MoneyWiz 2026 Personal Finance

Name: MoneyWiz 2026 Personal Finance
Rating: 4.6 (2133 reviews)
Author: SILVERWIZ LLC

by SILVERWIZ LLC

iPhone · iPad

Active Last checked 31 Jul 2026

App Store ↗

Quick verdict

What it is: Store information collected; independent summary not yet available.
At a glance: Free download · core features require a paid plan
In-app purchases
From $2.49/mo

Categories and search queries

Official categories

Finance
Business

AppCorpus categories

Key functions

Function	Availability	Access	Scope	Evidence
Family Sharing	Yes	Unknown	App Store	Store published
Free app	Yes	Free	—	Store published
In-app purchases	Yes	Limited free	—	Store published
Subscription	Yes	Paid	—	Store published

Screens

App Store

30 store screenshots

Pricing & paywalls

App Store

Standard — $29.99/year ($2.49/mo) (derived from the IAP title)
Premium — $59.99/year ($4.99/mo) (derived from the IAP title)

Last verified 31 Jul 2026

Ratings & reviews

App Store

4.6 2133 ratings · App Store

5/5Love this app!
Former iBank/Banktivity user of 10 years here. I recently had my banktivity software crash on me and become unusable and my software was outdated and obsolete. After reading all the poor reviews of Banktivities newest software I started looking for an alternative. At first glance of Moneywhiz 21 I was a little intimidated. It looked clean but complicated compared to what I was used to. Bankitivity used to pride itself on looking like Apples aesthetics. Thats what hooked me back in the day. I dowloaded the app and to my surprise it gives you the ability to try the app in demo mode before subscribing. I played with it for a week with a mockup of my account and budgets and man was I stoked about how simple and intuitive it is!! It also runs like a dream on my new iphone 13. Also when you open it on a Mac it looks identical to your phone. Layout, colors, etc. even the cloud sync is flawless. I remember Banktivity being so complicated and you never knew when a glitch would occur during sync and you'd have to wipe it out and start over. That happened several times back in the day. Get this app you wont regret it!!! Im actually excited about goals and budgets again! P.S. Im also a new Robinhood user and having your brokerage linked to Moneywhiz 21 is super slick. All of you finances all in one place.

BrandangoG · 31 Jul 2026
4/5Learning Curve
Moving to this from a different application back in November. I do like the pricing and am getting comfortable with the flexibility but there is a steep learning curve I am dealing with. I am having some issues with Amex where transactions are not showing in MoneyWiz that are in my online transactions. Envelope budgeting is explained in the wiki but still is not as intuitive like I would have expected. Envelope budgeting seems like a basic budgeting approach but Money Wiz to me makes it much more complicated than it should be. Reporting is very confusing to me. I am looking for a report that would tell me if I missed assinging a category to a budget but I just can't find something that approaches taht and I'm not clever enoguh to figure it out. I would think this would be simple but it simply comes across more convoluted than I feel it should be. Why do I need to have reports shown to em if I will never use them? Its too much if I am using this for simple finances/. Granted I have investments and loans and what not but, I still feel MoneyWiz is tryng too hard to be this all powerful budgeting behemoth that is overly complicating simple home finances. Now my hope is that as I become more comfortable with the application my rating for this will grow becasue I do see the potential. Its just a matter of me getting around the curve. But as I negotiated this curve I just hope I don't run into issues I can't get around that will cause my opinion to be less than it is today.

Ka_Ching · 31 Jul 2026
5/5Best App and Customer Service Ever
I’ve been using MoneyWiz for years. I recently upgraded to MoneyWiz 3 so I could use it on my new PC, but was upset that the newer version separated my pending and cleared transactions. I found that to be confusing and emailed them to see if there was any way to integrate the two. They responded almost immediately that I could not do so in that version. They suggested that I get MoneyWiz 21, which is an annual subscription, but would allow me to integrate the two categories. Unfortunately, MoneyWiz 21 is only available in IOS, but I can use it on my phone and tablet, just not on my PC, and for me, that was the best choice. When I let them know that I wanted to switch, they immediately refunded my money and I went ahead and got MoneyWiz 21. So, their customer service is outstanding. I have never been able to keep track of my funds using a check register and I have found MoneyWiz to be totally reliable and I depend on it. I don’t use any of the fancier features like syncing with my bank. I don’t want to know what my bank thinks I have; I need to work off of what I will have when all my bills and pending transactions are paid! But if you are financially savvy (I’m not) there are tons of features that can help you track investments etc.

Damnedyankeelass · 31 Jul 2026
5/5Finally a strong App that works
I love moneywiz 2020. My priorty was to use an app that downloads all my financial accounts and gives me a full picture of what i have and what is happening. There are a lot of services like this but none that function flawlessly. Quicken is slow and doesn't support all my bank accounts. Banktivity, personal capital, or Calrity Money also don't allow you to connec to all the banking and investment institutions--totally pointless for a financial app. Moneywiz offers three data aggregators, if one doesn't work for you, try the other. Finally, they have superb cutomer service. The response time to my emails and queries is so less than a few hours. sometimes within a few minutes. They care about the customer relationship. Be aware that there is no perfect financial app, because they all rely on another service to aggregate data from banking institutions. so their at the mercy of another provider, but they address any bugs or issues in connectivity immediately. i was able to get into al of my accounts (15 in cluding robinhood and webull) in a day or two. I tried all available apps and services, and this is the best hands down.

