RetirePlan

• Price: $4.99
• 5 additional scenarios — $1.99
• 5 Scenarios — $1.99
• save 5 more scenarios — $1.99

Last verified 6 Aug 2026

4.3 122 ratings · App Store

1. 4/5Welcome improvement - excellent customer service!

   After using this app and loving it for several years, the visual layout and functionality was totally redesigned last year. At that time, the app took 10 steps backward, IMO, and I gave it a one star review and began looking for another retirement app. >>> UPDATE: I also sent an email to the developer stating my complaint. To his credit, he responded quickly and communicated the reasoning behind the update AND addressed some of the issues that I had. The most recent update is a much improved version, I am updating my review to four stars. I still like the previous version (prior to the redesign) better, but for now, this is a very good app.

   Zabubabobby · 6 Aug 2026

2. 5/5Nice, Simple App

   Read some of the reviews and felt compelled to add my own. Firstly, you should ignore most of the reviews that are years old, as they include complaints that have long since been addressed. More recent complaints seem to be the app lacking the ability to address RMD’s or different retirement dates for spouses. This appears to be true, however, I would counter that this is well beyond the intended scope of this app. This is a great tool for simple “what if’s?” to assess the feasibility of various saving or spending scenarios. Simply put, it can get you in the ballpark. Expecting a $5 iPad app to calculate a comprehensive retirement plan is simply unreasonable - the real world is far too complex. If you want to have some fun and noodle around with savings levels, retirement dates and the like, have at it, you won’t be disappointed. I have been using it for years in this way. Poke around the drop down list when you select “+” and you be able to concoct some workarounds to help with your specific situation. ****Jan 2024 Update**** Late 2023 provided a clunky update that moved all input to tiles along the bottom of the screen. Another update in Jan 2024 has already addressed this, moving the inputs back to the left side of the screen where they started. Note that at some point (not sure when), RMD’s were added, but it is still not possible to designate different retirement dates for spouses. Still the best five bucks I ever spent.

   b'way=love · 6 Aug 2026

3. 5/5Love This App!

   I was really happy to see the latest update. I am always worried that Apple might make some iOS change that breaks something and I really don't want to use anything else. My only request is if you might be able to either come up with some sort of web based application or native Mac OS app to run on my Macbook? I know I can run the iPad app on MacOS now but it still has sizing issues and artifacts. I would love a web app to be able to have the same functionality from the iPad app in the browser. I know this is not a minor undertaking and would require some sort of subscription to pay for the hosting and data storage. Anyway, thanks again for your great application!

   MeeseintheSprings · 6 Aug 2026

4. 5/5Quick, easy, clear -- answers the question "Am I saving enough?"

   RetirePlan rocks! This app let me get a meaningful picture of our retirement savings situation in just a few minutes. I then added more of the "what if" events to see their impact -- everything from changing how much we expect to spend later in retirement to simulated market crashes. Having played with this app, I can be confident we will be able to adjust should the unexpected occur. Since that was so fast, I next created a "retirement plan" for our college savings, using the kids college start dates as "retirement." FTW!

   familybrosnahan · 6 Aug 2026

5. 3/5Great for planning retirement but lacking while in retirement.

   I purchased this app approximately 4 years ago and utilized it quite a bit especially in the 2 years leading up to my retirement. I’ve been retired now for 2 1/2 years and only look at it maybe once or twice a year. The problem with the app once in retirement is that it forces the distribution of your non tax deferred investments down to zero before allowing distributions from tax deferred accounts such as IRA’s or 401k’s. Nobody in retirement withdraws this way in real life. It is much more common in retirement to maintain a sum in non tax deferred accounts for emergency and/or for planned major expenses while beginning distributions from IRA’s and/or 401k’s. The app does not allow this.

   Rtcfiddle · 6 Aug 2026

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