Checkbook - Budget & Expenses

※ iOS9 maintenance release. - Optimized for iOS 9 - Minor bug fixes and enhancements. Bug Fixes: 1. Fixed issue with importing data from email attachments. 2. Fixed crash in upgrading to "Multiple Accounts".

This update from Apple will improve the functionality of this app. No new features are included. 1. Optimized for iOS 11 and iPhone X 2. Added Dropbox Api2 support 3. Minor bug fixes and enhancements.

What's New in Version 5.0 • iOS 18 and 26 Compatibility — Fully updated and tested for iOS 18.6 or higher • Recurring Transactions Fix — Fixed recurring transaction logic so scheduled transactions process correctly. • Precision Fix — Fixed an issue where transaction amounts could be off by a penny due to floating-point rounding • Dropbox Sync Fix — Fixed Dropbox backup and restore to work with the latest API. • Custom backgrounds — Removed custom backgrounds, they are no longer supported on iOS 18 or above • Stability Improvements — General bug fixes and performance improvements.

• iOS 18 and 26 Compatibility — Fully updated and tested for iOS 18.6 or higher • Recurring Transactions Fix — Fixed recurring transaction logic so scheduled transactions process correctly. • Precision Fix — Fixed an issue where transaction amounts could be off by a penny due to floating-point rounding • Dropbox Sync Fix — Fixed Dropbox backup and restore to work with the latest API. • Custom backgrounds — Removed custom backgrounds, they are no longer supported on iOS 18 or above • Stability Improvements — General bug fixes and performance improvements.

* Added back support for split transactions * Customize font on the transactions list screen * Option to configure deposit amount color(Green or black from settings) * Added option to remove unwanted autocomplete suggestions when adding transactions * Forgot passcode support with Face ID unlock * Fixed transactions header refresh issue when switching accounts * Optimized transfer screen for dark mode * Reorder accounts in same section for better organization * Improved credit and debit buttons with better color contrast * Improved split transactions layout * Other minor bug fixes and performance improvements

NEW FEATURES & IMPROVEMENTS - Add Transaction now in 2 steps,select payee,enter amount and save - Added default income and expense categories, so that you dont need to pick one everytime - Redesigned Help section with comprehensive guides for all features - Modern appearance with updated styling throughout the app - Improved transaction handling and stability PREMIUM PLUS SUBSCRIPTION Introducing Premium Plus — unlock powerful new features with a single annual subscription: - iCloud Backup — Securely back up and restore your data across devices - Cash Flow Forecast — See projected balances based on recurring bills - Bill Reminders — Never miss a payment with push notifications - Spending Insights — Monthly trends and category analysis - Smart Search — Filter by date, amount, category, and status - Transaction Tags — Add custom tags for flexible organization - PDF Reports — Generate professional account statements - Tax Summary — Categorized annual reports for tax prep - Monthly Digest — Automatic spending summary each month - Bank Import — Import OFX, QFX, and CSV files from your bank - Receipt Scanner — Scan receipts to auto-fill transactions - Siri Shortcuts — Add transactions and check balances with your voice - Advanced Export — Export to Excel, QIF, and OFX formats EXISTING FEATURES (included free or via previous purchase) - Unlimited accounts, Dropbox backups, and budgets remain available - All previously purchased features continue to work Thank you for using Checkbook! If you enjoy the app, please leave a review.

NEW FEATURES & IMPROVEMENTS - Add Transaction now in 2 steps; select payee, enter amount and save - Added default income and expense categories, so that you dont need to pick one everytime - Redesigned Help section with comprehensive guides for all features - Modern appearance with updated styling throughout the app - Improved transaction handling and stability - Reorder payees and transactions from settings to speedup category and payee selection in add transaction. - Added option to cleanup unnesseary auto complete suggestions(From auto complete list tap on X to remove) PREMIUM PLUS SUBSCRIPTION Introducing Premium Plus — unlock powerful new features with a single annual subscription: - iCloud Backup — Securely back up and restore your data across devices - Cash Flow Forecast — See projected balances based on recurring bills - Bill Reminders — Never miss a payment with push notifications - Spending Insights — Monthly trends and category analysis - Smart Search — Filter by date, amount, category, and status - Transaction Tags — Add custom tags for flexible organization - PDF Reports — Generate professional account statements - Tax Summary — Categorized annual reports for tax prep - Monthly Digest — Automatic spending summary each month - Bank Import — Import OFX, QFX, and CSV files from your bank - Receipt Scanner — Scan receipts to auto-fill transactions - Siri Shortcuts — Add transactions and check balances with your voice - Advanced Export — Export to Excel, QIF, and OFX formats EXISTING FEATURES (included free or via previous purchase) - Unlimited accounts, Dropbox backups, and budgets remain available - All previously purchased features continue to work Thank you for using Checkbook! If you enjoy the app, please leave a review.