K-dani · 31 Jul 2026
1/5Horrible Syncing feature.
As the tittle says. I would not waste your money like I did on the premium version of this app for the Bank/Financial institution syncing feature. As many other reviews have stated this feature is inconsistent and unreliable. Way more often than not, when you sit down with the app to go over your finances you will find that your transactions of your accounts are not up to date. You will find that your accounts have not been updated by many hours to a day or so. This makes it impossible to get an accurate account of where your at financially at any given time using this App. You can update your transactions manually, but that negates the reason for subscribing to the premium version of this App. The App has several choices for which third party vendor you want to use for syncing to your accounts. For the USA/Canada the vendor choice is “PLAID”. This is the one I use. I have seen in other reviews that the developer says they have no control over the way the the third party company handles the syncing and that all they do is incorporate this feature into their App. Well, the problem is that I paid my subscription to MoneyWiz not PLAID. So please don’t advertise and charge a premium for a feature in your App that doesn’t work properly. Other than that its a decent App. Thank you. Update: That’s fine. But please disclose/advertise this deficiency in your promo/app description so consumers can make an informed purchasing decision. 🤷‍♀️

Realsville · 31 Jul 2026

Privacy & accessibility

App Store

Privacy

Data Linked to You — App Functionality — Contact Info — Email Address Developer declared
Data Linked to You — App Functionality — Identifiers — Device ID Developer declared
Data Linked to You — App Functionality — Identifiers — User ID Developer declared
Data Linked to You — App Functionality — User Content — Photos or Videos Developer declared
Data Linked to You — Other Purposes — Financial Info — Other Financial Info Developer declared
Data Linked to You — Contact Info Developer declared
Data Linked to You — Financial Info Developer declared
Data Linked to You — Identifiers Developer declared
Data Linked to You — User Content Developer declared
Data Not Linked to You — Analytics — Diagnostics — Crash Data Developer declared
Data Not Linked to You — Analytics — Usage Data — Product Interaction Developer declared
Data Not Linked to You — Diagnostics Developer declared
Data Not Linked to You — Usage Data Developer declared

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Accessibility

No accessibility labels collected yet.

