AppCorpus
Market US

Debit & Credit

by Ivan Pavlov Pty Ltd

iPhone · iPad

Active Last checked 31 Jul 2026

Quick verdict

What it is
Store information collected; independent summary not yet available.
At a glance
  • Free to download
  • In-app purchases

Categories and search queries

Official categories

AppCorpus categories

Key functions

Function Availability Access Scope Evidence
Family Sharing Yes Unknown App Store Store published
Free app Yes Free Store published
In-app purchases Yes Limited free Store published
Siri Shortcuts Yes Unknown App Store Store published

Screens

App Store

20 store screenshots

Debit & Credit ipad screenshot 1
Debit & Credit ipad screenshot 2
Debit & Credit ipad screenshot 3
Debit & Credit ipad screenshot 4

Pricing & paywalls

App Store

  • Free to download
  • In-app purchases

Ratings & reviews

App Store

4.8 2329 ratings · App Store

  1. 5/5This App was made for me.

    I have used and tried several finance tracking apps over the past couple years and never very satisfied with any of them. Most are too complicated that I end up not using them or bloated with features that clutter the interface or too simple to get much value out of. This app is amazingly intuitive and simple yet packed with nearly all the features I need to track successfully my finances and spending. It is very easy to add transactions and the reporting is useful. There is so much thought behind every function that I can tell a lot of time was spent perfecting the experience. I'm actually using the budget feature because it is so simple and because the tagging feature is perfect to track what me or my wife spend individually and I can also tag transactions that I'll need to reference when it comes time to do my Income Tax. The missing feature I could use the most is to have the budget reflect pending transactions. I really like the ability to change the color of the background along with the color of the app icon. I make it a different color than the other apps on my home screen so it stands out and I can quickly find it. I have too many red and blue apps and I sometimes open wrong one. I would love other developers to do the same.

    uber6eek · 31 Jul 2026

  2. 5/5Oh. My. Goodness

    I can’t tell you how many bank balancing apps I’ve tried, subscriptions I’ve sampled, painstaking nights I’ve had reconnecting accounts, fixing data, etc. This app is EVERYTHING. If you are looking for something automatic to track your funds, this app isn’t for you. But if you are truly dedicated to updating your transactions and keeping track of where everything’s going, this app will be a godsend for you. This app does it all. It makes me feel like I am able to manipulate my own bank accounts and keep track of how much I’m spending on what and where everything truly flows and it’s BEAUTIFUL. I love that I can make unlimited accounts and add my own values to things, especially with things like depreciating assets that don’t necessarily have an account, but I like to keep an eye on its value which this app does it all. The seamless integration to your calendar, the notifications, the scheduling feature, I can’t emphasize it enough. There might be hesitation to pay $20 a year for this, but it far beats a painstaking spreadsheet that isn’t accessible on your phone. Oh, and not only is this app accessible on your phone, you can upload receipts, add notes, etc and sync it to icloud to view on your mac, iPad, etc. Wow wow wow.

    swiftk1tty · 31 Jul 2026

  3. 5/5Customer for Years

    Over the years, I have come to absolutely love Debit & Credit for its simplicity and uncompromising power. Ivan is genuine and lightning fast with responses to questions. Hands down, this is one of the most amazing apps I have seen - and he has THE best customer support I’ve ever seen - anywhere. It is absolutely astonishing what Ivan has packed in to this tool. I have tried so many apps - from indie developers to off the shelf big-name products, but Ivan’s continued development and increased feature set seems to unleash a power that is unparalleled. I will gladly be a premium subscriber for years to come as this is an app that delights and delivers. From sharing to the ability to weave into automated workflows (shortcuts), there is a massive return on investment for potential time saved with this app (without sacrificing privacy, mind you). Thank you for URL SCHEME support! For anyone reading the reviews, if you’re on the fence about downloading this app, don’t be. Download and dive in to the robust features that are elegantly hidden behind simplicity. I can’t wait to see what he does with this app in the future. It is already a top shelf product. Been a customer for years now and will be into the years to come. Frankly, the only thing to say here is - well done.

    TechDaddy4 · 31 Jul 2026

  4. 5/5Very impressed!

