Goodbudget Budget Planner
A personal finance app for budget planning and expense tracking.
iPhone · iPad · Android
Quick verdict
- What it is
- Goodbudget is a personal finance app that helps users manage their money by providing features such as budget planning, expense tracking, and debt tracking. It allows users to share their budget and data across multiple devices and access it on the web. The app also provides insightful reports to help users make sense of their budgeting and spending.
- Best for
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- someone who wants to track their expenses
- someone who needs to manage their debt
- Not ideal for
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- someone who wants to invest in stocks
- At a glance
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- From $4.16/mo
- Free to download
- In-app purchases
Categories and search queries
Official categories
- Finance
- Productivity
Apoku categories
Key functions
| Function | Availability | Access | Scope | Evidence |
|---|---|---|---|---|
| Data export | Yes | Unknown | Context-specific |
From listing
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| Expense logging | Yes | Unknown | Context-specific |
From listing
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| Free app | Yes | Free | Context-specific | Store published |
| In-app purchases | Yes | Limited free | Context-specific | Store published |
Screens
9 store screenshots
8 store screenshots
Pricing & paywalls
- Monthly Plus Plan — $5.99/month
- Monthly Plus Plan — $6.99/month
- Monthly Plus Plan — $7.99/month
- Monthly Plus Plan — $49.99/year ($4.16/mo)
- Monthly Plus Plan — $59.99/year ($4.99/mo)
- Monthly Plus Plan — $69.99/year ($5.83/mo)
- Monthly Premium Plan — $9.99/month
- Monthly Premium Plan — $79.99/year ($6.66/mo)
- Free to download
- In-app purchases: $0.99 - $69.99 per item
Ratings & reviews
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4/5Great simple and easy to use.
I have been using this app for a month and I recommend this app because of how easy and simple it is to use and add transactions. There are many good things about this app,Like when you first open the app there are not any random ads popping up and leaving you confused, something that i also found interesting is that you can make your own envelope and add stuff, the app is also really easy to understand all the instructions are clear and easy to follow. I have to say there were some stuff the app did not do well, the apps aesthetic was really bad, the whole app was just one color, also being able to find the pie charts and other stuff about the app took me 3 days, the instructions should be more clear about this because i never realized that the app has pie charts. Although a good budget is a great app, there are some missing features in the app. The app should give some notifications not too much but maybe 2 notifications per week to remind the user that the app still exists and to remind them to add some transactions. The app should also add a feature where you can add pictures to your notes. Also having a small tutorial when you first install the app would be a great help and a good idea.
Good budget review · 30 Sep 2026
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5/5Goodbudgeting for 6 years and still loving it! :)
Goodbudget has been there for me through all my life and job changes as an adult! I started using Goodbudget when I graduated from college over 6 years ago, back when I was single and had two part-time jobs. Today, I am married and my partner and I each have a full-time job. We have the paid version and track everything in our budget, from birthday gifts to haircuts—we have 40 envelopes. Goodbudget has helped us save for a car, take multiple vacations abroad, and budget for emergencies (car break-ins, flat tires, parking tickets—the Emergencies envelope saved us!) and save for a future home renovation. Here are my favorite things about Goodbudget: 1) Great flexibility in tracking multiple paychecks – I used to have two incomes; one was once a month and one was every Friday, now I get paid twice a month and my husband gets paid every other Friday. We schedule our paychecks to post on the days we actually receive them and fill our envelopes at the beginning of the month using our cushion. Works great. 2) The envelope faces are cute and kind of sassy. Wish I could use the shocked one as an emoji! 3) I just got access to the new debt features and now we can start tracking our mortgage paydown—it’s great that it even calculates the interest for me! There’s a report that shows me my projected payoff date based on my monthly payments. 4) We have monthly meetings to go over our spending and saving goals, and it's really easy to pull up our Goodbudget reports to see our data, organized in a way that makes sense to us. Thank you, Goodbudget!
yellow goose · 30 Sep 2026
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5/5Detailed enough without being overly complicated.
