Klarna: Smarter everyday money

Name: Klarna: Smarter everyday money
Rating: 4.9 (2363560 reviews)
Author: Klarna Bank AB

by Klarna Bank AB

iPhone · iPad · Android

Active Last checked 31 Aug 2026

App Store ↗ Google Play ↗

Quick verdict

What it is: Store information collected; independent summary not yet available.
At a glance: Free to download

Categories and search queries

Official categories

Finance
Shopping

AppCorpus categories

Key functions

Function	Availability	Access	Scope	Evidence
Apple Wallet	Yes	Unknown	App Store	Store published
Free app	Yes	Free	—	Store published

Screens

App Store Google Play

8 store screenshots

10 store screenshots

Klarna: Smarter everyday money android screenshot 1

Klarna: Smarter everyday money android screenshot 2

Klarna: Smarter everyday money android screenshot 3

Klarna: Smarter everyday money android screenshot 4

Pricing & paywalls

App Store Google Play

Free

Last verified 30 Aug 2026

Free to download

Last verified 31 Aug 2026

Ratings & reviews

App Store Google Play

4.9 2363560 ratings · App Store

5/5Disappointed with new update!
I’ve had Klarna for almost 2 years now, I started using when I moved out of my parents home sick with was starting from scratch. This app definitely helped buying some necessary stuff for my new place in instalments, but recently this dumb update just ruined everything they had going on for this once amazing app. One day I had almost $400 in purchase power until I didn’t, I had stopped using it for a bit as I hadn’t made any expensive purchases until recently I decided to make a purchase at Walmart and Sam’s for an approximate of $145, my purchase power went down to $200 out of nowhere. When I tried buying something for $25 it said I wasn’t approved and that I should try with a different cards. I tried all my cards but to no avail. Right now I paid off early my debt for Walmart, I have a purchase power of $269 and the only thing I owe is $10 for Sam’s and it’s not due until August 12. I tried buying a video game and I get the same annoying message saying I’m not approved and to try a different card!? What is the point of paying early and having such a high purchase power if this app is just not going to let you purchase anything!!!! It’s ridiculous!!!! *****Update***** I just made my last payment early and don’t owe anything. I tried buying a video game again and I’m getting declined! Honestly it’s such a shame and I’m extremely disappointed in how this app is being handled. I guess it’s unfortunately time to uninstall the app as its only taking up space at this point.

Ares Lambert · 30 Aug 2026
5/5Tricked by their employees
I use to love Klarna but once I finish paying off my items. I’m taking my business elsewhere. After finally getting approved to having a Klarna Card, the physical card was lost. I have been looking everywhere to call someone to get a replacement card. I finally got in contact with their customer representatives who told me to close the card and reapply. I really didn’t want to do that because for some strange reason Klarna takes forever and a day to approve your Klarna Card Application. So I had to bite the bullet and close it as advised by their employees. Now I’ve been waiting for months to be approved and I’m still on that annoying waitlist but to my surprise there is an option for a replacement card!!! So why was i advised to shut my account down if all you had to do was give me a replacement card WHICH IS WHAT I NEEDED IN THE FIRST PLACE!!!!!!!!!! I go on to speak to their representative today and was told that was wrong and there is nothing they can do I have to remain in the waitlist until I get approved. This is bogus. I love how Klarna gives the multiple options to buy now and pay things laters in installments but to be wrongly advised to close a perfectly good account is so messed up. Update!!!! I have called your company and I’m being told the same thing. Over and over again and even when I read them the policy you have on your website about getting a replacement card he still telling me that I have to reapply. I shouldn’t have had to reapply my account was perfect until your representatives wrongly advised me to close it down.

kae girl · 30 Aug 2026
5/5Most retailers don’t accept this app! Beware!
So I was trying to purchase online groceries (I didn’t have enough money at the time) and I thought that this app would help. Now they ask that you connect your bank account information to collect install payments. OK no problem I submitted the information and quickly went online to start shopping for groceries. So the first website I went to was for Publix now the way how Klarna works is that they give you a virtual gift card (ghost card)to use as full payment for whatever you want to purchase and then you pay them back in biweekly installments. I filled up my cart with about 20 items and Publix went to check out with the gift card that Klarna gave me and it was declined! So I notified Klarna and let them know that it was declined so they let me know that I would have to get a new gift card because once the first one is declined it won’t work again, to make an extremely long story short I ended up making about 6 to 7 cards each time I attempted to process a payment with these cards they charged my bank account about $20 each time wiping out my bank account and all these different retailers are not excepting Klarna as a payment option, now I have to wait 7 to 10 business days to get my money back and never even received anything!