NEW: PARTNER SHARING (Premium Plus) Share an account with your partner, spouse, or family member! Both of you can add, edit, and delete transactions in real time using iCloud. • Invite your partner with a single tap via Messages, Email, or AirDrop • Transactions sync automatically between devices • See who added each transaction with display names • Owner can stop sharing at any time; member can leave at any time BUG FIXES & IMPROVEMENTS • Fixed: Editing a transaction no longer resets its cleared/reconciled status • Fixed: Payee selection no longer carries over to the next transaction • Fixed: Search results now show memo when available • Improved transaction sync reliability and error handling • Added comprehensive Partner Sharing help guide with troubleshooting tips

NEW: PARTNER SHARING (Premium Plus) Share an account with your partner, spouse, or family member! Both of you can add, edit, and delete transactions in real time using iCloud. • Invite your partner with a single tap via Messages, Email, or AirDrop • Transactions sync automatically between devices • See who added each transaction with display names • Owner can stop sharing at any time; member can leave at any time BUG FIXES & IMPROVEMENTS • Fixed: Editing a transaction no longer resets its cleared/reconciled status • Fixed: Payee selection no longer carries over to the next transaction • Fixed: Clearing the amount field with the X button now works correctly • Fixed: Account balance no longer truncated for long account names • Fixed: Search results now show memo when available • Improved transaction sync reliability and error handling • Added comprehensive Partner Sharing help guide with troubleshooting tips

NEW: AI INSIGHTS (Premium Plus) Get smart, personalized financial insights powered by Apple's on-device AI. Your data never leaves your device. - Spending Insights: Monthly trends, category comparisons, and daily spending averages - Monthly Digest: Comprehensive financial summary with month-over-month comparisons - Budget Advice: AI-powered tips based on your budget progress and spending patterns - Works completely offline — no internet connection required IMPROVEMENTS - Font size customization extended to Accounts, Budgets, recurring transactions - Accounts list now uses a 2-row layout for easier reading - you can now reorder accounts, recurring transactions - Improved Expense/Income selector visibility when adding transactions - Transaction list header scales with your text size preference - Fixed currency rounding errors where totals could be off by a few cents - Fixed pull-to-refresh on Budgets screen Thank you for using Checkbook! If you enjoy the app, please leave a review.

NEW: ASK AI - Chat About Your Finances (Premium Plus) Introducing Ask AI — your personal financial assistant built right into Checkbook. Just ask a question in plain English and get instant, helpful answers about your money. Try questions like: - "How much did I spend this month?" - "What's my top spending category?" - "Am I saving more than last month?" - "Quick financial summary" Ask AI understands your accounts, balances, income, expenses, and spending categories. Ask follow-up questions and it remembers the conversation. Tap one of the 10 quick suggestion pills to get started, or type your own question. 100% private — powered entirely by Apple's on-device AI. Your financial data is never sent to any server and works completely offline. NEW: Account Balance Display Setting Choose how account balances appear in your accounts list — below the account name or on the right side. Find it in Settings under "Account Balance." IMPROVEMENTS - Larger, more readable fonts throughout the app for improved accessibility - Pie charts are bigger, better centered, and easier to read - Expense vs Income report columns are now properly aligned on all screen sizes - Full dark mode support across all new features - Improved report font scaling for accessibility SHARING & SYNC FIXES - Fixed duplicate transactions appearing when syncing shared accounts - Added unique index on shared transaction records to prevent future duplicates - Improved sync reliability with safety checks for race conditions Thank you for using Checkbook! If you enjoy the app, please leave a review.

NEW: Share Accounts with Multiple People (Premium Plus) Now the whole household can stay on the same page. Share any account with your spouse, family members, roommates, or business partners — no limit on the number of people. Everyone can add, edit, and delete transactions together, with changes syncing instantly via iCloud. Add or remove members anytime with full control. NEW: Export by Date Range Exporting transactions just got smarter. Choose All Transactions, Last 30 Days, Last 90 Days, Last 12 Months, or pick a Custom Date Range — perfect for tax season, monthly budgeting, or sharing records with your accountant. IMPROVEMENTS - Fresh, easier-to-read colors for deposits and income across all screens - Smooth loading indicator when exporting large accounts - Revamped help guide covering multi-person sharing setup and member management BUG FIXES - Fixed an iPad issue where the "+" button could open the wrong screen - Fixed iPad navigation state when returning to the accounts list - Other minor bug fixes and enhancements Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!