Versions

App Store

2025.35.1
Bug fixes
2025.45.1
* Glass UI adaptation (more enhancements to come soon) * Bug fixes
2025.46.1
* New app icon (+ new alternative icon...if you want to use the old icon just go to Settings and you can select it) * Renamed to MoneyWiz 2026 * Bug fixes
2025.47.1
* We've fixed a bunch of bugs reported to us over the past couple of weeks. Mostly visual bugs. * We also made improvements for MoneyWiz for iPad: - It now properly works with external displays - It now shows the same menu bar as the Mac version of MoneyWiz * Performance improvements - faster app start and experience. Lower usage on CPU, memory, disk and internet. * You should also notice sensibly faster sync performance due to ongoing improvement efforts both on the backend and in MoneyWiz. Happy Holidays from the MoneyWiz team! Coming soon: For our UK customers - HMRC Tax Digital integration (pending HMRC approval once we submit).
2025.47.2
* We've fixed a bunch of bugs reported to us over the past couple of weeks. Mostly visual bugs. * We also made improvements for MoneyWiz for iPad: - It now properly works with external displays - It now shows the same menu bar as the Mac version of MoneyWiz * Performance improvements - faster app start and experience. Lower usage on CPU, memory, disk and internet. * You should also notice sensibly faster sync performance due to ongoing improvement efforts both on the backend and in MoneyWiz. * Improved visuals of PDF generated reports * Improved performance of transactions search * Improved visuals in Scheduled section on iPhone Happy Holidays from the MoneyWiz team! Coming soon: For our UK customers - HMRC Tax Digital integration (pending HMRC approval once we submit).
2025.49.1
We begin a MoneyWiz redesign to bring it up to modern standards. A lot of the MoneyWiz UI was custom built many years ago without using native controls which were unavailable at the time. We're now refactoring MoneyWiz from the ground up to use native controls as much as possible and will be working on doing that over the next couple of months. This is the first update of this sort - we've modified the top bar at the list of Accounts, Budgets, Scheduled and Reports and we've re-created a lot of the Settings screen using native controls (more to come). We also squashed a few reported bugs. If you find any issues please report them at [email protected] so we can fix them asap. Thank you and happy holidays from the MoneyWiz team!
2025.49.2
We begin a MoneyWiz redesign to bring it up to modern standards. A lot of the MoneyWiz UI was custom built many years ago without using native controls which were unavailable at the time. We're now refactoring MoneyWiz from the ground up to use native controls as much as possible and will be working on doing that over the next couple of months. This is the first update of this sort - we've modified the top bar at the list of Accounts, Budgets, Scheduled and Reports and we've re-created a lot of the Settings screen using native controls (more to come). We also squashed a few reported bugs. If you find any issues please report them at [email protected] so we can fix them asap. Thank you and happy holidays from the MoneyWiz team!
2025.50.1
Our redesign & refactoring efforts continue in this update. We've updated the following: * Settings (+ added a search bar so you can deep search the various settings) * Reports (+ added a search bar so you can quickly find reports to generate or saved reports) * Scheduled - redesigned to use native navigation controller. Moved the "+" button in it. Redesigned the search functionality in Scheduled. Restored the info cards on iPhone. * New transaction, account, budget, group screens * Most modal screens We also fixed some bugs that got reported. Please let us know if we missed a bug in this update and it will get squashed on the next one. Please notice that this will be a multi-update effort spanning at least a month...we will continue refining the interface and experience, but in the meantime some screens may look the old way and some - the new way. We thank you for your patience and hope to see you excited by this endeavor to bring MoneyWiz to the latest iOS/macOS visual standards. Thank you! - The MoneyWiz team
2025.50.2
Our redesign & refactoring efforts continue in this update. We've updated the following: * Table view of transactions (toggle between table & card view) on iOS * Settings redesign (+ added a search bar so you can deep search the various settings) * Reports partial redesign (+ added a search bar so you can quickly find reports to generate or saved reports) * Accounts, Budgets and Scheduled - redesigned to use native navigation controller. Moved the "+" button in it. Redesigned the search functionality. * Restored the info cards in Scheduled on iPhone. * New transaction, account, budget, group screens * Migrated the file import process to new navigation controller (for CSV, QIF etc files) * Most modal screens have been updated to the new style of navigation controls We also fixed some bugs that got reported. Please let us know if we missed a bug in this update and it will get squashed on the next one. Please notice that this will be a multi-update effort spanning at least a month...we will continue refining the interface and experience, but in the meantime some screens may look the old way and some - the new way. We thank you for your patience and hope to see you excited by this endeavor to bring MoneyWiz to the latest iOS/macOS visual standards. Thank you! - The MoneyWiz team
2026.10.1
- !!! Some customers can now migrate to iCloud. Migrations are currently limited to customers with less than 10,000 objects. To initiate migration (or check how many objects your database has) go to Settings / MoneyWiz Cloud / Migrate to iCloud. - When editing an account, you can now trigger a full recalculation of balance if you suspect the balance is wrong - Ability to configure what the middle column of transactions list (iPad, Mac, iPhone in landscape) should show and allow you to edit quickly without opening the transaction - Category (default), Description, Payee or Tags - In Scheduled you can now configure what extra data the calendar should display - amounts, dots or nothing (off) - Automatic cleanup of history items (auto-suggestions in description). Items older than 365 days will auto-purge. - When exporting transactions to a CSV (via Accounts or Budgets) you can now select a period. Furthermore the exported files will automatically assume meaningful names. - Many bug fixes
2026.10.2
