BankMobile

• Free

Last verified 30 Aug 2026

4.7 33223 ratings · App Store

1. 5/5It really is a great bank.

   An interest-bearing account that you can access Mobile or via desktop and once you get the hang of using it it can be a lifesaver. Granted it is no net spend account where you’re going to get your money before your scheduling to get it however the bright side is the card cost you nothing to use it as long as you deposit money monthly it won’t cost you to use it. It will not let you go past what you have in there so you don’t to worry about spending too much because if you don’t have the money it’s not gonna let you have any money and then if you have deposits taken right out of it automaticityIf there’s no money there to be had then you won’t have to worry about it going negative and them racking up service fees and late payment charges on both ends of your accounts. I’ve been a customer of those bank since 2011 and by far it’s a great bank. If you lose your card you can just turn it off until you find it just in case you it gets into somebody else’s hands and you don’t know just turn it off and then turn it back on when you find it it’s great it’s a great option. They’ll also give you three checks so if you need to write a check to somebody you’ll have three per year or however long to use which is kind of convenient sometimes. Also they let you direct apposite from just about anyone. I seen a lot of negative reviews about this bank those people just don’t know how to use the card to its fullest I have used every option of the card and I find it very easy to do and I don’t know what they are complaining about really hope this helps somebody.

   jennyfooz · 30 Aug 2026

2. 5/5Grown to LOVE my Vibe Mobile account!!!

   I’ve had multiple mobile bank accounts over the years from GO2 to Chime but I’ve really come to love my BankVibe account the best!! I originally applied for it bc my university sponsored it and suggested securing a card for my quarterly stipend checks in order to receive it within 24 hours of being dispersed. I agreed and signed up for my card in less than a few minutes and now it’s become my favorite, go-to card for all my purchases and transactions! Every feature to send and receive money is super easy to use and the perks that come with being an account holder are endless. It’s also incredibly easy to load money onto with several options from the local grocery and drugstore to a plethora of atms. No lines at the bank, no fees for moving your own money from savings to checking and my direct deposits are ALWAYS available in the full amount 2-3 days ahead of schedule! I highly recommend getting yours today, you will not be disappointed!

   Sugarmomma75 · 30 Aug 2026

3. 1/5Student

   I am so upset my school opted to use this option for their students. I never had a problem receiving my financial aid in a timely matter. For myself and many students rely on their financial aid. My check was sent via mail and was never received I waited two months. I then chose to get direct deposit to my personal bank and that never happened. They told me if I used the bank mobile I would receive my money immediately. I was now waiting 3 months for my money and desperately needed to pay for my classes and books. When I changed my preferred deposit option to the bank one I could only make purchases online or over the phone with the virtual card. Well what good is that ? So I tried to look for an ATM or bank that will allow me to withdraw my money. There are NO BANKS EVEN IN MY STATE! that should be the first thing a school and bank should consider when partnering. I never had this many problems before. I called customer care and asked what was the fastest way to receive my money I told them I have been waiting a very long. They were very kind and I was informed I could do a domestic wire transfer to my bank. That was a whole other problem within itself. I wish my school would of explored other options. It’s very unsettling now this whole other entity has all your information and holds your money as a student, I wish that international companies like BankMobile wouldn’t exploit schools/students for their own financial benefit.

   gallkass631 · 30 Aug 2026

4. 1/5a CONSTANT headache.

   I did not choose to use Bankmobile Vibe when I started school, but I had to. At first, I had no issues with them at all, but as soon as they updated the app, I have had constant problems & there is no easy way to have them fixed. There is no chat support, or any way to look up error codes when they show up (nor does google have ANY information about them, at all), and just getting through to a representative can take up to an hour. For two months now, I’ve had issues trying to get a new card. None of the services offered in-app work properly, I can’t EVER get a money transfer to go through and that’s my only way to access my funds currently because my temporary virtual card won’t work either. I can’t add money to my cashapp, the transaction is declined EVERY TIME, I now can’t transfer any funds to other accounts through Vibe itself, and I have no way to access MY OWN money. I cant make any purchases, they are immediately declined no matter who the merchant is. It’s been nothing but constant frustration & trouble. They fix it for one day & it’s immediately back to absolute nonsense. Absolutely not worth anything. If you google “Bankmobile Vibe issues”, there are entire reddit threads dedicated to the bad experiences people have had. I recommend finding any other bank.

   laurenhatfield7 · 30 Aug 2026

5. 3/5Hear me out

   This bank does what it’s supposed to do.. Now they give you the option to get your refund through your actual bank, but you have to wait for it to process for 1-2 business days. However if you want to have things the way your used to, I’d definitely recommend waiting the extra few days, because it can be difficult to get in contact with BankMobile, but I will say when I do get in contact with them, my issues get fixed almost immediately their customer service is super helpful in making sure that the problem is fixed. I have been locked out of my account multiple times because I forget my password, and by the end of the call, I’m looking at my account. Their security measures are up there with a lot of major banks and/or credit unions and I do feel like I’m safe banking with them., however, my three star rating comes from the fact that if you do get in a bind and are not able to get ahold of them, you are pretty much screwed. Which is kind of normal for any smaller bank or credit union I’ve noticed. Altogether I’ve had a positive experience with them and choose to receive my refund with them pretty much every year, they offer you the ability to start a savings account, you can lock your card when you need to, you’re able to monitor your transactions but I feel like lately it’s been a little rocky due to their big upgrade or update of their system which is to be expected, so I genuinely look forward to seeing the final product because I think they’ve come along way and I can’t help but appreciate the fact that they can get me my money quicker. I also will add that during this time of the update I’ve been able to get a hold of them a lot easier, previously I felt like I had to call 8 AM to get answered I’ve called a couple times midday and afternoon here lately and gotten helped right away. So they’re doing good in my opinion

   Marbie101 · 30 Aug 2026

Privacy

• Data Not Linked to You — Analytics — Usage Data — Product Interaction Developer declared
• Data Not Linked to You — App Functionality — Diagnostics — Crash Data Developer declared
• Data Not Linked to You — App Functionality — Usage Data — Product Interaction Developer declared
• Data Not Linked to You — Diagnostics Developer declared
• Data Not Linked to You — Usage Data Developer declared

Accessibility

No accessibility labels collected yet.