ALAT

Bug fixes.

The Latest ALAT V4.3.9. brings new exciting features and improvements. Here’s what’s new: 1. New customers can now use their NIN as their primary ID for account upgrade. 2. Customers can purchase international e-vouchers in naira on the app and redeem them on the vendor’s platform. 3. Customers can pay bills using Remita. 4. Customers can generate goal certificates for embassies or other organizations. Your online banking experience just got even better.

Bug fixes.

The Latest ALAT V4.4.1. brings exciting new features and improvements. Here’s what’s new: - Customers now have the option to take a school fees advance loan to cover their ward's tuition fees. - Qualified customers can also purchase airtime and data, as well as pay bills using a loan. - Customers can now invest in treasury bills through the ALAT app . - Customers can now request a new card within 30 days of the expiration of their current card. - Eligible customers can top up their salary-based loan after 6 consecutive repayments, and customers have access to Nano loans for quick financial needs. Your online banking experience just got even better! Upgrade your ALAT app now to enjoy.

ALAT V4.4.2 is here with new features: -Reactivate and upgrade dormant accounts. -Buy international airtime, data, and eSIMs for seamless travel. -Pay bills, buy airtime/data, and use “buy now, pay later”. -Enhanced loan application process to reduce fraud. -Parents can manage their child's ALAT xplore account, set limits, and monitor activities. Improved card request process for easier access. Upgrade your ALAT app now for an enhanced banking experience!

ALAT v4.4.3 brings exciting updates: - AI predicts best bank network performance - Added 2nd-level authorization for high-risk transactions - Update email, address, phone every 6 months - Check your creditworthiness with CRC - AI maps expenses on tracker - Tier 3 accounts moved to Tier 2 pending address verification - Loan offers for eligible accounts - Utility cards for returning users without new wallet - Bug fixes & improvements Upgrade now!

The Latest ALAT v4.4.4. brings exciting new features and improvements Here’s what’s new: - Automated Airtime and data top-up - Spin the wheel feature to reward you when you transact on your account - Extra Debit cards can now be linked to your account -Virtual Naira Card request -Stock market investment for the international market Your online banking experience just got even better, upgrade your ALAT app now to enjoy.

ALAT provides a personalized banking experience as unique as you, designed to evolve with your needs. Discover exciting new features like: - Personalized deals and discounts based on your spending habits. - Virtual USD card for secure international payments online. - Automatically stash cash whenever your account is credited to grow your savings effortlessly. Improvements - Subscribe Once, Enjoy All Season: You can now opt for quarterly movie subscriptions. - Secure Your Goals with PIN Protection: Another layer of security to keep your savings extra safe. - Smoother Salary Mandates: Fixed Remita direct debits for salary accounts domiciled with other banks Sign up on the latest version of ALAT. today!

What’s New (v4.4.6) The ALAT Xplore account is now called Royal Teens Account for better clarity. Guardian onboarding is now easier—only the teen’s NIN and contact details are required. Simplified approval: Guardians can now approve teen accounts with just the NIN. Landing video improved and issue with playback interrupting background music has been fixed.

The Latest ALAT v4.4.7 brings powerful new features and key improvements to enhance your banking experience. Here’s what’s new: - Enjoy instant, cross-border payments in local currencies across African markets with the Pan-African Payment and Settlement System (PAPSS). - Loan mandates are now automatically set up once the loan is disbursed, ensuring a smoother and more secure process. - Insurance fees have been updated to 1.0% for better alignment with policy terms. Your online banking experience just got even better — upgrade your ALAT app now to enjoy!

The Latest ALAT v4.4.8 brings powerful new features and key improvements to enhance your banking experience. Here’s what’s new: - Enjoy instant, cross-border payments in local currencies across African markets with the Pan-African Payment and Settlement System (PAPSS). - Loan mandates are now automatically set up once the loan is disbursed, ensuring a smoother and more secure process. - Insurance fees have been updated to 1.0% for better alignment with policy terms. - Bug fixes Your online banking experience just got even better — upgrade your ALAT app now to enjoy!

The Latest ALAT v4.4.9 brings exciting new features and improvements Here’s what’s new: - Enabled fast, secure, and seamless payments through QR code scanning, auto-filled transaction details, and instant authentication within the ALAT app. - Added BVN validation for NRBVN verification using localized KYC data. - Introduced Face Biometric Verification for Partnership Account Opening. - Implemented NIN validation cost control to optimize verification expenses. - Expanded Collections by adding Betpawa as a new provider. - Improved Currency Conversion Display in PAPPS for more accurate and transparent rate calculations. Your online banking experience just got even better, upgrade your ALAT app now to enjoy.

