Lili - Business Banking

• Free

Last verified 31 Jul 2026

4.6 6949 ratings · App Store

1. 5/5Lili business checking app.

   This bank account is awesome for the small business owner. All the way through the spectrum from using it solely for cash jobs or little side projects all the way to running a full on legitimate business above the table. It takes all the guessing and any extra work at all related to keeping track of cash flow, receipts and expenses that are tax write offs at the end of the year. Before I had this app I would say that I missed over half of the expenses and sadly receipts that I was able to use as write offs during tax time, because I was either too lazy, lost track or the receipt itself or was just too busy to stop an file things properly. Now it is done for me as I make the purchase, a copy of the receipt if filed with it and I don’t miss a thing! I could go on and on about how amazingly useful this app is but I think you should find out for yourself? You won’t regret it! It is a great account that keeps you posted on news that will help your business grow and anything else you could possibly need in order to keep everything organized and running smooth! Check it out? It will help for sure! Especially if you do not enjoy paperwork like me. I greatly dislike paperwork and now have much less to keep up on

   Brainstorm83 · 31 Jul 2026

2. 5/5Comparable to Chime - better then “Prepaid Debits” !!!

   I’ve Been using “Chime” for about 9 months and love it and just got my “Lili” card in the mail. Immediately it linked to my Apple Pay and was able to deposit. Something chime is unable to do. Chime will let you deposit but not instantly takes 2-3 Business days. But lili went instantly so I’m very happy about that! Used it at a couple stores and was able to itemize what I bought into categories, since I own a business it’ll be extremely helpful to instantly be able to see when I spent things personally vs for the company! A definite plus! So far I’m extremely happy, can’t complain! To top it off there covered and backed by a bigger bank so your money is absolutely insured up to $250,000!! That’s awesome, that’s just like any normal bank... WITHOUT the headache of going into a bank and giving them this and that info sitting and waiting for a half hour, talking to someone, waiting for your debit to print and an hour later you Can finally leave with your account. So I can honestly say I 100% (so far .. will update in a month) would recommend this card to anyone. Especially just to have another account for savings or personal spending! Grab yours now!

   mkkieb · 31 Jul 2026

3. 1/5DO NOT CREATE ACCOUNT (0 Stars)

   I’ve been using Lili for just about one year, and out of the blue I received an email that my bank account has been closed with literally NO explanation. I called to ask what happened, and no one could give me an explanation, all the lady could do was apologize and read the same exact email I had already received. On top of that, on multiple occasions that I’ve needed to call customer service, I was left on hold for HOURS and the hold music kept saying “you have one caller ahead of you, there is approximately 1 minute until we answer your call” and I still waited for over an hour until I finally hung up. The customer service reps all have heavy accents and seems like the call center is outside of the country. And although this bank is “online based” I couldn’t simply update my email or phone information on the app, I had to wait on hold again to update my info. The idea behind this bank is absolutely amazing, but the execution was terrible. I would avoid this at all costs. UPDATE: did you not read my review? The email I received had NO explanation as to why my account was unexpectedly closed and the fact that you want me to read the terms and conditions to decipher why in the world you closed the account goes to show your customer service is -5 stars. I’ve worked in customer service my whole life, and Lili reps are the absolute worst I’ve ever dealt with. Thanks for literally nothing.

   Chela A. · 31 Jul 2026

4. 1/5Support is severely lacking due to policy

   Some money was deposited into my account over 3 weeks ago but was paid to my LLC and not to my name due to a simple oversight (probably easy to make in the freelancing world with how easy it is to create an LLC). I have been told for 23 days now that my situation would be resolved within 2 days. I have supplied documentation but it is of no use since Lili doesn’t support payments to your LLC yet. However, now I can’t close my account and this money has been held for over 3 weeks all the while promising a “quick resolution”. Numerous calls have left me speaking to nice and kind people (hat tip to Carlos and Ron) but they simply can’t help due to company policy as it is not their department holding up payment. They can’t forward me to someone in the Risk department. I have been trying to speak to a supervisor for a week now and I am just told they will call back when able. I have been told via email I will receive a call within 3 hours only to have a whole business day lapse and me have to call them because I never heard from Lili. No one can help because the policy won’t allow them to help and they aren’t allowed to forward me to the department who can. I’m sure this bank may be great as long as things are good. However, if you ever need to talk to someone or have a problem like being paid to your LLC instead of yourself, you might as well just pray and hope as that is about your only option.

   Pfern · 31 Jul 2026

5. 1/5Have to pass

   I was excited to use this for my business, luckily I hadn’t moved over any money since opening the account because I needed to straighten out all the bookkeeping first, but my card and account numbers were never shared or even used, have not been saved or stored anywhere, and the account wasn’t even being logged into because it wasn’t an active account for us. Cards have been locked in a drawer, still in their original envelope for months. Out of nowhere the last few days I’m getting alerts about repeated declined purchases (luckily they didn’t go through because this account has been empty). I live alone and absolutely no one has ever had access to this information and to date it still hasn’t been used or even saved anywhere when I’ve had it almost a year, which makes me question the security of my account information now, so I’m just not willing to risk anything by moving money into this account. I have dozens of other bank accounts and credit cards and this is the only one I’ve had the issue with. ***And after looking at their other negative reviews, this seems to be a common problem with this company. I’m very thankful I never actually moved money into this account. *Well, it did happen, so please don’t insinuate otherwise because that’s quite rude and it’s clearly happened to other people. That’s exactly how it happened. Thank you.

   idkidridc · 31 Jul 2026

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