Splitwise

Shown for US

• Splitwise Pro — $2.99
• Splitwise Pro — $3.99
• Splitwise Pro — $4.99
• Splitwise Pro — $29.99
• Splitwise Pro — $39.99

Last verified 30 Aug 2026

Shown for US

4.0 27445 ratings · App Store

1. 1/5Used to be Great

   I used to LOVE this app! I’ve used it for years between different groups of roommates I’ve lived with, and to manage personal expenses with my partner. I love the interface of the app, how easy it is to use, and the different options for dividing expenses. That all changed today. I opened the app today to add in my expenses for a couple recent grocery shopping trips for my roommates and each time I wanted to add an expense I had to wait for ad to play, which was new and annoying, but I dealt with it. Then after I added 4 (just 4!) expenses I was met with a pop-up saying that I had reached the maximum number of expenses I could input today and I had to either upgrade to the pro version or wait until tomorrow to input more. I commonly put in 10 or 15 expenses all at once so I only have to do money management once or twice a month. There is nothing in the pro version of this app that I will use and it’s not worth the money just to be able to add my expenses when just a month ago I could add as many as I wanted to for free; which is why I specifically downloaded this app, as a free way to manage expenses with my roommates and partner. I will be deleting the app today and switching to a different app that allows me to do the same things Splitwise used to do for free.

   Julia Ruth · 30 Aug 2026

2. 1/5What a nightmare

   Completely counterintuitive dumpster fire of an app that is supposed to make communal payments for group events simplified. Instead I’m capped at 5 submissions a day and then demanded to sign up for PRO or wait 24 hours to get the rest of my requests out because I guess regular splitwise can only handle SO MUCH. We have that in common I guess. Next I’m graciously offered the ability to make requests in every currency in the universe, but wait… I need to get PRO to convert requests before paying them. I guess Ill call my local bank and get the market exchange rates for that day to convert every single entry I already made into USD? Perfect! I love wasting my time. And the grande finale is IF you have the audacity to settle up promptly to pay back your friends you may accidentally RUIN everyone else’s requests that may not have been submitted. But don’t worry this only happens SOMETIMES. The one and only positive is that because “BUGS” it can no longer link payment through Venmo, which is its own very special disaster, that only ever wants me to open a crypto credit card. CANNOT wait to delete this app once I’m “settled up.” It’ll only take about 3 more weeks for everyone to be able to submitted their 5 request a day.

   alex x3 · 30 Aug 2026

3. 2/5Gone downhill in recent years

   TL;DR See end of review for a better alternative. This app used to be great, but I haven’t used it in a few years. Picked it back up for a road trip and found that it now bombards you with (timed) ads for premium. I wouldn’t mind dropping $0.99 on it or what have you for the week I’m going to use it, but let’s be real: a decent spreadsheet on any platform with collaboration offers essentially the same value. So, Splitwise has apparently gone the route many apps have of trying to justify the higher price with additional “value” by adding unnecessary features to the premium subscription like bank sync. I don’t want all that: I just want an app that offers an easier UI than the aforementioned spreadsheet. But roping me into a subscription for that essentially offline functionality leaves a bad taste in my mouth. I recommend Splittr as a more reasonable alternative from an indie developer. You can use it entirely free and offline, or you can buy a 1-month “pass” rather than being roped into a subscription you have to cancel. They have reasonably-priced long term options at the time of writing, as well.

   Nanospork · 31 Jul 2026

4. 5/5A must for splitting expenses with roommates! 🚩Can’t itemize existing photo or use iPad splitscreen

   The only things missing the ability to work in split screen on an iPad Air M2, and itemize a receipt from an existing photo. Other than that, this app has everything I need! It works really well. Alot of thought and polish has gone into it. Paying for premium is 100% worth it since my roommates and I need to split a lot of group purchases. With the paid version you can automatically (with little need for manual corrections) itemize a paper receipt. The only problem is you have to take a picture, you can’t use the auto itemize feature if the receipt forms from an existing photo. To do that I have to pull the photo up on another screen and use the Splitwise app to take a picture of the picture of the receipt. It seems like a glaring lack when the rest of the app is so polished. Splitwise makes it really easy to carve up any receipt, you can choose how to split it by item, by different percentages for each person, or just manually enter amounts everyone owes. The only other feature I want added is the ability to work in split screen on an iPad. Right now I have to pull Splitwise up on my phone and set it next to my iPad when I want to review my budget, until I can put Splitwise in split screen then I’ll need two devices to manage my finances. Switching back and forth over and over between apps just to review my finances doesn’t work well for me.

   ChAaron · 30 Aug 2026

5. 1/5Impossible to get your money out

   This app has been so bad i’m actually taking the time to write a review. When settling up with a group of 5 after a trip, someone sent their payment through splitwise pay (which we now realize was a huge mistake). They keep your money in a “pending” state for days, it takes like 5 days to process the payment and become available to you, and that’s before even starting the process to extract the money to your bank - which I couldn’t do, because it kept using Tink instead of Plaid as the 3P bank connector, and my bank of course isn’t on Tink because I live in the US. I messed with the language and region settings a bunch to try to get it to use Plaid, but it’s stuck on Tink and so I can’t connect my bank to get my money out. You also can’t cancel or take back the payment, even if it was just sent within the last hour and is still in processing. All of this, plus the super confusing user interface and all the useful features hidden behind their paid version (like im gonna spend money for a payment app that’s impossible to send payments through?). Just keep track of your expenses by hand and use venmo, save yourself the headache.

   kevin.matthews · 30 Aug 2026

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