Travel Freely: Points & Miles

• Free

Last verified 28 Jul 2026

5.0 5062 ratings · App Store

1. 5/510 year point enthusiast...

   ...and this app consolidates everything I've learned into one place. The points game is confusing-how many cards can I sign up for at a time, how soon should I apply for the next card without a significant hit to my credit score, which card has the best deal, should I cancel my card before or after the annual fee is due, do I qualify for a business card. It's taken me hundreds of hours over ten years to learn and stay on top of all the rules, but Zac has made it easy for anyone entering the game to have that information immediately. I'm always amazed at the accuracy of the credit card recommendation engine, but recently it blew my mind further when I saw a great sign up offer, but the card genie didn't make the suggestion. I reached out to Zac thinking I found a flaw in his system, but in fact card genie was correct as I missed an esoteric rule about 'credit card families'. If you want the best way to accumulate a ton of credit card points, download the app, fill in what you already have and then follow it's recommendation. Even works if you've been in the game as long as I have...

   Mr. Jars · 28 Jul 2026

2. 5/5Hidden gems

   I have been playing around with this app halfheartedly since I picked it up in April of 2023. At first glance, it had some basic features, but to be honest I didn’t really put much time in it. A year later, I find it floating along in the back of my travel folder and decided to crack it open to see if I should just delete it. I realized I hadn’t added some of my most recent cards, so I decided to plug them in. After doing so, I kept finding hidden gems among the app. This really does a lot more than I ever gave it credit for. It is all manual input, so there’s no concerns about sharing private banking information. The card match is really much more intuitive than I ever gave it credit for. Being able to slim down the list to avoid banks or features makes it much more manageable. It even has the current two-step SUB offerings (something some of the paid services don’t include). I am really excited to delve even deeper into this app and spend more time keeping it up to date. The simplicity of it all is perfect.

   xdfireguy · 28 Jul 2026

3. 5/5A Must-Have for Travel Rewards Enthusiasts!

   If you’re serious about maximizing credit card rewards for travel, Travel Freely is an absolute game-changer. This app simplifies everything from tracking welcome bonuses and annual fees to optimizing your credit card strategy for the best travel perks. One of the standout features is its automated reminders, which ensure you never miss a bonus deadline or an upcoming annual fee. The interface is user-friendly, and the app provides personalized recommendations based on your existing cards and spending habits. Unlike other tools, it’s completely free and ad-free, making it an invaluable resource without the usual distractions. I also appreciate how Travel Freely helps avoid 5/24 restrictions and other issuer rules, preventing unnecessary denials. Whether you’re a points-and-miles beginner or a seasoned pro, this app is a must-have. Highly recommend!

   AleMolRo · 28 Jul 2026

4. 5/5Best App for Points & Miles By Far!

   Whether you’re new or experienced figuring out the points & miles challenges, look no further than this app! Zac has put together a superb and easy to use program to make your traveling dreams come true…by using points and miles from your credit cards. He hits you over the head with the reality that making just a few points with everyday spending will NOT make your dream vacations come true. It’s the credit card sign-up bonuses that make it happen. He gives you the easy to use strategies of what cards to apply for; when to apply; and which card(s) should be first, etc. Zac has emailed me personally to ask how things were going. Within a few months, my wife and I were able to obtain two business class r.t. tickets to Portugal for a total of a mere 136k points. This app is the real deal!

   johnzie · 28 Jul 2026

5. 5/5Super useful!

   I'm really enjoying this app. Two things stand out for me: The first is the simplicity; this app isn't about how many points you have in each account or what transfer partners are available, it's just what cards do you have and what cards should you consider getting next. The app keeps up with the constantly changing sign-up bonuses and what credit card rules may be affecting your situation, so you always know what the current best options are for you. There is also basically a P2 option so you can track two people as well as business cards!! The second thing I love are the resources. If you ever have some down time or just find yourself standing in line somewhere, you can check the resource section and get tons of useful information and trip reports from members.

   Awesomeperson068 · 28 Jul 2026

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