Boom - Build credit with rent.

• Free

Last verified 6 Aug 2026

4.6 1248 ratings · App Store

1. 5/5Great App for Boosting Credit Score!

   Rating: ⭐️⭐️⭐️⭐️⭐️ I've been using the Boom Rental Credit Monitoring app for a while now, and I'm extremely pleased with the results. This app has been instrumental in helping me raise my credit score significantly. One of the standout features of the app is its comprehensive credit monitoring system. It provides real-time updates on my credit activity, including any changes or inquiries. This feature has helped me stay on top of my credit health and identify potential issues early on. I particularly appreciate the Rent Reporting feature offered by Boom. By reporting my rental payments to the credit bureaus, this app has allowed me to build a positive credit history, even if I don't have a long credit card history or loans. It's a fantastic way to demonstrate financial responsibility and boost my creditworthiness. The app's user interface is clean, intuitive, and easy to navigate. It's designed with user-friendliness in mind, making it accessible to both tech-savvy individuals and those who may be less familiar with credit monitoring apps. The customer support team at Boom is exceptional. They are responsive, knowledgeable, and have been prompt in addressing any concerns or questions I've had along the way. Their dedication to customer satisfaction is truly commendable. All in all, the Boom Rental Credit Monitoring app has been a game-changer for me. It's helped me track my credit progress, improve my credit score, and gain a better understanding of my financial standing. I highly recommend this app to anyone looking to enhance their creditworthiness and take control of their credit journey. Note: This review is based on my personal experience and may vary for different individuals.

   Lea81014 · 6 Aug 2026

2. 3/5Don’t do it!

   First of all, let me say there is NOTHING seamless about this service. I uploaded pictures of my past lease documents and they came back a few days later and said they didn’t get them. So I had to scan them and send them in PDF files. Finally a few days later they said they got them. I gave access to my checking account, that was easy enough. My rent is the only thing I pay for with a check. So on my monthly statements there is literally one check to verify as my rent. They said my payments were missing except the last 2 months and requested I download pdf bank statements and highlight my payments. Huh?! Why give access to my checking account if you’re not actually going to use it to verify? I feel like they literally just wanted me to do the work for them. When I sent a message to ask why it couldn’t be verified, the response I received was basically- don’t worry, the last 60 days of your payments will be reported to the credit agencies. Needless to say I have spent an hour downloading and highlighting bank statements, just to upload them into the app for them to verify my payments. If I had it to do over again I absolutely would not even bother with this service. My credit isn’t bad and I don’t necessarily need the “28 point average” they say I will get from using it. This is as a huge headache and I do not recommend anyone using it!

   LoveNvrFails · 6 Aug 2026

3. 5/5Life Changer

   Boom has been an absolute game-changer for my credit! As someone looking to boost my credit score without taking on additional debt, Boom provided the perfect solution. Their rent reporting service was seamless, easy to set up, and incredibly effective. Within just a few months, I saw a noticeable increase in my credit score, which helped me qualify for better loan terms and even opened up new financial opportunities. What I love most about Boom is their transparency and excellent customer service. They kept me informed every step of the way, and their team was always available to answer any questions I had. It’s rare to find a company that genuinely cares about helping you improve your financial standing, but Boom delivers on every promise. If you’re serious about improving your credit and want a simple, hassle-free way to make your rent work for you, Boom is the way to go. I couldn’t recommend them more highly!”

   TonyBayArea · 6 Aug 2026

4. 3/5The service works; however inaccurate reports keep it from being great

   For a person new to credit, I believe you'll find this service very useful in helping add some history to vour reports because Boom is one of the only few services I've used that sends your reports to all 3 major bureaus. The service definitely works and gets information on your credit reports; however, in my experience all my reports either are inaccurately reported as being Closed 3-4 months prior to when my lease actually ended or showing as still Open but without any payments since close to my lease end or my last 3 months of payments. I should note that all my reports showed I paid $150 dollars less than I was actually charged for my lease. I've reached out to their customer support several times about the inaccuracies but they've never seemed to get the issue fixed. In fact, I did recently reach out a few months ago to inquire again about the inaccuracies and I was told it would be a few weeks to get it figured out and received and updated; It has now been months since I've heard from anyone and I've honestly think they have forgot about my reports at this point. For those new to credit, I'd like to say, I started using this service with 2 years prior of credit history already; so, I didn't notice a huge difference in credit score but it was at least a 10 point boost. This service is good for those starting out and I think you may see more of a bump than with your scores than I did, but this service is also good for those who want to add a mix of accounts to their reports and solidify their financial picture and ability. This is a functional service, but I can't say it's a great one due to the seemingly inability to accurately report information in accordance with fair credit reporting standards.

   aidrod · 6 Aug 2026

5. 5/5Never write reviews but this is genius!!!

   I heard about this a while ago and thought it was too good to be true!!!!! But it was true!!! This app has helped not only make life easier but literally helped my credit score a ton!!! If you rent you MUST use this! Don’t let your responsible rent payments go unrewarded! It’s literally the difference of helping your credit score (without trying )or or not helping it ….every month.. sooo why not?? We all know good credit helps everything in life become easier ..we all have to pay our rent so why not be able to prove how responsible you really are this way, and usually our most expensive bill of the month we must pay just to have a roof over our head is rent and there is nothing more frustrating than dumping money every month for something that doesn’t even help our credit score to one day help us purchase a home! Thank you whoever made this app possible!!

   proudmama1224ever · 6 Aug 2026

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