Quick verdict
- What it is
- Store information collected; independent summary not yet available.
- At a glance
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- Free to download
Categories and search queries
Official categories
- Finance
- Business
AppCorpus categories
Key functions
| Function | Availability | Access | Scope | Evidence |
|---|---|---|---|---|
| Free app | Yes | Free | — | Store published |
Screens
App Store
7 store screenshots
Pricing & paywalls
App Store
- Free
Ratings & reviews
App Store
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5/5Exceptionally simple and Fast Banking app
I have been using this new app from Kotak Bank as I switched from HDFC. I find this banking app to be far more superior than anything else I have used from banks. This app allows me to transfer, invest or deposit money in a few taps. Have also seen cool personal loan offers with instant disbursement. Love it!!
GG Seattle · 7 Aug 2026
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1/5Multi-Device Access and Limited Login Options
I’m unable to use the app on multiple devices, as it only allows login through SMS verification to a single phone number. This restriction makes it difficult to access the app from another phone, especially in situations where remote support is needed. This is particularly challenging for older users, like my parents, who are not very familiar with using mobile apps. Since I can't log in from a different device, it's impossible to help them troubleshoot or guide them unless I'm physically with them. The lack of alternative login methods (such as email, authenticator apps, or multi-device support) makes the experience unnecessarily restrictive and frustrating. Please consider offering additional login options and allowing access across multiple devices to make the app more user-friendly and accessible.
This is me’. · 7 Aug 2026
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2/5Needs SIM carrier connection even after authenticated -. Cannot use on multiple devices
This is the only banking app that needs an active Indian SIM card always to access mobile banking. Even on a phone that has registered number and has MPIN activated it insists on an active carrier connection to use mobile banking. This does not work well (why should spend on roaming?) when traveling abroad or NRE banking - why not work with WiFi? Also, app can only be installed on device that has registered mobile number. The online guide says we can install on multiple device but hasn’t worked - checked with RM
RohitNRao · 7 Aug 2026
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5/5Why does it keep asking for location permission?
It does not give a clear reason why it needs permission to access my location. I have disabled access, but it keeps bugging me every few seconds, which is annoying. It should respect user choice.
Apgoyal · 7 Aug 2026
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5/5No account found
I am NRI Customer with 2 active account still getting error saying no account found while registering with new app. Already tried sending message 10 times and wasted 300 rupees. Time to move to ICICI or HDFC as they have local branch within 50 miles.
tghhirffgggtj · 7 Aug 2026
Privacy & accessibility
App Store
Privacy
- Data Linked to You — Analytics — Identifiers — Device ID Developer declared
- Data Linked to You — Analytics — Identifiers — User ID Developer declared
- Data Linked to You — Analytics — Usage Data — Product Interaction Developer declared
- Data Linked to You — App Functionality — Identifiers — Device ID Developer declared
- Data Linked to You — App Functionality — Identifiers — User ID Developer declared
- Data Linked to You — App Functionality — Location — Coarse Location Developer declared
- Data Linked to You — App Functionality — Location — Precise Location Developer declared
- Data Linked to You — App Functionality — Usage Data — Product Interaction Developer declared
- Data Linked to You — Identifiers Developer declared
- Data Linked to You — Location Developer declared
- Data Linked to You — Usage Data Developer declared
- Data Not Linked to You — Analytics — Diagnostics — Crash Data Developer declared
- Data Not Linked to You — Analytics — Diagnostics — Other Diagnostic Data Developer declared
- Data Not Linked to You — App Functionality — Contacts Developer declared
- Data Not Linked to You — App Functionality — Diagnostics — Crash Data Developer declared
- Data Not Linked to You — App Functionality — Diagnostics — Other Diagnostic Data Developer declared
- Data Not Linked to You — App Functionality — User Content — Photos or Videos Developer declared
- Data Not Linked to You — Contacts Developer declared
- Data Not Linked to You — Diagnostics Developer declared
- Data Not Linked to You — User Content Developer declared
Accessibility
No accessibility labels collected yet.
