U.S. Bank Mobile Banking
A mobile banking app for managing accounts, sending and receiving money, and tracking cash
by U.S. Bancorp
iPhone · iPad · Android
Quick verdict
- What it is
- The U.S. Bank Mobile App allows users to manage their accounts, monitor cash flow, send and receive money, and track their investments. Users can also pay bills, view account balances, and access credit scores.
- Best for
-
- someone who wants to manage their U.S. Bank accounts
- someone who wants to send and receive money with friends and family
- At a glance
-
- Free to download
Categories and search queries
Official categories
- Finance
- Business
AppCorpus categories
Key functions
| Function | Availability | Access | Scope | Evidence |
|---|---|---|---|---|
| Apple Wallet | Yes | Unknown | App Store | Store published |
| Free app | Yes | Free | — | Store published |
| Siri Shortcuts | Yes | Unknown | App Store | Store published |
Screens
22 store screenshots
21 store screenshots
Pricing & paywalls
- Free
- Free to download
Ratings & reviews
-
5/5Garbage
Took over a week to get activated, my “boss” didn’t even tell me about the “tip card” the server training me on my last day of training did so I had over 200 dollars that I have yet to get my tips (if you’ve worked in restaurants you can understand I was out of work completely broke and then couldn’t get my tips that I live on that I worked hard for). I was told they will be on my paycheck however that will be taxed…..as well as most people know with a new job said paycheck is still over a week away because they pay bi weekly and when I got hired to the last pay check. Also I wait tables because my wages get garnished for child support, this way I can make 20-30$/hour and keep half and then let them take half my paycheck as well as making my monthly payment. So there’s a good chance on top of waiting for my money I have to pay taxes on tips that I already pay taxes on (server paychecks are taxes according to the tips you made that week, this is why servers are paid 7-9$hr but generally make maybe 3-6, and half of it might go to child support but I will still have to make my regular payment which was going to come out of that. Overall horrible. Almost had me out on the street because I assured my landlord I would have money for him on a certain date and then was given the rope a dope as well as spending my entire only day off on the phone “IT” and Human Resources, was I verbally assaulted you ask? No I didn’t know my password and it was literally a 3 day ordeal! Insane
Pandaman3567 · 30 Aug 2026
-
5/5Deposit checks mobile
It’s extremely smooth, reliable, easy to use, overall quick, and efficient! I’ve never had an issue or bug using the MANY useful services and features which means it was programmed well too! I’m a huge fan of this app and strongly recommend using it if you use U.S bank, and if you don’t bank with U.S Bank I recommend switching if your bank is giving you trouble. One time I had over 10,000$ In my account for an extended amount of time (not so much anymore haha back in the wealthy days) and they gifted me 1,000$ FOR FREE! I’ll say it again they gave me 1,000$ FOR FREE just for having 10x’s that amount stored with their bank as a thanks for storing that much with them! I couldn’t believe it! It’s never happened again since but I’ll never forget that they gave me that much money for FREE! So again, if you’re bank is giving you trouble it might not hurt try U.S bank, it’s similar to all the other large branches in America but some things are better (personal opinion). But setting aside trying U.S if you aren’t a customer. Because if you ARE a customer and aren’t using this app what are you doing!? Download this app NOW! It’s awesome! Free easy to use and instant Zelle cash transfers to anyone you want through the app and countless other useful features, photo mobile check deposit (my personal favorite feature) saves trips to an ATM or bank on check day. And just many other features I don’t use but might be handy and useful to you? So don’t hesitate, download NOW!
JukesKing · 30 Aug 2026
-
5/5I love the App!
Honestly, I love the app. I love that I can cash checks on the app. The only thing I don’t like is that I can’t go through the ATM and get any amount of funds that’s available in my account. I shouldn’t have a limit if it’s in there instead I had to go up there and pull it out through the drive-through inside and it takes forever. That’s the one thing I do not like about US Bank everything else I love it. I do think that if you’ve had a Bank there for so long and you’re getting a government check or a insurance check from like your insurance company they should be able to instantly give you those funds you shouldn’t have to wait up to 10 days to get the funds if you’ve had your account longer than a year and you’ve got direct deposits coming in and nothing’s went wrong. You know the check is obviously legit. I understand personal checks and checks from little businesses but government or your insurance companies that are big like progressive all state State Farm stuff like that you shouldn’t have to wait for those funds if somebody’s car gets totaled out and they have to wait up to 10 days to be able to get the money to replace their car so you’re putting them in a bigger financial situation and it’s costing them out more and more and more. Yet the app I absolutely love. I haven’t had any issues with it. I can access stuff extremely fast and I love the mobile deposit. I wish they didn’t have a limit to the mobile deposit because no matter what it’s still the check it’s just the same besides you’re not going in the bank.
