Afterpay: Pay over time

• Free

Last verified 30 Aug 2026

• Free to download

Last verified 30 Aug 2026

4.9 752571 ratings · App Store

1. 5/5Disappointed

   Disappointed that I could not use my $1,000 credit line at a store they advertise as an in-store use! This app is not what it says it is! I have used it online always paid and been perfect. Never a problem. Just know don’t make any plans with this app. Hopefully it works for you & you survive with it! Then I contacted customer support. They said they would look into it. I provided them tons of info and had multiple emails back and forth and they never have gotten back to me with an answer as they said they would. Cause they don’t have an answer just say “I don’t know” as a company! Admit, the advertising of stores and how the app and company is ran is not what is marketed! Admit that it doesn’t work like that so people don’t think it is another way and plan their Christmas with After-Pay! I mean come on After-Pay, you were the start of companies using your services and people being able to buy and make payments and using your services. It’s unfair to not lead them directly and advertise as “can be used in-stores” and for it not to truly work in-stores! There was a girl next to me in the other line, she couldn’t use her After-Pay either ...... AT CHRISTMAS TIME!!!!! I am super disappointed in After-Pay as I always hype this company up! Cause I have used it for sometime now online and thought what an amazing idea to start allowing people immediate in-store purchase. After-Pay, if you all need a director in the stores to get this to you please let me know! I gotchya! Megan Page

   Unicornmarco · 30 Aug 2026

2. 5/5Awesome app to buy your stuff

   I been having this app for about 2-3yrs and it has been great! I get wat i need and pay in 4 payments. I like this cause it works for me when you dont have all the money up front. There is 4 of us in my family and i do all the shopping and this app works great for me. I order the things when i need them and also the shipping isn’t so bad either. I kno the app starts you up in a low amount that they lend you but as you do your payments on time…..the amount loan increases pretty fast. And l like that. This app works if your not a shopper for going into the stores cause of covid. This app does give you discounts on stores cause the stores has them also. (Bonus also if you use it in stores) It gives you gift cards to use with an amount you want with watever store you like…paying that amount back in 4 payments too. And you can use those gift cards Watever store or online shopping your shopping at but that catch is that you need to accumulate certain shopping points in the app. Ill take awhile to get them but still its worth the wait. I’ve shopped in many stores online even small businesses that are in the app aswell. They do have popular app stores to use and they do add more stores at times in the app. And when you acuminate certain amount of points the app allows you to receive your order without your first payment and get your stuff which is pretty cool. I enjoy shopping threw this app. It has helped me in hard times. I also got my mom & friends into using this app too. I do recommend this app to everyone!

   yoyizel · 30 Aug 2026

3. 5/5Convenient

   I can’t tell you how much I love, love and appreciate the convenience of Afterpay payment plan. The economy prices has gone up tremendously, with Afterpay it allows you to get the things you need right away when you can’t afford the full price all at once. It helps as well to keep you from borrowing money from someone and getting yourself in a bind when it’s time to payback. How many ppl do you know will allow you to pay them back in installments? These days everyone need their money back all at once, or don’t have it to loan. With Afterpay you don’t hv to worry about that hassle. This payment plan with Afterpay prevents you from owning anyone but them, not to mention it helps you get what you need right then not wait until you finish paying the full payment. You’re able to pay on the payments by the time you get paid! 😍The absolutely great thing is, if you don’t hv the money when it’s time to pay, you can get a few extension. I needed an expensive car part that I couldn’t afford to pay in full, and get my car fixed all at once. I needed my car to get to work to make money. Thank God for Afterpay convenient payment installments, I was able to get the car part, and afford to get my car fixed all at the same time! Yess! I didn’t have to worry about paying someone back a loan all at one time.. Win, win situation with Afterpay! I absolutely love Afterpay! 😃 I only wish they will allow you to pay a few bills through Afterpay. 😆 Maybe one day.🤞

   Southern Sunshine Girl · 30 Aug 2026

4. 5/5Review of AfterPay

   Thanks to AfterPay, I can now afford to buy products that I could not afford previously! I have a very limited budget because I’m disabled and cannot work. AfterPay also affords me to buy more quantities of products at one time! And since I discovered AfterPay, through this App I have discovered dozens of wonderful brands that I never knew existed! Being disabled means that the majority of shopping that I do is online. Now that I’ve discovered AfterPay, I often use it as a prerequisite for whether or not I will even shop on any particular website. If the website doesn’t offer AfterPay, chances are that I will not be shopping on said website, even if I don’t intend or necessarily need to use the AfterPay payment option. I believe that brands who don’t offer AfterPay as a payment option on their website, do not care about their customers as much as a brand that does offer AfterPay as an option for payment. And I want to contribute to brands who are all inclusive and don’t discriminate against people who are lower income. I also want to support brands that put their customers first! A brand or company that has the AfterPay payment option on their website obviously shows said company or brand cares about their customers! And the AfterPay App itself shows faith in its users! By giving us the credit needed to make purchases we might not otherwise have the opportunity to make. I use AfterPay with almost every online purchase I make. And I highly recommend it to all online shoppers!

   LL KooL MeLL · 30 Aug 2026

5. 5/5Wait A minute!

   I first was introduced to Afterpay through Shein. I applied for Afterpay and they started me with $600 dollars! I began utilizing my purchasing power and paying off my purchases way before two weeks. Afterpay began raising my purchasing power up to $1700 dollars! I became a mint customer! Please believe it’s not easy maintaining these rewards perks! Now here is where Afterpay went wrong with me. I’ve never ever been late. For safety on my credit cards I lock them when not in use. I forgot to unlock one of them and Afterpay couldn’t gain access. I totally forgot to unlock my card!!!! It wasn’t 24 hrs and Afterpay sent me a friendly reminder with no late fee penalty attached that they were going to take my payment again. I immediately unlocked my card then decided to just pay off all remaining balances. Do you know Afterpay dropped my purchasing power to $400 dollars??? They took ?1200 away from me for forgetting to UN lock a payment ! I wrote several letters and they agreed that I would receive my $1200 back within 30 days! I’m still waiting? They have returned$300 but nothing more. I love Afterpay but this situation has left a very bad taste in my mouth! I’ve put so many people on to Afterpay family and friends. Didn’t care about collecting referrals. I wanted them to experience what I have minus the hiccup. Hope they honor their word and return me to my purchasing balance of $1700 and not $700. I’m waiting patiently. Respectfully Happy unhappy Afterpay customer

   millbeauty · 30 Aug 2026

4.0 169609 ratings · Google Play

1. 1/5

   love afterpay. I hate the app. its constantly asking to update the app and it's very annoying

   Andrea · 31 Jul 2026

2. 1/5

   I have never missed a payment and can only place one order when before I could place 8-10 orders at a time. I hate that this is run by AI which decided for no reason that I can only place one order. HIRE HUMANS! GET RID OF AI

   D W · 31 Jul 2026

3. 1/5

   This app is a complete scam. You go to check out and the full amount of money is taken out of your account instead of the afterpay payments. No excuse, no way it is a systematic error every time!!!

   Bryant Bennett · 31 Jul 2026

4. 5/5

   so far it's ok 😃😃

   Mary Roesch · 31 Jul 2026

5. 5/5

   Great app easy to find what you need and the payment plans works great for me.

   Kenneth Gowin · 31 Jul 2026

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