Quick verdict
- What it is
- Store information collected; independent summary not yet available.
- At a glance
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- Free to download
Categories and search queries
Official categories
- Finance
- Business
AppCorpus categories
Key functions
| Function | Availability | Access | Scope | Evidence |
|---|---|---|---|---|
| Apple Wallet | Yes | Unknown | App Store | Store published |
| Free app | Yes | Free | — | Store published |
Screens
20 store screenshots
16 store screenshots
Pricing & paywalls
- Free
- Free to download
Ratings & reviews
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5/5Best Bank I've ever used!
I absolutely love this bank... I can add money multiple ways so no more struggle to move $ from 1 account to another..Direct deposit, bank transfer, Debit Card, other N26 users and even Google/Apple pay...I used to have to either PayPal from my SOs account to mine or vice versa and then transfer from PayPal to my bank account or put the loaded card on cashapp, add money, replace the card with the I need the money on, and cash out and both ways would cost me 3 - 4 dollars or more each time... Now it's as quick as a regular debit purchase and thanks to Spaces I no longer even need the different accounts because I can just separate my money into bills, fun, savings, etc all in the app in seconds and they all still be part of the same account but spending only comes out of the one I want without unintentionally overlapping or miscalculation thinking I have more to spend than I do. Seriously it's like... All the little "didn't know I needed it til I had it" features... 1card1app1bank. I usually don't do long reviews unless its negative but n26 earned this one.
Lisa Falls · 30 Aug 2026
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1/5BEWARE - Terrible experience!
After having used this as my primary bank for a few months once Simple announced they were shutting down, they randomly required me to do a new ID verification. One problem: both my license and passport had just expired, and this was right before a banking and federal holiday. No biggie, I thought, I’ll just try and reach out to their customer support to see if there’s any other ways to verify my identity to be able to oh idk log in and check my account balance. Good luck getting a hold of anyone!! I went almost a week without being able to check my account balance and got very familiar with the check balance features of ATM’s again. Once state facilities opened back up after the holiday I went in and got my license renewed and got the temporary license while I wait for them to mail my new ID (at least 2 weeks). I also finally got in touch with someone at N26 after several hour-long hold sessions. They refused to assist me and told me if I didn’t have a valid plastic ID in 3 business days they would cancel my account. What??? That’s way fewer days than it takes to actually get a valid ID! I pleaded with them, but they refused to assist me further. I immediately offloaded all my money to a cash app card and sprinted to my nearest local bank and opened an account. Don’t trust these folks with your hard-earned dollars. If I hadn’t been able to figure this out in time I would have been fully screwed and starving.
sir_hancelot · 30 Aug 2026
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1/5Don’t download
I used N26 banking for about a year. Everything worked fine and no money ever went missing or anything like the other reviews fortunately. But, I ran into a problem and got my account closed even while talking to customer support. So, I got a notification saying I needed to verify my email by 7/9 so I went to do it this morning. I verified my brand new driver license (just came in the mail yesterday) and took the promoted photos and the system rest itself. I did this again, twice and was locked out. I sat on the phone for about 25 minutes the first call, and my customer service rep was helpful told me it had something to do with my image quality. Okay; maybe I just made a mistake. So I try again; same issue, this is how my morning has been for the past 3 hours. About 5 minutes ago, the final CSR I spoke with let me know that I have tried to verify too many times, and that my account would be closed. I was following the instructions to a tee, and got my account closed and now my savings is gone. I am aware I can try to get my savings but now I have to go through the process of starting a new bank account; waiting to be mailed a new debit card, and reaching out to all the employers I’m supposed to receive money from and let them know my account was closed for something that was not my fault AT ALL. Do NOT download this app or give them your time or service because they do not care at the end of the day.
N26sucks · 30 Aug 2026
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1/5READ BEFORE DOWNLOADING!
I want to first say that I have never in my life written a bad review for any company or service whatsoever. It is not my personality to do so. However, I feel inclined to warn new users to the COMPLETE SHADINESS of this company before it's too late. My wife and I both opened an N26 account several months ago. We used it for receiving our pay from work, and had a few miscellaneous personal transfers/gifts etc. ALL OF THE SUDDEN in April, BOTH of our accounts were frozen without warning. We couldn't make transfers, purchases or touch our money in any way. After 30 days of sending dozens of emails and having NO RESPONSES and WITHOUT any warning, we were told our accounts would be closed and we needed to provide another bank account for them to transfer our money. They gave no reasoning and once again did not respond to ANY OF OUR EMAILS. Another 30 days went by, and still nothing. No sign of our money, our accounts had both already been closed so we no longer had access to even be reassured that our money was still there. After contacting several 3rd party companies for help in filing official complaints, our money finally showed up after a total of 2.5 months of completely being in the dark and not knowing what was happening. If you feel like I am exaggerating, just google "N26 blocked my account" and read the 100s of OTHER STORIES THE SAME AS OURS. Unless you feel like gambling your money, DO NOT use N26.
paytonmada · 30 Aug 2026
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1/5Took my money.
