AppCorpus
Market US

BMO Digital Banking

by BMO Bank National Association

iPhone · iPad

Active Last checked 30 Aug 2026

Quick verdict

What it is
Store information collected; independent summary not yet available.
At a glance
  • Free to download

Categories and search queries

Official categories

AppCorpus categories

Key functions

Function Availability Access Scope Evidence
Free app Yes Free Store published

Screens

App Store

34 store screenshots

BMO Digital Banking ipad screenshot 1
BMO Digital Banking ipad screenshot 2
BMO Digital Banking ipad screenshot 3
BMO Digital Banking ipad screenshot 4

Pricing & paywalls

App Store

  • Free

Ratings & reviews

App Store

4.8 132937 ratings · App Store

  1. 2/5Good when it works

    I’m one of the many Bank of the West customers who are now BMO customers due to the merger/takeover/whatever. I loved Bank of the West so much that I stayed with them after moving to a place where there are no physical BOW banks. BMO has not done well by comparison. I get that glitches happen when there’s a merger. But the regular crashing of the app and web site, including inability to read FaceID, plus the mediocre customer service, is troubling. Every time the app or website fail, the answer from customer service is to either delete all cookies or get a temporary password and then change the permanent one. I’ve had yo do that 4 times in two weeks. After reading other recent reviews, many of us are having the same problems, yet customer service seems completely in the dark about it. It would be so smart if BMO both kept their cs staff informed of widespread issues AND gave them permission to share with customers that the issue is systemic and being worked on. That would be caring. Instead, today’s cs person suggested I “write down” my password for future 🤣 In essence he treated this customer like a buffoon who had a problem because she didn’t write down her password! Wanna know what’s even more troubling? BMO isn’t posting any response to the numerous bad reviews. What’s up with that?

    Sharchen Norbu · 30 Aug 2026

  2. 1/5Garbage

    Latest update: I need to sell stocks to pay for my mortgage but in this app I don’t find any SELL button in the BMO/LPL stock account after navigating here and there for more than half an hour. Is this the way how BMO hoards Customers’ assets to back their liquidity? Previous comments: 1. it takes more than 30 seconds during daytime trading hours to load the investment account view 2. at night, investment account view almost never loads after waiting for minutes such that I am unable to see its balance/current value 3. while opening the app, sometimes it redirects to BMO’s wealth management ads page rather than showing me the login page; then it needs several clicks to reveal the login page; this is a waste of my time and my phone’s battery life 4. investment account’s current value is not displayed alongside with checking account’s current balance; it repeatedly needs the user to click and approve before redirecting to LPL Financial’s investment account view, which has problems 1 and 2; this is such a waste of the user’s time. PMs of this app’s investment feature should be fired. Download banking/trading apps from Chase, Wells Fargo, American Express, Robinhood, MorganStanley, E*Trade, … you name a few. Play around with them and get a sense of how a modern finance app looks like!

    HorseNumber1 · 30 Aug 2026

  3. 3/5Great app BUT

    This is a great app, you can do most things that you would otherwise have to do through a live representative on this app. HOWEVER, there has been one instance so far where I logged into the app and it’s without my permission or consent or even clicking to set this up, it took $500 out of my savings account and paid down my credit card. THAT IS SCARY. I called customer support and they said that I must’ve authorized it because there’s no way it could’ve happened otherwise. I’m not sure if anyone else has had this experience, but it’s definitely something to be aware of. That’s no chump change, and even though it’s going toward something, it probably would’ve gone toward anyways at some point, I don’t like people or computers, touching my money without my permission or consent. If it happens again, I’ll just call them and they’ll send me a check (they said), but definitely something to be aware of.

    SpaceMonkey777777777777 · 30 Aug 2026

  4. 1/5FIX YOUR APP

    I just sorted by Most Critical to read the recent reviews. I noticed that the developer person replying to the negative reviews switched from Marie to Manny in January. I'm guessing that means this app has been failing for people since at least then and Marie got tied of being yelled at. I didn't bother going back any farther since it seems no one took the time to change their one star rating in the past 7 months. And no offense if you read this Manny, but don't bother replying, just fix the app. Luckily my issue just started, but I'm not holding my breath. I can actually login and see my account info, so I'm lucky compared to some of the other reviews I've read. But I can't pay my BMO credit card because it errors when I get to the payment screen. The info and options of the normal payment screen pops up SOMETIMES, but within one second, it quickly errors out. Guess I'm gonna have to go back to paying the credit card by paper checks cuz way too many things are linked to my card to switch banks. But if the app gets even worse and I can't login anymore like some other customers, for sure I'll be going elsewhere. TELL THEM TO FIX THE APP, MANNY!