- !!! Some customers can now migrate to iCloud. Migrations are currently limited to customers with less than 10,000 objects. To initiate migration (or check how many objects your database has) go to Settings / MoneyWiz Cloud / Migrate to iCloud. - When editing an account, you can now trigger a full recalculation of balance if you suspect the balance is wrong - Ability to configure what the middle column of transactions list (iPad, Mac, iPhone in landscape) should show and allow you to edit quickly without opening the transaction - Category (default), Description, Payee or Tags - In Scheduled you can now configure what extra data the calendar should display - amounts, dots or nothing (off) - Automatic cleanup of history items (auto-suggestions in description). Items older than 365 days will auto-purge. - When exporting transactions to a CSV (via Accounts or Budgets) you can now select a period. Furthermore the exported files will automatically assume meaningful names. - Support for CAMT file imports - Many bug fixes
2026.1.1
Happy New Year from the MoneyWiz team. We hope you enjoy this big update with new features and tons of refinements, improvements and fixes. If you experience any issues please email us at [email protected] so we can have them addressed for next week's update. Thank you! NEW FEATURES: * On iPad/Mac - ability to switch between tiles & cards view in Scheduled * Ability to group Scheduled transactions by Date, Period or just remove grouping altogether. * Tap on the calendar to jump to that date. Tap & hold for instant Forecast * Ability to configure the info cards in Accounts, Budgets and Scheduled * New info card view in Accounts - "Investments Today" which shows you how much your investments/crypto portfolios changed today (value and %) * Ability to set custom avatar from Photos, for your MoneyWiz Cloud account (via Settings / MoneyWiz Cloud) * Tokenized search for transactions. For example you can enter Apple then comma and then enter search by another criteria. For instance "Apple, >100, >01/01/2024" will show all transactions that have Apple in their description, payee, memo or category of value greater than 100, recorded after Jan 1st 2024. You can also search by date intervals like "01/01/2024-01/01/2025" or specific dates by just entering the date without any signs. * Ability to export budget transactions to CSV * Pull down in the list of transactions to create a new transaction - only works on iPhone for accounts not connected to online banking * Ability to configure the buttons in the toolbar. Added a new button group in the toolbar so you can quickly filter transactions by status (cleared, pending, upcoming) * New budget progress historical view when browsing a budget * The sidebar on iPad/Mac is now resizable * Swap accounts button when creating a transfer transaction (it quickly swaps the from & to accounts) * New setting - open transactions in side panel. If enabled, new/edit transaction will open in a side panel instead of modal view on iPad and Mac * iPhone only - tap on the navigation button at the bottom bar to scroll to top or go back to the main section * iPhone only - full landscape support * When browsing the list of transactions through the Accounts section you can now click/tap on the account for more info and quick actions. * Apple Wallet support added for United Kingdom OTHER: * Bug fixes * Lots of small UI refinements * Improved app load performance, fixed unresponsive UI shortly after app start * Dramatically improved transactions search performance * Completely refactored Scheduled section using native controls for significant performance and UI improvement * Refactored & improved performance of transaction cells, leading to faster loading of transactions and smoother scrolling when browsing a large list of transactions * Improved search of transactions performance * Migrated the Accounts and Budgets section to native navigation controller with integrated search bar * Bottom navigation bar is now all native * Upgraded to native Split View on iPad/Mac with ability to resize * Migrated all search bars and navigation controllers to native
2026.12.1
For customers who migrated to iCloud: - Log Out button - Attachments Browser (via Settings/iCloud) with force-resync of attachments if necessary - Setting to sync attachments on wifi only - Fixed a bug with restoring from an iCloud database file/backup For all customers: - Performance improvements - New font size setting (via Settings) - Ability to enable "Transfer Fee" field for transfer transactions (via Settings / Transaction Fields) - Fixed multiple places where fonts didn't scale according to settings - Fixed issue with PDF exports not including attached images - Various bug fixes Note from the MoneyWiz team: Customers with up to 10,000 data objects can now migrate to iCloud sync (via Settings / MoneyWiz Cloud / Migrate to iCloud). We will increase the objects threshold in several weeks and plan to completely remove it shortly after that so everyone can migrate to iCloud. In the meantime if you experience any bugs whatsoever, please report them to us at [email protected] and we'll have them fixed for the next update. - The MW team
2026.13.1
* Improvements to the Attachments Browser (for iCloud Sync customers) * Refreshed UI for investment holding/crypto/forex details screen * Refreshed UI for Statistics card in investment/forex/crypto accounts * Added IRR (Internal Rate of Return) calculation for investment/forex/crypto holdings and accounts * Bug fixes
2026.14.1
Bug fixes
2026.18.1
* iCloud migration is now enabled for accounts with up to 25,000 objects. * Bug fixes
2026.19.1
* HMRC Tax Digital reporting for self-employed and businesses. Requires Premium subscription. * Everyone can now migrate to iCloud (from MoneyWiz Cloud). No limits. * Investment holdings now show avg.cost basis * Demo accounts (for new customers) now show localized data * Bug fixes
2026.2.1
