Deferit: Pay bills in 4

• Free

Last verified 30 Aug 2026

4.8 32554 ratings · App Store

1. 5/5Love it

   I love deferit, I’ve used it quite a few times. Never had a problem. I can say if you don’t have a clear way shown on the bill uploaded of how to pay online they will send out a check instead. It’s up to you to check the payment method at the bottom of the screen once you get that message of “your bill is ready to be paid” once you hit accept or whatever that’s what it is. A check is sent. I made the mistake of doing that once, and a payment was past due but again that was completely my fault. For the people saying they had to pay the full bill or 3 payments upfront, yea it’s kinda dumb, but your credit may not be up to par and they want to be sure they can trust you or you maybe have too may unpaid bills active and it’ll do that. They’ve also increased my credit limit to $500. And as of sept 1st they will start reporting on time payments to the credit bureau. I have no complaints.

   prettysavvy · 30 Aug 2026

2. 4/55th star

   So far so good will get the 5th star once my power bill is paid. I guess it was my fault for not doing sooner I did it last Friday got approved first payment taken. Was working yesterday I work from home and power went out they cut us off for none payment. I spoke to power company and they said they needed something from deferit saying they were paying the bill. But then they reconnected us giving us until Tuesday bc after I told them it was being paid they said they never heard of this place trying to make me feel I was being scammed. Well they call and said they were reconnecting until Tuesday bc right after I talked to them 3 other people called in talking about this app and the bill would be paid so they reconnected us bc of that. Power companies fault bc I had emails and confirmation nm and all that. I am new to this and think it’s gonna be great! Helped when I was in a bind! So 5th star definitely be given once payment is at power company and PLEASE provide a way to contact customer service other than email and that chat. 5 different people disconnected me from chat yesterday when I was trying to get this resolved and that is frustrating. But thank you for helping my family when we were in a bind!

   JosieChico · 30 Aug 2026

3. 5/5Best App EVER!

   Let me start by saying that I was VERY skeptical about this company, but as I called them and asked all my inquiries, I was more than impressed with the work service. I was having trouble paying for my cable bill and BAM! paid! I do advice to please plan your bill a few days before due date. There was a mistake on their part by Payo g vía check when it was suppose to be paid via phone or online- but I called them immediately and they fixed it in a few hours. Please be patient with their wait- as they’re always have high call volume. The service DOES work, make sure you do your homework with your merchant on how they can receive payments. If your merchant does NOT have a “ guest pay option” then you need to add the details when you upload the invoice- if not, the system will generate a check to your merchant. I cannot express how happy I am with them and how professional they treat their customers. A++

   GILASTRUD49 · 30 Aug 2026

4. 5/5Saving grace

   This App truly has been a savior for me ! I was in a tight spot and needed some assistance paying my bills. Then as I was researching options for help I came across Defer it. This app basically gave me credit to use to split my bills up into four smaller installments. All I had to do was upload a copy of my bill and pay the first installment. That wasn’t even the greatest part about the app. My fav feature is how you can change the dud date of your installment payments as long as it’s not further then 2 weeks out. So not only did they help me when I needed a helping hand, they turned around and helped even more by letting me move my payment date giving me a little more time to come up with the money. I tell anyone that will listen about this app and how I 100% recommend it to EVERYONE/ANYONE that is looking for a savings grace when it comes to paying bills. Thank you Defer-it !!! I’m a customer for life !

   moonie24423 · 30 Aug 2026

5. 4/5Very helpful app

   This app has come in clutch more times than I can personally remember. The only reason I didn’t give it 5 starts is because of the fact that if the bill you upload, is unable to be paid online, deferit will automatically mail out a check by default. Or they’ll pay by ACH transfer. For example, if I upload my Xfinity cable bill, which would include the entire PDF file of my monthly bill including all of the information you’d typically be required to have in order to pay that bill online. Example, account number, account pin, name, service address, the whole nine yards. But they’ll still somehow be unable to pay online? Not much of an issue to be fair because deferit will still pay in 4 for you. If they could provide us with a one time use virtual card for the bills they are unable to pay for online, that would solve the 2-5 day business day waiting period for a check to arrive at the company it’s sent to.

   Beefestrogen · 30 Aug 2026

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