I tried out several apps and online programs for budgeting until settling on Goodbudget. Those include You Need a Budget, Mvelopes, Every Dollar, and Mint, and perhaps others that I’m not thinking of. My preference for Goodbudget is probably very much a personal preference as far as how I like to see accounts and information displayed. In the paid version, there is plenty of room for detail and keeping your different expenses and accounts separate without being overly complicated and technical. I like having an “unallocated” fund to keep excess funds before we have determined what they will be used for or in case our expenses are less for a particular month. I also like that it does not link to my bank account. Some may prefer that option, but I find that I am more aware of my expenses if I’m being forced to enter each one, and it helps force the habit of entering transactions as soon as they are made. The app and online site sync easily, and the expense entry system is intuitive and simple. In the app, entering deposits and merchandise returns requires a different series of operations from an expense, which is a little cumbersome but not awful. I also would love to have the option to take a picture of the receipt and store it with the transaction. All in all, it’s an easy app to use and provides the information I need at a glance. I think it’s definitely worth the money for a paid subscription. I started out paying monthly, but I’ll be upgrading to a yearly payment to save money.
akdandelionmom · 30 Sep 2026
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5/5Needs a couple features, but great app!
I’ve been using this for five months now, and this is the best app for a digital version of the old cash envelope system, a la Dave Ramsey. It’s great because some budget categories get spent completely every month to a zero balance, whereas other categories may accumulate over time, like savings, and this app accounts for these growing “envelope” balances - something that every budgeting app I’ve tried lacked. As long as you, and your spouse, enter EVERY transaction, it’s a dream to use. And with the accounts feature turned on you’ll know exactly how much you have at any time. I have bank and credit accounts entered, so I always know their balances at a glance. WHAT IS LACKING: There needs to be a RECONCILE feature in the app for when you need to compare what’s in Goodbudget versus your bank or credit card statements - like a checkbox next to each transaction in the transaction list. It’s frustrating sometimes to try and make sure you’ve got everything entered but have no way to mark what you’ve already verified. Ugh! Also, there needs to be a SEARCH feature in the app to search for specific transactions. There is one for the website but not the app. ——- Get the app! Keep up the good work, Goodbudget!
Tricksterinator · 30 Sep 2026
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5/5Excellent App for budgeting
Have tried many apps and software for budgeting purposes and this one by far is the best. I have been doing budgeting on paper for years and never could find one that would suit my needs and feel comfortable enough to replace the paper budget ledgers but this one does it. All of my budgeting requirements are met in this one app. Even putting in my credit card rewards which makes my credit card balance go down and my daily fund go up or whatever fund I want to credit with the reward is accomplished with this app. Never have I found an app that does exactly what I was doing until this one. Definitely worth the cost of a subscription to keep it. Makes budgeting fun. Keeps me in check and actually helps me save. Love the reports feature as well which I couldn’t get on paper. Helps searching for transactions if I need to find a receipt like an issue that may arise with a product I purchase but need the receipt for the manufacture warranty or extended warranty. All this can be input into the app and/or on the web with my phone. It’s a money saver and support is great. Heard back from a Developer within the hour of asking the question. Got my daughter going with it now as well to get her finances in order. I have an envelope system with my receipts and can record and track with this app. Other budgeting programs could not do it all as this one can. So glad I found it and tried it. Was about to give up looking and stay with the paper. All good now and my search has ended.
Rsnow02 · 30 Sep 2026
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5/5
This is a Fantastic App to have on your Phone .
carl brammer · 1 Aug 2026
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4/5
It's a great app, but can be a little glitchy. I noticed everytime when keying in a new transaction, i can't seem to scroll down. To reach the bottom part of the page, I'd have to hide my keyboard, tap on the fields below, and somehow the scrolling would work again
J Soo · 1 Aug 2026
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3/5
This was going to be a great manual way for us to keep track of what remains in our joint account and how it's allotted. Problem is it refreshed and refilled all the envelopes on the first of the month even though its midweek, not a payday, and now my records of what was allotted are gone. I wanted to fill the envelopes manually each payday for the following two weeks of spending which is never going to match exactly so what's with the auto refill? disappointing.
