Quicken: Budget & Track Money

• Quicken Simplifi Plan — $83.99/year ($6.99/mo) (derived from the IAP title)
• Quicken Business & Personal — $107.99

Last verified 30 Aug 2026

• Free download · core features require a paid plan
• In-app purchases: $9.99 - $109.99 per item
• Subscription

Last verified 1 Aug 2026

4.5 11632 ratings · App Store

1. 5/5Best finance app ever

   I’ve never been good at budgeting. In fact I pushed myself to make more and more money in my career so that I didn’t have to learn to budget. Then I realized my wellbeing isn’t for sale and changed to a job that pays a reasonable amount for a normal amount of hours. At that point I had multiple properties, mortgages, auto loans, rental income….. but I had NO IDEA how to manage my money on a daily basis. I did a TON of research on apps and websites that could help me and landed on Simplifi. I’m so glad I did. It’s made it so easy to see what’s coming in and what’s going out, set budgets for regular categories, and savings goals for large expenses. I love that almost every single company that I have accounts with can automatically sync- credit cards, bank accounts, mortgages, auto loans, retirement accounts, brokerage accounts, even utility accounts! I am not overstating things when I say that Simplifi gives me the peace of mind I need to not stress about money. (It’s worth noting nobody is paying me to say this, though if they wanted to I’d happily take it 😆). Just do it. Spend the money and give yourself some much needed control over your financial life.

   Meg123455 · 30 Aug 2026

2. 4/5Update showing excluded transactions is so annoying!!

   The latest update has been driving me nuts. To hide an item from reports or spending plan you have to scroll around until you find the right arrow to expand, previously the options were just showing. But what’s really leaning of the verge of being unusable is no longer removing items in the spending plan that you exclude. Based on their FAQs this is intentional but why?! It’s just noise, I don’t want to see what I’ve chosen to ignore. I get wanting to make it easier to find excluded items to change but there is no options to hide them (like there is in income, just do that in the spending plan too!) and it doesn’t group it at the bottom which would at least get them out of the way. Instead they are just hanging out there to have to scroll through and confuse you (the little gray eyeball is there but I still want to filter out). Really makes it way less usable. Other things- connections to banks don’t consistently work, it’s missing some flexibility like splitting an item and ignoring only part of this split. And you have to open and close the app at least twice for it to fully (very slowly) update, and I know when it’s worked because I’ll get batched email notifications that are obviously playing catch-up. Overall it’s a pretty good app but those little things start to add up and make it frustrating to use. I will continue to use it but I don’t recommend it to other people, fwiw

   isaidno0000 · 30 Aug 2026

3. 4/5Super frustrating

   I love this app. I am not a zero-based budgeter at this phase in my life, and that’s why this app is so stellar. It allows you to prioritize the things you need, prepare for certain things that may come up in the month and then still have a lump sum leftover that’s flexible for whatever your life turns out to be that month. It’s just so frustrating to use, and I’m holding out hope the developers will really put in the elbow grease to make it run smoothly. Debt payments on cards that are carrying balances (on a debt payoff journey) are not intuitive to the app, you have to work against it to make sure they don’t just count it as a transfer and not money “lost” to a debt balance. Your current balance seems to never reflect what’s actually reflecting in your bank statement, and I can’t for the life of me figure out why this is. It always seems like my available to spend does not line up at the end of the month with how much money I still have in my account. I feel like I am constantly making workarounds to get the best accuracy possible. Truthfully, this review should probably be a 3 star but I just love the concept of the app and it’s function to see the future, make “buckets” and not force you to do zero-based budgeting like so many others. Also, it’s account integration is heads and shoulders above a lot of other apps I’ve used - it tracks all kinds of accounts for you. I really hope it gets improved soon!

   Tiffodo · 30 Aug 2026

4. 3/5Lots of editing

   This is the second year I’m using this app and since then I’ve have not seen much change. I don’t have many issues linking my accounts. The transactions are fairly accurate. The one constant problem is that you have to do a lot of editing which makes the stats and numbers inaccurate. I don’t know if there’s a certain amount of bills you can have in the app but it’s definitely not showing up on a month to month basis. If I pay a bill early i expected it to roll over the next month but some don’t even roll over it just a disappears under the spending plan. The recurring series I have set up with subscriptions and bills and transfers are all there but almost half never show up on the spending plan. I guess there’s a limit on how many recurring series can be categorized as a bill as I set up 8+ series as bills every month and it’s always missing a few each month. So with that you have to spend time making sure you paid each bill or subscription and half the time you have to link the transaction because it’s being ignored. Also a lot of transfers are also ignored which always has you making more adjustments. Overall a 3 star app but it would be best if one didn’t have to spend time making adjustments because of ignored or hidden transactions that could fall under a bill or subscription. It’s too inaccurate

   bradtlu · 30 Aug 2026

5. 4/5I thought I had no money but now I know for sure

   I was obsessed with Simplifi for a few days when I started with it. It’s a game changer. The features - transactions, watch list, reports, savings goals, and spending plan - especially the spending plan - are intuitive. All the ways I would think I’d want to understand my money are all here. It’s not 5 stars because it’s got a lot of little quirks that I think mostly come from the complicated nature of tracking money from various accounts that all behave differently. They’re so unique that I would need a few paragraphs to adequately explain any one of the examples. I’m hoping Simplifi gets better at handling all the weird situations it finds itself in. Simplifi is quirky but I still really love it. It’s given me a lot of peace knowing how much money I actually have to spend. Edit: I don’t know any money tracking app with similarly useful features as Simplifi, so there is no replacement. But the mobile app has been so hard for me to use lately. Categories and tags and planned spending budgets are missing. The way pending transactions work sometimes is clunky and it throws balances off. Spending from a savings goal is awkward. I’m going to uninstall and reinstall to see if that helps.

   jognac · 30 Aug 2026

4.7 4824 ratings · Google Play

1. 5/5

   yep

   Jeremy Sanderson XIII · 29 Jul 2026

2. 4/5

   A very good cheaper alternative to monarch that still has most of the features I care about.

   Joseph Pumphrey · 1 Aug 2026

3. 4/5

   getting a handle on my budget finally!

   Tommy Grahn · 1 Aug 2026

4. 1/5

   Not even a trial or marketing tutorial.

   Paul Lewis · 1 Aug 2026

5. 5/5

   Useful

   Masoud Moeini Pour · 1 Aug 2026

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