Versions
App Store
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1.31
• Login and registration support for international mobile numbers • Instant credit card upgrades for pre-approved customers • Open an everyday savings account seamlessly if you have no bank account with us • Send money with one-time transfers • Delete saved payees anytime • Explore insurance plans for health, smart cash & accident cover • Merchant dashboard – email transaction reports, view recent devices • Faster homepage load, smoother scroll, lighter app • Update email from profile settings
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1.32
• UPI now available for international numbers! • Transfer up to ₹1.25 lakh to new payees • Easily view available limits for transactions • Apply for a Forex card with 10+ currencies • Opt-in for Kotak National Pension Scheme (NPS) and view existing NPS details • Non-Resident External (NRE) and Ordinary (NRO) accounts can easily view their account types and manage them • Update your address from profile menu • Instant POS/QR transaction alerts with enable/disable option for merchants
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1.33
Bug fixes and performance improvements for a smoother experience
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1.34
Your Kotak Bank App just levelled up! • Search bar—access all in-app features with ease • Swipe, switch & explore with the 'Tabs' view on Homepage • Multi CRN magic—register up to 5 CRNs! • Apply for Health Assure Prime—affordable health cover • NR customers? Fix nominee address in a flash • Corporate users—add/update nominee details
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1.35
• Introducing Classic & Modern view on Homepage - Now seamlessly choose the layout that fits your needs well • Performance enhancements for a smoother app experience
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1.36
• PVR credit card customers can claim and use their PVR Inox M-Coupons • View your foreign currency deposits • Download account statements by financial year, quarter, or custom range in one click from the ‘Bank’ tab • Know and reach out to your Kotak Relationship Manager via the 'Help & Support' tab • Authorise Net Banking login from the app
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1.37
• We've upgraded our app's core framework for a smoother, faster, and more reliable experience. • Enhanced support for newer iOS versions and devices. • Update now to experience the difference!
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1.39
• Track & redeem Credit Card milestone rewards in a click • Need quick cash? Get loan on your credit card—easy & effortless! • View card-related offers on Wallet • Ditch the paper trail—register for digital statements • No calls, no queues. Reactivate your dormant account in a few taps • Stay protected from digital threats with Cyber Secure Insurance • Merchants, say Hello to instant QR & collect payments with ease • Corporate users, enjoy new ‘Tabs’ view & smart search
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1.40
• Track & redeem Credit Card milestone rewards in a click • Need quick cash? Get loan on your credit card—easy & effortless! • View card-related offers on Wallet • Ditch the paper trail—register for digital statements • No calls, no queues. Reactivate your dormant account in a few taps • Stay protected from digital threats with Cyber Secure Insurance • Merchants, say Hello to instant QR & collect payments with ease • Corporate users, enjoy new ‘Tabs’ view & smart search
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1.41
• Your finances, now in one view! Track all your assets and liabilities in a tap. • Working capital, simplified. Get a clear in-app summary—no spreadsheets, no stress.
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1.42
Kotak Mobile App just got a glow-up: • Download TDS & Consolidated Statements with ease • Overdraft view upgraded — track & manage finances like a pro • Merchants: Need another QR? A few clicks & it’s done! • Merchants: Switch your settlement cycle to Same Day Settlement anytime
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1.43
• Track your working capital summary in a tap! • One-view brings all your accounts—Kotak & other banks—on one screen. • Now recharge DTH, mobile prepaid, or pay eChallans with BillPay. • Credit card-only customer? BillPay is here for you too. • Receive funds from abroad in UPI-linked accounts. • NRIs from UAE, Kenya, Singapore & 5 more countries can invest in Mutual Funds in-app.
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1.44
• Health-check your Mutual Fund portfolio—spot holdings that are fit or need care • Link RuPay Credit Card to UPI for smooth transactions • See all your Mutual Funds, including external ones, in one place • Enjoy one-view for all your accounts—Kotak & other banks • Convert credit card bills to EMI and breathe easy • Merchants—raise service requests for collection devices in a snap • NRIs: Book NRE & NRO deposits with ease (T&C apply) • Go paperless with credit card e-statements
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1.45
We’ve reimagined banking for you! A sleek new interface for effortless navigation across Accounts, Deposits, Loans, Wallet & Investments. Meet Action Centre: a dashboard for all your tasks, review & complete in one go. Unlock the app’s full potential with guided account setup—complete key steps with ease. Loan customers—raise quick service requests to prepay or pause EMIs. Empowering Business: withdraw funds from your sanctioned working capital limit anytime.
