AppCorpus
Market ES

BMO Digital Banking

by BMO Bank National Association

iPhone · iPad

Active Last checked 30 Aug 2026

Quick verdict

What it is
Store information collected; independent summary not yet available.
At a glance
  • Free to download

Categories and search queries

Official categories

AppCorpus categories

Key functions

Function Availability Access Scope Evidence
Free app Yes Free Store published

Screens

App Store

34 store screenshots

BMO Digital Banking ipad screenshot 1
BMO Digital Banking ipad screenshot 2
BMO Digital Banking ipad screenshot 3
BMO Digital Banking ipad screenshot 4

Pricing & paywalls

App Store

Shown for US

  • Free

Ratings & reviews

App Store

Shown for US

4.8 132937 ratings · App Store

  1. 4/5Banking app

    Please stop changing the banking app. It just makes it more difficult. It was so much easier with the previous version. I am visually impaired and I just get used to one of the apps and then someone seems to make it more difficult. I don’t understand this. Why is it that people think adding more stuff onto something makes it better it doesn’t it just makes it more confusing.. It was so simple to just go through and pay my bills . The last one was so quick and easy when I went to pay my bills. Maybe you don’t realize that the people who are designing these apps are much more fluent. I guess you would say in computers many of us like myself. I’m 69 years old and did not grow up with computers like to keep it simple we can go in see which bill we need to pay how much we’re gonna put on it not go to this section that says you put the amount and then you go to another part. That’s a send and then you have to go back and check to make sure that just keep it simple. When I first started using this current app version, I didn’t know if my bills were getting paid or not keep it simple.

    Connachtgirl · 30 Aug 2026

  2. 1/5Worst bank app yet Unstable platform

    Update: this app is so difficult to use. If you want to see your history of transactions for transfers or Zelle payments, you do not get to see the notes that you put into yourself to remember what those transfers or payments were for. once you open the transfer or zelle document you can read the memo you left for yourself. But that memo will not show up in writing on your bank statement or anywhere else. Once you close that window, you have to go back to the beginning the transfer filters and reinstall the back date and scroll down to find the next. Basically, if you need more than one piece of information, you have to start over every single time resetting the filters and scrolling to find what you need. If you open the wrong one by accident too bad you go back to the beginning and start over. Enter info, check info, re-enter info, change password, enter info, check info, reenter info, call, tech-support, delete app, reinstall, enter info, check info re-enter info, change password, call Tech Support, spend four hours two days in a row on Tech Support, delete app, reinstall app, change password, enter info, check info, delete info, re-enter info, four separate browser, windows open, enter info, you guys need to get your act together. The only reason I still been here is because of the Awsome people working in my branch. This is a ridiculous nightmare to get a visual on my money.

    HaveOnly1 · 30 Aug 2026

  3. 2/5Good when it works

    I’m one of the many Bank of the West customers who are now BMO customers due to the merger/takeover/whatever. I loved Bank of the West so much that I stayed with them after moving to a place where there are no physical BOW banks. BMO has not done well by comparison. I get that glitches happen when there’s a merger. But the regular crashing of the app and web site, including inability to read FaceID, plus the mediocre customer service, is troubling. Every time the app or website fail, the answer from customer service is to either delete all cookies or get a temporary password and then change the permanent one. I’ve had yo do that 4 times in two weeks. After reading other recent reviews, many of us are having the same problems, yet customer service seems completely in the dark about it. It would be so smart if BMO both kept their cs staff informed of widespread issues AND gave them permission to share with customers that the issue is systemic and being worked on. That would be caring. Instead, today’s cs person suggested I “write down” my password for future 🤣 In essence he treated this customer like a buffoon who had a problem because she didn’t write down her password! Wanna know what’s even more troubling? BMO isn’t posting any response to the numerous bad reviews. What’s up with that?