Cdegra · 30 Aug 2026
3/5Was good, then went bad.
I started off loving it. Was pretty easy to use, and even had a decent “purchase power”. Around 400$ish. Let’s you use it for all kinds of stuff online and even an option to pay in 6 months. Where it went bad. Was one day I was browsing the store an noticed my purchase power dropped all the way to 78$. I was pretty taken back considering I was sure I paid every single payment ether on time of before. Which at this point I’ve been using them for months. I even got my purchase power up to 980$! Which to me was a pretty good accomplishment. I checked and reached to make sure everything was paid, even had the “your doing great” icon. So I reached out to customer service which took forever. They said “our algorithm is based on several factors and even a dog credit pull and it’s probably just a glitch”. I was oh ok I’ll give it a couple days an see. Mind you when I first got Klarna my credit was around 610 It’s now at 685. Sadly it’s been 3 weeks and my purchase power is still 72$. I reached back out to customer service and told them I even had screech shots of my begging purchase power and my credit score then an now. But to no avail. My thoughts about the app is that it works pretty good but it’s a pretty shady thing they do an honestly you shouldn’t waste your time on it. Developer response stated that nothing that I done cause this changed. But they want to practice responsible lending. So I guess that means lowering it 900$ is part of that. My opinion of it hasn’t changed one bit.

Dustin000 · 30 Aug 2026
4/5Bitter sweet but overall I really like that app
I say bitter sweet because when I first started using Klarna a little over two years ago I started with my spending power being $3500 which allowed me to either pay in 4 which is where they add the total up and split the payments into four installments making a payment every two weeks until the total is paid off or if my purchase was eligible for financing I could pay that order off in six months or 12 months and sometimes without interest… When I first started using the app I used it quite frequently I bought a brand new bed, sneakers, gold bracelets etc. Then I stop using the app for probably about a year. I came back and I seen that my spending power had dropped significantly, down to $1000 and I know I’m familiar that they say that Credit could affect the spending power, paying your orders off on time etc. The thing is my orders we’re always paid on time, was never late, and my credit score didn’t go down if anything it went up so I’m just not too happy about that situation that they drop my spending limit. Other than thatI have no other complaints I just heard as well from other users that they’re spending limit goes up down all the time I just feel if you show credibility your payments are made on time and you pay off your purchasesAnd of course I know that Credit is a factor I just don’t feel like your credit power should changeIn my case I believe it was because I haven’t use the app in over a year but if my credit has gotten better or stayed the same and my past purchases were paid on time I really don’t find that right that they decrease my spending limit

Tahh424 · 30 Aug 2026

4.8 1971373 ratings · Google Play

5/5
so good

Dan Warburton · 29 Jul 2026
1/5
wouldn't let me do anything on the app to shop, wouldn't work on website due to can't provide a budget plan for those with fixed income

Rogue Lava · 29 Jul 2026
5/5
Great app!!! works well

Patricia · 29 Jul 2026
5/5
The best app ever

Zacharyita Brown · 29 Jul 2026
5/5
Convenient, Easy to use. Love it.