I was trying to transfer money from another checking account to get started and got an error message. My N26 balance was still showing as $0.00, but the money came out of my old checking account. I started a chat to talk to a representative. First she told me that Apple couldn’t be used with the account at all (in the app it says “beta feature, can be used once”) and to contact Apple. Then she said if my address from my old bank account doesn’t match what N26 was on file, it wouldn’t work. I explained that the transaction did go through and is showing “accepted” on my end. After back and forth, came to the conclusion that despite being a checking account, because I bank with an investment company it wasn’t eligible for deposits to the new account. Still took my money though. It will be 1-2 business days to get a refund and with the weekend coming up, this is very inconvenient. I was extremely disappointed and told the specialist I want to close my account, this was unbelievable. She just asked for name and account number, then started the request. I’m still not entirely clear on why the money was taken from my old checking account and not deposited into N26. No Apple compatibility (then why was this an available feature?), addresses were different, checking account type, debit card. No idea. I was so excited to switch banks and I never thought it would go this way.
ashley71244 · 30 Aug 2026
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5/5
easy to use.
Sam Leigh · 1 Aug 2026
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1/5
The last "improvement" reveals that was designed for someone who doesn't use the app. It should be a bank app, not a social media app.
Dario · 1 Aug 2026
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1/5
new UI is ugly
Alex Peng · 1 Aug 2026
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1/5
Can't get past verification. Feed from camera is grabbed when it becomes live, rather than being live video that allows the camera to be moved to frame the ID correctly. Total guesswork where to position the camera and when I do get it where it looks right, nothing happens. Can't contact support through app because it will only allow verification at this stage, no other functions are even visible. I wonder what ivory towered whizzkid dreamt that up? Uninstalled, reinstalled cache cleared etc
K S · 1 Aug 2026
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2/5
I see the vision behind the new design, but the strong contrast with the white cards and the black background in light mode is certainly a choice. This does not look good unfortunately. Instead the two colors should be much closer like it is the case in dark mode.
Marco H. · 1 Aug 2026
Privacy & accessibility
Privacy
- Data Linked to You — Analytics — Identifiers — User ID Developer declared
- Data Linked to You — App Functionality — Contact Info — Email Address Developer declared
- Data Linked to You — App Functionality — Contact Info — Name Developer declared
- Data Linked to You — App Functionality — Contact Info — Other User Contact Info Developer declared
- Data Linked to You — App Functionality — Contact Info — Phone Number Developer declared
- Data Linked to You — App Functionality — Contact Info — Physical Address Developer declared
- Data Linked to You — App Functionality — Identifiers — User ID Developer declared
- Data Linked to You — App Functionality — Location — Coarse Location Developer declared
- Data Linked to You — App Functionality — User Content — Photos or Videos Developer declared
- Data Linked to You — Developer’s Advertising or Marketing — Contact Info — Name Developer declared
- Data Linked to You — Contact Info Developer declared
- Data Linked to You — Identifiers Developer declared
- Data Linked to You — Location Developer declared
- Data Linked to You — User Content Developer declared
- Data Not Linked to You — Analytics — Identifiers — Device ID Developer declared
- Data Not Linked to You — Analytics — Usage Data — Product Interaction Developer declared
- Data Not Linked to You — App Functionality — Diagnostics — Crash Data Developer declared
- Data Not Linked to You — App Functionality — Identifiers — Device ID Developer declared
- Data Not Linked to You — App Functionality — Usage Data — Advertising Data Developer declared
- Data Not Linked to You — App Functionality — Usage Data — Product Interaction Developer declared
- Data Not Linked to You — App Functionality — User Content — Customer Support Developer declared
- Data Not Linked to You — Diagnostics Developer declared
- Data Not Linked to You — Identifiers Developer declared
- Data Not Linked to You — Usage Data Developer declared
- Data Not Linked to You — User Content Developer declared
- Data Used to Track You — Identifiers — Device ID Developer declared
- Data Used to Track You — Identifiers — User ID Developer declared
- Data Used to Track You — Identifiers Developer declared
- Data Used to Track You — Usage Data — Product Interaction Developer declared
- Data Used to Track You — Usage Data Developer declared
Accessibility
No accessibility labels collected yet.
