI journeys. Now link other bank accounts/ RuPay credit cards with easy PIN setup. - Introducing UPI LITE for faster and PIN-less transactions upto ₹ 1,000. - Introducing new Send money journey. Enjoy seamless & elevated payment experience with our revamped user interface. - A smooth & new experience for your Bill Payments & Fastag - enhanced features and simplified management - Bug Fixes & Improvements to enhance your Mobile Banking experience.
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24.2
- Unlock new features in UPI - 1) Superfast UPI LITE 2) Link other bank accounts/ Rupay credit cards - Two PIN's, Two purposes - 1) Use iMobile login PIN for login to app 2) Use UPI PIN for making UPI Payments - Introducing new Send money journey. Enjoy seamless & elevated payment experience with our revamped user interface - A smooth & new experience for your Bill Payments & Fastag - enhanced features and simplified management - Bug Fixes & Improvements to enhance your Mobile Banking experience.
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24.3
- Unlock new features in UPI - 1) Superfast UPI LITE 2) Link other bank accounts/ Rupay credit cards - Two PIN's, Two purposes - 1) Use iMobile login PIN for login to app 2) Use UPI PIN for making UPI Payments - Introducing new Send money journey. Enjoy seamless & elevated payment experience with our revamped user interface - A smooth & new experience for your Bill Payments & Fastag - enhanced features and simplified management - Bug Fixes & Improvements to enhance your Mobile Banking experience.
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25.0
- Experience new & intuitive offers & rewards journey with enhanced features - Experience smarter Accounts & Deposits management with upgraded features and seamless access - Experience enhanced Cards & Forex journey with better controls, increased convenience for your cards portfolio - Try new features in UPI - Superfast UPI LITE, link other bank accounts/Rupay credit cards - Two PINs, two purposes - 1) iMobile login PIN for login 2) UPI PIN for UPI Payments - Bug Fixes & improvements.
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25.1
- Experience new & intuitive offers & rewards journey with enhanced features - Experience smarter Accounts & Deposits management with upgraded features and seamless access - Experience enhanced Cards & Forex journey with better controls, increased convenience for your cards portfolio - Try new features in UPI - Superfast UPI LITE, link other bank accounts/Rupay credit cards - Two PINs, two purposes - 1) iMobile login PIN for login 2) UPI PIN for UPI Payments - Bug Fixes & improvements.
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25.2
- Experience new & intuitive offers & rewards journey with enhanced features - Experience smarter Accounts & Deposits management with upgraded features and seamless access - Experience enhanced Cards & Forex journey with better controls, increased convenience for your cards portfolio - Try new features in UPI - Superfast UPI LITE, link other bank accounts/Rupay credit cards - Two PINs, two purposes - 1) iMobile login PIN for login 2) UPI PIN for UPI Payments - Bug Fixes & improvements.
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27.0
- Experience revamped Services journey on iMobile. - Experience new & intuitive offers & rewards journey with enhanced features. - Experience smarter Accounts & Deposits management with upgraded features. - Experience enhanced Cards & Forex journey with better controls. - Try new features in UPI - Superfast UPI LITE, link other bank accounts/Rupay CC. - Two PINs, two purposes - 1) iMobile login PIN for login 2) UPI PIN for UPI Payments. - Bug Fixes & improvements.
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27.1
- Experience revamped Services journey on iMobile. - Experience new & intuitive offers & rewards journey with enhanced features. - Experience smarter Accounts & Deposits management with upgraded features. - Experience enhanced Cards & Forex journey with better controls. - Try new features in UPI - Superfast UPI LITE, link other bank accounts/Rupay CC. - Two PINs, two purposes - 1) iMobile login PIN for login 2) UPI PIN for UPI Payments. - Bug Fixes & improvements.
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27.2
- Experience revamped Services journey on iMobile. - Experience new & intuitive offers & rewards journey with enhanced features. - Experience smarter Accounts & Deposits management with upgraded features. - Experience enhanced Cards & Forex journey with better controls. - Try new features in UPI - Superfast UPI LITE, link other bank accounts/Rupay CC. - Two PINs, two purposes - 1) iMobile login PIN for login 2) UPI PIN for UPI Payments. - Bug Fixes & improvements.
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28.0
- Experience the all-new, redesigned iMobile loan journey with simpler screens, quicker responses. - Experience a smarter CIBIL journey with an upgraded dashboard and deeper insights. - Experience new & intuitive Offers-rewards & Services journey with enhanced features. - Experience smarter Accounts-Deposits & Cards management with upgraded features. - Try new features in UPI - Superfast UPI LITE, link other bank accounts/Rupay CC. - Two PINs, two purposes - 1) iMobile login PIN for login 2) UPI PIN for UPI Payments. - Bug Fixes & improvements.
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28.1
- Experience the all-new, redesigned iMobile loan journey with simpler screens, quicker responses. - Experience a smarter CIBIL journey with an upgraded dashboard and deeper insights. - Experience new & intuitive Offers-rewards & Services journey with enhanced features. - Experience smarter Accounts-Deposits & Cards management with upgraded features. - Try new features in UPI - Superfast UPI LITE, link other bank accounts/Rupay CC. - Two PINs, two purposes - 1) iMobile login PIN for login 2) UPI PIN for UPI Payments. - Bug Fixes & improvements.