Jerri Ann K · 29 Jul 2026

Privacy & accessibility

App Store Google Play

Privacy

Data Linked to You — Analytics — Browsing History Developer declared
Data Linked to You — Analytics — Contact Info — Physical Address Developer declared
Data Linked to You — Analytics — Diagnostics — Crash Data Developer declared
Data Linked to You — Analytics — Diagnostics — Other Diagnostic Data Developer declared
Data Linked to You — Analytics — Diagnostics — Performance Data Developer declared
Data Linked to You — Analytics — Identifiers — Device ID Developer declared
Data Linked to You — Analytics — Identifiers — User ID Developer declared
Data Linked to You — Analytics — Location — Coarse Location Developer declared
Data Linked to You — Analytics — Other Data — Other Data Types Developer declared
Data Linked to You — Analytics — Search History Developer declared
Data Linked to You — Analytics — Usage Data — Advertising Data Developer declared
Data Linked to You — Analytics — Usage Data — Other Usage Data Developer declared
Data Linked to You — Analytics — Usage Data — Product Interaction Developer declared
Data Linked to You — Analytics — User Content — Other User Content Developer declared
Data Linked to You — App Functionality — Browsing History Developer declared
Data Linked to You — App Functionality — Contact Info — Email Address Developer declared
Data Linked to You — App Functionality — Contact Info — Name Developer declared
Data Linked to You — App Functionality — Contact Info — Other User Contact Info Developer declared
Data Linked to You — App Functionality — Contact Info — Phone Number Developer declared
Data Linked to You — App Functionality — Contact Info — Physical Address Developer declared
Data Linked to You — App Functionality — Diagnostics — Crash Data Developer declared
Data Linked to You — App Functionality — Diagnostics — Other Diagnostic Data Developer declared
Data Linked to You — App Functionality — Diagnostics — Performance Data Developer declared
Data Linked to You — App Functionality — Financial Info — Credit Info Developer declared
Data Linked to You — App Functionality — Financial Info — Other Financial Info Developer declared
Data Linked to You — App Functionality — Financial Info — Payment Info Developer declared
Data Linked to You — App Functionality — Identifiers — Device ID Developer declared
Data Linked to You — App Functionality — Identifiers — User ID Developer declared
Data Linked to You — App Functionality — Location — Coarse Location Developer declared
Data Linked to You — App Functionality — Purchases — Purchase History Developer declared
Data Linked to You — App Functionality — Search History Developer declared
Data Linked to You — App Functionality — Usage Data — Other Usage Data Developer declared
Data Linked to You — App Functionality — Usage Data — Product Interaction Developer declared
Data Linked to You — App Functionality — User Content — Customer Support Developer declared
Data Linked to You — App Functionality — User Content — Other User Content Developer declared
Data Linked to You — App Functionality — User Content — Photos or Videos Developer declared
Data Linked to You — Developer’s Advertising or Marketing — Contact Info — Email Address Developer declared
Data Linked to You — Developer’s Advertising or Marketing — Contact Info — Name Developer declared
Data Linked to You — Developer’s Advertising or Marketing — Contact Info — Phone Number Developer declared
Data Linked to You — Developer’s Advertising or Marketing — Identifiers — Device ID Developer declared
Data Linked to You — Developer’s Advertising or Marketing — Identifiers — User ID Developer declared
Data Linked to You — Developer’s Advertising or Marketing — Purchases — Purchase History Developer declared
Data Linked to You — Developer’s Advertising or Marketing — Search History Developer declared
Data Linked to You — Developer’s Advertising or Marketing — Usage Data — Advertising Data Developer declared
Data Linked to You — Developer’s Advertising or Marketing — Usage Data — Product Interaction Developer declared
Data Linked to You — Other Purposes — Contact Info — Email Address Developer declared
Data Linked to You — Other Purposes — Contact Info — Name Developer declared
Data Linked to You — Other Purposes — Contact Info — Physical Address Developer declared
Data Linked to You — Other Purposes — Diagnostics — Other Diagnostic Data Developer declared
Data Linked to You — Other Purposes — Diagnostics — Performance Data Developer declared
Data Linked to You — Other Purposes — Identifiers — Device ID Developer declared
Data Linked to You — Other Purposes — Identifiers — User ID Developer declared
Data Linked to You — Product Personalization — Browsing History Developer declared
Data Linked to You — Product Personalization — Contact Info — Physical Address Developer declared
Data Linked to You — Product Personalization — Financial Info — Other Financial Info Developer declared
Data Linked to You — Product Personalization — Financial Info — Payment Info Developer declared
Data Linked to You — Product Personalization — Identifiers — User ID Developer declared
Data Linked to You — Product Personalization — Location — Coarse Location Developer declared
Data Linked to You — Product Personalization — Other Data — Other Data Types Developer declared
Data Linked to You — Product Personalization — Purchases — Purchase History Developer declared
Data Linked to You — Product Personalization — Search History Developer declared
Data Linked to You — Product Personalization — Usage Data — Advertising Data Developer declared
Data Linked to You — Product Personalization — Usage Data — Other Usage Data Developer declared
Data Linked to You — Product Personalization — Usage Data — Product Interaction Developer declared
Data Linked to You — Product Personalization — User Content — Customer Support Developer declared
Data Linked to You — Product Personalization — User Content — Other User Content Developer declared
Data Linked to You — Third-Party Advertising — Identifiers — Device ID Developer declared
Data Linked to You — Third-Party Advertising — Purchases — Purchase History Developer declared
Data Linked to You — Third-Party Advertising — Usage Data — Product Interaction Developer declared
Data Linked to You — Browsing History Developer declared
Data Linked to You — Contact Info Developer declared
Data Linked to You — Diagnostics Developer declared
Data Linked to You — Financial Info Developer declared
Data Linked to You — Identifiers Developer declared
Data Linked to You — Location Developer declared
Data Linked to You — Other Data Developer declared
Data Linked to You — Purchases Developer declared
Data Linked to You — Search History Developer declared
Data Linked to You — Usage Data Developer declared
Data Linked to You — User Content Developer declared
Data Used to Track You — Identifiers — Device ID Developer declared
Data Used to Track You — Identifiers Developer declared
Data Used to Track You — Usage Data — Product Interaction Developer declared
Data Used to Track You — Usage Data Developer declared