Happy New Year from the MoneyWiz team. We hope you enjoy this big update with new features and tons of refinements, improvements and fixes. If you experience any issues please email us at [email protected] so we can have them addressed for next week's update. Thank you! NEW FEATURES: * On iPad/Mac - ability to switch between tiles & cards view in Scheduled * Ability to group Scheduled transactions by Date, Period or just remove grouping altogether. * Tap on the calendar to jump to that date. Tap & hold for instant Forecast * Ability to configure the info cards in Accounts, Budgets and Scheduled * New info card view in Accounts - "Investments Today" which shows you how much your investments/crypto portfolios changed today (value and %) * Ability to set custom avatar from Photos, for your MoneyWiz Cloud account (via Settings / MoneyWiz Cloud) * Tokenized search for transactions. For example you can enter Apple then comma and then enter search by another criteria. For instance "Apple, >100, >01/01/2024" will show all transactions that have Apple in their description, payee, memo or category of value greater than 100, recorded after Jan 1st 2024. You can also search by date intervals like "01/01/2024-01/01/2025" or specific dates by just entering the date without any signs. * Ability to export budget transactions to CSV * Pull down in the list of transactions to create a new transaction - only works on iPhone for accounts not connected to online banking * Ability to configure the buttons in the toolbar. Added a new button group in the toolbar so you can quickly filter transactions by status (cleared, pending, upcoming) * New budget progress historical view when browsing a budget * The sidebar on iPad/Mac is now resizable * Swap accounts button when creating a transfer transaction (it quickly swaps the from & to accounts) * New setting - open transactions in side panel. If enabled, new/edit transaction will open in a side panel instead of modal view on iPad and Mac * iPhone only - tap on the navigation button at the bottom bar to scroll to top or go back to the main section * iPhone only - full landscape support * When browsing the list of transactions through the Accounts section you can now click/tap on the account for more info and quick actions. * Apple Wallet support added for United Kingdom * Ability to see the transactions in archived accounts (via Settings / Archived accounts) OTHER: * Bug fixes * Lots of small UI refinements * Improved app load performance, fixed unresponsive UI shortly after app start * Dramatically improved transactions search performance * Completely refactored Scheduled section using native controls for significant performance and UI improvement * Refactored & improved performance of transaction cells, leading to faster loading of transactions and smoother scrolling when browsing a large list of transactions * Improved search of transactions performance * Migrated the Accounts and Budgets section to native navigation controller with integrated search bar * Bottom navigation bar is now all native * Upgraded to native Split View on iPad/Mac with ability to resize * Migrated all search bars and navigation controllers to native * Fixed issue with SaltEdge being unable to connect new account
2026.21.1
Bug fixes
2026.23.1
* Bug fixes * Major performance improvements for iCloud Sync customers
2026.28.1
* iCloud Sharing - if you are using iCloud Sync in MoneyWiz you can now share your databases with other iCloud users (requires Premium subscription) * Set automatic image resizing for synced images in Settings / iCloud Sync * Privacy Mode - instantly hide all numbers in MoneyWiz through a button in the Accounts and Budgets section. Useful for when using MoneyWiz in public. * Much improved error handling for online accounts * PIN cool-off timer after 3 wrong attempts, increasing after each consecutive attempt, to discourage PIN brute forcing attempts * PIN is now per database for iCloud Sync customers - if you have multiple databases, each can have its own PIN code * Improved performance in crypto & investment accounts * Fixed an issue where online banking accounts would self-disconnect sometimes * Various other bug fixes
2026.28.2
* iCloud Sharing - if you are using iCloud Sync in MoneyWiz you can now share your databases with other iCloud users (requires Premium subscription) * Set automatic image resizing for synced images in Settings / iCloud Sync * Privacy Mode - instantly hide all numbers in MoneyWiz through a button in the Accounts and Budgets section. Useful for when using MoneyWiz in public. * Much improved error handling for online accounts * PIN cool-off timer after 3 wrong attempts, increasing after each consecutive attempt, to discourage PIN brute forcing attempts * PIN is now per database for iCloud Sync customers - if you have multiple databases, each can have its own PIN code * Improved performance in crypto & investment accounts * Fixed an issue where online banking accounts would self-disconnect sometimes * Various other bug fixes
2026.28.3 · 16 Jul 2026
* iCloud Sharing - if you are using iCloud Sync in MoneyWiz you can now share your databases with other iCloud users (requires Premium subscription) * Set automatic image resizing for synced images in Settings / iCloud Sync * Privacy Mode - instantly hide all numbers in MoneyWiz through a button in the Accounts and Budgets section. Useful for when using MoneyWiz in public. * Much improved error handling for online accounts * PIN cool-off timer after 3 wrong attempts, increasing after each consecutive attempt, to discourage PIN brute forcing attempts * PIN is now per database for iCloud Sync customers - if you have multiple databases, each can have its own PIN code * Improved performance in crypto & investment accounts * Fixed an issue where online banking accounts would self-disconnect sometimes * Various other bug fixes
2026.3.1
* Completely redesigned and more powerful instant Forecast view (available when you tap & hold on a date in the Scheduled section calendar) * Rebuilt the Scheduled section from 0 for better performance, stability and visuals * Scheduled transactions now support list view and tiles view among all platforms (iPhone, iPad, Mac) * Overdue scheduled transactions will be displayed in red * Ability to show/hide info cards and search bars in Accounts, Budgets and Scheduled. Configure via new settings menu in Settings / Info Cards. * Search tokenizer now uses semicolon for separating search tokens * Improved local database encryption, managed by OS * MoneyWiz now uses the OS defined way of displaying currencies in amounts * Ability to sort Payees and Tags either alphabetically (default) or by usage. This makes it easier to see popular payees & tags earlier in the list for faster selection. Configure via Settings / Payees and Settings / Tags. * Ability to create Adjust Balance in the past (i.e. ability to set a date, instead of assuming Today) * iPad/Mac - in the list of transactions, if the category of the transaction shows in the middle column, you can now tap it to quickly change it * For credit card accounts, if you tap the account icon (from the list of transactions view), you will now see a bar chart representing the spending for the past 6 months in addition to all the other data in there. * Lots of visual refinements * Bug fixes
2026.4.1
- Ability to put the "+" button (to add transactions) back on the bottom. Configure via Settings / List of Transactions / Add button position - Significant performance improvements - Refactored the code & database to prepare for upcoming iCloud sync - Improved error handling for exchange rate service outages - Bug fixes