Mandii Maxwell · 30 Aug 2026
-
5/5Don’t work right most of the time with my I phone 8 plus
Been telling them and complaining for about 6 or so months . It worked fine for last few years in same house same phone etc etc . Then all of a sudden at least half the time it freezes once I hit the mobile app icon on my cell phone Home Screen and the sign on comes on but won’t let me type or do anything with it at all I just can stare at the sign on screen . Tried deleting. And re downloading numerous times. Have tried turning off vpn and about everything I and someone there has suggested sometimes I can reboot phone full power off and back on and it will work that one tine but if I go to use it an hour later it’s frozen again. Rep there emailing me back and forth seems like usually sending about midnite eastern time but with nothing that works abd then they say they “ elevated the case” heard nothing yet and I’m tired of it. I have bank Apps ftom other local banks and credit unions and all their mobile apps work fine never any issues at all “Looks like I’m going to me moving a bunch of money and other things since I’m pretty mobile and I need to use my I phone for lots of things all that work fine with the orher banks. Also I was using Touch ID And that worked fine once I got signed in but now in past 6 months or so getting signed in on the iphone is less then a 50 per cent shot, bye my ipad works fine with same app in my home and elsewhere where app won’t work with i phone that’s all updated and got max memory etc.
mrluckytn1 · 30 Aug 2026
-
5/5Works well … until it doesn’t
I have used Zelle for several years and assumed it was fool proof since it transfers funds between banks. Well, twice now I have had issues that took almost a month to resolve. If Zelle or your bank, for any reason has a question about your transfer, they don’t do it. I was never notified. There is no way to contact them. The matter must be dealt with by your bank. I have US Bank and BofA. Both of their initial Customer Service Reps did all they could but it became clear early on that they have no power. The Zelle departments within both banks do not communicate with the customer (even though it is my money!) nor with their own Customer Service. Zelle department’s have their own protocols, timelines, and process. I was told that I would automatically get a response within 45 DAYS! Yes. They keep your money and there is no recourse. My recipients were each accused of running a scam and getting the money because on the banks end it said “Funds Had Been Deposited” which wasn’t true. I asked if the Zelle department speak to the recipient’s bank officers to verify the funds were not deposited. Answer was NO because they communicate with no one. Both times my funds were eventually redeposited into my account weeks later. Meanwhile I had to either try Zelle-ing again and risk more loss, or find a time consuming alternative. I no longer utilize Zelle for anything over 1k. Use knowledgeably. I like Zelle. When it works.
QPitt66 · 30 Aug 2026
-
5/5
makes sending money easy
Judy Ramsey · 28 Aug 2026
-
5/5
great app! very convenient!
JuanLuis Martinez · 28 Aug 2026
-
4/5
depositing checks is easier only need signature
Jeff Pitts · 28 Aug 2026
-
5/5
Intuitive. Tools are extremely helpful with managing my accounts.
D E · 28 Aug 2026
-
5/5
great
Harry Hill · 28 Aug 2026
Privacy & accessibility
Privacy
- Data Linked to You — Analytics — Identifiers — Device ID Developer declared
- Data Linked to You — Analytics — Identifiers — User ID Developer declared
- Data Linked to You — App Functionality — Contact Info — Email Address Developer declared
- Data Linked to You — App Functionality — Contact Info — Name Developer declared
- Data Linked to You — App Functionality — Contact Info — Phone Number Developer declared
- Data Linked to You — App Functionality — Contact Info — Physical Address Developer declared
- Data Linked to You — App Functionality — Financial Info — Other Financial Info Developer declared
- Data Linked to You — App Functionality — Identifiers — Device ID Developer declared
- Data Linked to You — App Functionality — Identifiers — User ID Developer declared
- Data Linked to You — App Functionality — Purchases — Purchase History Developer declared
- Data Linked to You — App Functionality — Usage Data — Advertising Data Developer declared
- Data Linked to You — App Functionality — User Content — Customer Support Developer declared
- Data Linked to You — Developer’s Advertising or Marketing — Contact Info — Physical Address Developer declared
- Data Linked to You — Product Personalization — Contact Info — Name Developer declared
- Data Linked to You — Third-Party Advertising — Usage Data — Advertising Data Developer declared
- Data Linked to You — Contact Info Developer declared
- Data Linked to You — Financial Info Developer declared
- Data Linked to You — Identifiers Developer declared
- Data Linked to You — Purchases Developer declared
- Data Linked to You — Usage Data Developer declared
- Data Linked to You — User Content Developer declared
- Data Not Linked to You — Analytics — Diagnostics — Crash Data Developer declared
- Data Not Linked to You — App Functionality — Diagnostics — Crash Data Developer declared
- Data Not Linked to You — App Functionality — Location — Precise Location Developer declared
- Data Not Linked to You — Diagnostics Developer declared
- Data Not Linked to You — Location Developer declared
Accessibility
No accessibility labels collected yet.
