EveryDollar: Budget Management

• Ramsey+ (Annual) — $129.99/year ($10.83/mo)
• EveryDollar Premium (Monthly) — $12.99/month
• EveryDollar Premium (Monthly) — $17.99/month
• EveryDollar Premium (Monthly) — $79.99/year ($6.66/mo)
• Ramsey+ (Three Month) — $59.99/quarter
• EveryDollar Plus — $7.99
• EveryDollar Plus — $12.99

Last verified 30 Aug 2026

• Free to download
• In-app purchases: $7.99 - $129.99 per item

Last verified 31 Aug 2026

4.7 84046 ratings · App Store

1. 5/5The Apple of Budgeting Apps - Keep it simple

   I’ve been using EveryDollar since they first came out with it years ago. I’m a big fan. We used to manually enter every transaction in the free version, but since life has gotten crazier with three young kids and growing responsibilities my wife and I just opted for the premium version. I will say before we made this change I tried three other popular budgeting apps and almost switched, but came back to EveryDollar because of the simplicity. However features missing that I’ve seen on other apps that would take this one to the next level are: 1. In the sinking funds, it would be super helpful if you guys added the back end math so users can put in the needed amount, the date needed, and the app could spit out how much you need to save per month to get there. YNAB does this and it was super helpful for things like annual fitness app payment, or EveryDollar subscriptions, etc. I’m thankful you have the sinking funds. But adding this additional functionality would be super helpful. 2. A reoccurring expense calendar. Monarch has this and it really helps at the beginning of the month when your updating your budget categories to make sure you don’t miss something like a life insurance payment, car insurance, or subscription, etc. Thanks for listening and for a great budgeting app!

   GregSawyerJr · 30 Aug 2026

2. 4/5Free Version

   I really enjoy this app for its simplicity and customizability. It’s pretty bare bones, but you don’t need much if you are already fiscally responsible and just need a tracker. However, there’s one element that absolutely drives me bonkers: the funds. I understand the purpose of the planned category; that’s not my issue. Whenever you log a transaction against the fund, it updates the balance as expected (positive or negative). But It also updates the total remaining amount to spend for the entire monthly budget, and it drives me bonkers! For example, if I log an unexpected $1000 charge against my emergency fund (25k total), that fund will be updated to $24k but the monthly budget will say I’m $1k overbudget. Same thing if I have an unexpected windfall of $5000 that I add to the fund; it’ll say I have $5000 more to spend for that month. It can make it really confusing because I just want a snapshot of how I’m doing for the month excluding extraneous transactions. I just wish it would keep funds separate. I just log my savings as a line item and then do the funds in a spreadsheet because it’s so frustrating, Some additional graphs in the free tier would be a nice update too. (And it seems to be available in other free apps). For example, you can see the pie chart split by category for the current month (housing, lifestyle, etc) but you currently can’t scroll back to previous months. I can’t say if there are more features with the paid version, but these elements stood out to me.

   _MJJ2222 · 30 Aug 2026

3. 3/5Good tool, some flaws

   I do like this app and it has helped me keep track of my spending much better than I had been. It also shows me how much I am really spending on items that I can cut back on, like eating out. Before, I really didn't realize how much we were spending and now I can see it add up as the month goes on. I like being able to split transactions into different categories to track each cost. But the help section is lacking and there was no real tutorial that I saw so I kind of had to learn as I went. The one thing I still can not get an answer to is the income. I can put in a planned amount but sometimes our income is more or less. When I put the actual received amount in as a transaction, it doesn't change my overall monthly amount. So it doesn't account for the over/under. This may be user error, but I've tried everything to get it to work properly and it won't. So I just change the planned amount to what we get paid. Which is fine, although the next month's budget shows the wrong amounts as planned income and I have to change, and it is not at all what the help section says should happen. It seems like the plus version would do it for me, but I am not paying $120 a year for an app to help me budget and save money. And honestly, I think that is shady of Dave Ramsey to even do that considering he preaches about cutting out unnecessary expenses. I'd give this app 4 stars but the lacking help section and fee for everydollar plus makes it lose at least 1 star.

   Kita_GSD · 30 Aug 2026

4. 5/5This app is by far the best budgeting tool out there.

   This app and corresponding desktop interface is by far the best out there. It’s very customizable. I’ve never been good at budgeting because I get paid bi-weekly and I have a variable income. I also travel unexpectedly for my job which throws off my budget by adding reimbursable expenses throughout the month. Through the help and suggestions of the everydollar support staff, I know now how to work this app as an effective tool with all those budgeting variables. You work your current month budget with the paychecks from the previous month. Then I keep a “hill and vallley” account with just enough to cover any short months where my checks may not cover expenses. So far I haven’t had to use that account. For the travel expenses, I created an expense and income category of reimbursable expenses. I know how much I get per day for meals while traveling and I simply add that to the reimbursable lines as the month/travel has gone on. This has been a huge money saver for me. I’m controlling every aspect of my finances by budgeting. It’s the foundation for everything I’m doing with my money. And I highly recommend spending the $120 for financial peace university which as of now includes everydollar plus for a year. Worth. Every. Penny. (And no I don’t work for Dave Ramsey but it’s a great program for getting out of debt)

   TX_DRuff · 30 Aug 2026

5. 3/5Can’t sync my bank

   I’ve had this app for about two years now. I used it very little at first, but it worked very well at the time: my bank connected and I tracked all my expenses very successfully. Unfortunately I stopped using the app, and my bank connection terminated automatically. This month I decided I am going to use the app religiously and went in to set up my budget and re-sync my checking account. No luck. According to the technical support at EveryDollar, my bank has changed their security protocol and additional information is required before they will allow me to link EveryDollar to my bank account. No indication what this additional information is or how to enter it. Tech-support has indicated that they will continue to try and get my bank to link but in the meantime, they suggested that I do the transaction deductions from my budget manually. In my mind, this defeats the entire purpose of the EveryDollar app. I want something that is done a with a few clicks not something that I have to do manually. With the enhanced security protocols that most banks have, I’m disappointed that Ramsey Solutions hasn’t anticipated this and put in place procedures to comply. But I can’t say that it’s entirely their fault. I have canceled my auto renew for the EveryDollar app. I’m looking for another app that will do the same thing, but will connect with my current bank. If I’m not successful, I guess I go back to the old envelope plan.

   mrhoipes · 30 Aug 2026

4.3 15450 ratings · Google Play

1. 5/5

   Literally best app ever man. Life changing. I don't know how to function without it!!

   Marc Rios · 1 Aug 2026

2. 5/5

   wonderful

   Clara · 1 Aug 2026

3. 2/5

   Useless as it would not even let me create an account because "an account with that username already exists" which is strange since I've never used this before. Oh well.

   Wers · 1 Aug 2026

4. 1/5

   the app(mobile) no longer works and hasn't worked since Everydollar last update, the budgeting app is part of your financial freedom exercise but not able to use unless I log in on desktop, Everydollar IT dept doesn't seem to have a clue as to what's going on, I ran a diagnostic on the app with Claude to see if I could at least pinpoint the issue but no such luck, Claude doesn't have any connectors that would be useful for Everydollar.

   Jay C · 1 Aug 2026

5. 1/5

   Says it is free but then requires a credit card!

   Marilyn Malyevac · 1 Aug 2026

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