ALAT offers a seamless and secure digital banking experience. Do more with this new feature in version 4.5.0: • Fund your account with an international card — easily add money to your ALAT account by entering your card details, confirming the transaction in the app, completing authentication, and funding your account seamlessly. Download the latest version of ALAT today to enjoy this update.

Complete everyday banking tasks using voice commands powered by SAW, the Smart ALAT by Wema voice assistant. This hands-free feature makes banking faster, more natural, and easier to use. Bank Uptime Prediction Plan your transactions with confidence using bank uptime prediction, which provides insight into service availability and helps you choose the best times to bank.

Bug Fixes & Improvement Facial Biometrics update: Resolved issues affecting facial validation for a smoother and more reliable verification process. Report‑an‑error fix: Fixed a bug preventing users from successfully reporting errors within the app. Currency format improvement: Corrected decimal and currency formatting issues across various locales to ensure consistent display. Save Beneficiary: Users can now search using either a nickname or the name on the account, making account lookup faster and more flexible.

• NQR Payment: Pay merchants instantly by scanning their NQR code directly within the ALAT app, powered by NIBSS. • Quick Loan: Eligible pre-qualified users can apply for and receive instant loans in minutes. • ALAT Deals: Discover exclusive offers and discounts from leading brands in our in-app marketplace. • Flight Booking: Search, book and pay for domestic and international flights seamlessly. • PAPSS Transfers: Send and receive cross border payments through the Pan African Payment and Settlement System. • Domiciliary Account Opening: Open a USD, GBP or EUR domiciliary account digitally from your phone. • ALAT Authenticator: Approve transactions and logins securely within the app without relying on SMS OTP. • Credit Card Request: Request your ALAT credit card directly through the app. • Royal Kiddies: You can now view the account, fund it easily, and check transaction history anytime. • Xplore Account Management: Now enjoy full control — view and fund your account, set spending limits, manage your card, and track transactions all in one place. Update your ALAT app today to experience everything new.

• Bulk Transfer: Send money to up to 10 beneficiaries in a single transaction, helping you save time on multiple payments like allowances, group contributions, or business disbursements. • International Airtime & Data: Stay connected across borders. You can now purchase airtime and data for international numbers directly on ALAT, without stress or third‑party apps. • Report an Error: Resolve transaction issues with ease. The new Report an Error feature allows you to quickly flag failed or disputed transactions and follow up on resolution seamlessly. • Lagos State Collections: Make payments for Lagos State services directly on ALAT, ensuring a smooth, secure, and convenient government payment experience. • Gaming Wallet Funding: Power up your playtime by funding supported gaming wallets instantly and securely from your ALAT account.

What’s New on ALAT 5.0.5 FGN Bonds Customers can now browse, purchase, and manage Nigerian government and corporate bonds directly within the app. Euro Bond Investment Eligible customers can now access and invest in dollar-denominated Eurobonds seamlessly on ALAT. Travel eSIM Stay connected while travelling by purchasing and activating international data eSIMs directly from the app. NYSC Loan Serving corps members can now access quick and convenient loans tailored specifically for their needs. Revamped Onboarding Experience Enjoy a faster and simpler account opening process, now with an instant free virtual card available immediately after signup. Automatic TIN Retrieval Your Tax Identification Number (TIN) can now be automatically fetched during onboarding for a smoother setup experience. Update your ALAT app to enjoy these exciting new features and improvements.

What's New in ALAT 5.0.6 • Open and activate a Current Account digitally. • Upgrade eligible accounts to Domiciliary Accounts. • Send secure International Transfers with ease. • Fund accounts instantly using International Cards. • Access Gaming Loans for eligible Premier Lotto agents. • Save towards your goals with World Cup Savings. • Create and fund Royal Kiddies & Teen Accounts. • Enhanced security with manual facial verification override support. Update your ALAT app today to enjoy these exciting new features and enhancements.

• Plan and manage trips with Trips. • Set up Auto Top-Up for seamless funding. • Generate Letters of Reference & Non-Indebtedness. • Share feedback directly in the app. • Access YouthCred loans (eligible customers). • Enhanced ALAT Deals & Report an Error. • Improved Quick Loan process and loan notifications. Update your ALAT app today to enjoy these exciting new features and enhancements.