Privacy
- Data collected — Analytics — App info and performance — Crash logs Developer declared
- Data collected — Analytics — App info and performance — Diagnostics Developer declared
- Data collected — Analytics — App info and performance — Other app performance data Developer declared
- Data collected — App functionality — App activity — In-app search history Developer declared
- Data collected — App functionality — Contacts Developer declared
- Data collected — App functionality — Financial info — Other financial info Developer declared
- Data collected — App functionality — Personal info — Other info Developer declared
- Data collected — App functionality, Advertising or marketing, Fraud prevention, security, and compliance, Personalization, Account management — Financial info — Purchase history Developer declared
- Data collected — App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Personalization, Account management — Location — Approximate location Developer declared
- Data collected — App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Personalization, Account management — Personal info — Address Developer declared
- Data collected — App functionality, Analytics, Developer communications, Advertising or marketing — Device or other IDs Developer declared
- Data collected — App functionality, Analytics, Developer communications, Advertising or marketing, Fraud prevention, security, and compliance, Personalization, Account management — Personal info — User IDs Developer declared
- Data collected — App functionality, Analytics, Developer communications, Advertising or marketing, Personalization, Account management — App activity — App interactions Developer declared
- Data collected — App functionality, Developer communications, Advertising or marketing — Messages — Other in-app messages Developer declared
- Data collected — App functionality, Developer communications, Advertising or marketing, Fraud prevention, security, and compliance, Personalization, Account management — Messages — Emails Developer declared
- Data collected — App functionality, Developer communications, Advertising or marketing, Fraud prevention, security, and compliance, Personalization, Account management — Personal info — Email address Developer declared
- Data collected — App functionality, Developer communications, Advertising or marketing, Fraud prevention, security, and compliance, Personalization, Account management — Personal info — Name Developer declared
- Data collected — App functionality, Fraud prevention, security, and compliance — App activity — Installed apps Developer declared
- Data collected — App functionality, Fraud prevention, security, and compliance, Account management — Financial info — Credit score Developer declared
- Data collected — App functionality, Fraud prevention, security, and compliance, Account management — Financial info — User payment info Developer declared
- Data collected — App functionality, Fraud prevention, security, and compliance, Account management — Location — Precise location Developer declared
- Data collected — App functionality, Fraud prevention, security, and compliance, Personalization, Account management — Personal info — Phone number Developer declared
- Data shared — Advertising or marketing — Device or other IDs Developer declared
- Data shared — Analytics — App info and performance — Crash logs Developer declared
- Data shared — Analytics — App info and performance — Diagnostics Developer declared
- Data shared — Analytics — App info and performance — Other app performance data Developer declared
- Data shared — Analytics, Advertising or marketing — App activity — App interactions Developer declared
- Data shared — App functionality — Contacts Developer declared
- Data shared — App functionality, Advertising or marketing, Fraud prevention, security, and compliance, Account management — Messages — Emails Developer declared
- Data shared — App functionality, Advertising or marketing, Fraud prevention, security, and compliance, Account management — Personal info — Phone number Developer declared
- Data shared — App functionality, Advertising or marketing, Fraud prevention, security, and compliance, Personalization, Account management — Personal info — Address Developer declared
- Data shared — App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Personalization, Account management — Location — Approximate location Developer declared
- Data shared — App functionality, Analytics, Developer communications, Advertising or marketing, Fraud prevention, security, and compliance, Personalization, Account management — Personal info — User IDs Developer declared
- Data shared — App functionality, Developer communications, Advertising or marketing, Fraud prevention, security, and compliance, Account management — Personal info — Email address Developer declared
- Data shared — App functionality, Developer communications, Advertising or marketing, Fraud prevention, security, and compliance, Account management — Personal info — Name Developer declared
- Data shared — App functionality, Fraud prevention, security, and compliance, Account management — Files and docs Developer declared
- Data shared — App functionality, Fraud prevention, security, and compliance, Account management — Financial info — Credit score Developer declared
- Data shared — App functionality, Fraud prevention, security, and compliance, Account management — Location — Precise location Developer declared
- Data shared — App functionality, Fraud prevention, security, and compliance, Account management — Messages — SMS or MMS Developer declared
- Data shared — App functionality, Fraud prevention, security, and compliance, Account management — Photos and videos — Photos Developer declared
- Data shared — App functionality, Fraud prevention, security, and compliance, Account management — Photos and videos — Videos Developer declared
- Security practices — Your data is transferred over a secure connection — Data is encrypted in transit Developer declared
- Security practices — The developer provides a way for you to request that your data be deleted — You can request that data be deleted Developer declared
Accessibility
No accessibility labels collected yet.
Versions
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4.34
It's 'back to school' season, but we've already been knuckling down making small improvements to your N26 app. Update it now to benefit from the latest bug fixes and to keep it running smoothly.