Kat Greene · 1 Aug 2026
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5/5
the best way to organize your finances!!!
Clara Spa · 1 Aug 2026
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5/5
super and easy and free app 👌👌👌
Arshad Raja · 1 Aug 2026
Privacy & accessibility
Privacy
- Data Linked to You — Analytics — Contact Info — Email Address Developer declared
- Data Linked to You — Analytics — Diagnostics — Crash Data Developer declared
- Data Linked to You — Analytics — Diagnostics — Other Diagnostic Data Developer declared
- Data Linked to You — Analytics — Diagnostics — Performance Data Developer declared
- Data Linked to You — Analytics — Financial Info — Other Financial Info Developer declared
- Data Linked to You — Analytics — Identifiers — Device ID Developer declared
- Data Linked to You — Analytics — Identifiers — User ID Developer declared
- Data Linked to You — Analytics — Purchases — Purchase History Developer declared
- Data Linked to You — Analytics — Usage Data — Other Usage Data Developer declared
- Data Linked to You — Analytics — Usage Data — Product Interaction Developer declared
- Data Linked to You — Analytics — User Content — Other User Content Developer declared
- Data Linked to You — App Functionality — Contact Info — Email Address Developer declared
- Data Linked to You — App Functionality — Diagnostics — Crash Data Developer declared
- Data Linked to You — App Functionality — Diagnostics — Other Diagnostic Data Developer declared
- Data Linked to You — App Functionality — Diagnostics — Performance Data Developer declared
- Data Linked to You — App Functionality — Financial Info — Other Financial Info Developer declared
- Data Linked to You — App Functionality — Identifiers — Device ID Developer declared
- Data Linked to You — App Functionality — Identifiers — User ID Developer declared
- Data Linked to You — App Functionality — Location — Coarse Location Developer declared
- Data Linked to You — App Functionality — Location — Precise Location Developer declared
- Data Linked to You — App Functionality — Purchases — Purchase History Developer declared
- Data Linked to You — App Functionality — Usage Data — Other Usage Data Developer declared
- Data Linked to You — App Functionality — Usage Data — Product Interaction Developer declared
- Data Linked to You — App Functionality — User Content — Other User Content Developer declared
- Data Linked to You — Developer’s Advertising or Marketing — Contact Info — Email Address Developer declared
- Data Linked to You — Developer’s Advertising or Marketing — Financial Info — Other Financial Info Developer declared
- Data Linked to You — Developer’s Advertising or Marketing — Identifiers — User ID Developer declared
- Data Linked to You — Developer’s Advertising or Marketing — User Content — Other User Content Developer declared
- Data Linked to You — Contact Info Developer declared
- Data Linked to You — Diagnostics Developer declared
- Data Linked to You — Financial Info Developer declared
- Data Linked to You — Identifiers Developer declared
- Data Linked to You — Location Developer declared
- Data Linked to You — Purchases Developer declared
- Data Linked to You — Usage Data Developer declared
- Data Linked to You — User Content Developer declared
Accessibility
No accessibility labels collected yet.
Privacy
- Data collected — Analytics — App activity — App interactions Developer declared
- Data collected — Analytics — App info and performance — Crash logs Developer declared
- Data collected — Analytics — App info and performance — Diagnostics Developer declared
- Data collected — Analytics, Personalization — App activity — Other user-generated content Developer declared
- Data collected — App functionality, Account management — Personal info — User IDs Developer declared
- Data collected — App functionality, Analytics, Developer communications, Advertising or marketing — Device or other IDs Developer declared
- Data collected — App functionality, Analytics, Personalization — Financial info — Purchase history Developer declared
- Data collected — App functionality, Analytics, Personalization — Location — Precise location Developer declared
- Data collected — App functionality, Developer communications, Advertising or marketing, Account management — Personal info — Email address Developer declared
- Security practices — Your data is transferred over a secure connection — Data is encrypted in transit Developer declared
- Security practices — The developer provides a way for you to request that your data be deleted — You can request that data be deleted Developer declared
Accessibility
No accessibility labels collected yet.
