Wealthfront: Save and Invest

• Free

Last verified 30 Aug 2026

• Free to download

Last verified 31 Aug 2026

4.8 17453 ratings · App Store

1. 5/5Great customer service and app!

   Wealthfront has not only been amazing as a wealth management app, their customer service is also amazing. A few months ago I saw a transaction of $115 in my bank account. I could not trace this transaction’s origin. So I called Wealthfront to see if they could track it down. The person I talked to was very respectful and helpful and told me that they would provide me a credit for this amount and look deeper into it for some time and then update me on where this came from. She also immediately asked me to close my debit card and provided me with a new one. Within the next week or two I got a credit for the amount of money that I was asking about and Wealthfront sent me a letter to let me know that they were looking into the issue and if they could figure out where this transaction came from then they would either let me keep the credit or take it back if it was actually done by me. Finally, after a few weeks they sent me another letter to let me know that they granted the claim and the provisional credit that I received was officially mine, as the dispute had finally been resolved on their end. They let me keep my credit and they did not investigate me as if I were some type of criminal, which I know other banks do (I know Wealthfront isn’t a bank). Next, I also had a question about taxes because I was doing a rollover and there were several questions I had from the previous custodial account, and they struggled very much to answer my questions. Wealthfront, on the other hand, was able to answer my questions with one phone call and within about 7 minutes, I had no more questions. I am very happy with Wealthfront’s customer service and they have provided a great application for me to manage my money.

   Misael712 · 30 Aug 2026

2. 2/5Alas...

   I used to recommend Wealthfront to everyone who'd listen and several people who wouldn't, but no more. I thought it was the best financial institution to ever appear on the planet, and I think, for a while – and excepting their preposterous requirements for mobile check deposit – it was. Unfortunately, over the past month or so, several transactions I've tried to make were declined due to their obviously faulty security system that now flags perfectly ordinary transactions – including my monthly cell phone bill – as "suspicious". I wouldn't even mind this nearly so much if their response to every "suspicious" transaction was to immediately send me a text asking whether the transaction was valid, but they now do this on only the rarest of occasions, leaving me, 99% of the time, to call them on the phone, wait on hold for some period of time, and then talk with a representative for about 20 minutes in order for the representative to make a "one-time exception" to the overzealous security system's error so that I can complete the transaction in question and have my *next* purchase or payment declined instead. Due to this and the aforementioned unreasonable requirements for mobile check deposit, I'm moving my money out of Wealthfront and likely closing my accounts. And I've told everyone I recommended them to that I no longer recommend Wealthfront at all. It's a crying shame, but everything changes, and, alas, Wealthfront has proven no exception.

   plaintiger · 30 Aug 2026

3. 4/5Very Functional and Easy to Use

   This app is very functional and easy to use. It gives users a quick way to assess their complete financial situation through the ability to link to all your external accounts with other financial institutions. It will also show a projection of your financial situation throughout your lifetime, if you desire. The app makes it very easy to add money to your Wealthfront accounts or transfer money out of Wealthfront to another institution. There are two distinct reasons I did not give the Wealthfront app five stars. First, the app does not give users the ability to change their risk tolerance score. Users must log on to Wealthfront’s actual website to do that, which is tremendously inconvenient. Second, although I like the financial future modeling the app provides, there is no available explanation of the modeling used to make such a long term forecast. Specifically, I would like to know the assumed annual rate of return in the model as well as whether it accounts for an assumed annual pay increase or an assumed increase in the value of your home. This would all be possible by adding a simple link that explains the specifics of the assumptions and methodology behind the model used to calculate important values like your predicted net worth at retirement age. I am sure this seems like a niche request, but some more financially and data savvy users would appreciate it.

   RamenIsGood · 30 Aug 2026

4. 5/5This app works great and is accessible, a very nice substitute for the desktop website

   Very rarely do I come across apps which are built well. Most apps nowadays are just a mirror image of their desktop websites. This app is very nice, it shows you your performance history, and lets you control quite a few settings directly from the app. The only time I use the desktop website now is to get a temporary password for tax preparation purposes. Otherwise, I am exclusively on the app. This is one of the most well-thought-out apps I have ever used. Aside from a great UI, this app is one of the rareones which is fully accessible using the voiceover screen reader on iOS. I would not expect that from an investment app, since many times the disabled community is cut off from apps like this one. But, Wealthfront has taken extra steps to make their app accessible. A quick sidenote, to everyone who is rating this app down because of portfolio performance, this is not what these reviews are meant to be for. Your performance of your portfolio does not indicate usage or ease of use of the app. Please stop rating the app down because you're not getting the returns on your investments that you expected to get. Thank you!

   BabooWalji · 30 Aug 2026

5. 3/5Best place to save your money

   I’ll start off with the positive— currently Wealthfront offers a 5% APY and often adjusts their APYs based on interest rates and pass on the benefits to the account holder. Also like that you can put up to 8million dollars in Wealthfront all accruing a competitive APY while still maintaining FDIC Insurance for all those dollars. That right there should probably be good enough to get you to download the app. However it’s also great that you can accrue this high APY while it still acts as a checking account. You can also invest in this account, which I have and have since made some decent money with NVIDIA! Lol, but unfortunately the most apparent downside with their app, which I know for a fact isn’t the first time it’s been mentioned in their reviews— would be their graph on the top of the screen. Yeah, its cool to see what your projected net worth would be at retirement, but for someone like me, who’s 20 years old, I’m not looking forward to looking at the same graph for the next 40 something years. This graph doesn’t change on a daily basis. All you can do to know your financial progress is to memorize your day to day net worth number the app shows you with no net worth history at all. Being able to see how your money grows, especially with an app like this one that offers such high opportunity for compound interest, it seems like a miss that they haven’t implemented this into their app. The other small downside is that sometimes I swipe out the app and immediately reopen it, but still prompts me to re-login. This doesn’t happen super often, but it’s still enough to be noticeable

   YouAgaon · 30 Aug 2026

4.9 12634 ratings · Google Play

1. 5/5

   I had a good experience here so far and have seen some good dividend payments.

   Paul Lagrange · 1 Aug 2026

2. 5/5

   very clean and straightforward desktop and mobile app!

   E.L.Smitty · 1 Aug 2026

3. 5/5

   Simply, I am loving it!

   Daiquiri Ward · 1 Aug 2026

4. 5/5

   The app is fast, responsive and reliable.

   Sola Ajayi · 1 Aug 2026

5. 5/5

   Easy to use and you get free money 💰 (in interest) just by saving your money.

   Miguel Hernandez · 1 Aug 2026

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