NEW: Financial Dashboard Get a complete snapshot of your finances in one place. The new Dashboard includes: • Net Worth with month-over-month trend arrow • Today's Spending for a quick daily check • Monthly Income, Expenses & Net summary • Savings Rate with progress bar and personalized tips • 6-Month Income vs Expenses trend chart • Top Spending Categories with visual bars • Budget Progress showing how close you are to each limit • Upcoming Bills due in the next two weeks Pull down to refresh anytime. Available on both iPhone and iPad. NEW: SF Symbol Category Icons Choose from over 100 modern SF Symbol icons for your categories — clean, scalable, and sharp on every screen size. Classic icons are still available too. NEW: Receipt Auto-Attach When you scan a receipt, the image is now automatically saved as an attachment to the transaction. NEW: Redesigned Attachments Viewer • Card-style layout with rounded corners and shadow for each attachment • Date stamp overlay so you know when each photo was taken • Attachment count shown in the title bar • Friendly empty state when no attachments are added yet NEW: Modern Budget Start Date Picker Select your budget start date with a full inline calendar view instead of the old scroll wheel — easier to see and pick the exact date you want. NEW: Budget Account Selection Choose which accounts to include in each budget for more accurate spending tracking across multiple accounts. NEW: Activity Feed for Shared Accounts See a live feed of changes made by everyone sharing an account — know who added, edited, or deleted transactions. IMPROVEMENTS - Larger fonts and tap targets throughout the Dashboard for easier reading - Larger fonts in the Add/Edit Transaction form for easier data entry - Larger fonts across Budgets list, Add/Edit Budget, Settings, and More menu for easier reading - Budget spending now correctly resets at the start of each cycle (weekly, monthly, yearly, etc.) - AI budget advice now reflects current cycle progress, not lifetime totals - Bill reminder notifications are staggered so they don't all fire at the same minute - Negative balances (cleared & outstanding) now display properly in red - Improved image compression when saving photo attachments - Budget start date now shows in a friendly format (e.g., "Jun 1, 2026") BUG FIXES - Fixed attachments not displaying after saving and reopening a transaction - Fixed deleting one attachment accidentally removing all attachments for that transaction - Fixed budget list header overlapping the status bar on modern iPhones - Fixed date parsing for recurring bill due dates - Fixed shared accounts not appearing on partner's device after accepting an invite - Fixed budget start date not loading correctly when editing an existing budget Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!

• Show/Hide Category Icons — New setting to turn off category icons in your transaction list for a cleaner, text-only look • Smart Category Memory — The app now remembers the last category you picked, separately for expenses and income, so you spend less time re-selecting • Bug Fix — Fixed text labels getting cut off in the Add/Edit Budget screen • Other minor bug fixes and enhancements

DUPLICATE TRANSACTION Swipe left on any transaction and tap Duplicate to create a new one with the same description, amount, and category. The date defaults to today — change anything you need and save. Perfect for repeat purchases. SHOW/HIDE CATEGORY ICONS Prefer a cleaner look? Turn off category icons in Settings for a minimal, text-only transaction list. Toggle it back anytime. SMART CATEGORY MEMORY Add Transaction now remembers the last category you used — separately for expenses and income. Saves taps on every entry. EXPORT TO ANY EMAIL APP Export Transactions now opens the iOS share sheet. Send your CSV through Outlook, Gmail, Apple Mail, save to Files, AirDrop — whatever you use. ABOUT SECTION IN SETTINGS See your current app version and tap "Check for Updates" to jump straight to the App Store. IMPROVEMENTS • Faster transaction list — Add and Duplicate now open instantly on the first tap • Cleaner attachment filenames when exporting via email BUG FIXES • Fixed label truncation in Add/Edit Budget screen on first open • Fixed export silently failing when Apple Mail wasn't set up Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!

SUBSCRIPTION AUDIT — PREMIUM PLUS Discover every recurring charge hiding in your transactions. We scan your history for charges that repeat each week, month, or year (streaming, gym, software, magazines, app subscriptions) and show you the monthly total — plus the yearly equivalent — so you know exactly what you're paying. • Tap any row to see every charge with date and amount • Swipe left to add a 5-day-ahead calendar reminder to cancel before the next billing • Swipe to Ignore false positives (rent, regular grocery trips) so they stay hidden • Pull down to refresh after editing transactions • Share your total to social, group chats, or your partner EDIT FROM SEARCH Search now lets you tap any result, edit it, and return to the same search — the list refreshes automatically so you can fix typos across many transactions without leaving the search screen. Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!

