PlanMode: Retirement Planner

New high-impact graphic presentations for financial projections, retirement, death and disability. It includes- • Multiple presentations to view a plan from different perspectives i. Retirement perspective with a Level-of-Preparedness gauge ii. Birdseye view of the entire planning span iii. Numeric perspective • All graphs enlarge when tapped and can be set as the default view • All reports and graphs can be emailed as PDFs • Data input expanded to account for post-retirement business income • For USA users app is updated for 2021 US income taxes

New high-impact graphic presentations for financial projections, retirement, death and disability. It includes- • Multiple presentations to view a plan from different perspectives i. Retirement perspective with a Level-of-Preparedness gauge ii. Birdseye view of the entire planning span iii. Numeric perspective • All graphs enlarge when tapped and can be set as the default view • All reports and graphs can be emailed as PDFs • Data input expanded to account for post-retirement business income • For USA users app is updated for 2021 US income taxes

New Easy-to-relate financial, retirement, death and disability projection screens. They includes- • Multiple presentations to view a plan from different perspectives i. Retirement perspective with a Level-of-Preparedness gauge ii. Birdseye view of the entire planning span iii. Numeric perspective • All graphs enlarge when tapped and can be set as the default view • All reports and graphs can be emailed as PDFs • Data input expanded to account for post-retirement business income

New financial, retirement, death and disability projection displays. • Multiple presentations to view a plan from different perspectives i. Retirement perspective with a Level-of-Preparedness gauge ii. Birdseye view of the entire planning span iii. Numeric perspective • New enhanced numeric keypad for quick input • Graphs enlarge when tapped and can be set as the default view • Reports and graphs can be emailed as PDFs

This version includes- • Enhanced Projected Financial Profile display for switching alternate views • Updated USA income tax computations for 2022 • Modified display of large projected values • Reports and graphs can be printed as emailed PDFs

This version includes- • Enhanced Projected Financial Profile display for switching alternate views • Updated USA income tax computations for 2022 • Modified display of large projected values • Reports and graphs can be printed as emailed PDFs

This version includes- • Enhanced navigation for multiple display screens • Enhanced retirement graphs • New choices for default display when a new plan starts • Reports and graphs available as emailed PDFs

This version includes- • Enhanced navigation for multiple display screens • Enhanced retirement graphs • New choices for default display when a new plan starts • Reports and graphs available as emailed PDFs

This version adds to the flexibility in projecting financial profile data in future years. Each data item can now be projected individually without regards to default settings of its category. It also includes- • Enhanced data entry grid for ease of data input • Expanded Start-up menu to include additional retirement related items • Modified capital needs analysis and its graphic presentation

Highlights of this version include- • Expanded data structure providing ability to control future growth of each item individually if needed • Enhanced retirement graphics • Updated 2023 income tax computations for USA planners • All reports and graphs can be emailed as PDF docs • Enhanced navigation for multiple display screens

Highlights of this version include- • Expanded data structure providing ability to control future growth of each item individually if needed • Enhanced retirement graphics • Updated 2023 income tax computations for USA planners • All reports and graphs can be emailed as PDF docs • Enhanced navigation for multiple display screens

Highlights of this version include- • New options at startup to explore app features with sample tutorials • Enhanced ability to compare financial alternatives • Expanded data input capability for variable annual values • Enhanced projected financial profile

Highlights of this version include- • Updated US Income Taxes for 2024 tax year • New options at startup to explore app features with sample tutorials • Enhanced ability to compare financial alternatives • Expanded data input capability for variable annual values

Highlights of this version include- • Enhanced cash management simulation • Refined capital needs analysis in later years when liquid capital depletes • Enhanced ability to compare financial alternatives • Updated US Income Tax computations for 2024 Tax Year

Highlights of this version include- • Enhanced displays for Needs Analysis • Enhanced cash management simulation • Refined capital needs analysis in later years when liquid capital depletes • Enhanced ability to compare financial alternatives • Updated US Income Tax computations for 2025 Tax Year