    Geared up with fun · 30 Aug 2026

  5. 1/5Complaint regarding unresolved Transaction,poor customer Support and security issues

    I opened my BMO account two months ago, and the experience has been extremely disappointing. I have faced repeated issues with their security system, including unnecessary identity-verification questions and constant lockouts from the mobile app even when entering correct information. When I reported a mistaken transfer, the customer service representative was rude, unhelpful, and gave me vague timelines like “15 to 200 days” to resolve my issue. Even after visiting the branch for identity verification and setting up a passcode as instructed, phone agents still refused to help and told me to visit the branch again. As a working professional, repeatedly going to the branch because the bank’s systems fail is completely unreasonable. On top of this, a simple check I deposited took 21 days to clear, which is far slower than other banks like Chase or PNC that usually process deposits within a day. The customer service team keeps placing callers on hold, gives inconsistent information, and shows very poor professionalism. Overall, the mobile app is unreliable, the security process is overly complicated, and the support system is not customer-friendly. BMO needs urgent improvements in service, communication, and technical reliability. At this point, I cannot recommend this bank to anyone.

    Pambitr · 30 Aug 2026

Privacy & accessibility

App Store

Privacy

  • Data Linked to You — Analytics — Identifiers — Device ID Developer declared
  • Data Linked to You — Analytics — Usage Data — Other Usage Data Developer declared
  • Data Linked to You — Analytics — Usage Data — Product Interaction Developer declared
  • Data Linked to You — App Functionality — Contact Info — Email Address Developer declared
  • Data Linked to You — App Functionality — Contact Info — Phone Number Developer declared
  • Data Linked to You — App Functionality — Contacts Developer declared
  • Data Linked to You — App Functionality — Financial Info — Other Financial Info Developer declared
  • Data Linked to You — App Functionality — Financial Info — Payment Info Developer declared
  • Data Linked to You — App Functionality — Identifiers — User ID Developer declared
  • Data Linked to You — Other Purposes — Contact Info — Physical Address Developer declared
  • Data Linked to You — Contact Info Developer declared
  • Data Linked to You — Contacts Developer declared
  • Data Linked to You — Financial Info Developer declared
  • Data Linked to You — Identifiers Developer declared
  • Data Linked to You — Usage Data Developer declared
  • Data Not Linked to You — Analytics — Diagnostics — Crash Data Developer declared
  • Data Not Linked to You — Analytics — Diagnostics — Performance Data Developer declared
  • Data Not Linked to You — Diagnostics Developer declared

Accessibility

No accessibility labels collected yet.

Versions

App Store

  • 2715977817.0.17

    We're always working to improve your banking experience, this update includes: • Small Business customers with personal profiles can enroll in BMO Bill Connect • Enhancements to support our URL change to bmo.com • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements

  • 2715977817.1.36

    We're always working to improve your banking experience, this update includes: • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements

  • 2715977817.1.37

    We’re always working to improve your banking experience, this update includes: • QR code for Zelle® users is now available • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements

  • 2715977817.1.38

    We’re always working to improve your banking experience, this update includes: • QR code for Zelle® users is now available • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements

  • 2715977817.1.39

    We're always working to improve your banking experience, this update includes: • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements

  • 2715977817.4.68

    We're always working to improve your banking experience, this update includes: • TransferNow® is available for Small Business checking and saving customers. This will allow these customers to move funds between financial institutions. • Security enhancements • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements

  • 2715977817.5.74

    We're always working to improve your banking experience, this update includes: • Savings Goal enhancement • User interface enhancements to the Total Look experience • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements

  • 2715977817.5.79

    We're always working to improve your banking experience, this update includes: • Savings Goal enhancement • User interface enhancements to the Total Look experience • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements

  • 2715977817.6.66

    We're always working to improve your banking experience, this update includes: • Updating our cutoff time for mobile deposits to 6 p.m. PT/8 p.m. CST • BMO BillConnect enhancements to permit customers with personal and business accounts to login • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements

  • 2715977817.7.67

    We're always working to improve your banking experience, this update includes: • Enhancing our login to provide our business credit card customers a single sign on experience from BMO Digital Banking to TSYS CentreSuite where they can manage their credit card account. • The ability to authenticate in the BMO Digital Banking app with a passcode will be removed from the apps. Customers will continue to be able to login with User ID and Password as well as biometrics (face and touch/fingerprint). • Minor bug fixes. Turn on automatic updates so you always bank with the latest features & enhancements.