Privacy
- Data collected — App functionality — App activity — In-app search history Developer declared
- Data collected — App functionality — Contacts Developer declared
- Data collected — App functionality — Financial info — Credit score Developer declared
- Data collected — App functionality, Account management — Financial info — User payment info Developer declared
- Data collected — App functionality, Account management — Personal info — Address Developer declared
- Data collected — App functionality, Analytics — App activity — App interactions Developer declared
- Data collected — App functionality, Analytics — App info and performance — Crash logs Developer declared
- Data collected — App functionality, Analytics — App info and performance — Diagnostics Developer declared
- Data collected — App functionality, Analytics — Device or other IDs Developer declared
- Data collected — App functionality, Fraud prevention, security, and compliance, Personalization — Financial info — Purchase history Developer declared
- Data collected — App functionality, Fraud prevention, security, and compliance, Personalization, Account management — Personal info — Name Developer declared
- Data collected — App functionality, Personalization — Financial info — Other financial info Developer declared
- Security practices — Your data is transferred over a secure connection — Data is encrypted in transit Developer declared
- Security practices — The developer provides a way for you to request that your data be deleted — You can request that data be deleted Developer declared
Accessibility
No accessibility labels collected yet.
Versions
-
3.0.7238
Updates and enhancements made to keep you banking with confidence. Set yourself up for future savings success by pre-committing to save part of your upcoming tax refund or bonus. Easily manage notifications or activate a new card in one click using Smart Assistant®. Enjoy the updated goals experience journey that helps you set, track and achieve your savings goals.
-
3.0.7295
Updates and enhancements made to keep you banking with confidence. Enjoy the enhanced transaction experience that lets you toggle between recent and scheduled transactions to know where every dollar goes. Upload your name change documents with ease directly on the dashboard to update your information and prevent delays with mailing or faxing. Set yourself up for future savings success by pre-committing to save part of your upcoming tax refund or bonus.
-
3.0.7348
Updates and enhancements made to keep you banking with confidence. Enjoy the ease of staying up to date on your Zelle® transactions and toggle on notification alerts in one click. Stay up to date and view any deposit holds on your account directly in Smart Assistant®. Set yourself up for future savings success by pre-committing to save part of your upcoming tax refund or bonus.
-
3.0.7393
Utilize the enhanced purchase tracker and rewards activity features on your credit card accounts. Access digital receipts in your credit card transaction details to track and identify purchases. Easily request money using Zelle® without daily or monthly dollar limits
-
3.0.7449
Enjoy the upgraded Smart Rewards® dashboard that helps you understand, track, and use your rewards to the fullest. Easily manage your bills and subscriptions through money tracker to compare month over month changes. Access personalized shortcuts and seamless navigation using the new Business Banking dashboard experience.
-
3.0.7451
Enjoy the upgraded Smart Rewards® dashboard that helps you understand, track, and use your rewards to the fullest. Easily manage your bills and subscriptions through money tracker to compare month over month changes. Access personalized shortcuts and seamless navigation using the new Business Banking dashboard experience.
-
3.0.7522
Enjoy the upgraded Smart Rewards® dashboard that helps you understand, track, and use your rewards to the fullest. Easily manage your bills and subscriptions through money tracker to compare month over month changes. Access personalized shortcuts and seamless navigation using the new Business Banking dashboard experience.
-
3.0.7559
Track rewards right from your account dashboard and make the most of your benefits. Easily set or update your debit card PIN within the app for quick and secure access. Transfer money—whether between your own accounts or to others—swiftly and simply, with our streamlined navigation.
-
3.0.7565
Track rewards right from your account dashboard and make the most of your benefits. Easily set or update your debit card PIN within the app for quick and secure access. Transfer money—whether between your own accounts or to others—swiftly and simply, with our streamlined navigation.
-
3.0.7566
Track rewards right from your account dashboard and make the most of your benefits. Easily set or update your debit card PIN within the app for quick and secure access. Transfer money—whether between your own accounts or to others—swiftly and simply, with our streamlined navigation.