Highlights of this version include- • Enhanced displays for Needs Analysis • Enhanced cash management simulation • Refined capital needs analysis in later years when liquid capital depletes • Enhanced ability to compare financial alternatives • Updated US Income Tax computations for 2025 Tax Year

Highlights of this version include- • Refined projections for Needs Analysis • Enhanced cash management simulation • Refined capital needs analysis in later years when liquid capital depletes • Enhanced ability to compare financial alternatives • Updated US Income Tax computations for 2025 Tax Year

This is a major update adding new and improved planning capabilities as follows: 1. Custom Planning Tools (new) – a collection of planning utilities for some of our most-requested planning abilities. These efficient tools provide stand-alone as well as fully-integrated what-if analysis and automated result comparison for several scenarios including: a. IRA Roth conversion analysis b. Maximizing Social Security benefit c. Analyzing your choices of the age to retire d. Comparing long term impact of a lumpsum payment versus an annuity e. Comparing a taxable investment with a tax-free investment f. Will owning a home works better then renting one 2. Expanded retirement planning, including: a. Choice of entering a traditional IRA or Roth IRA (new) b. Option to automatically compute future IRA withdrawals as a percentage of living expenses (new) c. Auto compute Required Minimum Distribution – RMA (new) 3. Implemented One Big Beautiful Bill (OBBB) provisions and other tax modifications – a. Seniors’ add-on deduction and limitations (new) b. State And Local Tax (SALT) deduction and limitations (new) c. Medicare Premium auto computation with Roth income exclusion (new) 4. Report displays enhancement (new): Projected financial reports can now be seamlessly scrolled across the entire planning horizon 5. Quick help icons added to select menu items (new) 6. Several minor enhancements

This is a major enhancement with Custom Planning Tools. It includes the following – 1. Custom Planning Tools (new) – a collection of planning utilities for some of our most-requested planning abilities. These efficient tools provide stand-alone as well as fully-integrated what-if analysis and automated result comparison for several scenarios including: a. IRA Roth conversion analysis b. Maximizing Social Security benefit c. Analyzing your choices of the age to retire d. Comparing long term impact of a lumpsum payment versus an annuity e. Comparing a taxable investment with a tax-free investment f. Will owning a home works better then renting one 2. Expanded retirement planning, including: a. Choice of entering a traditional IRA or Roth IRA (new) b. Option to automatically compute future IRA withdrawals as a percentage of living expenses (new) c. Auto compute Required Minimum Distribution – RMA (new) 3. USA income tax update. Implemented One Big Beautiful Bill (OBBB) provisions and other tax modifications – a. Seniors’ add-on deduction and limitations (new) b. State And Local Tax (SALT) deduction and limitations (new) c. Medicare Premium auto computation with Roth income exclusion (new) 4. Report displays enhancement (new): Projected financial reports can now be seamlessly scrolled across the entire planning horizon 5. Quick help icons added to select menu and input items (new) 6. Several minor enhancements

This version includes the new Custom Planning Tools along with the following modifications – 1. Custom Planning Tools (new) – a collection of planning utilities for some of our most-requested planning abilities. These efficient tools provide stand-alone as well as fully-integrated what-if analysis and automated result comparison for several scenarios including: a. IRA Roth conversion analysis b. Maximizing Social Security benefit c. Analyzing your choices of the age to retire d. Comparing long term impact of a lumpsum payment versus an annuity e. Comparing a taxable investment with a tax-free investment f. Will owning a home works better then renting one 2. Expanded retirement planning, including: a. Choice of entering a traditional IRA or Roth IRA (new) b. Option to automatically compute future IRA withdrawals as a percentage of living expenses (new) c. Auto compute Required Minimum Distribution – RMA (new) 3. USA income tax update. Implemented One Big Beautiful Bill (OBBB) provisions and other tax modifications – a. Seniors’ add-on deduction and limitations (new) b. State And Local Tax (SALT) deduction and limitations (new) c. Medicare Premium auto computation with Roth income exclusion (new) 4. Report displays enhancement (new): Projected financial reports can now be seamlessly scrolled across the entire planning horizon 5. Quick help icons added to select menu and input items (new) 6. Several minor enhancements