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Alternatives

Debit & Credit — Same category + similar ratings
Money Pro: Personal Finance AR — Same category + similar ratings

Availability by market

Data quality & evidence

Page completeness: Live store listing
Last verified: 31 Jul 2026
Sources: App Store

Independent summary has not been published yet.

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Compare MoneyWiz 2026 Personal Finance with Debit & Credit.

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GET /api/v3/apps/1511185140

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  "ratings": [
    {
      "store": "apple",
      "average": 4.6,
      "count": 2133,
      "market": "us",
      "observed_at": "2026-07-31",
      "reviews": [
        {
          "rating": 5,
          "title": "Love this app!",
          "body": "Former iBank/Banktivity user of 10 years here. I recently had my banktivity software crash on me and become unusable and my software was outdated and obsolete. After reading all the poor reviews of Banktivities newest software I started looking for an alternative. At first glance of Moneywhiz 21 I was a little intimidated. It looked clean but complicated compared to what I was used to. Bankitivity used to pride itself on looking like Apples aesthetics. Thats what hooked me back in the day. I dowloaded the app and to my surprise it gives you the ability to try the app in demo mode before subscribing. I played with it for a week with a mockup of my account and budgets and man was I stoked about how simple and intuitive it is!! It also runs like a dream on my new iphone 13. Also when you open it on a Mac it looks identical to your phone. Layout, colors, etc. even the cloud sync is flawless. I remember Banktivity being so complicated and you never knew when a glitch would occur during sync and you'd have to wipe it out and start over. That happened several times back in the day. Get this app you wont regret it!!! Im actually excited about goals and budgets again! P.S. Im also a new Robinhood user and having your brokerage linked to Moneywhiz 21 is super slick. All of you finances all in one place.",
          "author": "BrandangoG",
          "date": "31 Jul 2026"
        },
        {
          "rating": 4,
          "title": "Learning Curve",
          "body": "Moving to this from a different application back in November. I do like the pricing and am getting comfortable with the flexibility but there is a steep learning curve I am dealing with. I am having some issues with Amex where transactions are not showing in MoneyWiz that are in my online transactions. Envelope budgeting is explained in the wiki but still is not as intuitive like I would have expected. Envelope budgeting seems like a basic budgeting approach but Money Wiz to me makes it much more complicated than it should be. Reporting is very confusing to me. I am looking for a report that would tell me if I missed assinging a category to a budget but I just can't find something that approaches taht and I'm not clever enoguh to figure it out. I would think this would be simple but it simply comes across more convoluted than I feel it should be. Why do I need to have reports shown to em if I will never use them? Its too much if I am using this for simple finances/. Granted I have investments and loans and what not but, I still feel MoneyWiz is tryng too hard to be this all powerful budgeting behemoth that is overly complicating simple home finances. Now my hope is that as I become more comfortable with the application my rating for this will grow becasue I do see the potential. Its just a matter of me getting around the curve. But as I negotiated this curve I just hope I don't run into issues I can't get around that will cause my opinion to be less than it is today.",
          "author": "Ka_Ching",
          "date": "31 Jul 2026"
        },
        {
          "rating": 5,
          "title": "Best App and Customer Service Ever",
          "body": "I’ve been using MoneyWiz for years. I recently upgraded to MoneyWiz 3 so I could use it on my new PC, but was upset that the newer version separated my pending and cleared transactions. I found that to be confusing and emailed them to see if there was any way to integrate the two. They responded almost immediately that I could not do so in that version. They suggested that I get MoneyWiz 21, which is an annual subscription, but would allow me to integrate the two categories. Unfortunately, MoneyWiz 21 is only available in IOS, but I can use it on my phone and tablet, just not on my PC, and for me, that was the best choice. When I let them know that I wanted to switch, they immediately refunded my money and I went ahead and got MoneyWiz 21. So, their customer service is outstanding. I have never been able to keep track of my funds using a check register and I have found MoneyWiz to be totally reliable and I depend on it. I don’t use any of the fancier features like syncing with my bank. I don’t want to know what my bank thinks I have; I need to work off of what I will have when all my bills and pending transactions are paid! But if you are financially savvy (I’m not) there are tons of features that can help you track investments etc.",
          "author": "Damnedyankeelass",
          "date": "31 Jul 2026"
        },
        {
          "rating": 5,
          "title": "Finally a strong App that works",
          "body": "I love moneywiz 2020. My priorty was to use an app that downloads all my financial accounts and gives me a full picture of what i have and what is happening. There are a lot of services like this but none that function flawlessly. Quicken is slow and doesn't support all my bank accounts. Banktivity, personal capital, or Calrity Money also don't allow you to connec to all the banking and investment institutions--totally pointless for a financial app. Moneywiz offers three data aggregators, if one doesn't work for you, try the other. Finally, they have superb cutomer service. The response time to my emails and queries is so less than a few hours. sometimes within a few minutes. They care about the customer relationship. Be aware that there is no perfect financial app, because they all rely on another service to aggregate data from banking institutions. so their at the mercy of another provider, but they address any bugs or issues in connectivity immediately. i was able to get into al of my accounts (15 in cluding robinhood and webull) in a day or two. I tried all available apps and services, and this is the best hands down.",
          "author": "K-dani",
          "date": "31 Jul 2026"
        },
        {
          "rating": 1,
          "title": "Horrible Syncing feature.",
          "body": "As the tittle says. I would not waste your money like I did on the premium version of this app for the Bank/Financial institution syncing feature. As many other reviews have stated this feature is inconsistent and unreliable. Way more often than not, when you sit down with the app to go over your finances you will find that your transactions of your accounts are not up to date. You will find that your accounts have not been updated by many hours to a day or so. This makes it impossible to get an accurate account of where your at financially at any given time using this App. You can update your transactions manually, but that negates the reason for subscribing to the premium version of this App. The App has several choices for which third party vendor you want to use for syncing to your accounts. For the USA/Canada the vendor choice is “PLAID”. This is the one I use. I have seen in other reviews that the developer says they have no control over the way the the third party company handles the syncing and that all they do is incorporate this feature into their App. Well, the problem is that I paid my subscription to MoneyWiz not PLAID. So please don’t advertise and charge a premium for a feature in your App that doesn’t work properly. Other than that its a decent App. Thank you. Update: That’s fine. But please disclose/advertise this deficiency in your promo/app description so consumers can make an informed purchasing decision. 🤷‍♀️",
          "author": "Realsville",
          "date": "31 Jul 2026"
        }
      ]
    }
  ],
  "privacy": [
    {
      "store": "apple",
      "declarations": [
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — Contact Info — Email Address",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — Identifiers — Device ID",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — Identifiers — User ID",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — User Content — Photos or Videos",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Other Purposes — Financial Info — Other Financial Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Contact Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Financial Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Identifiers",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "User Content",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Analytics — Diagnostics — Crash Data",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Analytics — Usage Data — Product Interaction",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Diagnostics",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Usage Data",
