Zolve Credit Card | Banking

• Free

Last verified 31 Jul 2026

4.1 3738 ratings · App Store

1. 5/5An Excellent Credit card for global Citizens

   The Zolve credit card is a mind blowing and an excellent credit card with lots of cash back and other types of offers. I applied for the Zolve credit and debit cards in India. The online process was pretty Smooth and hassle free. They also gave me a very very good credit line and last month they even increased my credit line quite significantly. Immediately, when I arrived in USA and I uploaded my I94, my Credit and debit cards were sent to my home within 5 days. The customer care is quite responsive. I remember when I landed in USA for my studies, my classes were online for initial few weeks. I needed a WiFi connection immediately. The WiFi company was asking for my credit card details to set up account. Because of my Zolve credit card, I was able to get my WiFi connection instantly and without any waiting. My friends had to wait for at least a month to start their WiFi services because they didn’t have any US bank account or debit or credit card. Zolve credit cards have made my life really convenient in USA.

   Raunak_GWU · 31 Jul 2026

2. 3/5No Support

   UPDATE - so the support was hard to find you have to answer a bunch of questions with their bot first. Still once I reached support they promptly escalated my issue and I got an email lfrom them a couple hours later saying the issue is now fixed they temporarily increased my transaction limit. So I’m in the middle now so I figured it’s only fair to say they are tryihv to fix it. If I am able to get my car rental in the morning I will come raise the rating to 5 stars. These people play around with your money. When you are standing at a car rental counter, you will discover that if they try to run a transaction for $585, that this card has some kind of transaction maximum or something. I don't know, but it will decline even if you have more than enough available funds on there. And when you attempt to contact support for assistance, you will find that there is no human available. And the only thing that they can do is offer to escalate your case for contact within 24 hours. They take your money, they hold it, but they even when you have more than enough money to cover the rental, they will not give you access to it, and you will be left stranded and stuck. I am withdrawing my money off this card. If I could give them zero stars, I would.

   IAHRAY · 31 Jul 2026

3. 5/5Zolve is the answer

   Arrived in the US and was checking for banks or financial institutions that i can open a bank account. I stumbled wiith Zolve on reddit and immediately checked it out. By reading the details i was convinced since zolve is offering a checking account plus a credit builder card and it comes with a virtual debit card. At first i wasn’t able to move forward with my application due to an issue on my address, but zolve team rectify the issue and was able to obtain a checking account, a virtual debit card, and a azpire credit builder card. Was able to utilize my account by using apple pay. Was able to utilized my checking account and connected my account with zelle venmo and paypal. Btw I was having no luck on receiving my actual Aspire Card and it took 3months. Zolve team was able to help me and received my card on a jiffy. Zolve’s service recovery is a top notch. Highly recommended for students, non-immigrant/immigrants who dont have ssn.

   arc0207 · 31 Jul 2026

4. 5/5Best credit card ever!

   Been using Zolve credit card from day one here in the United States. Thanks to Zolve, I’ve never had to use a debit card. It helped me build a good credit score in just 6 months of my time here. The cash back offers are great. You get to choose the brands which you would like to shop and get cashbacks with and there’s 1% cash back on all transactions. There’s also a 15 month 0% APR. I levered this and bought my first few gadgets here while building a good credit score. The user interface is really neat and easy. The spend insights help me keep a track of my expenses. The customer service is impeccable with 24/7 service one click away. In comparison to other credit cards, Zolve provides a higher credit limit and a better app. I’ve had a wonderful experience and I definitely recommend you guys to open up an account.

   theofficialpavan · 31 Jul 2026

5. 5/5A Savior for us!

   We shifted from India to US and no bank was ready to open an account. They were asking for a lot of IDs like SSN, DL etc. Ofcourse that was gonna take sometime and we needed a bank account here so that we could transfer our funds from India to support us for our initial setup here. After a lot of research, we came across Zolve. Initially we were a little hesitant to transfer big amount as the process of signing up on Zolve seemed too good to be true. But after using the card and the account for 10-15 days, we transferred our funds from India to our Zolve account. Even that process was super smooth with Zolve. P.S. Really helpful app and totally trustworthy. Would recommend to all! Thanks Zolve Team, you guys are doing great work. ✌️

   Manshame · 31 Jul 2026

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