    What a great app and what a savior solution to the dilema I had after the other app I had been using stopped working with iOS 10. I had about 9 years of my checking account register in that app, and was luckily able to export into a CSV file and import everything into Debit & Credit. I just finished reconciling two years of bank statements with the Mac app, and I use the iPhone version every day as I make purchases. Absolutely love the simplicity, design and “it just works” aspect of this app and the mobile version. I’m pleasantly surprised by how well and fast iCloud sync is between my Mac, iPad and iPhone. Well worth the price! Over the last year, I reached out to the developer with a few feature requests. Because I use this app daily, I thought I’d ask, knowing I probably would never hear anything back. However, I am pleased to say I received replies from the developer very quickly, and my requests are now part of the app I use every day on my Mac and devices, THANKS! Thanks for creating such a great app, and keep up the great work!!!

    danboe · 31 Jul 2026

  5. 5/5Okay app

    I like that it will project my balance into the future based on my repeating and future transactions. But it has been making duplicates of my transactions recently and that should be fixed. Why there are the options to “clear” transactions and/or “reconcile” them, I’m not sure. But I do know if I don’t “clear” the transactions they won’t compute the right balance. So I feel like I am doing double the work when I only want to reconcile them to my statements every month only once. Also, there is no option to “roll up” transactions to save space. If I want to remove old transactions I have to delete them one by one, and if these transactions are transfers to other accounts within the app, the transfer is deleted in the other account, even if you don’t want to delete that transfer within the second account. It’s a decent app, the only one I found that has the features I need (like a report of transactions) but it is quirky and takes some getting used to.

    DePonti · 31 Jul 2026

Privacy & accessibility

App Store

Privacy

  • Data Not Linked to You — Analytics — Usage Data — Product Interaction Developer declared
  • Data Not Linked to You — App Functionality — Identifiers — User ID Developer declared
  • Data Not Linked to You — Identifiers Developer declared
  • Data Not Linked to You — Usage Data Developer declared

Accessibility

No accessibility labels collected yet.

Versions

App Store

  • 7.0.1

    A number of improvements related to the Apple Card integration: • you can tap on an uncategorized income or expense in Apple Card account and quickly convert it to a transfer • when a new transaction is imported and there is a matching scheduled transaction, it will be updated as well and will be included into the list of its completed transactions • improved processing of transfers between Apple Card and Apple Cash/Savings accounts • improved processing of Daily Cash transactions in Apple Card account Other new features: • all metadata items (categories, descriptions, etc) are now sorted case insensitive

  • 7.0.2

    Improvements to the Apple Card integration: • whenever there is an update to a transaction that was previously imported (for example, you dined at a restaurant and your amount has changed because tips were included) the app will apply this new updated information • improved reliability of Daily Cash transactions import • fixed bug when sometimes new transactions imported from Apple Card were duplicated

  • 7.1

    This update brings a completely new attachments manager: • See your attachments either as a grid of thumbnails or a list/table (table is used on iPad and Mac) • Every attachment has a description of its transaction, file size, type, and date • Use search to find attachments by description or other metadata • Sort by size or date to find attachments that take up the most space • Select multiple transactions in the list/table view mode, then optionally delete or share them • Drag transactions from the attachments manager and drop them to other apps to copy It is powerful and simple to use. You can open the attachments manager in the app settings when you have previously saved attachments. The attachment manager requires iOS 17. Other new features: • Added dark and tinted app icons for iOS 18 • Improved sidebar colours on iPad in iPadOS 18 • Improved transaction entry in watchOS 11

  • 7.1.2

    This update brings a completely new attachments manager: • See your attachments either as a grid of thumbnails or a list/table (table is used on iPad and Mac) • Every attachment has a description of its transaction, file size, type, and date • Use search to find attachments by description or other metadata • Sort by size or date to find attachments that take up the most space • Select multiple transactions in the list/table view mode, then optionally delete or share them • Drag transactions from the attachments manager and drop them to other apps to copy It is powerful and simple to use. You can open the attachments manager in the app settings when you have previously saved attachments. The attachment manager requires iOS 17. Other new features: • Added dark and tinted app icons for iOS 18 • Improved sidebar colours on iPad in iPadOS 18 • Improved transaction entry in watchOS 11

  • 7.1.3

    Significantly improved performance of financial plans, calculating financial plan results is now 4-5 times faster

  • 7.2

    Updated Financial Plans (iOS 18 required) • the table view mode for financial plans is now available on the iPad • the table view mode has a new option to display both planned and actual numbers together in a single table cell • improved logic for annual items in financial plans. Now planned amounts are matched to reported amounts as long as spending for a year is within a specified annual amount • other items that affected your financial performance (such transfers to excluded accounts or currency exchange rate changes) are now displayed in plans This update also changes the direction of bars in the categories/payees reports.