    Sharchen Norbu · 30 Aug 2026

  4. 1/5Complaint regarding unresolved Transaction,poor customer Support and security issues

    I opened my BMO account two months ago, and the experience has been extremely disappointing. I have faced repeated issues with their security system, including unnecessary identity-verification questions and constant lockouts from the mobile app even when entering correct information. When I reported a mistaken transfer, the customer service representative was rude, unhelpful, and gave me vague timelines like “15 to 200 days” to resolve my issue. Even after visiting the branch for identity verification and setting up a passcode as instructed, phone agents still refused to help and told me to visit the branch again. As a working professional, repeatedly going to the branch because the bank’s systems fail is completely unreasonable. On top of this, a simple check I deposited took 21 days to clear, which is far slower than other banks like Chase or PNC that usually process deposits within a day. The customer service team keeps placing callers on hold, gives inconsistent information, and shows very poor professionalism. Overall, the mobile app is unreliable, the security process is overly complicated, and the support system is not customer-friendly. BMO needs urgent improvements in service, communication, and technical reliability. At this point, I cannot recommend this bank to anyone.

    Pambitr · 30 Aug 2026

  5. 3/5Great app BUT

    This is a great app, you can do most things that you would otherwise have to do through a live representative on this app. HOWEVER, there has been one instance so far where I logged into the app and it’s without my permission or consent or even clicking to set this up, it took $500 out of my savings account and paid down my credit card. THAT IS SCARY. I called customer support and they said that I must’ve authorized it because there’s no way it could’ve happened otherwise. I’m not sure if anyone else has had this experience, but it’s definitely something to be aware of. That’s no chump change, and even though it’s going toward something, it probably would’ve gone toward anyways at some point, I don’t like people or computers, touching my money without my permission or consent. If it happens again, I’ll just call them and they’ll send me a check (they said), but definitely something to be aware of.

    SpaceMonkey777777777777 · 30 Aug 2026

Privacy & accessibility

App Store

Privacy

  • Data Linked to You — Analytics — Identifiers — Device ID Developer declared
  • Data Linked to You — Analytics — Usage Data — Other Usage Data Developer declared
  • Data Linked to You — Analytics — Usage Data — Product Interaction Developer declared
  • Data Linked to You — App Functionality — Contact Info — Email Address Developer declared
  • Data Linked to You — App Functionality — Contact Info — Phone Number Developer declared
  • Data Linked to You — App Functionality — Contacts Developer declared
  • Data Linked to You — App Functionality — Financial Info — Other Financial Info Developer declared
  • Data Linked to You — App Functionality — Financial Info — Payment Info Developer declared
  • Data Linked to You — App Functionality — Identifiers — User ID Developer declared
  • Data Linked to You — Other Purposes — Contact Info — Physical Address Developer declared
  • Data Linked to You — Contact Info Developer declared
  • Data Linked to You — Contacts Developer declared
  • Data Linked to You — Financial Info Developer declared
  • Data Linked to You — Identifiers Developer declared
  • Data Linked to You — Usage Data Developer declared
  • Data Not Linked to You — Analytics — Diagnostics — Crash Data Developer declared
  • Data Not Linked to You — Analytics — Diagnostics — Performance Data Developer declared
  • Data Not Linked to You — Diagnostics Developer declared

Accessibility

No accessibility labels collected yet.

Versions

App Store

  • 2715977817.0.17

    We're always working to improve your banking experience, this update includes: • Small Business customers with personal profiles can enroll in BMO Bill Connect • Enhancements to support our URL change to bmo.com • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements

  • 2715977817.1.36

    We're always working to improve your banking experience, this update includes: • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements

  • 2715977817.1.37

    We’re always working to improve your banking experience, this update includes: • QR code for Zelle® users is now available • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements

  • 2715977817.1.38

    We’re always working to improve your banking experience, this update includes: • QR code for Zelle® users is now available • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements

  • 2715977817.1.39

    We're always working to improve your banking experience, this update includes: • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements

  • 2715977817.4.68

    We're always working to improve your banking experience, this update includes: • TransferNow® is available for Small Business checking and saving customers. This will allow these customers to move funds between financial institutions. • Security enhancements • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements

  • 2715977817.5.74

    We're always working to improve your banking experience, this update includes: • Savings Goal enhancement • User interface enhancements to the Total Look experience • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements

  • 2715977817.5.79

    We're always working to improve your banking experience, this update includes: • Savings Goal enhancement • User interface enhancements to the Total Look experience • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements

  • 2715977817.6.66

    We're always working to improve your banking experience, this update includes: • Updating our cutoff time for mobile deposits to 6 p.m. PT/8 p.m. CST • BMO BillConnect enhancements to permit customers with personal and business accounts to login • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements

  • 2715977817.7.67

    We're always working to improve your banking experience, this update includes: • Enhancing our login to provide our business credit card customers a single sign on experience from BMO Digital Banking to TSYS CentreSuite where they can manage their credit card account. • The ability to authenticate in the BMO Digital Banking app with a passcode will be removed from the apps. Customers will continue to be able to login with User ID and Password as well as biometrics (face and touch/fingerprint). • Minor bug fixes. Turn on automatic updates so you always bank with the latest features & enhancements.