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Accessibility

No accessibility labels collected yet.

Privacy

Data collected — Account management — Photos and videos — Photos Developer declared
Data collected — Analytics, Account management — Personal info — Other info Developer declared
Data collected — Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Account management — Device or other IDs Developer declared
Data collected — App functionality, Analytics — App info and performance — Other app performance data Developer declared
Data collected — App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Personalization — Financial info — Purchase history Developer declared
Data collected — App functionality, Analytics, Advertising or marketing, Personalization — App activity — App interactions Developer declared
Data collected — App functionality, Analytics, Personalization — App activity — Other user-generated content Developer declared
Data collected — App functionality, Analytics, Personalization — Location — Approximate location Developer declared
Data collected — App functionality, Analytics, Personalization — Personal info — User IDs Developer declared
Data collected — App functionality, Developer communications, Account management — Personal info — Email address Developer declared
Data collected — App functionality, Developer communications, Account management — Personal info — Name Developer declared
Data collected — App functionality, Fraud prevention, security, and compliance — Financial info — Credit score Developer declared
Data collected — App functionality, Fraud prevention, security, and compliance, Account management — Personal info — Phone number Developer declared
Data collected — App functionality, Fraud prevention, security, and compliance, Personalization — Financial info — Other financial info Developer declared
Data collected — App functionality, Fraud prevention, security, and compliance, Personalization, Account management — Personal info — Address Developer declared
Data collected — App functionality, Personalization — Financial info — User payment info Developer declared
Data collected — App functionality, Personalization — Messages — Other in-app messages Developer declared
Data shared — Advertising or marketing — App activity — App interactions Developer declared
Data shared — Analytics — Device or other IDs Developer declared
Data shared — App functionality, Analytics — App info and performance — Crash logs Developer declared
Data shared — App functionality, Analytics, Account management — App info and performance — Diagnostics Developer declared
Security practices — Your data is transferred over a secure connection — Data is encrypted in transit Developer declared
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Versions

App Store Google Play

26.10.252
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.11.311
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.12.297
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.13.306
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.14.277
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.15.157
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.16.229
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.17.250
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.18.243
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.19.213
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.20.259
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.21.255
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.22.354
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.23.260
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.24.258
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.25.309
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.25.312
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.25.313
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.26.303
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.27.327
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.28.350
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.29.240
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.30.309 · 24 Jul 2026
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.31.273
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.32.243
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.33.281
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.33.282
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.34.273 · 21 Aug 2026
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.8.293
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
26.9.287
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.

Show more Show less

26.29.240 · 23 Jul 2026
26.30.309 · 31 Jul 2026
26.34.273 · 27 Aug 2026

Alternatives

Oportun: Savings & Loans — Same category + similar ratings

Availability by market

Data quality & evidence

Page completeness: Live store listing
Last verified: 31 Aug 2026
Sources: App Store, Google Play

