PhonePe UPI, Payment, Recharge

Name: PhonePe UPI, Payment, Recharge
Rating: 4.7 (170722 reviews)
Author: PHONEPE PRIVATE LIMITED

by PHONEPE PRIVATE LIMITED

iPhone · iPad · Android

Active Last checked 5 Sep 2026

App Store ↗ Google Play ↗

Quick verdict

What it is: Store information collected; independent summary not yet available.
At a glance: Free to download

Categories and search queries

Official categories

Finance

AppCorpus categories

Finance

Key functions

Function	Availability	Access	Scope	Evidence
Free app	Yes	Free	—	Store published

Screens

App Store Google Play

8 store screenshots

8 store screenshots

PhonePe UPI, Payment, Recharge android screenshot 1

PhonePe UPI, Payment, Recharge android screenshot 2

PhonePe UPI, Payment, Recharge android screenshot 3

PhonePe UPI, Payment, Recharge android screenshot 4

Pricing & paywalls

App Store Google Play

Free

Last verified 5 Sep 2026

Free to download

Last verified 31 Aug 2026

Ratings & reviews

App Store Google Play

4.7 170722 ratings · App Store

5/5Smooth UPI app for daily use
PhonePe is a very smooth and reliable app for everyday payments and recharges. It handles UPI transfers, bill payments, mobile/DTH recharges and QR payments at shops quickly without many failed transactions. The interface is simple, and linking multiple bank accounts and checking balance is convenient. It also offers useful extras like insurance, investments and gold in one place, which makes it feel like a complete finance app rather than just UPI. Overall, it is a trustworthy app for secure and fast digital payments and is highly recommended for daily use.

ShubhamPalNirmal · 5 Sep 2026
1/5IOS 16 not supported?
Upon bank selection getting a message that iOS must be 17 . Where on the app details in app store it’s mentioned about the iOS version supported by UPI? If it’s mentioned then would not have downloaded. Not sure why there is Skip on the up right corner as it does not skips the bank linking screen and shows a message that bank linking it required. Remove it as it’s confusing Updating: I somehow got to the Home Screen added my debit card but in the Phonepe gifts there is no option to buy the gift using debit card. Can’t raise a ticket as I don’t see that option as well. Now again back to the screen where it is forcing me to select bank and since mine is not IOS 17 once again can’t surpass this step Not sure how can I raise my concerns using ticket as suggested by the developer here.

Bharne2613 · 5 Sep 2026
5/5Can’t hit send on IPhone SE 2020
With the new update, we are not able to proceed with the normal transaction setup. Somehow we don’t get to checkout/send/transfer money to a designated account. Fortunately, we were able to do money transfer by changing the transaction workflow by clicking on help at the transfer screen menu and then clicking back option. The send button appeared once we did the above procedure. Can anyone please fix this issue. Thank you

vighu11 · 5 Sep 2026
1/5Transactional integrity broken
This app breaks the fundamental transactional integrity of financial market. There has been a number of case transactions got hung, money got out of my account but did not reach recipients account. This stays for over 2 days and had to follow up with receiver to get money back etc which is a painful thing. It’s shocking this app is allowed by regulators to deal with public money. A transaction needs to always fully success or fully unwind - never leave a state where money is debited from payer but did not reach receiver for a substantial amount. This will now be reported to Apple for review whether this app will be allowed to be on store. In addition there is no customer support. There is a chatbot where there is no option to reach any customer support.

andybdjgsgbdj · 5 Sep 2026
5/5Deshis PhonePe best amongst all UPI pay apps
As i am volunteered for a colony activities as a treasurer , app made my life easy. Best among all upi apps and its our deshi one guys. Though i had issues with processing payments in the beginning, I still pushed myself to use it bcoz its our deshi company. Between i used Paytm a lot and GPay as its payment process success rate is high. Now a days i had no issues with phonepe , moreover i found its history is cool so i can track all transactions better than any other app.

