myWisely: Mobile Banking

• Free

Last verified 30 Aug 2026

4.7 36914 ratings · App Store

1. 3/5Talk to your customers

   I put in a dispute because someone overcharged me and the lady I talk to misunderstand me. This led to them dis activating my card WITHOUT telling me that they were doing it. I went to go use my card today and it wasn’t working and I had no idea why. We’ll come to find out after messaging like 7 people calling 4 more that I have to get an entirely new card because they can’t reactivate my card. Something needs to change. I was also giving misinformation by one of the agents that if i canceled the dispute that they could unlock my card. I now have to wait 7-10 DAYS or pay $24 to get a new card tm. This is absolutely ridiculous. First, you should notify people if you lock their card, especially because you don’t know that it was them in their account, there could be others that have access to those things. Second, you should make it so people are able to get their cards to work after something like this because I don’t have time to wait for a new card. I am a very busy person and don’t really have time to not be able to use my card. How am I supposed to eat? I don’t carry cash because I get paid through this app and there aren’t any ATMs near me to get it out. This needs to change. I do however really like this card and like that I can save things in labeled envelopes and see how much money I have at any given time. I also like that I can see exactly where I spent my money whenever I would like to.

   hails🍿 · 30 Aug 2026

2. 2/5CONSTANT DECLINES!

   As a new security feature, wisely declines transactions and then sends you a text message asking if this is you, before the transaction can be tried again and approved. While this isn’t necessarily a bad feature it’s certainly ANNOYING. Every single purchase I make is declined first before I can actually make the purchase! Rent? DECLINED. I get a text asking if it’s me I say yes and then try again. Sending money through Apple Pay? DECLINED first before I am able to money. Childcare expenses? DECLINED. Everything is DECLINED under the pretense of “suspicious activity” even though these are my normal expenses. I tried reaching out twice to customer service to see if this could be resolved. I wanted to know if this was a feature I could potentially turn off. If not I wanted to know how long it’d take for my purchasing habits to be learned before I would see a decrease in card declines. I was basically told to just continue what I’ve been doing, get the message and respond yes and re-try my purchases. But that’s just wildly inconvenient to have every purchase denied first before I can make the purchase. And I haven’t traveled out of state or anything. Basic bills and necessities denied consistently is ridiculous. I will not be using this for much longer.

   keekswhite17 · 30 Aug 2026

3. 1/5Worse Card Company ever

   If I can put 0 stars I would. Wisley is by far the worse company I’ve ever been with. I tired to cash a check with them and I took the pictures of front and the bank of the check and waited maybe 5 mins to get anything saying it was approved and i paid to have it done within minutes for a fee finally after my screen being frozen for the 5 mins I get an email saying “ Funds Pending! Action is required to release your approved check funds The check you recently submitted was approved for funding pending receipt of your voided check image. If you have not already submitted your voided check image, you must: Write “VOID” boldly in large letters across the entire front of your check in blue or black ink (no pencil), as pictured below.” I then followed the instructions because it stated “the check you recently submitted was approved” so I wrote void on check then went bck on the app only for them to tell me “ We're sorry. There was an error loading your account. Your check has not been loaded. Decline Reason: Your account issuer may not have enabled this functionality for your account. Please contact your account issuer for help in resolving this issue.” I’ve already wrote void on the check so atp I have a useless check, bills need to be paid and all wisley supervisor told me is call a place call “ingo” that I never heard nor dealt with abt cashing my check. The supervisor was completely worthless and not helpful at all so thanks wisley for putting me in a financial hardship. I wouldn’t recommend them what so ever!!!!!!!

   Softskin1 · 30 Aug 2026

4. 1/5Horrible customer service

   I recently called to report a suspicious charge on my card. The person told me it would be looked into and a letter would be sent out to me. Little did I know that they were going to cancel my card. The person on the phone never explained this to me.o had to find it out on my own when I went to the store and the card was declined. I call customer service and they offered to send me the new card overnight for a $30 fee. Haha nice way for them to make some money. So I told them no and I had to wait a week until a new card is sent out. The new card finally arrives and I have to call to set up my Apple wallet. After answering multiple questions they told me it was taken care of and that it would be ready to use. Well a few days pass and I’m still not able to link my card to Apple wallet. I call again and they tell me it takes three business days for the process to take place. I’m beyond frustrated now. I ask to speak to a manager, I get put on hold and hung up on. So I just wait four more days and guess what? It’s still not working. So I have to call “customer service” yet again. So this time the lady says “yes it was suppose to be working by now but I am going to file a report and it should be working in three days.” Seriously?????? I then ask to speak to someone in charge and they tell me that they can not transfer the call to anyone and that someone will call me back in 2 to 3 hours. This has been unreal. I trust this company with my money and they can not provide the services that they promise to provide.

   Malon99 · 30 Aug 2026

5. 1/5Bank service

   I am a client of your bank. I had problems with my account and eventually it was blocked. The reason was not given. I did not make any suspicious manipulations with the account. This account was opened for me by the company where I work on Work and Travel. Now I can’t get my salary, which I earned all summer. I tried to open a new account online, but they told me that they simply cannot open a new account for me. I did not notice any interest in solving my problem from the bank employees. Everyone just says that they cannot help and that’s it. I am very upset that this situation happened and that I am forced to fight for my honestly earned money and cannot get it. I am desperate and I really ask the bank to respond and help me solve this problem. I would not like to solve this problem through the next higher authorities. I hope the bank will start working on the mistakes, improve the quality of customer support and make using the account more convenient and problem-free, so that people will finally want to use your bank. I really hope for your responsiveness and am waiting for an answer to the question: "What should I do in this situation?" I would like only positive emotions to arise when your bank is mentioned, unfortunately, at the moment the experience with my account causes only negativity and disappointment.

   Ivan Vorozhylnyk · 30 Aug 2026

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