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GET /api/v3/apps/1115120118

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  "ratings": [
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      "reviews": [
        {
          "rating": 5,
          "title": "Disappointed with new update!",
          "body": "I’ve had Klarna for almost 2 years now, I started using when I moved out of my parents home sick with was starting from scratch. This app definitely helped buying some necessary stuff for my new place in instalments, but recently this dumb update just ruined everything they had going on for this once amazing app. One day I had almost $400 in purchase power until I didn’t, I had stopped using it for a bit as I hadn’t made any expensive purchases until recently I decided to make a purchase at Walmart and Sam’s for an approximate of $145, my purchase power went down to $200 out of nowhere. When I tried buying something for $25 it said I wasn’t approved and that I should try with a different cards. I tried all my cards but to no avail. Right now I paid off early my debt for Walmart, I have a purchase power of $269 and the only thing I owe is $10 for Sam’s and it’s not due until August 12. I tried buying a video game and I get the same annoying message saying I’m not approved and to try a different card!? What is the point of paying early and having such a high purchase power if this app is just not going to let you purchase anything!!!! It’s ridiculous!!!! *****Update***** I just made my last payment early and don’t owe anything. I tried buying a video game again and I’m getting declined! Honestly it’s such a shame and I’m extremely disappointed in how this app is being handled. I guess it’s unfortunately time to uninstall the app as its only taking up space at this point.",
          "author": "Ares Lambert",
          "date": "30 Aug 2026"
        },
        {
          "rating": 5,
          "title": "Tricked by their employees",
          "body": "I use to love Klarna but once I finish paying off my items. I’m taking my business elsewhere. After finally getting approved to having a Klarna Card, the physical card was lost. I have been looking everywhere to call someone to get a replacement card. I finally got in contact with their customer representatives who told me to close the card and reapply. I really didn’t want to do that because for some strange reason Klarna takes forever and a day to approve your Klarna Card Application. So I had to bite the bullet and close it as advised by their employees. Now I’ve been waiting for months to be approved and I’m still on that annoying waitlist but to my surprise there is an option for a replacement card!!! So why was i advised to shut my account down if all you had to do was give me a replacement card WHICH IS WHAT I NEEDED IN THE FIRST PLACE!!!!!!!!!! I go on to speak to their representative today and was told that was wrong and there is nothing they can do I have to remain in the waitlist until I get approved. This is bogus. I love how Klarna gives the multiple options to buy now and pay things laters in installments but to be wrongly advised to close a perfectly good account is so messed up. Update!!!! I have called your company and I’m being told the same thing. Over and over again and even when I read them the policy you have on your website about getting a replacement card he still telling me that I have to reapply. I shouldn’t have had to reapply my account was perfect until your representatives wrongly advised me to close it down.",
          "author": "kae girl",
          "date": "30 Aug 2026"
        },
        {
          "rating": 5,
          "title": "Most retailers don’t accept this app! Beware!",
          "body": "So I was trying to purchase online groceries (I didn’t have enough money at the time) and I thought that this app would help. Now they ask that you connect your bank account information to collect install payments. OK no problem I submitted the information and quickly went online to start shopping for groceries. So the first website I went to was for Publix now the way how Klarna works is that they give you a virtual gift card (ghost card)to use as full payment for whatever you want to purchase and then you pay them back in biweekly installments. I filled up my cart with about 20 items and Publix went to check out with the gift card that Klarna gave me and it was declined! So I notified Klarna and let them know that it was declined so they let me know that I would have to get a new gift card because once the first one is declined it won’t work again, to make an extremely long story short I ended up making about 6 to 7 cards each time I attempted to process a payment with these cards they charged my bank account about $20 each time wiping out my bank account and all these different retailers are not excepting Klarna as a payment option, now I have to wait 7 to 10 business days to get my money back and never even received anything!",
          "author": "Cdegra",
          "date": "30 Aug 2026"
        },
        {
          "rating": 3,
          "title": "Was good, then went bad.",
          "body": "I started off loving it. Was pretty easy to use, and even had a decent “purchase power”. Around 400$ish. Let’s you use it for all kinds of stuff online and even an option to pay in 6 months. Where it went bad. Was one day I was browsing the store an noticed my purchase power dropped all the way to 78$. I was pretty taken back considering I was sure I paid every single payment ether on time of before. Which at this point I’ve been using them for months. I even got my purchase power up to 980$! Which to me was a pretty good accomplishment. I checked and reached to make sure everything was paid, even had the “your doing great” icon. So I reached out to customer service which took forever. They said “our algorithm is based on several factors and even a dog credit pull and it’s probably just a glitch”. I was oh ok I’ll give it a couple days an see. Mind you when I first got Klarna my credit was around 610 It’s now at 685. Sadly it’s been 3 weeks and my purchase power is still 72$. I reached back out to customer service and told them I even had screech shots of my begging purchase power and my credit score then an now. But to no avail. My thoughts about the app is that it works pretty good but it’s a pretty shady thing they do an honestly you shouldn’t waste your time on it. Developer response stated that nothing that I done cause this changed. But they want to practice responsible lending. So I guess that means lowering it 900$ is part of that. My opinion of it hasn’t changed one bit.",
