Oportun: Savings & Loans

• Free

Last verified 30 Aug 2026

• Free to download

Last verified 31 Aug 2026

4.7 289177 ratings · App Store

1. 5/5Saving the money is useless if I can’t access it when I need it.

   So let me start by saying the 3 stars is not because this app isn’t amazing. This app is absolutely amazing! It has saved me so much money without me even having to try. It really is awesome. The 3 star rating is because probably about half of the time when I open the app it doesn’t actually let me connect to it or open it at all. It pops up this message that says “Unable to Connect Apologies we’re having some trouble reaching digit. Working to reestablish connection.” And then it says “try now” and I’ll press that button and it keeps showing the same original message. This hasn’t really bothered me because it always ends up working again at some point but this time something came up and I needed to access some of that money on Friday and it showed me that message. I know it takes a few days for the money to go back into your account when you pull it out anyways so adding even more time on top of that was super frustrating. It’s now Wednesday, almost an entire week later, and it’s still showing me the same message. It’s extremely frustrating because now the bill I needed to pay is going to be late and I’m going to be charged a late fee for not paying it on time when I could have paid it on time if I had been able to access my money when I needed to. It’s super frustrating. So idk what’s causing that problem or why it keeps showing me that message but I hope it gets resolved soon because saving the money is useless if I can’t use it when I need it.

   mwat2416 · 30 Aug 2026

2. 5/5Love this app!! BUT please bring back auto pay for credit cards!!!!

   I absolutely love this app. I would never been able to save money without it. I have never been good at saving money myself but with the app taking out little bits of money I have been able to save a good amount of money. You can decide if you want to save a little or a lot and it knows if you don’t have very much money & it will only take out under $1. The algorithms are amazing at knowing when you can save more & when you can’t. 🌟The only thing I miss is it had a category to hook up a credit card & it would save every month for a credit card payment & pay whatever it saved to the credit card automatically. THIS WAS AWESOME!!👏 I was really getting my credit card paid down because it!! I know you can create a specific goal of saving to pay off a credit card but it doesn’t seem the same because I have to physically go in and transfer it to my card. I really wish they would bring that back. My brother turned me on to this app & I know he lived using that too. I would even be willing to pay more for that service. Other than that I have NEVER had any problems with not being able to get my money when I needed it, overdrafting my account, or taking more money than what it shows going into my savings goal. They are definitely on the up and up and I highly recommend them and have been using them since FEB 2020.

   RedAngels · 30 Aug 2026

3. 5/5Digit is a Lifesaver

   I don’t make a whole lot of money due to COVID and having hours cut. But I have a whole boatload of bills. I’m also moving in a couple months and was stressing beyond belief on how I’d find the money. Simple: Digit. They automatically save to a rainy day fund which I refuse to touch in case of emergencies. Even better, for a small (and I mean SMALL) fee, I can get my money out the same day if I need it. I made a category called “Moving” and so far Digit has saved plenty for me to reduce my stress levels and I don’t even notice the money gone from my bank account. I’ve connected one of my credit cards that is close to the limit and let me tell you, every month when I look at how much Digit has saved (I have the boost on that so it saves a lot!) and is going to automatically pay for me, it’s like a weight lifted off my shoulders. I just recently added my student loan account as well and I wish I would’ve done it so much sooner. One of my favorite parts about Digit is when I go to check what it’s saved for me and it says something along the lines of “I didn’t save anything today because you have bills coming up and saving before they’re due could cause your account to drop below a safe level.” Like THANK YOU. Also, my bank account dropped so low once that Digit NOTICED and automatically transferred my Rainy Day fund to my bank account, I didn’t have to do a thing. I plan on keeping this app for a very very long time and using it every time I want to save for something. 10/10 recommend.

   BeeeetleBug12 · 30 Aug 2026

4. 5/5Life saver

   I don’t normally write reviews but Digit has helped me SO much. I am struggling financially (always have) so I never feel like I have enough money to set aside to save for anything. I have all these goals to save up for but could never get around to actually putting the money aside. Digit has helped me do that! I can’t remember when I started (I think about a year ago) but since then I’ve saved over $1,000 for various things. By taking out a dollar or two at a time automatically from the bank, it doesn’t feel like I’m setting aside anything but it really adds up! I like that you can customize each goal and have multiple at a time. I also love the Rainy Day fund (what I have mine set for). It takes a couple dollars out at a time when I have enough money, and when my bank account goes below a certain number (I have it set to $50) Digit will but the money from my Rainy Day fund back into my account automatically. As I said, I am struggling financially so I have found myself in a pickle a few times and I can withdraw the money I’ve saved from any of the goals and it goes right back in. It takes a few days rather than automatic deposit but that’s helped me out a few times. I’m so so so happy that I use this app, it’s helped me save money when I didn’t think it was possible for me! I have almost $300 saved for my biggest goal at the moment and have saved a couple hundred more in several other goals. And all while not feeling like I’m saving anything because I’m not making large withdrawals. Thank you thank thank you!!!

   customer87143256 · 30 Aug 2026

5. 5/5I tried Digit

   I wrote this review in the hope people read properly when using this app. When signing up the app does clearly tell you that it will charge you $5 for membership every month. Your first month is free. If you have multiple goals it will take out money for each one. You can be specific how much to save for each goal, except for the rainy day one. If you include your credit card; it will save money to pay your monthly payment. If you usually pay it yourself this might not be for you. You can add money values manually as well. If you don’t want the money to be withdrawn everyday you can put a pause for up to 60 days. You can use this option so it only takes out money every 30 days. If you decide to withdraw you will have to wait the required business days for the value to show up in your bank. I withdrew my money and I have gotten put back to my account by the day provided in the app. I closed my credit card and the money I had left was deposited back to my bank. If you follow the proper steps you can close your account with no issues it will tell you once it has been fully closed. After closing my account I open the app and it ask me get started again like the first time. I will give this another month or so to make sure it doesn’t charge me any fees or withdraws money while my account is closed. If this changes I will update my review. But for now it’s a good app to use if you don’t live paycheck to paycheck. It will also give you interest for how long you have been a saving since day one. I felt like just trying it even when people said it looked sketchy.

   Glow13 · 30 Aug 2026

3.9 48405 ratings · Google Play

1. 1/5

   you took money for a rainy day fund without even asking me after I canceled my subscription

   Rosie · 1 Aug 2026

2. 1/5

   app misrepresents itself as a loan company or a company that can be a lender it does not lend it keeps track of spending and it charges a monthly fee to do so. in fact it asked you to connect it wants you to connect any loan to it so it can track it as well as make withdrawals from it...scam at its best...they don't offer anything

   Robert Hodge · 1 Aug 2026

3. 1/5

   I've had and loved this app for a long time. however, it is not as easy or intuitive as it used to be. I do NOT like large withdrawals once per week. the whole point of this app is to have mini withdrawals daily. twice now, my bank account has overdrawn because of $400-$500 withdrawal. I do not make a salary so this is devastating. there is no customer support or personal settings. this savings account doesn't work if i have no money!!

   Georgie Pratt · 1 Aug 2026

4. 1/5

   drawing money from my bank account, they wont let me into my account because my phone number changed so im basically being stolen from.

   James Bybee · 1 Aug 2026

5. 1/5

   Terrible support—they don't know how to resolve issues that come up in the app... I mean, seriously!?

   Andrea Oliveira · 1 Aug 2026

Privacy

Accessibility

No accessibility labels collected yet.

Privacy

Accessibility

No accessibility labels collected yet.

• 4.172.0 · 8 Jul 2026
• 4.175.0 · 20 Aug 2026