G S K RAO · 5 Sep 2026

4.6 14196712 ratings · Google Play

5/5
so easy to use

16 - Ekayan Ghosh · 29 Jul 2026
4/5
good app but not get any cashback

Abhinav Kumar · 29 Jul 2026
5/5
👍👍

abdesh Yadav · 29 Jul 2026
5/5
it's just awesome proper organised with best UI

KUSH SUKHADEVE · 29 Jul 2026
3/5
good

Vishal Hippargi · 29 Jul 2026

Privacy & accessibility

App Store Google Play

Privacy

Data Linked to You — Analytics — Identifiers — User ID Developer declared
Data Linked to You — Product Personalization — Identifiers — User ID Developer declared
Data Linked to You — Identifiers Developer declared
Data Not Linked to You — Analytics — Diagnostics — Other Diagnostic Data Developer declared
Data Not Linked to You — Analytics — Identifiers — Device ID Developer declared
Data Not Linked to You — Analytics — Location — Coarse Location Developer declared
Data Not Linked to You — Analytics — Location — Precise Location Developer declared
Data Not Linked to You — Analytics — Usage Data — Advertising Data Developer declared
Data Not Linked to You — Analytics — Usage Data — Product Interaction Developer declared
Data Not Linked to You — App Functionality — Contact Info — Email Address Developer declared
Data Not Linked to You — App Functionality — Contact Info — Name Developer declared
Data Not Linked to You — App Functionality — Contact Info — Phone Number Developer declared
Data Not Linked to You — App Functionality — Contact Info — Physical Address Developer declared
Data Not Linked to You — App Functionality — Contacts Developer declared
Data Not Linked to You — App Functionality — Diagnostics — Crash Data Developer declared
Data Not Linked to You — App Functionality — Diagnostics — Performance Data Developer declared
Data Not Linked to You — App Functionality — Financial Info — Payment Info Developer declared
Data Not Linked to You — App Functionality — Identifiers — Device ID Developer declared
Data Not Linked to You — App Functionality — Location — Coarse Location Developer declared
Data Not Linked to You — App Functionality — Location — Precise Location Developer declared
Data Not Linked to You — App Functionality — Purchases — Purchase History Developer declared
Data Not Linked to You — App Functionality — Usage Data — Product Interaction Developer declared
Data Not Linked to You — App Functionality — User Content — Customer Support Developer declared
Data Not Linked to You — Developer’s Advertising or Marketing — Location — Precise Location Developer declared
Data Not Linked to You — Product Personalization — Location — Coarse Location Developer declared
Data Not Linked to You — Product Personalization — Location — Precise Location Developer declared
Data Not Linked to You — Product Personalization — Usage Data — Product Interaction Developer declared
Data Not Linked to You — Contact Info Developer declared
Data Not Linked to You — Contacts Developer declared
Data Not Linked to You — Diagnostics Developer declared
Data Not Linked to You — Financial Info Developer declared
Data Not Linked to You — Identifiers Developer declared
Data Not Linked to You — Location Developer declared
Data Not Linked to You — Purchases Developer declared
Data Not Linked to You — Usage Data Developer declared
Data Not Linked to You — User Content Developer declared
Data Used to Track You — Usage Data — Advertising Data Developer declared
Data Used to Track You — Usage Data Developer declared

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Accessibility

No accessibility labels collected yet.

Privacy

Data collected — Advertising or marketing, Account management — Personal info — Name Developer declared
Data collected — Advertising or marketing, Fraud prevention, security, and compliance — Device or other IDs Developer declared
Data collected — Analytics — App activity — App interactions Developer declared
Data collected — Analytics — App info and performance — Crash logs Developer declared
Data collected — Analytics — App info and performance — Diagnostics Developer declared
Data collected — Analytics — App info and performance — Other app performance data Developer declared
Data collected — App functionality — App activity — Other user-generated content Developer declared
Data collected — App functionality — Contacts Developer declared
Data collected — App functionality — Files and docs Developer declared
Data collected — App functionality — Personal info — Address Developer declared
Data collected — App functionality — Photos and videos — Photos Developer declared
Data collected — App functionality — Photos and videos — Videos Developer declared
Data collected — App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Personalization — Location — Approximate location Developer declared
Data collected — App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Personalization — Location — Precise location Developer declared
Data collected — App functionality, Developer communications, Fraud prevention, security, and compliance, Account management — Personal info — Phone number Developer declared
Data collected — App functionality, Fraud prevention, security, and compliance — Financial info — Purchase history Developer declared
Data collected — App functionality, Fraud prevention, security, and compliance — Financial info — User payment info Developer declared
Data collected — Developer communications, Advertising or marketing — Personal info — Email address Developer declared
Data collected — Personalization — Personal info — Other info Developer declared
Security practices — Your data is transferred over a secure connection — Data is encrypted in transit Developer declared
Security practices — The developer provides a way for you to request that your data be deleted — You can request that data be deleted Developer declared

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Accessibility

No accessibility labels collected yet.