          "author": "Dustin000",
          "date": "30 Aug 2026"
        },
        {
          "rating": 4,
          "title": "Bitter sweet but overall I really like that app",
          "body": "I say bitter sweet because when I first started using Klarna a little over two years ago I started with my spending power being $3500 which allowed me to either pay in 4 which is where they add the total up and split the payments into four installments making a payment every two weeks until the total is paid off or if my purchase was eligible for financing I could pay that order off in six months or 12 months and sometimes without interest… When I first started using the app I used it quite frequently I bought a brand new bed, sneakers, gold bracelets etc. Then I stop using the app for probably about a year. I came back and I seen that my spending power had dropped significantly, down to $1000 and I know I’m familiar that they say that Credit could affect the spending power, paying your orders off on time etc. The thing is my orders we’re always paid on time, was never late, and my credit score didn’t go down if anything it went up so I’m just not too happy about that situation that they drop my spending limit. Other than thatI have no other complaints I just heard as well from other users that they’re spending limit goes up down all the time I just feel if you show credibility your payments are made on time and you pay off your purchasesAnd of course I know that Credit is a factor I just don’t feel like your credit power should changeIn my case I believe it was because I haven’t use the app in over a year but if my credit has gotten better or stayed the same and my past purchases were paid on time I really don’t find that right that they decrease my spending limit",
          "author": "Tahh424",
          "date": "30 Aug 2026"
        }
      ]
    },
    {
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      "average": 4.8124175,
      "count": 1971373,
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      "observed_at": "2026-08-30",
      "reviews": [
        {
          "rating": 5,
          "title": "",
          "body": "so good",
          "author": "Dan Warburton",
          "date": "29 Jul 2026"
        },
        {
          "rating": 1,
          "title": "",
          "body": "wouldn't let me do anything on the app to shop, wouldn't work on website due to can't provide a budget plan for those with fixed income",
          "author": "Rogue Lava",
          "date": "29 Jul 2026"
        },
        {
          "rating": 5,
          "title": "",
          "body": "Great app!!! works well",
          "author": "Patricia",
          "date": "29 Jul 2026"
        },
        {
          "rating": 5,
          "title": "",
          "body": "The best app ever",
          "author": "Zacharyita Brown",
          "date": "29 Jul 2026"
        },
        {
          "rating": 5,
          "title": "",
          "body": "Convenient, Easy to use. Love it.",
          "author": "Jerri Ann K",
          "date": "29 Jul 2026"
        }
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          "source": "Developer declared"
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          "detail": "Product Personalization — Other Data — Other Data Types",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Product Personalization — Purchases — Purchase History",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Product Personalization — Search History",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Product Personalization — Usage Data — Advertising Data",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Product Personalization — Usage Data — Other Usage Data",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Product Personalization — Usage Data — Product Interaction",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Product Personalization — User Content — Customer Support",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Product Personalization — User Content — Other User Content",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Third-Party Advertising — Identifiers — Device ID",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Third-Party Advertising — Purchases — Purchase History",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Third-Party Advertising — Usage Data — Product Interaction",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Browsing History",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Contact Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Diagnostics",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Financial Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Identifiers",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Location",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Other Data",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Purchases",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Search History",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Usage Data",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "User Content",
          "source": "Developer declared"
        },
        {
          "title": "Data Used to Track You",
          "detail": "Identifiers — Device ID",
          "source": "Developer declared"
        },
        {
          "title": "Data Used to Track You",
          "detail": "Identifiers",
          "source": "Developer declared"
        },
        {
          "title": "Data Used to Track You",
          "detail": "Usage Data — Product Interaction",
          "source": "Developer declared"
        },
        {
          "title": "Data Used to Track You",
          "detail": "Usage Data",
          "source": "Developer declared"
        }
      ],
      "accessibility": []
    },
    {
      "store": "gplay",
      "declarations": [
        {
          "title": "Data collected",