  • 7.2.1

    Updated Financial Plans (iOS 18 required) • the table view mode for financial plans is now available on the iPad • the table view mode has a new option to display both planned and actual numbers together in a single table cell • improved logic for annual items in financial plans. Now planned amounts are matched to reported amounts as long as spending for a year is within a specified annual amount • other items that affected your financial performance (such transfers to excluded accounts or currency exchange rate changes) are now displayed in plans This update also changes the direction of bars in the categories/payees reports.

  • 7.2.2

    • improved animation when showing/dismissing financial plan sections • account widget can now display folder information

  • 7.2.3

    Accessibility improvements

  • 7.3

    Internal improvements and bug fixes

  • 7.4

    Updated File Import (iOS 18) Everything related to file import has been rewritten from scratch using the latest technologies available on Apple platforms. • improved speed and reliability of file import • you can now start file import right in the app settings without opening a file in another app and sharing it • significantly improved import UI on the iPad, where the table view is used to more efficiently utilise screen space • improved UI related to creating new accounts and transaction confirmation for file import • improved support for VoiceOver when confirming transactions for file import • improved error messaging Other improvements: • when exporting transactions that include notes, the app also uses notes for shared transactions to mention who created/edited a transaction • fixed bug when pending transfers to/from accounts excluded from net wealth calculation were incorrectly processed in the net wealth forecast report

  • 7.4.1

    Small bug fixes related to financial plans

  • 7.4.2

    Improvements related to CSV file import

  • 7.5

    Liquid Glass Design Debit & Credit now features the new Liquid Glass design style New App Shortcuts We have introduced new shortcuts for creating transactions, as well as a shortcut to create a new local expense for a previously saved payee location. This is a very powerful shortcut if you rely on saved payee locations. Whenever you are in a previously saved location, just run the shortcut and the app will ask you for a transaction amount. Once entered, it will use the right account, payee, and category for a new transaction. You can assign this shortcut to the action button on your device.

  • 7.5.1

    • Added dividers to the menus for actions on budgets and scheduled transactions • Fixed bug where the calculator was incorrectly displayed in iOS 26

  • 7.5.2

    • slightly increased widget margins to better match Liquid Glass design • added a workaround to prevent a smaller decimal keyboard from appearing on iPad • fixed bug when on the watch it was not possible enter a transaction amount with more than two digits

  • 7.5.3

    • fixed a bug where a previously deleted category could appear in the list when setting up a new shortcut in the Shortcuts app • localization improvements

  • 7.5.4

    Improvements related to VoiceOver support

  • 7.5.5

    Bug fixes

  • 7.6

    Statement Reconciliation With PDF Files (iPad only, iPadOS 26 required) When reconciling a bank statement in the app, you can now open a PDF version of the statement and display it side by side with your transactions. This allows you to quickly cross off transactions in the PDF as you reconcile them in the app. Debit & Credit can also attempt to recognize transactions from a PDF statement and automatically mark them as reconciled to save you time. However, this feature depends on your bank and how the PDF files are formatted.

  • 7.6.1

    Small bug fixes

  • 7.6.3

    Small bug fixes

  • 7.7

    Added an option to prioritise categories over tags in financial plans. When enabled, the app will not include tags into a plan calculation unless a tag was included into a plan. This option can be enabled when creating or editing a plan.

  • 7.7.1

    • added support for background downloading of iCloud records with an activity indicator when there are many records to be downloaded or uploaded • added support for additional years when creating a financial plan • fixed bug when sometimes incorrect transactions were displayed in the payees report

  • 7.7.2 · 27 May 2026

    This update resolves an issue where transactions created on a shared account displayed "another iCloud user" instead of the person's name. After installing this update, please open the shared account settings once to refresh your shared accounts. There is no need to re-setup shared accounts.

Alternatives

Availability by market

Data quality & evidence

Page completeness
Live store listing
Last verified
31 Jul 2026
Sources
App Store

Report a correction