PRINT YOUR RECORDS Need a paper trail or a PDF for your records? Tap the new Print button to send a beautifully formatted statement straight to your printer, or save it as a PDF to email or file away. • Transactions — From any account, tap the share button in the bottom toolbar and pick "Print Transactions." Choose a date range (All, Last 30/90 Days, Last 12 Months), and we'll print a landscape statement with cleared marks, dates, descriptions, memos, categories, signed amounts, and the running balance at every line — plus totals at the bottom. • Recurring — Open Recurring and tap the new printer icon next to the +. Get a tidy list of every recurring item, grouped by cycle (One Time, Daily, Weekly, Monthly, Yearly, …), with start dates, next-run dates, accounts, categories, and a summary of your monthly recurring income, expenses, and net. Works with any AirPrint printer, or use "Save to Files" to keep a PDF copy on your iPhone or iPad. Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!

Smarter insights and safer backups in this update: NEW: Compare Spending See whether you're spending more than before — at a glance. Compare this month, quarter, or year against the period before it, broken down by category or by payee, with the dollar change and percentage for each. NEW: Spend by Payee report A fresh report that totals your spending and income by who you paid, so you can spot exactly where your money goes. Automatic iCloud Backups Your data now backs up to iCloud automatically, so it's safe and ready to restore on a new device. You can turn this on or off anytime in iCloud settings. Plus a batch of fixes and improvements: • Budgets now correctly include split transactions • Sharing an account no longer affects your other shared accounts • Categories are now optional when adding or editing a transaction • More reliable account sharing, with safety backups before major changes • Cleaner, easier-to-read Premium feature list • Various stability and performance improvements Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!

What's New in Checkbook SEARCH ALL YOUR ACCOUNTS Tap the new search button on the Accounts screen to search across every account at once. Each match shows the amount and which account it belongs to, and you can tap any result to open it — with the same category, cleared status, and filters as in-account search. FASTER SHOW/HIDE RECONCILED Every account now has a quick eye button in the bottom toolbar to show or hide reconciled transactions in a single tap — perfect when you're hunting for a past transaction. No more digging through Settings. BROWSE A CATEGORY'S TRANSACTIONS Curious where all your "Utilities" or "Groceries" went? In Settings, open Account Categories or Transaction Categories and tap any category to see every transaction filed under it, across all accounts, with a running total. SMARTER CATEGORY MEMORY When you enter a description, Checkbook now fills in the category you last used for that exact description — not a global default, and not a category from a different payee. Each payee remembers its own category. TRANSFERS WITH CHECK NUMBERS When creating a transfer, you can now add a check number that's applied to both accounts, so it matches on each side automatically. MEET RECEIPTHQ — OUR FREE COMPANION APP Snap, store, and instantly find every receipt with ReceiptHQ, our new companion app. Look for it in Settings under "More apps from the developer," and on a few screens around the app. MORE RELIABLE ACCOUNT SHARING • New "Force Re-Sync" option in a shared account (tap the share button) re-sends your transactions and, if anything can't sync, tells you exactly why — handy if a partner's entries aren't showing up. • Fixed an issue where a shared account could stop updating or disappear from a partner's device after a temporary connection hiccup. • Re-sharing an account no longer creates a duplicate copy on the other person's device. BUG FIXES & IMPROVEMENTS • The bottom toolbar no longer disappears on a fully reconciled account, so Share and Transfer stay available. • Swiping a transaction no longer deletes it by accident — a fast swipe just reveals the buttons, and deleting now asks you to confirm. • Description suggestions now select on the first tap instead of sometimes needing two. • Automatic iCloud backups keep your data safe and easy to restore across devices. • Various stability and performance improvements. Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!

BUG FIXES & IMPROVEMENTS • The Dashboard now credits split transactions to their real categories instead of lumping them into "Uncategorized," and your savings rate reflects it. • A category you add now shows up at the top of the list right away, instead of being tucked away at the very bottom. • After using "Mark All Cleared" with reconciled transactions hidden, the toolbar stays usable — just tap the eye button to bring your transactions back into view. • Automatic iCloud backups keep your data safe and easy to restore across devices(Premium) • Added memo field to transfer screen • Various stability and performance improvements. Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!