          "detail": "Account management — Photos and videos — Photos",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "Analytics, Account management — Personal info — Other info",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Account management — Device or other IDs",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Analytics — App info and performance — Other app performance data",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Personalization — Financial info — Purchase history",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Analytics, Advertising or marketing, Personalization — App activity — App interactions",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Analytics, Personalization — App activity — Other user-generated content",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Analytics, Personalization — Location — Approximate location",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Analytics, Personalization — Personal info — User IDs",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Developer communications, Account management — Personal info — Email address",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Developer communications, Account management — Personal info — Name",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Fraud prevention, security, and compliance — Financial info — Credit score",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Fraud prevention, security, and compliance, Account management — Personal info — Phone number",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Fraud prevention, security, and compliance, Personalization — Financial info — Other financial info",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Fraud prevention, security, and compliance, Personalization, Account management — Personal info — Address",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Personalization — Financial info — User payment info",
          "source": "Developer declared"
        },
        {
          "title": "Data collected",
          "detail": "App functionality, Personalization — Messages — Other in-app messages",
          "source": "Developer declared"
        },
        {
          "title": "Data shared",
          "detail": "Advertising or marketing — App activity — App interactions",
          "source": "Developer declared"
        },
        {
          "title": "Data shared",
          "detail": "Analytics — Device or other IDs",
          "source": "Developer declared"
        },
        {
          "title": "Data shared",
          "detail": "App functionality, Analytics — App info and performance — Crash logs",
          "source": "Developer declared"
        },
        {
          "title": "Data shared",
          "detail": "App functionality, Analytics, Account management — App info and performance — Diagnostics",
          "source": "Developer declared"
        },
        {
          "title": "Security practices",
          "detail": "Your data is transferred over a secure connection — Data is encrypted in transit",
          "source": "Developer declared"
        },
        {
          "title": "Security practices",
          "detail": "The developer provides a way for you to request that your data be deleted — You can request that data be deleted",
          "source": "Developer declared"
        }
      ],
      "accessibility": []
    }
  ],
  "changes": [
    {
      "store": "apple",
      "version": "26.10.252",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "apple",
      "version": "26.11.311",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "apple",
      "version": "26.12.297",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "apple",
      "version": "26.13.306",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "apple",
      "version": "26.14.277",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "apple",
      "version": "26.15.157",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "apple",
      "version": "26.16.229",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "apple",
      "version": "26.17.250",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "apple",
      "version": "26.18.243",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "apple",
      "version": "26.19.213",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "apple",
      "version": "26.20.259",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "apple",
      "version": "26.21.255",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "apple",
      "version": "26.22.354",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "apple",
      "version": "26.23.260",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "apple",
      "version": "26.24.258",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "apple",
      "version": "26.25.309",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "apple",
      "version": "26.25.312",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "apple",
      "version": "26.25.313",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "apple",
      "version": "26.26.303",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "apple",
      "version": "26.27.327",
      "released_at": null,
      "notes": "The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes."
    },
    {
      "store": "gplay",
      "version": "26.29.240",
      "released_at": "2026-07-23",
      "notes": ""
    },
    {
      "store": "gplay",
      "version": "26.30.309",
      "released_at": "2026-07-31",
      "notes": ""
    },
    {
      "store": "gplay",
      "version": "26.34.273",
      "released_at": "2026-08-27",
      "notes": ""
    }
  ],
  "alternatives": [
    {
      "app_id": 1011935076,
      "name": "Oportun: Savings & Loans",
      "url": "https://appcorpus.com/apps/oportun-savings-loans-1011935076",
      "reason": "Same category + similar ratings"
    }
  ],
  "evidence_summary": {
    "index_state": "S1",
    "evidence_level": 1,
    "level_label": "Live store listing",
    "indexable": true,
    "last_verified_at": "2026-08-31",
    "unknown_fields": [
      "Independent summary has not been published yet."
    ],
    "sources": [
      "App Store",
      "Google Play"
    ]
  },
  "availability_markets": {
    "live": [
      "us"
    ],
    "selected": "us",
    "note": null
  },
  "feature_events": {
    "events": []
  },
  "features_slice": {
    "plans": [
      {
        "code": "free",
        "label": "Free",
        "kind": "free",
        "status": "inferred",
        "prices": [],
        "trial": null
      }
    ],
    "features": [],
    "unknown_features": [
      "apple_wallet"
    ],
    "data_cutoff": "31 Aug 2026"
  }
}