          "source": "Developer declared"
        }
      ],
      "accessibility": []
    }
  ],
  "changes": [
    {
      "store": "apple",
      "version": "2025.35.1",
      "released_at": null,
      "notes": "Bug fixes"
    },
    {
      "store": "apple",
      "version": "2025.45.1",
      "released_at": null,
      "notes": "* Glass UI adaptation (more enhancements to come soon) * Bug fixes"
    },
    {
      "store": "apple",
      "version": "2025.46.1",
      "released_at": null,
      "notes": "* New app icon (+ new alternative icon...if you want to use the old icon just go to Settings and you can select it) * Renamed to MoneyWiz 2026 * Bug fixes"
    },
    {
      "store": "apple",
      "version": "2025.47.1",
      "released_at": null,
      "notes": "* We've fixed a bunch of bugs reported to us over the past couple of weeks. Mostly visual bugs. * We also made improvements for MoneyWiz for iPad: - It now properly works with external displays - It now shows the same menu bar as the Mac version of MoneyWiz * Performance improvements - faster app start and experience. Lower usage on CPU, memory, disk and internet. * You should also notice sensibly faster sync performance due to ongoing improvement efforts both on the backend and in MoneyWiz. Happy Holidays from the MoneyWiz team! Coming soon: For our UK customers - HMRC Tax Digital integration (pending HMRC approval once we submit)."
    },
    {
      "store": "apple",
      "version": "2025.47.2",
      "released_at": null,
      "notes": "* We've fixed a bunch of bugs reported to us over the past couple of weeks. Mostly visual bugs. * We also made improvements for MoneyWiz for iPad: - It now properly works with external displays - It now shows the same menu bar as the Mac version of MoneyWiz * Performance improvements - faster app start and experience. Lower usage on CPU, memory, disk and internet. * You should also notice sensibly faster sync performance due to ongoing improvement efforts both on the backend and in MoneyWiz. * Improved visuals of PDF generated reports * Improved performance of transactions search * Improved visuals in Scheduled section on iPhone Happy Holidays from the MoneyWiz team! Coming soon: For our UK customers - HMRC Tax Digital integration (pending HMRC approval once we submit)."
    },
    {
      "store": "apple",
      "version": "2025.49.1",
      "released_at": null,
      "notes": "We begin a MoneyWiz redesign to bring it up to modern standards. A lot of the MoneyWiz UI was custom built many years ago without using native controls which were unavailable at the time. We're now refactoring MoneyWiz from the ground up to use native controls as much as possible and will be working on doing that over the next couple of months. This is the first update of this sort - we've modified the top bar at the list of Accounts, Budgets, Scheduled and Reports and we've re-created a lot of the Settings screen using native controls (more to come). We also squashed a few reported bugs. If you find any issues please report them at [email protected] so we can fix them asap. Thank you and happy holidays from the MoneyWiz team!"
    },
    {
      "store": "apple",
      "version": "2025.49.2",
      "released_at": null,
      "notes": "We begin a MoneyWiz redesign to bring it up to modern standards. A lot of the MoneyWiz UI was custom built many years ago without using native controls which were unavailable at the time. We're now refactoring MoneyWiz from the ground up to use native controls as much as possible and will be working on doing that over the next couple of months. This is the first update of this sort - we've modified the top bar at the list of Accounts, Budgets, Scheduled and Reports and we've re-created a lot of the Settings screen using native controls (more to come). We also squashed a few reported bugs. If you find any issues please report them at [email protected] so we can fix them asap. Thank you and happy holidays from the MoneyWiz team!"
    },
    {
      "store": "apple",
      "version": "2025.50.1",
      "released_at": null,
      "notes": "Our redesign & refactoring efforts continue in this update. We've updated the following: * Settings (+ added a search bar so you can deep search the various settings) * Reports (+ added a search bar so you can quickly find reports to generate or saved reports) * Scheduled - redesigned to use native navigation controller. Moved the \"+\" button in it. Redesigned the search functionality in Scheduled. Restored the info cards on iPhone. * New transaction, account, budget, group screens * Most modal screens We also fixed some bugs that got reported. Please let us know if we missed a bug in this update and it will get squashed on the next one. Please notice that this will be a multi-update effort spanning at least a month...we will continue refining the interface and experience, but in the meantime some screens may look the old way and some - the new way. We thank you for your patience and hope to see you excited by this endeavor to bring MoneyWiz to the latest iOS/macOS visual standards. Thank you! - The MoneyWiz team"
    },
    {
      "store": "apple",
      "version": "2025.50.2",
      "released_at": null,
      "notes": "Our redesign & refactoring efforts continue in this update. We've updated the following: * Table view of transactions (toggle between table & card view) on iOS * Settings redesign (+ added a search bar so you can deep search the various settings) * Reports partial redesign (+ added a search bar so you can quickly find reports to generate or saved reports) * Accounts, Budgets and Scheduled - redesigned to use native navigation controller. Moved the \"+\" button in it. Redesigned the search functionality. * Restored the info cards in Scheduled on iPhone. * New transaction, account, budget, group screens * Migrated the file import process to new navigation controller (for CSV, QIF etc files) * Most modal screens have been updated to the new style of navigation controls We also fixed some bugs that got reported. Please let us know if we missed a bug in this update and it will get squashed on the next one. Please notice that this will be a multi-update effort spanning at least a month...we will continue refining the interface and experience, but in the meantime some screens may look the old way and some - the new way. We thank you for your patience and hope to see you excited by this endeavor to bring MoneyWiz to the latest iOS/macOS visual standards. Thank you! - The MoneyWiz team"
    },
    {
      "store": "apple",
      "version": "2026.10.1",
      "released_at": null,
      "notes": "- !!! Some customers can now migrate to iCloud. Migrations are currently limited to customers with less than 10,000 objects. To initiate migration (or check how many objects your database has) go to Settings / MoneyWiz Cloud / Migrate to iCloud. - When editing an account, you can now trigger a full recalculation of balance if you suspect the balance is wrong - Ability to configure what the middle column of transactions list (iPad, Mac, iPhone in landscape) should show and allow you to edit quickly without opening the transaction - Category (default), Description, Payee or Tags - In Scheduled you can now configure what extra data the calendar should display - amounts, dots or nothing (off) - Automatic cleanup of history items (auto-suggestions in description). Items older than 365 days will auto-purge. - When exporting transactions to a CSV (via Accounts or Budgets) you can now select a period. Furthermore the exported files will automatically assume meaningful names. - Many bug fixes"
    },
    {
      "store": "apple",
      "version": "2026.10.2",
      "released_at": null,
      "notes": "- !!! Some customers can now migrate to iCloud. Migrations are currently limited to customers with less than 10,000 objects. To initiate migration (or check how many objects your database has) go to Settings / MoneyWiz Cloud / Migrate to iCloud. - When editing an account, you can now trigger a full recalculation of balance if you suspect the balance is wrong - Ability to configure what the middle column of transactions list (iPad, Mac, iPhone in landscape) should show and allow you to edit quickly without opening the transaction - Category (default), Description, Payee or Tags - In Scheduled you can now configure what extra data the calendar should display - amounts, dots or nothing (off) - Automatic cleanup of history items (auto-suggestions in description). Items older than 365 days will auto-purge. - When exporting transactions to a CSV (via Accounts or Budgets) you can now select a period. Furthermore the exported files will automatically assume meaningful names. - Support for CAMT file imports - Many bug fixes"
    },
    {
      "store": "apple",
      "version": "2026.1.1",
      "released_at": null,