-
3.0.7636
Track rewards right from your account dashboard and make the most of your benefits. Easily explore featured cash-back offers personalized for you—and save your favorites to use later
-
3.0.7702
Updates and enhancements made with you in mind. Manage your mortgage by monitoring upcoming auto-payments right from your dashboard. Report suspicious transactions, even those that are pending, to keep your account secure. View digital receipts for your business credit card directly in the app to stay organized
-
3.0.7736
Updates and enhancements made with you in mind. Manage your mortgage by monitoring upcoming auto-payments right from your dashboard. Report suspicious transactions, even those that are pending, to keep your account secure. View digital receipts for your business credit card directly in the app to stay organized
-
3.0.7827
Updates and enhancements made with you in mind. Reach your savings goals faster with Spend & Save—where every purchase automatically moves money into your savings account. Experience the enhanced credit card account dashboard with improved navigation and quicker access to key tasks. Pay business bills with your credit card—improving convenience and keeping payment options flexible.
-
3.0.7828
Updates and enhancements made with you in mind. Reach your savings goals faster with Spend & Save—where every purchase automatically moves money into your savings account. Experience the enhanced credit card account dashboard with improved navigation and quicker access to key tasks. Pay business bills with your credit card—improving convenience and keeping payment options flexible.
-
3.0.7936
Updates and enhancements made with you in mind. View all upcoming bills and subscriptions in one place, so you can plan ahead and budget with confidence. Easily access Smart Assistant®, the powerful banking assistant in the app, for a quick way to accomplish your to-do list.
-
3.0.7937
Updates and enhancements made with you in mind. View all upcoming bills and subscriptions in one place, so you can plan ahead and budget with confidence. Easily access Smart Assistant®, the powerful banking assistant in the app, for a quick way to accomplish your to-do list.
-
3.0.7939
Updates and enhancements made with you in mind. View all upcoming bills and subscriptions in one place, so you can plan ahead and budget with confidence. Easily access Smart Assistant®, the powerful banking assistant in the app, for a quick way to accomplish your to-do list.
-
3.0.7996
Updates and enhancements made with you in mind. Better understand your U.S. Bank Smart Rewards® with new benefits explanations aligned with each reward. Enjoy the enhanced CD renewal experience that makes it easier to review options, manage renewals and take next steps. View all upcoming bills and subscriptions in one place, so you can plan ahead and budget with confidence.
-
3.0.8040
Updates and enhancements made with you in mind. Dispute debit card purchases quickly and easily, right in the app—save a trip to the branch or phone call. Enjoy tailored product, tool, and resource recommendations in our digital marketplace—just tell us what you’re looking for. Plan better this tax and bonus season with digital tools that help you grow savings and track spending.
-
3.0.8079
Updates and enhancements made with you in mind. Discover tailored product, tool, and resource recommendations in the Products & offers tab—just tell us what you’re looking for. Keep your money moving— enhancements made to keep your internal transfers sending smoothly. Enjoy an enhanced small business experience with faster, more flexible payment options—making it easier to move money instantly, send same day payments, and manage wires all in one place.
-
3.0.8159
Updates and enhancements made with you in mind. Experience our enhanced budgeting tool designed to simplify planning, monitor spending, and stay on track month over month. Cash-back deals are now also available to U.S. Bank business card holders – activate an offer, use your card for your purchase and receive cash back in your account.
-
3.0.8240
Updates and enhancements made with you in mind. See savings insights such as activity, trends, interest earnings and benefits more clearly with our enhanced savings dashboard. Seamlessly fund your account with direct deposit for a faster, familiar, and hassle-free way to get started. Set up your business deposit account faster with a simpler, more streamlined application experience from start to finish.
-
3.0.8241
Updates and enhancements made with you in mind. See savings insights such as activity, trends, interest earnings and benefits more clearly with our enhanced savings dashboard. Seamlessly fund your account with direct deposit for a faster, familiar, and hassle-free way to get started. Set up your business deposit account faster with a simpler, more streamlined application experience from start to finish.
-
3.0.8295
· 27 Jul 2026
Updates and enhancements made with you in mind. Experience faster, more seamless mobile check deposits with improved image quality and smarter account recognition. Get a clearer view of your Smartly Savings account with updates that make your earnings and benefits easier to understand.
-
3.0.8331
· 27 Aug 2026
Updates and enhancements made with you in mind. Experience faster, more seamless mobile check deposits with improved image quality and smarter account recognition. Get a clearer view of your Smartly Savings account with updates that make your earnings and benefits easier to understand.
- 3.80.70 · 25 Aug 2026
Alternatives
- Brightside Financial — Same category + similar ratings
- myWisely: Mobile Banking — Same category + similar ratings
- BMO Digital Banking — Same category + similar ratings
- KeyBank Mobile Banking — Same category + similar ratings
- GO2bank: Mobile banking — Same category + similar ratings
- Varo Bank: Online Banking — Same category + similar ratings
Availability by market
- US
Data quality & evidence
- Page completeness
- Independent summary published
- Last verified
- 30 Aug 2026
- Sources
- App Store, Google Play