Quick verdict
- What it is
- Store information collected; independent summary not yet available.
- At a glance
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- Free to download
Categories and search queries
Official categories
- Finance
- Shopping
AppCorpus categories
Key functions
| Function | Availability | Access | Scope | Evidence |
|---|---|---|---|---|
| Apple Wallet | Yes | Free | App Store | Store published |
| Free app | Yes | Free | — | Store published |
Screens
10 store screenshots
8 store screenshots
Pricing & paywalls
- Free
- Free to download
Ratings & reviews
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5/5This is the best financial app out there!
I have been using this app for years and it has only gotten better, with the new build card I have started to build credit and being able to have 4% apry for all 3 of my savings accounts means I am making about $1 a week on average just for having money that I would be saving up anyways. It’s also great to be able to still have access to my money with a virtual card even if I need to replace my old card(s) which I just did last month just because they’re getting old. It’s also nice to be able to send others money with the tap of a button and receive money from them just as easily. It’s safe secure and support will do everything they can to try and solve your problems and answer your questions. Your money is available anytime anywhere and you can easily turn your cards on/off anytime you might need to and block specific transactions or brands with a single tap. You can also use the Fee Free ATM Lovator to find the nearest ATMs that won’t charge you a fee to use them. You can deposit cash through some stores like Dollar General straight into your accounts. You can get fee free overdraft up to $200 when you have monthly direct deposits, you never get charged for using the overdraft if you ever need to use it. There are so many great features that you can’t get with a physical bank that make this app great and it makes saving money and building credit easier than anywhere else!
SC Pandanemic_2000 · 30 Aug 2026
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5/5Love the account
I always get paid earlier than my actual payday. Sometimes the issuing bank will place a deposit hold on funds so that they cannot go to my current account until that electronic hold releases the funds. That hold time can vary just by the payroll person alone doing the direct deposits at your place of employment. I want Current to remain solvent so that is ok with me. I do have an issue with the amount of money you can deposit via checks. The limit is &2,000. Twice now I have had checks issued to me for over $2,000 with no ability to cash them. The last time I had to turn the check back in to the issuing party and have them write me 3 checks for less than $2000, which took an entire month. I deposited one check and it takes them longer than the usual 3 days to get to and be cleared by the Federal Reserve. It has been 2 business days and my single check I deposited still hasn’t cleared and I am expecting it will take another 3 days before the funds are in my account. It is an out of state -for me-bank so today I am driving an hour and half to cash the other two checks. When I get there I will have to present the checks to the bank, wait for them to call the issuing party to approve them and IF they get back to the bank in a timely manner I can get my money and drive back home. This will cost me a day and $50 in gas and food eating out for the day. This is the biggest inconvenience of this account. They need to fix this.
jdifbtuis · 30 Aug 2026
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4/5Mobile deposit
I really love the app and the security it integrates! The only thing I can say that would make this app impeccable to all others is the mobile check deposit verification needs a lot of work and guidance! I had a check that was from a JP Morgan account that a huge local car dealership had wrote me, for the refund of my balance of the extended warranty! I followed the instructions as I always do and went thru the verification period and after a few days passed I got on chat to see if they could find out why it wasn’t verified and funds available and they said it was pending and the next day it showed denied! I got on chat again and ask what the issue was and they told me the check was no good because it want real! Now I sit with a check that I have signed and have current mobile deposit and can’t do anything with but wait for the dealership to reissue me a new check! I just don’t feel that whoever did the verification either one, didn’t know what they was doing or two, didn’t know what they were doing! So I say a little more training on the process so they know who, when and where to get correct information when doing the verification process! Other than the hic-up on that the app is wonderful and good to its function! Just be a little aware when doing mobile deposits! Sincerely, Mr. Lagle
southsidemayor007 · 30 Aug 2026
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5/5The best banking app. Hands down.
This is the best banking app on the market. Ironically enough, I came across it unintentionally. I was selling something on Facebook Marketplace and someone sent me money through the Current app so I had to download this app to retrieve it. Smh. Well, it ended up being a blessing in disguise as I’ve switched to banking exclusively with them. Unlike the other “banking” apps I’ve tried that push payday loans, monthly “membership” fees, and high interest credit cards, this app seems like it’s actually designed to SAVE you money. I’ve earned hundreds of dollars from the referral program and sign-up offer alone. I also earn $1/day from the Savings Pod Boost, compared to the laughably low but all-too-common 0.01% annual interest that I was earning with my Chase savings account (literally would accrue pennies every YEAR.) They also issue you a secured Current “Build” card upon creating an account. There’s no credit check, no fees, and no APR. It basically works the same as the debit card where you can only draw from your available cash, but Current reports the purchases to credit bureaus as a revolving credit line. This app is single-handedly helping me to rebuild my financial future and I am forever grateful to have stumbled upon it. I haven’t reviewed an app in probably over a decade, but I’ve been so happy with this app, I literally felt compelled to spread the good word. Please support this app so they can stay in business forever!
just another reviewer 1579 · 30 Aug 2026
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5/5Cash-Out of CashApp and Cash-In on CURRENT!