      "notes": "Happy New Year from the MoneyWiz team. We hope you enjoy this big update with new features and tons of refinements, improvements and fixes. If you experience any issues please email us at [email protected] so we can have them addressed for next week's update. Thank you! NEW FEATURES: * On iPad/Mac - ability to switch between tiles & cards view in Scheduled * Ability to group Scheduled transactions by Date, Period or just remove grouping altogether. * Tap on the calendar to jump to that date. Tap & hold for instant Forecast * Ability to configure the info cards in Accounts, Budgets and Scheduled * New info card view in Accounts - \"Investments Today\" which shows you how much your investments/crypto portfolios changed today (value and %) * Ability to set custom avatar from Photos, for your MoneyWiz Cloud account (via Settings / MoneyWiz Cloud) * Tokenized search for transactions. For example you can enter Apple then comma and then enter search by another criteria. For instance \"Apple, >100, >01/01/2024\" will show all transactions that have Apple in their description, payee, memo or category of value greater than 100, recorded after Jan 1st 2024. You can also search by date intervals like \"01/01/2024-01/01/2025\" or specific dates by just entering the date without any signs. * Ability to export budget transactions to CSV * Pull down in the list of transactions to create a new transaction - only works on iPhone for accounts not connected to online banking * Ability to configure the buttons in the toolbar. Added a new button group in the toolbar so you can quickly filter transactions by status (cleared, pending, upcoming) * New budget progress historical view when browsing a budget * The sidebar on iPad/Mac is now resizable * Swap accounts button when creating a transfer transaction (it quickly swaps the from & to accounts) * New setting - open transactions in side panel. If enabled, new/edit transaction will open in a side panel instead of modal view on iPad and Mac * iPhone only - tap on the navigation button at the bottom bar to scroll to top or go back to the main section * iPhone only - full landscape support * When browsing the list of transactions through the Accounts section you can now click/tap on the account for more info and quick actions. * Apple Wallet support added for United Kingdom OTHER: * Bug fixes * Lots of small UI refinements * Improved app load performance, fixed unresponsive UI shortly after app start * Dramatically improved transactions search performance * Completely refactored Scheduled section using native controls for significant performance and UI improvement * Refactored & improved performance of transaction cells, leading to faster loading of transactions and smoother scrolling when browsing a large list of transactions * Improved search of transactions performance * Migrated the Accounts and Budgets section to native navigation controller with integrated search bar * Bottom navigation bar is now all native * Upgraded to native Split View on iPad/Mac with ability to resize * Migrated all search bars and navigation controllers to native"
    },
    {
      "store": "apple",
      "version": "2026.12.1",
      "released_at": null,
      "notes": "For customers who migrated to iCloud: - Log Out button - Attachments Browser (via Settings/iCloud) with force-resync of attachments if necessary - Setting to sync attachments on wifi only - Fixed a bug with restoring from an iCloud database file/backup For all customers: - Performance improvements - New font size setting (via Settings) - Ability to enable \"Transfer Fee\" field for transfer transactions (via Settings / Transaction Fields) - Fixed multiple places where fonts didn't scale according to settings - Fixed issue with PDF exports not including attached images - Various bug fixes Note from the MoneyWiz team: Customers with up to 10,000 data objects can now migrate to iCloud sync (via Settings / MoneyWiz Cloud / Migrate to iCloud). We will increase the objects threshold in several weeks and plan to completely remove it shortly after that so everyone can migrate to iCloud. In the meantime if you experience any bugs whatsoever, please report them to us at [email protected] and we'll have them fixed for the next update. - The MW team"
    },
    {
      "store": "apple",
      "version": "2026.13.1",
      "released_at": null,
      "notes": "* Improvements to the Attachments Browser (for iCloud Sync customers) * Refreshed UI for investment holding/crypto/forex details screen * Refreshed UI for Statistics card in investment/forex/crypto accounts * Added IRR (Internal Rate of Return) calculation for investment/forex/crypto holdings and accounts * Bug fixes"
    },
    {
      "store": "apple",
      "version": "2026.14.1",
      "released_at": null,
      "notes": "Bug fixes"
    },
    {
      "store": "apple",
      "version": "2026.18.1",
      "released_at": null,
      "notes": "* iCloud migration is now enabled for accounts with up to 25,000 objects. * Bug fixes"
    },
    {
      "store": "apple",
      "version": "2026.19.1",
      "released_at": null,
      "notes": "* HMRC Tax Digital reporting for self-employed and businesses. Requires Premium subscription. * Everyone can now migrate to iCloud (from MoneyWiz Cloud). No limits. * Investment holdings now show avg.cost basis * Demo accounts (for new customers) now show localized data * Bug fixes"
    },
    {
      "store": "apple",
      "version": "2026.2.1",
      "released_at": null,
      "notes": "Happy New Year from the MoneyWiz team. We hope you enjoy this big update with new features and tons of refinements, improvements and fixes. If you experience any issues please email us at [email protected] so we can have them addressed for next week's update. Thank you! NEW FEATURES: * On iPad/Mac - ability to switch between tiles & cards view in Scheduled * Ability to group Scheduled transactions by Date, Period or just remove grouping altogether. * Tap on the calendar to jump to that date. Tap & hold for instant Forecast * Ability to configure the info cards in Accounts, Budgets and Scheduled * New info card view in Accounts - \"Investments Today\" which shows you how much your investments/crypto portfolios changed today (value and %) * Ability to set custom avatar from Photos, for your MoneyWiz Cloud account (via Settings / MoneyWiz Cloud) * Tokenized search for transactions. For example you can enter Apple then comma and then enter search by another criteria. For instance \"Apple, >100, >01/01/2024\" will show all transactions that have Apple in their description, payee, memo or category of value greater than 100, recorded after Jan 1st 2024. You can also search by date intervals like \"01/01/2024-01/01/2025\" or specific dates by just entering the date without any signs. * Ability to export budget transactions to CSV * Pull down in the list of transactions to create a new transaction - only works on iPhone for accounts not connected to online banking * Ability to configure the buttons in the toolbar. Added a new button group in the toolbar so you can quickly filter transactions by status (cleared, pending, upcoming) * New budget progress historical view when browsing a budget * The sidebar on iPad/Mac is now resizable * Swap accounts button when creating a transfer transaction (it quickly swaps the from & to accounts) * New setting - open transactions in side panel. If enabled, new/edit transaction will open in a side panel instead of modal view on iPad and Mac * iPhone only - tap on the navigation button at the bottom bar to scroll to top or go back to the main section * iPhone only - full landscape support * When browsing the list of transactions through the Accounts section you can now click/tap on the account for more info and quick actions. * Apple Wallet support added for United Kingdom * Ability to see the transactions in archived accounts (via Settings / Archived accounts) OTHER: * Bug fixes * Lots of small UI refinements * Improved app load performance, fixed unresponsive UI shortly after app start * Dramatically improved transactions search performance * Completely refactored Scheduled section using native controls for significant performance and UI improvement * Refactored & improved performance of transaction cells, leading to faster loading of transactions and smoother scrolling when browsing a large list of transactions * Improved search of transactions performance * Migrated the Accounts and Budgets section to native navigation controller with integrated search bar * Bottom navigation bar is now all native * Upgraded to native Split View on iPad/Mac with ability to resize * Migrated all search bars and navigation controllers to native * Fixed issue with SaltEdge being unable to connect new account"
    },
    {
      "store": "apple",
      "version": "2026.21.1",
      "released_at": null,
      "notes": "Bug fixes"
    },
    {
      "store": "apple",
      "version": "2026.23.1",
      "released_at": null,
      "notes": "* Bug fixes * Major performance improvements for iCloud Sync customers"
    }
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      "url": "https://appcorpus.com/apps/money-pro-personal-finance-ar-918609651",
      "reason": "Same category + similar ratings"
    }
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