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4.35
This new update lets you organize your Home tab just the way you like. Choose which Spaces and accounts you see and in which order — for a layout that fits how you bank.
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4.35.1
This new update lets you organize your Home tab just the way you like. Choose which Spaces and accounts you see and in which order — for a layout that fits how you bank.
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4.36
We’ve fixed some bugs to make your banking experience even smoother. Happy upgrading!
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4.37
We’ve made a few small improvements to keep your app experience smooth, fast, and reliable.
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4.38
Hit 'Update' for vacuumed floors, clean dishes, and trash taken out. Today's update is housekeeping the beautifully simple app you love.
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4.39
Something festive is coming your way! You'll soon find four limited-edition seasonal virtual cards in your Cards tab. Be sure to get yours before they're gone on December 31.
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4.40
’Tis the season to update your app! You can now unwrap four free, limited-edition virtual cards to add some extra cheer to your holiday shopping — available in the Cards tab until December 31. We've also made the Home tab even better: a new module now lets you see all the benefits of your N26 account at a glance. Happy updating!
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4.41
’Tis the season to update your app! You can now unwrap four free, limited-edition virtual cards to add some extra cheer to your holiday shopping — available in the Cards tab until December 31. We've also made the Home tab even better: a new module now lets you see all the benefits of your N26 account at a glance. Happy updating!
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4.42
We’re kicking off 2026 by fine-tuning our app performance. This update ensures a smoother banking experience to help you hit the ground running with your January goals. Happy updating and happy new year!
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4.43
We’ve fixed some bugs to make your banking experience even smoother. Happy upgrading!
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4.44
Hit 'Update' for vacuumed floors, clean dishes, and trash taken out. [PARA_BREAK]Today's update is housekeeping the beautifully simple app you love.
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4.45
With this app update, managing your child's spending just got a whole lot smarter. Toggle controls on or off for places like kiosks or convenience stores that may sell alcohol or tobacco (so kids aren't automatically blocked from buying their favorite snack). And because we know you love to stay in the loop — but maybe not every single second — you can now decide exactly which card activities you want to be notified about, like which payments didn't go through, successful transactions, and ATM withdrawals. (Only for Germany, Austria, Netherlands, Belgium, Slovakia).
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4.46
Ready to put a face to your finances? With this app update, personal banking just got more personal. Just open the app, go to My Account, tap the camera icon, and upload your new profile photo. And don't forget to say cheese.
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4.48
No mic drops today - just a faster, smoother app, with small improvements that make a big difference every time you open it.
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4.49
We’ve fixed some bugs to make your banking experience even smoother. Happy upgrading!
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4.50
We’ve fixed some bugs to make your banking experience even smoother. Happy upgrading!
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4.51
A big new update for you: You can now switch between virtual card designs anytime — without changing your card details. Choose from 8 brand-new designs, and let your card reflect your mood.
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4.51.1
We've fixed some bugs to make your banking experience even smoother. Happy upgrading!
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4.52
We’ve fixed a few bugs and made some performance updates to keep your N26 app running like clockwork.
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4.53
Football fever? Same. That's why we've dropped an exclusive new line-up of free, limited-edition virtual cards — just in time for the biggest tournament in the world. Score them in app now until July 20th, then it's on to the next round.
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4.54
With this update, you can get your hands on the Confetti card — a limited-edition version of our iconic transparent card. It’s designed to celebrate your everyday money moments, from small wins to big goals. Order yours now in the app.
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4.55
This update makes the N26 app smoother and even more reliable, so you can enjoy summer while your finances stay stress‑free.
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4.55.1
We've fixed some bugs to make your banking experience even smoother. Happy upgrading!
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4.56
· 29 Jul 2026
We've been busy making your N26 experience feel more like you. Enjoy a cleaner, more intuitive app that makes everyday banking effortless, along with new features like custom card names. Plus, switch up your virtual card design anytime with 8 new styles to match your vibe, while your details stay exactly the same.
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4.57
Introducing Wero, the new way to pay friends and family in real time, right inside your N26 app. Send and receive money instantly with zero bank details needed. Update your app today to try it out in Germany and France.
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4.58
· 25 Aug 2026
We’ve fixed some bugs to make your banking experience even smoother. Happy upgrading!
- 4.56 · 24 Jul 2026
- 4.58 · 21 Aug 2026
Alternatives
- Revolut Business — Same category + similar ratings
Availability by market
- US
Data quality & evidence
- Page completeness
- Live store listing
- Last verified
- 31 Aug 2026
- Sources
- App Store, Google Play
- Independent summary has not been published yet.