Versions
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5.3.12
Fix: custom payee suggestions
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5.3.13
Fixed: crash upon unlinking account
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5.4.1
Changes to prepare for matching and unmatching transactions
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5.4.10
Enhancements here, bug fixes there, and better budgeting for you! Enhancements: Persistent scroll = your Need to Confirm screen bookmarks now Smarter Envelope suggestion Scheduled transactions now show up on Need to Confirm screen Bug Fixes: Select Type back to the color blue Long Account names = we can handle you
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5.4.11
- Gearing up for pending bank transactions - Bugfix for crashing
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5.4.12
Confirm screen behaving nicely now. We cleaned up some clutter — the app runs lighter and faster. Debt Envelopes unlink gracefully, no strings (or due dates) attached.
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5.4.13
Renewing Plus or Premium plan is now smoother Improved subscription downgrade and upgrade flow
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5.4.14
Added helper text to Bank Pending Transaction details Updated “Needs Envelope” button color on pending transactions Updated title on the Bank Pending Transaction detail screen
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5.4.15
Updated payment failed modal
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5.4.16
Fixed crashes in Transactions and Search views Fixed intermittent crashes and improved reliability Improved stability when saving expenses Adjusted Rate Prompter logic
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5.4.17
Fixed crashes in Transactions and Search views Fixed intermittent crashes and improved reliability Improved stability when saving expenses Adjusted Rate Prompter logic Compatibility for iOS 26
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5.4.18
Subscribing and restoring are crash-free Record now button consistent for scheduled transactions Account transfers now live on their own screen
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5.4.19
Added Firebase Crashlytics Added logging Fixed automatic suggestion to Account category Fixed reachability crashes Fixed transfer transactions Fixed text cutoff
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5.4.2
Fix: transaction display issue related to scrolling
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5.4.20
Added running balance Added gallery card to Accounts Changed ability to click on Bank Pending icon Fixed deleting Envelopes crash Fixed searching and scrolling crash
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5.4.21
· 16 Jul 2026
* Fix crashing while rapidly searching, scrolling, and selecting transactions * Fix crashing when deleting certain envelopes * Added info for bank-deleted transactions
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5.4.22
· 6 Aug 2026
Fix: backup transaction data
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5.4.23
- fixes for compatibility with iOS 27
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5.4.24
· 14 Sep 2026
Fixes for iOS 27 & Envelopes tab heading display
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5.4.3
Swipe to confirm transaction
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5.4.4
Maintenance and necessary improvements
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5.4.5
Maintenance and Bugfixes for Transactions Tab
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5.4.6
Swipe to Confirm Helper Text
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5.4.7
Match bank-imported account transfers
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5.4.8
Fixes for Match
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5.4.9
Fixes to NTC status displayed on split transactions Enhancements when editing Payee text bar Removed feature that updates the NTC view when backups complete Fixed truncated amount table on accounts view
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iOS 5.3.10
Bug fixes related to Debt Accounts and deleting certain Envelopes. Crash fixes relevant to new households.
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iOS 5.3.11
Fixed: helper text display for transfers in Envelope and Account drilldown
- 2.22.25023 · 9 Mar 2026
- 2.24.26013 · 6 Aug 2026
Alternatives
- Budget app - spending tracker — Same category + similar ratings
- Expense & Budget App: Spendee — Same category + similar ratings
Availability by market
- US
Data quality & evidence
- Page completeness
- Apoku summary published
- Last verified
- 30 Sep 2026
- Sources
- App Store, Google Play