myEquifax

• Free

Last verified 30 Aug 2026

4.8 43391 ratings · App Store

1. 5/5handy credit monitoring app

   This app has been pretty useful for monitoring my credit. There’s a section that tracks your score over time which is cool, and the app is laid out so it’s pretty easy to use. I did have some login issues at first, but once I got in it’s been pretty smooth. My holy grail app would let you freeze or unfreeze your credit from your phone, so maybe the developers should look into that. Not perfect, but definitely convenient if you want to keep an eye on your credit.

   zachals · 31 Jul 2026

2. 1/5Do you like paying for your own data?

   Oh look! Another company trying to sell your data back to you. Sure, you can get your “VantageScore” (not your FICO score like all lending institutions care about) but that’s about it. All other functionality is designed to simply sell you more products and services to enable access your own information. This philosophy is so rooted and engrained in Equifax that in order to get your “free” credit score you have to enroll in their recurring “free” membership. Equifax didn’t even have a technical method to provide you your own information without you enrolling into one of their products as that is what their entire platform and business model is designed upon. Please don’t waste your time replying to this with one of your AI generated responses. If they do and you’re reading this review, do you really need to know anything else?

   inXorable · 30 Aug 2026

3. 3/5There's work to do

   This is a start, but I hope they are still working on the app and havn’t decided that this is a finished product. Upon first opening myEquifax you are sent to your web browser of choice to log in. If you can remember your user name and password then you are directed back to the app...where you can look around at your inquires and random things. But not manage a security freeze. To do that, you need to go back to the web site. I am hoping that they allow you to manage security freezes in the future as well as be able to login directly in the app. And ultimately do it through FaceID or biometrics to be most convenient. Otherwise, just using the website would be easier.

   James26184 · 30 Aug 2026

4. 5/5Readiness for an SBA loan

   As our food manufacturing business has progressed to the 3 year mark we are now looking at financing to scale operations. It’s imperative to have a score of 650 or higher to make sure you can meet most institutional cutoffs for the SBA 7(a) loan. While growing the business during the 3 years there were a few times where we had to play one two pick a few with bills all while affording payroll, rent, receivables, etc to make cashflow happen and not go out of business. The NET 30 pay cycles turn into 60 days by the time the money hits your hands. If everyone wants your stuff that’s also a bad thing when you’re not getting paid fast enough by corporations that are much larger than you. Now that we’ve mostly stabilized we are making sure that everything’s polished before hitting the lenders. This is a good way to do it.

   Tahoe Treats · 30 Aug 2026

5. 5/5zeinab Bazzi

   I love Equifax. I love them. They’re working with me so well the people that I just talked to an hour ago he was so sweet and kind and generous and he did my service so excellent. I gave him 150 million stars. It was so easy and if I had my own business, I would hire him as a manager. That’s how much this nice sweet guy that I talk to. He was just kind courteous and considerate of my needs and he took care of everything and I really do appreciate it. I wouldn’t change a thing. I’m a victim of fraud and identity theft and they really took care of my needs and they’re still taking care of them to this day. Just keep up the good work thank 1 million stars specially for the one. I just got off the phone with thank you.

   samantha szanto · 30 Aug 2026

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