  • 2715977817.8.71

    We're always working to improve your banking experience, this update includes: • Enhancing our savings goals icons to provide our customers with more options to visually label and identify their savings goals. • New periodic educational message will be displayed when a consumer customer clicks on send money with Zelle® • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements.

  • 2715977818.0.72

    • We're always working to improve your banking experience, this update includes: • A new My Offers page to provide an enhanced experience with targeted and personalized product offers for BMO customers. • Adding additional visual appeal with fun animations for Savings Goal milestones. • Consumer credit cardholders can now create installment payment plans for their credit card purchases through BMO PaySmart within BMO Digital Banking • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977818.11.66

    We're always working to improve the banking experience, update includes: • Prioritizing your feedback, we optimized our systems to provide you a better banking experience. • Minor bug fixes and performance improvements. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977818.1.57

    We're always working to improve your banking experience, this update includes: • A new Account Summary page, which will simplify user navigation and information discovery. • Minor bug fixes Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977818.2.50

    We're always working to improve the banking experience, update includes: • Prioritizing your feedback, we optimized our systems to provide you a better banking experience. • The Accounts Summary page has been enhanced with drag-and-drop functionality. • Minor bug fixes. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977818.2.51

    We're always working to improve the banking experience, update includes: • Prioritizing your feedback, we optimized our systems to provide you a better banking experience. • The Accounts Summary page has been enhanced with drag-and-drop functionality. • Minor bug fixes. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977818.3.52

    We're always working to improve the banking experience, update includes: • Prioritizing your feedback, we optimized our systems to provide you a better banking experience. • Minor bug fixes. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977818.3.53

    We're always working to improve the banking experience, update includes: • Prioritizing your feedback, we optimized our systems to provide you a better banking experience. • Minor bug fixes. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977818.4.51

    We're always working to improve the banking experience, update includes: · Prioritizing your feedback, we continue to optimize our systems to provide you a better banking experience. · The Accounts Summary page has improved the Quick Action buttons. · Minor bug fixes. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977818.7.67

    We're always working to improve the banking experience, update includes: • Zelle® enrollment expanded to allow users ages 13-17 (restrictions apply). • Enhancements to Savings Goals. • Refined search capabilities. • Minor bug fixes and performance improvements Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977818.9.70

    We're always working to improve the banking experience, update includes: • Credit card enhanced replacement services. • Credit card enhancement enabling end-to-end oversight of card status and fulfillment. • Minor bug fixes and performance improvements. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977826.1.90

    We're always working to improve the banking experience, update includes: • Enhanced the image capture functionality within mobile check deposit. • Prioritizing your feedback, we optimized our systems to provide you a better banking experience. • Minor bug fixes and performance improvements. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977826.1.91

    We're always working to improve the banking experience, update includes: • Enhanced the image capture functionality within mobile check deposit. • Prioritizing your feedback, we optimized our systems to provide you a better banking experience. • Minor bug fixes and performance improvements. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977826.3.115

    We're always working to improve the banking experience, update includes: • New money market rate tables. • Launching the ability to create recurring wire transfers. • Minor bug fixes and performance improvements. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977826.5.96 · 4 Jun 2026

    We're always working to improve the banking experience, update includes: • BMO introduces the DollarGPS app • Minor bug fixes and performance improvements. Turn on automatic updates so you always bank with the latest features & enhancements!

  • 2715977826.7.115 · 6 Aug 2026

    We're always working to improve the banking experience, update includes: • BMO introduces Identity Theft Protection via the CreditView dashboard • Minor bug fixes and performance improvements. Turn on automatic updates so you always bank with the latest features & enhancements!

Alternatives

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Data quality & evidence

Page completeness
Live store listing
Last verified
30 Aug 2026
Sources
App Store

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