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1.46
Kotak Bank App just got a major glow-up! • Enjoy a refined sign‑in with a sleek on‑screen keypad. • Dive into What’s New and spot standout features instantly. • Be it loans or credit card EMIs—cancel or foreclose in a snap. • Private, Solitaire or Privy customer? Jazz up your app theme. Business users: • Zip through CMS payment files — review, approve or reject, and make payments on the go. • Track and manage collections with a snazzy new interface.
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1.47
Kotak Bank App just levelled up: • Manage your UPI Mandates with ease: approve, track & modify in a snap. • Unlock your FD's potential! Set up Overdraft against your FDs, even if they don’t auto‑renew. • Sole Proprietors can also setup Overdraft against their FDs on the fly. • Business users: now enjoy a smoother & smarter Working Capital experience.
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1.48
• Business Customers: Renew your existing working capital limits digitally, with faster processing and minimal documentation • You can now review recent transactions and instantly unblock your temporarily blocked Kotak Credit Card right from the app. • A refreshed interface that makes it easier to view deposit details and update maturity instructions • NR customers can now connect to customer support instantly with our new Click‑to‑Call feature.
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1.49
• Business users: Short on funds? Access Adhoc Working Capital with ease •. CMS transactions get safer with OTP verification •. Loan pages got a glow-up—now smoother & simpler • Never miss credit card dues with in-app alerts • Track your net worth with a refreshed one-view experience
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1.50
Kotak Bank App just got better—with delightful updates! • Save your card securely on Kotak Unbox for super quick checkouts • Business users: breeze through CMS transactions with faster approvals • Submit Form 121 (15G/H) in minutes • Enjoy a hassle-free, refreshed login & registration experience • Identify and uninstall suspicious apps with ease
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1.51
Kotak Bank App just got better—with delightful updates! • Save your card securely on Kotak Unbox for super quick checkouts • Business users: breeze through CMS transactions with faster approvals • Submit Form 121 (15G/H) in minutes • Enjoy a hassle-free, refreshed login & registration experience • Identify and uninstall suspicious apps with ease
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1.52
Big upgrades, smoother banking! • Add family as add-on credit cardholders in just a few taps, no branch visit needed • Individual Wealth customers: explore, compare & invest in mutual funds—all in one place • Renew & manage Group Insurance on the app: less paperwork, more peace of mind • More bills? Sorted! Now pay NCMC, Prepaid Meter & NPS right on the app • Business users: enjoy a faster, cleaner QR generation journey
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1.53
• Faster cheque services: stop cheque, order chequebook & use Positive Pay • Breaking deposits is now smoother & more intuitive • Track your overdraft account in the Net Worth dashboard • Add & activate payees in a snap—quick & hassle-free • Set up your merchant QR faster
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1.54
• Card controls upgraded: manage limits & toggle transactions in one screen • View, copy & share details from a unified account center • New-to-bank? Review details & consent to open savings account easily • Enjoy smarter menu with a quick action panel • Open your demat account quicker—no app hopping • Reload Forex in USD with pre-booked FX deal via Bharat Connect • Get pre-approved 2- & 4-wheeler loans in a few clicks • Our iOS security got stronger
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1.55
• Meet your all-new Mutual Funds Dashboard – link & track external MFs with your Kotak portfolio • View external Stocks & ETFs in your Net Worth dashboard • Merchanting made simpler with a cleaner transaction view • Find what you need faster with a refreshed Search experience • New here? Review details & give in-app consent to open a Corporate Salary Account
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1.56
· 21 Jul 2026
Fresh upgrades, smarter banking! • Buy Kotak Life Insurance seamlessly within the app. • UPI payments got a glow-up with a faster, simpler experience. • Scan & Pay with Digital Rupee directly from your wallet. • Manage credit card limits, PIN, AutoPay & more in a refreshed controls hub. • Business users: invest surplus funds in MFs directly from the app. • Corporate business users: manage investments & MFs in-app. • Raise service requests for rate reductions, foreclosure statements & more.
Alternatives
- HDFC Bank App: Banking & Cards — Same category + similar ratings
- Axis Bank Mobile Banking — Same category + similar ratings
- PayZapp UPI, Pixel Credit Card — Same category + similar ratings
- Paytm: Secure UPI Payments — Same category + similar ratings
Availability by market
- US
Data quality & evidence
- Page completeness
- Live store listing
- Last verified
- 7 Aug 2026
- Sources
- App Store
- Independent summary has not been published yet.