PayLater - Split in 4 payments

Name: PayLater - Split in 4 payments
Rating: 3.5 (272 reviews)
Author: Pay Later

by Pay Later

iPhone

Active Last checked 6 Aug 2026

App Store ↗

Quick verdict

What it is: Store information collected; independent summary not yet available.
At a glance: Free to download

Categories and search queries

Official categories

Finance
Shopping

AppCorpus categories

Key functions

Function	Availability	Access	Scope	Evidence
Apple Wallet	Yes	Free	App Store	Store published
Free app	Yes	Free	—	Store published

Screens

App Store

6 store screenshots

PayLater - Split in 4 payments iphone screenshot 1

PayLater - Split in 4 payments iphone screenshot 2

PayLater - Split in 4 payments iphone screenshot 3

PayLater - Split in 4 payments iphone screenshot 4

Pricing & paywalls

App Store

Free

Last verified 6 Aug 2026

Ratings & reviews

App Store

3.5 272 ratings · App Store

3/5Credit Limit Reduced Despite My Request
I am very disappointed with the service. Despite contacting your support team in advance and specifically requesting that my credit limit not be reduced because I would need it during July, my credit limit was still lowered. This was extremely frustrating, as I had informed you of my upcoming need and expected my request to be taken into consideration. Reducing my limit despite my prior communication has caused significant inconvenience and has affected my trust in your service. I hope you will review my case, restore my previous credit limit, and improve the way customer requests are handled in the future.

Yasser m r · 6 Aug 2026
5/5Seamless and Reliable Service
PayLater has truly simplified my payment experience. The option to split purchases into four payments is convenient and easy to manage. The app interface is user-friendly, transactions are smooth, and notifications keep me updated at every step. Customer service is responsive and helpful, making the overall experience excellent. Highly recommended for anyone looking for a smart and reliable way to manage their payments.

F_M_K_88 · 6 Aug 2026
5/5I love this app
This app is easy to use and has a great interface. Simple easy payments and they increase your payment gradually based on your purchases. They do a great job on everything. The app doesn’t stutter and pays smoothly.

Marcalitus · 6 Aug 2026
1/5Bad experience with the Pay Later app
The app is very complicated to use, especially during shopping when quick access is needed. Customer support takes too long to respond and doesn’t resolve your issues. There’s no option to edit your personal information directly—you have to contact support just to make simple changes, which is not user-friendly at all. I do not recommend this app, and the developers seriously need to improve both functionality and support service.

Bo-sultan1 · 6 Aug 2026
1/5Scam
This app is officially an entirely a scam. They charge you a subscription fee on top of their virtual card fee now that they offer. I paid a bill with them July 15 and by July 28 they still haven’t paid my bill and my phone service has been shut off for over a week. You try to get in touch with them. Nobody answers, you try to call nobody answers I have to the BBB and I do not recommend anyone using this platform at all as it is more scamming than helpful In anyway

Grimm1129 · 6 Aug 2026

Privacy & accessibility

App Store

Privacy

Data Linked to You — Analytics — Identifiers — Device ID Developer declared
Data Linked to You — Analytics — Identifiers — User ID Developer declared
Data Linked to You — App Functionality — Contact Info — Email Address Developer declared
Data Linked to You — App Functionality — Contact Info — Name Developer declared
Data Linked to You — App Functionality — Contact Info — Phone Number Developer declared
Data Linked to You — App Functionality — Financial Info — Credit Info Developer declared
Data Linked to You — App Functionality — Financial Info — Other Financial Info Developer declared
Data Linked to You — App Functionality — Identifiers — Device ID Developer declared
Data Linked to You — App Functionality — Identifiers — User ID Developer declared
Data Linked to You — Contact Info Developer declared
Data Linked to You — Financial Info Developer declared
Data Linked to You — Identifiers Developer declared
Data Not Linked to You — Analytics — Diagnostics — Crash Data Developer declared
Data Not Linked to You — Analytics — Diagnostics — Performance Data Developer declared
Data Not Linked to You — App Functionality — Diagnostics — Crash Data Developer declared
Data Not Linked to You — App Functionality — Diagnostics — Performance Data Developer declared
Data Not Linked to You — Diagnostics Developer declared
Data Used to Track You — Identifiers — Device ID Developer declared
Data Used to Track You — Identifiers Developer declared

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Accessibility

No accessibility labels collected yet.