Versions

App Store Google Play

26.0130.00
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0213.00
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0227.00
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0306.00
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0306.02
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0306.03
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0313.00
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0313.07
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0327.00
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0410.00
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0410.07
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0424.00
India's most trusted finance app, reimagined around you: 1. Check your credit score & get a loan instantly. 2. Apply for the PhonePe credit card & enjoy rewards on every spend. 3. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 4. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 5. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0508.00
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0508.05
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0522.00
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0605.00
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0605.07
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0605.08
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0619.00
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0619.05
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0703.00
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0703.06
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0703.07
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0717.00
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0717.10 · 5 Aug 2026
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0717.11
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0717.12
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0731.00
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0731.19
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0731.20
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0814.00
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.
26.0814.06 · 31 Aug 2026
India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards.

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26.07.03.0 · 27 Aug 2026

Alternatives

Paytm: Secure UPI Payments — Same category + similar ratings
iMobile: Loan, Cards & Banking — Same category + similar ratings
HDFC Bank App: Banking & Cards — Same category + similar ratings
Axis Bank Mobile Banking — Same category + similar ratings

Availability by market

Data quality & evidence

Page completeness: Live store listing
Last verified: 5 Sep 2026
Sources: App Store, Google Play

Independent summary has not been published yet.

Report a correction

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Compare PhonePe UPI, Payment, Recharge with Paytm: Secure UPI Payments.

