Amex Business Blueprint™

• Free to download

Last verified 31 Jul 2026

• Free to download

Last verified 5 Aug 2026

4.8 8526 ratings · App Store

1. 1/5Come on Amex

   I’m a new small business owner I NEED something stable that works American Express even credit unions that don’t update their apps regularly is more stable than this. Invest in these apps or I’ll have to move along. UPDATE so there is also a glitch in the app where when you try to do the Amex payment accept it gives you no time frame or information it’ll just say denied due to time which it was literally only 10 seconds that passed seeing if I needed to give anyone anymore information. I called the customer service they said they couldn’t reopen the application and it was my fault because I didn’t use a browser I used the app. I’m a business that’s on the go I’m not at home all day so how is that fair I even offered to send what I needed they said no we can’t that’s ridiculous I never had problems like this!

   JJJJJJJBT · 31 Jul 2026

2. 1/5Horrible downgrade from Business Checking

   I had such high hopes for my checking for small business. I have been an Amex card heavy user for 20 years. Such a great product with great functionality and service. Unfortunately, this product is just not ready. Amex does not know how to be a bank. Many basic banking functions are not available. I can’t see canceled checks. I can’t see which vendors I’ve paid. I can only see dates and amounts. This is worthless. I’m completely hamstrung. I can’t schedule payments to be made on specific days, only a range. I have to guess if vendors and bills will be paid on time. This is mind boggling as Amex itself is a vendor I pay! I can’t search for transactions which is going to make my taxes this year an absolute nightmare. I am a landlord and need to search for expenses by vendor, HOA association etc to claim my deductions. Honestly, my local credit union app has more functionality. Consumer insight on this product must be nonexistent. Who is steering this ship? Is it Amex Business? Cabbage? Blueprint? The branding is a mess — I don’t know why I expected otherwise. Goodbye, Amex checking. I hardly knew ye.

   Magic square junkie · 31 Jul 2026

3. 3/5App is terrible for a small business

   I appreciate AMEX and them providing a checking. Two issues: many places don’t recognize Amex checking, only Amex savings so integration with other banks/entities has been limited for me. The other issue is the app. My normal every day personal checking account has more capability than this bare bones app. I’d hardly call it a banking app. You can’t do anything in it. You can’t categorize expenses and my other accounts linked to the dashboard fall off regularly. Had I known the Amex checking was this bare bones, I would have gone with another bank. I expected a whole lot more from Amex. I have the delta reserve and platinum and believed that’s the level of app I would get with banking. Not so…it doesn’t even come close. Very disappointed.

   Aco1234 · 31 Jul 2026

4. 1/5NEEDS MAJOR REWORK

   FIRST let’s start with the fact that you are not able to transfer to your Amex personal checking or savings account so no way to pay yourself unless you have a third party bank, SECOND the app keeps forcing two factor authentication almost every time you try to log in which gets extremely annoying very quickly, THIRD issue is, there’s no way to allow push notifications it just shows a blank white screen, and FINALLY, the app is just broken and laggy, it takes twice as long to get into the app once you get past the two factor authentication, when you try to copy the account number or routing number the app crashes. This is NOT the American Express I expect and I don’t recommend anyone getting this app until they fix all these issues and it seems they have a long way to go.

   thecasualguy · 31 Jul 2026

5. 2/5Needs More Customer-Focused Improvements

   This app is much worse than the Amex credit card app. Why? When I moved from Wells Fargo to Amex for business checking, I assumed a company as massive as Amex would have an unquestionably good app experience. NOT the case. Some customer-focused improvements I recommend the developers consider involve deposits and transfers. I tried to schedule a transfer today—a Saturday—but after filling in all the info and submitting, I get a notification that I can’t schedule a deposit on a non-business day. What?! For one: there’s no option to select the transfer date. That would be helpful, but so would just letting me complete the transfer and just notifying me afterwards that it will be delayed until the next business day? Now I have to remember to make this same effort again (not easy with my ADHD brain). Also when depositing checks: please let go of the silly rule to write “for deposit only to aenb bank”. When a check is deposited, I want to see that reflected in my pending balance, and I want to see the completed transaction details immediately. What’s with the delay? And I like to write the transaction number on a check the moment the upload confirmation appears—but this app doesn’t give me that, so I have to hunt around for it afterwards. That info plus a deposit date and an expected funds date would be lovely to show on the completed deposit screen. I’m only a month into my move from Wells Fargo to Amex, and now I’m wondering if saving $10/month in fees is worth it. Maybe I’ll try one of the “non-bank” business banks, for no fees but better technology.

   F. Stickney · 31 Jul 2026

4.4 1611 ratings · Google Play

1. 2/5

   When I click the account from my dashboard it opens the personal Amex app that couldn't possibly give me business account details. this app just became nearly useless.

   Ken Huffman Jr · 5 Aug 2026

2. 1/5

   mobile deposit had a "technical error " causing a sizable deposit to not process correctly, causing a "check was already deposited " error. I now have to contact the account for a new check. meanwhile, payroll won't get made. online only banking has a MAJOR flaw.

   DIng Guy · 5 Aug 2026

3. 1/5

   can't log in... have to go online through browser

   Brittany Boone · 5 Aug 2026

4. 1/5

   cant ever log in, no matter how many times you change your password. online only.

   B T · 5 Aug 2026

5. 1/5

   the mobile deposit auto mode never works, so I just have to sit and wait for it to time out. then capture manually and it works fine. just enable capture manually button instead of trying to do auto mode

   Tyler B · 5 Aug 2026

Privacy

Accessibility

No accessibility labels collected yet.

Privacy

Accessibility

No accessibility labels collected yet.

• 13.4.0 · 17 Jul 2026