Versions

App Store

1.1.6
New feature added, Bug fixed and Performance Optimised
1.1.7
Bug Fixed and Performance Optimised
1.1.8
Bug fixed and Performance optimised
1.1.9
Bug fixed
1.2.1
Bug fixes and performance optimised
1.3.0
Bug fixes and performance optimised
1.4.0
Smoother Onboarding – Sign up and get started with less hassle. More Payment Options – Pay your way with expanded choices. UI/UX Improvements – A cleaner, more intuitive app experience. Performance Upgrades – Faster, more reliable, and ready to scale.
1.4.1
Smoother Onboarding – Sign up and get started with less hassle. More Payment Options – Pay your way with expanded choices. UI/UX Improvements – A cleaner, more intuitive app experience. Performance Upgrades – Faster, more reliable, and ready to scale.
1.5.0
Improved push notifications and seamless deep linking for a smoother experience.
1.6.5
Fixed login screen display issues on certain devices Improved home screen upcoming payment display Account deactivation now available in Settings Enhanced notification preferences Updated security verification system General bug fixes and performance improvements
1.6.7
Improved UI/UX for a smoother shopping experience Faster and more reliable transactions Performance upgrades across the app for better stability
1.7.0
Smarter & Safer Access Upgraded onboarding for quicker signup New Password & PIN login with Biometric authentication Improved security for all payments and account activity Better Performance Smoother app flow and quicker loading screens Improved QR scan experience and Apple Pay journey Stability Improvements Optimizations for reduced app errors and smooth experience Improved device linking and updated settings
2.0.0
Smoother. Safer. Ready for the Festive Season. We’ve enhanced the app to match the festive cheer and the excitement of the year ahead Onboarding Improvements Faster, smoother journeys from sign-up to checkout Stronger Security Enhanced safeguards for a safer experience Refined Arabic Experience Improved content clarity and alignment Performance Boosts Bug fixes and stability improvements for reliable use
2.0.1
Smoother. Safer. Ready for the Festive Season. We’ve enhanced the app to match the festive cheer and the excitement of the year ahead Onboarding Improvements Faster, smoother journeys from sign-up to checkout Stronger Security Enhanced safeguards for a safer experience Refined Arabic Experience Improved content clarity and alignment Performance Boosts Bug fixes and stability improvements for reliable use
2.1.0
We’re excited to roll out a brand new update to the PayLater app — designed to make your experience smoother, smarter, and more reliable. What’s New in This Update? All-New Notification Tray Stay on top of your payments! All your alerts and reminders are now available in one central place — so you never miss an important update. Enhanced User Journey We’ve optimized key flows across the app for a faster and more seamless experience, especially during onboarding and transaction verification. Performance & Stability Improvements Enjoy a more responsive app with behind-the-scenes fixes that improve reliability across payments and account management.
2.2.0
Ramadan update: a better experience and offers delivered to you first With Ramadan around the corner, we made sure your PayLater experience is at its best. This update lets you receive personalised notifications and promotions from the merchants that matter to you, exactly when you need them. What this means for you: Offers tailored to your interests: no more random promotions. You will now receive deals tied to the brands and categories you actually shop at. Ramadan offers as they happen: be the first to discover exclusive seasonal discounts and limited-time promotions from our partners throughout the holy month and beyond. Faster performance and a smoother experience: we resolved performance issues and strengthened reliability across payments, onboarding, and notifications to ensure everything works as it should. Update the app now and make the most of Ramadan with PayLater.
2.3.0
New Update Available! We've rolled out a new update to make your experience smoother, faster, and more reliable. What's New: Optimised User Onboarding A more seamless and efficient onboarding experience to get you started quicker. Enhanced Notifications Stay on top of important updates and reminders, now better organized within the app. Performance Improvements General enhancements and bug fixes to improve app stability and responsiveness. We're continuously improving to bring you a better experience - stay tuned for more exciting updates coming soon! Update now on the App Store.
2.4.0
New Update Available! Experience a refreshed app with major UI & UX improvements. What's New Discover 1100+ brands in a cleaner, smarter design Improved payment flows and communication Stay updated on deals — keep notifications ON Update now for a better experience!
3.0.0
A bigger, smarter PayLater is here. This update brings control over how you pay, more flexibility at checkout, and clearer visibility into your account. Pay More, anytime. Topping up beyond your installment? Now you can. Pay extra whenever you want and bring down your outstanding balance faster. Flexible installments. Adjust your payment plan to suit your budget. Add or remove installments with a tap, with live updates on what you'll pay today and what's left. Request to Pay. Merchants can now send you a payment request right inside the app. Review your order, accept or decline, and pick up exactly where you left off if you step away. Clearer late fee visibility. Any late fees on overdue installments now appear right next to your due amounts, so you always know what you owe and why. Performance, stability and security improvements under the hood for a smoother day-to-day experience.
3.1.0
Eid Al Adha update is here! What's new in PayLater: Quicker sign-up with your QID More reliable scheduled payments A faster, smoother app
3.2.0
We've made improvements behind the scenes to keep your experience smooth and reliable. New Enhancements Performance improvements across the app Bug fixes for a more stable experience General enhancements and optimizations Thank you for using PayLater. Keep your app updated to enjoy the latest features and improvements.
3.3.0
We've made improvements behind the scenes to keep your experience smooth and reliable. New Enhancements Performance improvements across the app Bug fixes for a more stable experience General enhancements and optimizations Thank you for using PayLater. Keep your app updated to enjoy the latest features and improvements.
3.3.1
We've made improvements behind the scenes to keep your experience smooth and reliable. New Enhancements Performance improvements across the app Bug fixes for a more stable experience General enhancements and optimizations Thank you for using PayLater. Keep your app updated to enjoy the latest features and improvements.
3.4.0
What's New in PayLater We've made a number of improvements to make your PayLater experience even smoother. - Enhanced app performance and reliability - Updated agreements for greater transparency - More flexible repayment support, helping eligible customers get back on track with easier repayment options - General bug fixes and performance improvements Update to the latest version to enjoy the best PayLater experience
3.4.1 · 4 Aug 2026
What's New in PayLater We've made a number of improvements to make your PayLater experience even smoother. - Enhanced app performance and reliability - Updated agreements for greater transparency - More flexible repayment support, helping eligible customers get back on track with easier repayment options - General bug fixes and performance improvements Update to the latest version to enjoy the best PayLater experience