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28.2
- Experience the all-new, redesigned iMobile loan journey with simpler screens, quicker responses. - Experience a smarter CIBIL journey with an upgraded dashboard and deeper insights. - Experience new & intuitive Offers-rewards & Services journey with enhanced features. - Experience smarter Accounts-Deposits & Cards management with upgraded features. - Try new features in UPI - Superfast UPI LITE, link other bank accounts/Rupay CC. - Two PINs, two purposes - 1) iMobile login PIN for login 2) UPI PIN for UPI Payments. - Bug Fixes & improvements.
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28.3
- Experience the all-new, redesigned iMobile loan journey with simpler screens, quicker responses. - Experience a smarter CIBIL journey with an upgraded dashboard and deeper insights. - Experience new & intuitive Offers-rewards & Services journey with enhanced features. - Experience smarter Accounts-Deposits & Cards management with upgraded features. - Try new features in UPI - Superfast UPI LITE, link other bank accounts/Rupay CC. - Two PINs, two purposes - 1) iMobile login PIN for login 2) UPI PIN for UPI Payments. - Bug Fixes & improvements.
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30.0
- Explore the updated Invest & Insure journey, featuring APY & PMSBY for smarter retirement and financial security. - Experience the all-new, redesigned CIBIL & Loan journey. - Experience intuitive offers & rewards journey with enhanced features. - Experience smarter Services, Accounts & Deposits management. - Experience enhanced Cards & Forex journey with better controls. - Two PINs, two purposes - 1) iMobile login PIN for login 2) UPI PIN for UPI Payments. - Bug Fixes & improvements.
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30.1
- Experience faster and more secure login. - Explore the updated Invest & Insure journey, featuring APY & PMSBY for smarter retirement and financial security. - Experience the all-new, redesigned CIBIL & Loan journey. - Experience intuitive offers & rewards journey with enhanced features. - Smarter Services, Accounts, Deposits, Cards & Forex experience with enhanced features. - Two PINs, two purposes - iMobile login PIN for login & UPI PIN for UPI Payments. - Bug Fixes & improvements.
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30.2
- Experience faster and more secure login. - Explore the updated Invest & Insure journey, featuring APY & PMSBY for smarter retirement and financial security. - Experience the all-new, redesigned CIBIL & Loan journey. - Experience intuitive offers & rewards journey with enhanced features. - Smarter Services, Accounts, Deposits, Cards & Forex experience with enhanced features. - Two PINs, two purposes - iMobile login PIN for login & UPI PIN for UPI Payments. - Bug Fixes & improvements.
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30.3
- Experience faster and more secure login. - Explore the updated Invest & Insure journey, featuring APY & PMSBY for smarter retirement and financial security. - Experience the all-new, redesigned CIBIL & Loan journey. - Experience intuitive offers & rewards journey with enhanced features. - Smarter Services, Accounts, Deposits, Cards & Forex experience with enhanced features. - Two PINs, two purposes - iMobile login PIN for login & UPI PIN for UPI Payments. - Bug Fixes & improvements.
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30.4
· 10 Jul 2026
- UPI Circle - Enable your family & friends to make UPI payments via your bank account - Access all your mandates across Cards, UPI & Bank Accounts at one place - Experience faster and more secure login - Experience the all-new, redesigned CIBIL & Loan journey - Explore the Invest journey, featuring APY & PMSBY for smarter retirement and financial security - Experience intuitive offers & rewards journey with enhanced features - Bug Fixes & improvements.
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30.5
- UPI Circle - Enable your family & friends to make UPI payments via your bank account - Access all your mandates across Cards, UPI & Bank Accounts at one place - Experience faster and more secure login - Experience the all-new, redesigned CIBIL & Loan journey - Explore the Invest journey, featuring APY & PMSBY for smarter retirement and financial security - Experience intuitive offers & rewards journey with enhanced features - Bug Fixes & improvements.
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30.6
- Security Enhancement - Sim Verification - UPI Circle - Enable your family & friends to make UPI payments via your bank account - Access all your mandates across Cards, UPI & Bank Accounts at one place - Experience faster and more secure login - Experience the all-new, redesigned CIBIL & Loan journey - Explore the Invest journey, featuring APY & PMSBY for smarter retirement and financial security - Experience intuitive offers & rewards journey with enhanced features - Bug Fixes & improvements.
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30.7
· 28 Aug 2026
- Security Enhancement - Sim Verification - UPI Circle - Enable your family & friends to make UPI payments via your bank account - Access all your mandates across Cards, UPI & Bank Accounts at one place - Experience faster and more secure login - Experience the all-new, redesigned CIBIL & Loan journey - Explore the Invest journey, featuring APY & PMSBY for smarter retirement and financial security - Experience intuitive offers & rewards journey with enhanced features - Bug Fixes & improvements.
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Availability by market
- US
Data quality & evidence
- Page completeness
- Independent summary published
- Last verified
- 30 Aug 2026
- Sources
- App Store