Emma - Budget Planner Tracker

• Free to download
• In-app purchases

Last verified 31 Jul 2026

4.7 1394 ratings · App Store

1. 4/5Still No Widgets?

   Could you please let me know when the widgets are coming out? It’s seriously a make or break it kind of thing. What gets measured gets managed but you have to see what is getting measured… otherwise it doesn’t actually get taken into account. I saw a reply from the developers that they were working on these 9 months ago? Was this true, are they still planning to be released. I really need to manage my business and personal finances separately and that’s what you guys do that co-pilot doesn’t but they have widgets that are much much better. So if they beat you to developing the spaces component and catch up to you before you get widgets, you may be in a bit of trouble from a competition standpoint for business owners.

   geoff2711111111 · 31 Jul 2026

2. 5/5You need this!

   This app is crazy! To be able to aggregate all of your financial data into one place and be able to make sense of your finances is great. In today’s world everyone usually has a few credit cards, a bank account, and investments. It’s been a pain to login to every account and try to figure out how much you owe, how much money you can invest and what you still owe for the month. On top of that making a budget is needed for most people to make sure you can actually stay on track financially. This app does everything! One of the coolest features i like right off the bat is it tracks subscription services and will tell you how much you have to spend still the pay period(like bills that come up at the end of each month) and also watches to let you know if there are price increases on your auto payments! I could go on for a while trying to tell you all the features I’ve already discovered. Seriously this app is probably gonna save me hours each month not having to track everything manually. I feel like I have my own personal accountant. Download this now and try it; see how much it can help you!

   Erikbomb · 31 Jul 2026

3. 5/5Spent months looking for the right app for me and finally found it (:

   I’ve spent lots of time and downloaded many, many budgeting apps looking for the right one. When I downloaded Emma, I instantly realized that I finally found the right app for me. Every day the app will send a notification to my phone, stating how much money I have in my checking/savings. It will tell you how many days you have until payday, categorize your spending and give you a report on how much you’ve spent weekly and what it was for. There’s so many great things about this app and I would definitely recommend it to everyone. It’s very user-friendly and of course, free!😋

   huskyowner19 · 31 Jul 2026

4. 5/5The Best Financial Application on the App Store

   I’ve used them all...really. The competing apps out there just could not package everything I wanted. They were either way too granular or way too high level. Emma finds that middle ground beautifully. I’ve got all my bank accounts, credit cards, car loan and mortgage, insurance and investment products loaded. That includes large and small firms (like my local credit union). Everything is there and works beautifully. I track my transactions, monitor subscription services, set budgets (using free version which has fixed amount of stuff, vs pro which offers flexibility), etc. The few issues I’ve had, I used the chat, connected with a real person (Joel rocks!), and seen my problems fade away. Really could not be happier, and really could not recommend this app enough!!! Uninstall those others, and find Emma!

   x B0B x · 31 Jul 2026

5. 5/5Fantastic Financial Assistant

   This app is great! I love the analytics it provides for your accounts and how it provides predictions for future payments. It’s really helped me track how much I’m spending in different categories, as well as, at different merchants. The notifications from this app are also very helpful. Most apps notifications are annoying and I end up turning them off. This one provides timely budget category updates, does a weekly report to show you how you’ve spent or saved money, etc. The only thing you have to keep in mind is that this is a young app and they are still updating and perfecting it. They’ve made tons of improvements in the app since I’ve gotten it (a lot less error messages). Overall, I highly recommend this app. Extremely helpful if you set it up and use it.

   PapaGates17 · 31 Jul 2026

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