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Alternatives

Deferit: Pay bills in 4 — Same category + similar ratings
Get Paid Early: Cash Advance — Same category + similar ratings
Split Pay: Split Bills in Two — Same category + similar ratings
VANSi - Cash Advance — Same category + similar ratings

Availability by market

Data quality & evidence

Page completeness: Live store listing
Last verified: 6 Aug 2026
Sources: App Store

Independent summary has not been published yet.

Report a correction

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AppCorpus MCP gives your agent current app data, prices, screens, features and sources.

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Compare PayLater - Split in 4 payments with Deferit: Pay bills in 4.

View JSON

GET /api/v3/apps/6738985290

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    },
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      "notes": "Smoother. Safer. Ready for the Festive Season. We’ve enhanced the app to match the festive cheer and the excitement of the year ahead Onboarding Improvements Faster, smoother journeys from sign-up to checkout Stronger Security Enhanced safeguards for a safer experience Refined Arabic Experience Improved content clarity and alignment Performance Boosts Bug fixes and stability improvements for reliable use"
    },
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      "released_at": null,
      "notes": "We’re excited to roll out a brand new update to the PayLater app — designed to make your experience smoother, smarter, and more reliable. What’s New in This Update? All-New Notification Tray Stay on top of your payments! All your alerts and reminders are now available in one central place — so you never miss an important update. Enhanced User Journey We’ve optimized key flows across the app for a faster and more seamless experience, especially during onboarding and transaction verification. Performance & Stability Improvements Enjoy a more responsive app with behind-the-scenes fixes that improve reliability across payments and account management."
    },
    {
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      "version": "2.2.0",
      "released_at": null,
      "notes": "Ramadan update: a better experience and offers delivered to you first With Ramadan around the corner, we made sure your PayLater experience is at its best. This update lets you receive personalised notifications and promotions from the merchants that matter to you, exactly when you need them. What this means for you: Offers tailored to your interests: no more random promotions. You will now receive deals tied to the brands and categories you actually shop at. Ramadan offers as they happen: be the first to discover exclusive seasonal discounts and limited-time promotions from our partners throughout the holy month and beyond. Faster performance and a smoother experience: we resolved performance issues and strengthened reliability across payments, onboarding, and notifications to ensure everything works as it should. Update the app now and make the most of Ramadan with PayLater."
    },
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      "name": "Get Paid Early: Cash Advance",
      "url": "https://appcorpus.com/apps/get-paid-early-cash-advance-6446709359",
      "reason": "Same category + similar ratings"
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    {
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      "name": "Split Pay: Split Bills in Two",
      "url": "https://appcorpus.com/apps/split-pay-split-bills-in-two-6448634850",
      "reason": "Same category + similar ratings"
    },
    {
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      "name": "VANSi - Cash Advance",
      "url": "https://appcorpus.com/apps/vansi-cash-advance-6444244313",
      "reason": "Same category + similar ratings"
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