This mobile banking app destroys all the others for many reasons! Not just 1. If your like me who’s like Every1 else who was excited about the idea of a mobile bank account fully controlled by app on your phone then you more than likely started with CashApp. But as time went on more mobile banking apps were born and I was a bit skeptical to venture outside of the original however cash app had many flaws and let’s not get into the constant denial of payments and transfers of MY MONEY it’s mine and should be able to do what I want when I want to without getting a 🚫constantly! So I tried chime which was a lot better than cash app for one reason which was no 🚫’s all the time but I wondered if this was good maybe something else could be better?.. that’s when I decided to try current and OMG 🤯 this app is the Holy Grail of mobile banking apps for MANY reasons I can’t list them all but just a taste: you can BLOCK any brand or company from ever making another charge to your account at the push of a button it’s AMAZING! So you tried an infomercials vitamins because you like the promises, it absolutely didn’t live up to it’s promises, you attempt to call and cancel as it promises you can do with ease, you get a run around or BS that has no end and no way to stop the monthly charges. Well Current puts the light at the end of the tunnel *Block Brand* boom take that Scammy infomercial. Current is the Answer to mobile banking apps. Thank you for your presence in this sketchy financial institution world we all live In. Your my hero!! :)
allkind2ya · 30 Aug 2026
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5/5
thank you current
Albert Mcelrath · 1 Aug 2026
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5/5
it's really great i get my money now.
Tammy Lee · 1 Aug 2026
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5/5
everything's going very good with you guys current
Deb Main&fifth · 1 Aug 2026
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3/5
trying out
Hillory · 1 Aug 2026
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4/5
great
Michelle Fortes · 1 Aug 2026
Privacy & accessibility
Privacy
- Data Linked to You — Analytics — Identifiers — Device ID Developer declared
- Data Linked to You — Analytics — Identifiers — User ID Developer declared
- Data Linked to You — Analytics — Usage Data — Product Interaction Developer declared
- Data Linked to You — App Functionality — Contact Info — Email Address Developer declared
- Data Linked to You — App Functionality — Contact Info — Name Developer declared
- Data Linked to You — App Functionality — Diagnostics — Crash Data Developer declared
- Data Linked to You — App Functionality — Identifiers — Device ID Developer declared
- Data Linked to You — App Functionality — Location — Precise Location Developer declared
- Data Linked to You — Contact Info Developer declared
- Data Linked to You — Diagnostics Developer declared
- Data Linked to You — Identifiers Developer declared
- Data Linked to You — Location Developer declared
- Data Linked to You — Usage Data Developer declared
- Data Used to Track You — Identifiers — Device ID Developer declared
- Data Used to Track You — Identifiers — User ID Developer declared
- Data Used to Track You — Identifiers Developer declared
- Data Used to Track You — Usage Data — Product Interaction Developer declared
- Data Used to Track You — Usage Data Developer declared
Accessibility
No accessibility labels collected yet.
Privacy
- Data collected — Analytics — App info and performance — Other app performance data Developer declared
- Data collected — App functionality, Analytics — Personal info — User IDs Developer declared
- Data collected — App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Account management — App info and performance — Crash logs Developer declared
- Data collected — App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Account management — App info and performance — Diagnostics Developer declared
- Data collected — App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Account management — Location — Approximate location Developer declared
- Data collected — App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Account management — Personal info — Address Developer declared
- Data collected — App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Account management — Personal info — Email address Developer declared
- Data collected — App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Account management — Personal info — Name Developer declared
- Data collected — App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Account management — Personal info — Phone number Developer declared
- Data collected — App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Personalization, Account management — App activity — App interactions Developer declared
- Data collected — App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Personalization, Account management — Device or other IDs Developer declared
- Data collected — App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Personalization, Account management — Financial info — Purchase history Developer declared
- Data collected — App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Personalization, Account management — Financial info — User payment info Developer declared
- Data collected — App functionality, Analytics, Fraud prevention, security, and compliance, Personalization, Account management — Financial info — Other financial info Developer declared
- Data collected — App functionality, Fraud prevention, security, and compliance, Personalization, Account management — Files and docs Developer declared
- Data collected — App functionality, Fraud prevention, security, and compliance, Personalization, Account management — Photos and videos — Photos Developer declared
- Data shared — Analytics, Advertising or marketing — App activity — App interactions Developer declared
- Data shared — Analytics, Advertising or marketing, Personalization — Device or other IDs Developer declared
- Data shared — App functionality, Advertising or marketing, Fraud prevention, security, and compliance — Personal info — Address Developer declared
- Data shared — App functionality, Advertising or marketing, Fraud prevention, security, and compliance — Personal info — Email address Developer declared
- Data shared — App functionality, Advertising or marketing, Fraud prevention, security, and compliance — Personal info — Phone number Developer declared
- Data shared — App functionality, Advertising or marketing, Fraud prevention, security, and compliance, Account management — Personal info — Name Developer declared
- Data shared — App functionality, Personalization — Financial info — Credit score Developer declared
- Security practices — Your data is transferred over a secure connection — Data is encrypted in transit Developer declared
- Security practices — The developer provides a way for you to request that your data be deleted — You can request that data be deleted Developer declared
Accessibility
No accessibility labels collected yet.
Versions
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7.40.0
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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7.41.0
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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7.42.0
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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7.42.1
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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7.43.0
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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7.44.0
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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7.45.0
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.0.0
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.1.0
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.10.0
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.11.0
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.12.0
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.13.0
· 20 Jul 2026
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.14.0
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.15.0
· 19 Aug 2026
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.2.1
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.3.0
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.4.0
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.5.0
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.5.1
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.6.0
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.6.1
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.7.0
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.7.1
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.8.0
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.8.1
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
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8.9.0
With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.
- 8.14.0 · 29 Jul 2026
- 8.15.0 · 26 Aug 2026
Alternatives
- True Finance: Cash Advance — Same category + similar ratings
- Varo Bank: Online Banking — Same category + similar ratings
Availability by market
- US
Data quality & evidence
- Page completeness
- Live store listing
- Last verified
- 31 Aug 2026
- Sources
- App Store, Google Play
- Independent summary has not been published yet.