View JSON

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      "platform": "iphone",
      "alt": "PhonePe UPI, Payment, Recharge iphone screenshot 8"
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    {
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    }
  ],
  "ratings": [
    {
      "store": "apple",
      "average": 4.7,
      "count": 170722,
      "market": "us",
      "observed_at": "2026-09-05",
      "reviews": [
        {
          "rating": 5,
          "title": "Smooth UPI app for daily use",
          "body": "PhonePe is a very smooth and reliable app for everyday payments and recharges. It handles UPI transfers, bill payments, mobile/DTH recharges and QR payments at shops quickly without many failed transactions. The interface is simple, and linking multiple bank accounts and checking balance is convenient. It also offers useful extras like insurance, investments and gold in one place, which makes it feel like a complete finance app rather than just UPI. Overall, it is a trustworthy app for secure and fast digital payments and is highly recommended for daily use.",
          "author": "ShubhamPalNirmal",
          "date": "5 Sep 2026"
        },
        {
          "rating": 1,
          "title": "IOS 16 not supported?",
          "body": "Upon bank selection getting a message that iOS must be 17 . Where on the app details in app store it’s mentioned about the iOS version supported by UPI? If it’s mentioned then would not have downloaded. Not sure why there is Skip on the up right corner as it does not skips the bank linking screen and shows a message that bank linking it required. Remove it as it’s confusing Updating: I somehow got to the Home Screen added my debit card but in the Phonepe gifts there is no option to buy the gift using debit card. Can’t raise a ticket as I don’t see that option as well. Now again back to the screen where it is forcing me to select bank and since mine is not IOS 17 once again can’t surpass this step Not sure how can I raise my concerns using ticket as suggested by the developer here.",
          "author": "Bharne2613",
          "date": "5 Sep 2026"
        },
        {
          "rating": 5,
          "title": "Can’t hit send on IPhone SE 2020",
          "body": "With the new update, we are not able to proceed with the normal transaction setup. Somehow we don’t get to checkout/send/transfer money to a designated account. Fortunately, we were able to do money transfer by changing the transaction workflow by clicking on help at the transfer screen menu and then clicking back option. The send button appeared once we did the above procedure. Can anyone please fix this issue. Thank you",
          "author": "vighu11",
          "date": "5 Sep 2026"
        },
        {
          "rating": 1,
          "title": "Transactional integrity broken",
          "body": "This app breaks the fundamental transactional integrity of financial market. There has been a number of case transactions got hung, money got out of my account but did not reach recipients account. This stays for over 2 days and had to follow up with receiver to get money back etc which is a painful thing. It’s shocking this app is allowed by regulators to deal with public money. A transaction needs to always fully success or fully unwind - never leave a state where money is debited from payer but did not reach receiver for a substantial amount. This will now be reported to Apple for review whether this app will be allowed to be on store. In addition there is no customer support. There is a chatbot where there is no option to reach any customer support.",
          "author": "andybdjgsgbdj",
          "date": "5 Sep 2026"
        },
        {
          "rating": 5,
          "title": "Deshis PhonePe best amongst all UPI pay apps",
          "body": "As i am volunteered for a colony activities as a treasurer , app made my life easy. Best among all upi apps and its our deshi one guys. Though i had issues with processing payments in the beginning, I still pushed myself to use it bcoz its our deshi company. Between i used Paytm a lot and GPay as its payment process success rate is high. Now a days i had no issues with phonepe , moreover i found its history is cool so i can track all transactions better than any other app.",
          "author": "G S K RAO",
          "date": "5 Sep 2026"
        }
      ]
    },
    {
      "store": "gplay",
      "average": 4.5845823,
      "count": 14196712,
      "market": "us",
      "observed_at": "2026-09-05",
      "reviews": [
        {
          "rating": 5,
          "title": "",
          "body": "so easy to use",
          "author": "16 - Ekayan Ghosh",
          "date": "29 Jul 2026"
        },
        {
          "rating": 4,
          "title": "",
          "body": "good app but not get any cashback",
          "author": "Abhinav Kumar",
          "date": "29 Jul 2026"
        },
        {
          "rating": 5,
          "title": "",
          "body": "👍👍",
          "author": "abdesh Yadav",
          "date": "29 Jul 2026"
        },
        {
          "rating": 5,
          "title": "",
          "body": "it's just awesome proper organised with best UI",
          "author": "KUSH SUKHADEVE",
          "date": "29 Jul 2026"
        },
        {
          "rating": 3,
          "title": "",
          "body": "good",
          "author": "Vishal Hippargi",
          "date": "29 Jul 2026"
        }
      ]
    }
  ],
  "privacy": [
    {
      "store": "apple",
      "declarations": [
        {
          "title": "Data Linked to You",
          "detail": "Analytics — Identifiers — User ID",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Product Personalization — Identifiers — User ID",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Identifiers",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Analytics — Diagnostics — Other Diagnostic Data",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Analytics — Identifiers — Device ID",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Analytics — Location — Coarse Location",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Analytics — Location — Precise Location",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Analytics — Usage Data — Advertising Data",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Analytics — Usage Data — Product Interaction",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Contact Info — Email Address",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Contact Info — Name",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Contact Info — Phone Number",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Contact Info — Physical Address",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Contacts",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Diagnostics — Crash Data",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Diagnostics — Performance Data",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Financial Info — Payment Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Identifiers — Device ID",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Location — Coarse Location",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Location — Precise Location",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Purchases — Purchase History",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Usage Data — Product Interaction",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — User Content — Customer Support",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Developer’s Advertising or Marketing — Location — Precise Location",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Product Personalization — Location — Coarse Location",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Product Personalization — Location — Precise Location",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Product Personalization — Usage Data — Product Interaction",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Contact Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Contacts",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Diagnostics",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Financial Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Identifiers",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Location",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Purchases",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Usage Data",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "User Content",
