Empower ®

• Free

Last verified 30 Aug 2026

4.8 408303 ratings · App Store

1. 4/5Confusing and difficult to use!

   I wanted to reallocate the investment funds in my Empower Ret. Portfolio but had an extremely difficult time location the spot on your App site to accomplish this. I called Empower and spoke with “David”. He gave me instructions for using the website, but I could not find the selections he spoke about on my account. He became a bit irritated with me because I thought on was on the website, but was actually on my tablet, which said that meant I was using the App and the materials were different on the app. I ultimately found the spot for reallocating my funds without his help because he said he was not used to using the app and couldn’t find it either. David told me not to use the “slide” because it was “touchy”. But there was no place to enter a percentage number on the app. Using the app to accomplish the reallocation was confusing and difficult. It was not intuitive at all. I had to make my selections several times because the changes were not visible and I was not sure that the information was being accepted. Finally, after several steps and missteps, I saw the “review my changes” and was able to verify that the reallocation I wanted was made correctly. All in all, it was a very confusing and frustrating experience.

   B-liever · 30 Aug 2026

2. 1/5I’ve never left an app review before

   But this app makes me so angry I feel I need to. I’m currently stuck in an endless loop at login. The app helpfully tells me they have found another account I own that can be linked, clicking on that explains that this action can’t be taken in the app and I need to call customer service, fine, whatever, it then takes me back to the previous screen with no other action but to try to link the account again. The app often just hangs on login after using Face ID. It sends ridiculous notifications to the phone like “your account has been logged out due to inactivity”, great, why should I care about that? What action can I take off the back of it? I can either ignore it and just be annoyed that my phone got a pointless notification. Alternatively I can re-open the app and login again, but why on earth would I need a notification to prompt me to do that? If I wanted to open the app again I would have done that myself and discovered at that point I would have needed to login again. Note to the people that design and build it: please just remember that this app is not the most important thing in people’s lives, in fact it falls completely into the “I don’t care, I just want to get in, do what I need to do, get back out again, as quickly as possible”. Your success should be measured by how little time people spend in your app, not how much, and breaking logins again doesn’t count

   Aaron43215 · 30 Aug 2026

3. 4/5Font Size

   I previously used the Empowering Personal Dashboard and absolutely loved it! The recent move to consolidate the Personal Dashboard into one overall Empower Dashboard was a good move, but it came with some issues that could have been handled better. First off, the new dashboard did not take into account members who had separate Empower Retirement accounts (as I did through my employer). There was no flag to merge this or to login with my Empower Personal Dashboard credentials. When I was redirected to the new dashboard login, it defaulted me to my Empower (Employer) Retirement account, which had none of my personal Dashboard info. It took some effort to resolve this in my own. Secondly, the new Empower Dashboard has a ridiculously small font. I have designed software for 20+ yrs. The new app design utilizes a font size that is well below standard accessibility guidelines. If the app chooses to utilize a small font by default, there should be a setting to increase the font size. The visual discomfort and legibility has been greatly compromised. The previous Empower Personal Dashboard was perfect. Please tell your developers. This is such a simple and necessary change.

   Funkjunkeechic · 30 Aug 2026

4. 2/5Frustrating and Disappointing App

   An institution in charge of large sums of folks’ finances, and that plays such a vital role in their future, should have a working app. Instead, THIS app takes forever to load (when it does), then often says “data unavailable” and won’t show chunks of key account info when it does load. I like the concept of linking all of my financial accounts in one dashboard for a big-picture view, but adding accounts is like pulling teeth. I managed to add one external account after numerous attempts, but that’s the extent of my luck… Anytime I try to add more accounts it’s always one error or another, or it’ll get stuck while verifying the account info if I’m even able to get that far. I can’t emphasize enough how disappointing and unreliable this app is, especially compared to other financial apps I use like Chase or even my state credit union. If they weren’t attached to my pension, I’d be looking elsewhere. I give it two stars instead of one because it does somewhat regularly show the info for the one retirement account, but it’s overly basic, unreliable and doesn’t fulfill its promises. Hard to trust a company with my future when they can’t manage the day-to-day stuff…

   JMoore501 · 30 Aug 2026

5. 1/5Insufficient app and poor quality service

   We were beneficiaries on our son’s 401k so the funds were rolled over into accounts for both my husband and I. Never received communication on setting up an account so I had to inquire myself. I tried to set up my account first and had difficulties which required me to call in. I was never given a pin. Was on hold forever, then got transferred twice. Was going to be transferred again and ended up on hold asking the same info I had already given as if I was a brand new call. Gave all the info again, got another new person, had to explain why I was calling for the 3rd time, was transferred again and ended up getting caught in the automated loop again. Ended up being on the phone for over an hour. Finally got it set up. Then we thought we had my husbands account set up only to attempt to get into it today and got an error message. Again was on hold back and forth for about 45 minutes and finally got his to work. My husband never did receive the account transfer confirmation that I received. Was told our request would take at least 10 days. Was going to print a custom statement through the app, but it doesn’t show an account name on the report. We need a report for home equity loan purposes, so it’s vital the report contain our name. Asked to be sent a statement and was told I’d need to mail in a request with specifics on what we needed and it would take about 17 days. While on hold, the jingle that is played over and over gets very annoying and is way to loud and poor quality. So far I’m not impressed with Empower. Only thing you’ve got going so far is the employees who have attempted to give customer service. They are friendly, polite but can only produce what you’re system is capable of which appears to be very little.

   BoW wOw! · 30 Aug 2026

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