  • 2715977817.8.71

    We're always working to improve your banking experience, this update includes: • Enhancing our savings goals icons to provide our customers with more options to visually label and identify their savings goals. • New periodic educational message will be displayed when a consumer customer clicks on send money with Zelle® • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements.

  • 2715977818.0.72

    • We're always working to improve your banking experience, this update includes: • A new My Offers page to provide an enhanced experience with targeted and personalized product offers for BMO customers. • Adding additional visual appeal with fun animations for Savings Goal milestones. • Consumer credit cardholders can now create installment payment plans for their credit card purchases through BMO PaySmart within BMO Digital Banking • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977818.11.66

    We're always working to improve the banking experience, update includes: • Prioritizing your feedback, we optimized our systems to provide you a better banking experience. • Minor bug fixes and performance improvements. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977818.1.57

    We're always working to improve your banking experience, this update includes: • A new Account Summary page, which will simplify user navigation and information discovery. • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977818.2.50

    We're always working to improve the banking experience, update includes: • Prioritizing your feedback, we optimized our systems to provide you a better banking experience. • The Accounts Summary page has been enhanced with drag-and-drop functionality. • Minor bug fixes. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977818.2.51

    We're always working to improve the banking experience, update includes: • Prioritizing your feedback, we optimized our systems to provide you a better banking experience. • The Accounts Summary page has been enhanced with drag-and-drop functionality. • Minor bug fixes. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977818.3.52

    We're always working to improve the banking experience, update includes: • Prioritizing your feedback, we optimized our systems to provide you a better banking experience. • Minor bug fixes. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977818.3.53

    We're always working to improve the banking experience, update includes: • Prioritizing your feedback, we optimized our systems to provide you a better banking experience. • Minor bug fixes. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977818.4.51

    We're always working to improve the banking experience, update includes: · Prioritizing your feedback, we continue to optimize our systems to provide you a better banking experience. · The Accounts Summary page has improved the Quick Action buttons. · Minor bug fixes. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977818.7.67

    We're always working to improve the banking experience, update includes: • Zelle® enrollment expanded to allow users ages 13-17 (restrictions apply). • Enhancements to Savings Goals. • Refined search capabilities. • Minor bug fixes and performance improvements Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977818.9.70

    We're always working to improve the banking experience, update includes: • Credit card enhanced replacement services. • Credit card enhancement enabling end-to-end oversight of card status and fulfillment. • Minor bug fixes and performance improvements. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977826.1.90

    We're always working to improve the banking experience, update includes: • Enhanced the image capture functionality within mobile check deposit. • Prioritizing your feedback, we optimized our systems to provide you a better banking experience. • Minor bug fixes and performance improvements. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977826.1.91

    We're always working to improve the banking experience, update includes: • Enhanced the image capture functionality within mobile check deposit. • Prioritizing your feedback, we optimized our systems to provide you a better banking experience. • Minor bug fixes and performance improvements. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977826.3.115

    We're always working to improve the banking experience, update includes: • New money market rate tables. • Launching the ability to create recurring wire transfers. • Minor bug fixes and performance improvements. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977826.5.96 · 4 Jun 2026

    We're always working to improve the banking experience, update includes: • BMO introduces the DollarGPS app • Minor bug fixes and performance improvements. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977826.7.115 · 6 Aug 2026

    We're always working to improve the banking experience, update includes: • BMO introduces Identity Theft Protection via the CreditView dashboard • Minor bug fixes and performance improvements. Turn on automatic updates so you always bank with the latest features & enhancements!

Alternatives

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Data quality & evidence

Page completeness
Live store listing
Last verified
30 Aug 2026
Sources
App Store

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