          "source": "Developer declared"
        },
        {
          "title": "Data Used to Track You",
          "detail": "Usage Data — Advertising Data",
          "source": "Developer declared"
        },
        {
          "title": "Data Used to Track You",
          "detail": "Usage Data",
          "source": "Developer declared"
        }
      ],
      "accessibility": []
    },
    {
      "store": "gplay",
      "declarations": [
        {
          "title": "Data collected",
          "detail": "Advertising or marketing, Account management — Personal info — Name",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "Advertising or marketing, Fraud prevention, security, and compliance — Device or other IDs",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "Analytics — App activity — App interactions",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "Analytics — App info and performance — Crash logs",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "Analytics — App info and performance — Diagnostics",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "Analytics — App info and performance — Other app performance data",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality — App activity — Other user-generated content",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality — Contacts",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality — Files and docs",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality — Personal info — Address",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality — Photos and videos — Photos",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality — Photos and videos — Videos",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Personalization — Location — Approximate location",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Personalization — Location — Precise location",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Developer communications, Fraud prevention, security, and compliance, Account management — Personal info — Phone number",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Fraud prevention, security, and compliance — Financial info — Purchase history",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Fraud prevention, security, and compliance — Financial info — User payment info",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "Developer communications, Advertising or marketing — Personal info — Email address",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "Personalization — Personal info — Other info",
          "source": "Developer declared"
        },
        {
          "title": "Security practices",
          "detail": "Your data is transferred over a secure connection — Data is encrypted in transit",
          "source": "Developer declared"
        },
        {
          "title": "Security practices",
          "detail": "The developer provides a way for you to request that your data be deleted — You can request that data be deleted",
          "source": "Developer declared"
        }
      ],
      "accessibility": []
    }
  ],
  "changes": [
    {
      "store": "apple",
      "version": "26.0130.00",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "apple",
      "version": "26.0213.00",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "apple",
      "version": "26.0227.00",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "apple",
      "version": "26.0306.00",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "apple",
      "version": "26.0306.02",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "apple",
      "version": "26.0306.03",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "apple",
      "version": "26.0313.00",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "apple",
      "version": "26.0313.07",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "apple",
      "version": "26.0327.00",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "apple",
      "version": "26.0410.00",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "apple",
      "version": "26.0410.07",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "apple",
      "version": "26.0424.00",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Check your credit score & get a loan instantly. 2. Apply for the PhonePe credit card & enjoy rewards on every spend. 3. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 4. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 5. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "apple",
      "version": "26.0508.00",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "apple",
      "version": "26.0508.05",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "apple",
      "version": "26.0522.00",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "apple",
      "version": "26.0605.00",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "apple",
      "version": "26.0605.07",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "apple",
      "version": "26.0605.08",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "apple",
      "version": "26.0619.00",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "apple",
      "version": "26.0619.05",
      "released_at": null,
      "notes": "India's most trusted finance app, reimagined around you: 1. Apply for the PhonePe credit card & enjoy rewards on every spend. 2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 4. Experience a fresh, modern interface for effortless payments using UPI & cards."
    },
    {
      "store": "gplay",
      "version": "26.07.03.0",
      "released_at": "2026-08-27",
      "notes": ""
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    {
      "app_id": 473941634,
      "name": "Paytm: Secure UPI Payments",
      "url": "https://appcorpus.com/apps/paytm-secure-upi-payments-473941634",
      "reason": "Same category + similar ratings"
    },
    {
      "app_id": 375276006,
      "name": "iMobile: Loan, Cards & Banking",
      "url": "https://appcorpus.com/apps/imobile-loan-cards-banking-375276006",
      "reason": "Same category + similar ratings"
    },
    {
      "app_id": 6504402552,
      "name": "HDFC Bank App: Banking & Cards",
      "url": "https://appcorpus.com/apps/hdfc-bank-app-banking-cards-6504402552",
      "reason": "Same category + similar ratings"
    },
    {
      "app_id": 699582556,
      "name": "Axis Bank Mobile Banking",
      "url": "https://appcorpus.com/apps/axis-bank-mobile-banking-699582556",
      "reason": "Same category + similar ratings"
    }
  ],
  "evidence_summary": {
    "index_state": "S1",
    "evidence_level": 1,
    "level_label": "Live store listing",
    "indexable": true,
    "last_verified_at": "2026-09-05",
    "unknown_fields": [
      "Independent summary has not been published yet."
    ],
    "sources": [
      "App Store",
      "Google Play"
    ]
  },
  "availability_markets": {
    "live": [
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    ],
    "selected": "us",
    "note": null
  },
  "feature_events": {
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  "features_slice": {
    "plans": [
      {
        "code": "free",
        "label": "Free",
        "kind": "free",
        "status": "inferred",
        "prices": [],
        "trial": null
      }
    ],
    "features": [],
    "unknown_features": [],
    "data_cutoff": "5 Sep 2026"
  }
}