AppCorpus
Market US

ZeroFund: 0% Credit Cards

by Spirit Services LLC

iPhone · iPad

Active Last checked 6 Aug 2026

Quick verdict

What it is
Store information collected; independent summary not yet available.
At a glance
  • From $9.99/mo
  • Free to download
  • In-app purchases

Categories and search queries

Official categories

AppCorpus categories

Key functions

Function Availability Access Scope Evidence
Free app Yes Free Store published
In-app purchases Yes Limited free Store published

Screens

App Store

10 store screenshots

ZeroFund: 0% Credit Cards ipad screenshot 1
ZeroFund: 0% Credit Cards ipad screenshot 2
ZeroFund: 0% Credit Cards ipad screenshot 3
ZeroFund: 0% Credit Cards ipad screenshot 4

Pricing & paywalls

App Store

  • Monthly — $9.99/month
  • Monthly — $59.99/year ($4.99/mo)

Ratings & reviews

App Store

5.0 12 ratings · App Store

  1. 5/5So helpful

    This has been so helpful for me to find 0% credit card options. I like that it’s tailored to me and my credit, and that I get both National and regional/local options for funding - this is great for showing me where to build relationships with banks by me. I also love the tools in the app that help me figure out what I can do to improve my credit to get better options, without having to disclose all my personal info. It’s super clean and easy to use. And when I reached out to them about improving my credit they were quick to respond. Appreciate the support!

    alyssachamb · 6 Aug 2026

  2. 5/5Very useful app

    ZeroFund does what most credit card apps don’t even attempt. It gives you a clear, structured strategy for navigating 0% offers instead of dumping a generic list in your lap and wishing you luck. The mix of real-world approval data, regional offers, AI guidance, and community insights makes the decision process feel calculated rather than stressful. If you want to stop guessing,savoid unnecessary credit hits and actually apply with confidence, this app feels like a serious unfair advantage.

    Nostrappamus · 6 Aug 2026

  3. 5/5Great tool. Highly recommend

    App is really cool and helpful. Really simplify the process without having to go to 10 different websites and scroll for hours looking for 0% cards. I also really like the feature that tells you your approval odds!

    EdwinIV · 6 Aug 2026

  4. 5/5Straightforward

    Makes it really easy to plan how to scale my business. Really simple UI/UX so I can focus on making the right moves… not riddled with ads like a lot of websites. Will be submitting ideas for a new feature

    jm22b6 · 6 Aug 2026

  5. 5/5Super helpful!

    If you’re looking for help in this space, this is good help. Super easy to use and find good cards with. Made a custom plan for me within seconds. Definitely keeping this one.

    Edward Williams1298 · 6 Aug 2026

Privacy & accessibility

App Store

Privacy

  • Data Linked to You — App Functionality — Contact Info — Email Address Developer declared
  • Data Linked to You — App Functionality — Contact Info — Name Developer declared
  • Data Linked to You — App Functionality — Contact Info — Phone Number Developer declared
  • Data Linked to You — App Functionality — Financial Info — Other Financial Info Developer declared
  • Data Linked to You — App Functionality — Identifiers — User ID Developer declared
  • Data Linked to You — App Functionality — Location — Coarse Location Developer declared
  • Data Linked to You — App Functionality — User Content — Customer Support Developer declared
  • Data Linked to You — App Functionality — User Content — Other User Content Developer declared
  • Data Linked to You — Contact Info Developer declared
  • Data Linked to You — Financial Info Developer declared
  • Data Linked to You — Identifiers Developer declared
  • Data Linked to You — Location Developer declared
  • Data Linked to You — User Content Developer declared
  • Data Not Linked to You — App Functionality — Diagnostics — Crash Data Developer declared
  • Data Not Linked to You — App Functionality — Diagnostics — Performance Data Developer declared
  • Data Not Linked to You — Diagnostics Developer declared

Accessibility

No accessibility labels collected yet.

Versions

App Store

  • 1.1
  • 1.2

    • Improved onboarding experience • Added an easier way to leave feedback in the App Store

  • 1.3

    • Improved overall app stability and layout experience • Enhanced AI Advisor performance and usability • Better saving behavior for planning and profile updates • Added helpful in-app explanations during card comparisons • Navigation and interface refinements • General performance improvements and bug fixes

  • 1.4

    • Introducing your new Roadmap Preview. • Smarter value insights tailored to your goal (capital planning or interest reduction). • New in-app and push notifications so you never miss updates to your roadmap. • Major routing and layout improvements for a faster, simpler experience. • Performance and stability enhancements.

  • 1.5

    • Fixed an issue where certain notifications and popups were not appearing for existing users.

  • 1.6

    • Faster, simpler onboarding • Clearer explanations of your 0% funding opportunities • Improved results page and funding insights • Streamlined setup with fewer steps

  • 1.7

    • Improved onboarding experience with a simpler, clearer roadmap preview • Updated language across the app to be more user-friendly and easy to understand

  • 1.8

    • Smarter onboarding - faster path to your personalized funding plan • New: set your Move 1 start date and get timed reminders • Improved funding roadmap preview with capital trajectory model • Regional offers now unlocked directly from the Explore tab • Performance improvements and UI polish throughout

  • 1.9 · 28 Apr 2026

    • Stability improvements • Enhanced support flow

Alternatives

Availability by market

Data quality & evidence

Page completeness
Live store listing
Last verified
6 Aug 2026
Sources
App Store

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