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Xero Accounting for business

Manage business finances on the go

by Xero Ltd

iPhone · iPad · Android

Active Last checked 30 Aug 2026

Quick verdict

What it is
Xero Accounting App allows users to create quotes, invoices, and bills, capture expenses and receipts, and reconcile bank transactions. It also enables contactless payments and provides a summary of outstanding bills and invoices.
Best for
  • small business owners
  • sole traders
  • accountants
At a glance
  • Free (App Store) · Free (Google Play)
  • In-app purchases

Categories and search queries

Official categories

AppCorpus categories

People use this app to

Relevant searches

Key functions

Function Availability Access Scope Evidence
Data export Yes Unknown From listing
Expense logging Yes Unknown From listing
Free app Yes Free Store published
In-app purchases Yes Limited free Store published
Payment sending Yes Unknown From listing

Screens

15 store screenshots

Xero Accounting for business ipad screenshot 1
Xero Accounting for business ipad screenshot 2
Xero Accounting for business ipad screenshot 3
Xero Accounting for business ipad screenshot 4

3 store screenshots

Xero Accounting for business android screenshot 1
Xero Accounting for business android screenshot 2
Xero Accounting for business android screenshot 3

Pricing & paywalls

Shown for US

  • Comprehensive — $60.00
  • Early — $25.00
  • Established — $90.00
  • Growing — $55.00
  • Xero Subscription (Standard) — $39.99
  • Xero Subscription (Standard) — $43.99
  • Xero Subscription (Standard) — $47.99

Shown for US

  • Free to download

Ratings & reviews

Shown for US

4.6 1634 ratings · App Store

  1. 5/5Finally

    I’m a CPA with 20 years experience and specialize in financial systems applications. Xero is fantastic and this App does what it is supposed to do and it does it very well. With my clients and myself, I use this App to enter receipts, reconcile Bank and credit card accounts automatically fed from the bank, and issue invoices to clients. I also use it to upload files to my Xero file storage. I don’t use this App for financial reports, adjustments, or other things it does not allow (of course) but I do everything else in Xero cloud/browser. Xero is very intentional in its design. Learn it and you’ll love it.

    Dustin949 · 5 Aug 2026

  2. 2/5Seven Years… time to go

    Struggle to give this application three stars. If the mobile app was better, sure I would. If the customer support was better, we’d probably be talking five stars. I’m giving an overall rating of two stars because after being a customer for seven years, never having a problem with my bank feed, it’s stopped working in June. It’s October and their team still says “we’re working on it“ – ?? That’s all you’ve got for me? When you can have an automated bank feed and set up bank rules that essentially do reconciliation for you, that’s extremely valuable. But when it’s not working… Forget about it. Good luck – make sure you do a lot of research and trial all of your bank connections very carefully and make sure everything‘s working well before you proceed with this subscription.

    PhõCali_banhmi · 5 Aug 2026

  3. 2/5Lacks the most basic functionality

    Yeah you don’t get it. Okay. Lacks basic functionality. Example: For 10 months it has failed to learn that payments to Amex are credit card payments. It therefore makes me manually categorise these transfers between my Xero accounts every time. Repeat that for 100 other recurring transactions that it fails to learn from. I don’t use the website and rules can’t even be manually set on the app to workaround this lack of basic learning abilities. Very very poor. Wish I’d never switched.

    RateTheGreat · 5 Aug 2026

  4. 1/5Needs significant improvement

    The Xero mobile app falls short of expectations, especially for a premium accounting software. While the web platform is excellent, the app lacks essential functionality, making it frustrating to use. My biggest issue is the inability to select custom date ranges for Profit and Loss reports, as only preset ranges are available. This severely limits its usefulness and forces me to rely on the website instead, which defeats the purpose of having a mobile solution. In today’s world, a feature as basic as custom date selection should be standard. I hope Xero invests in making the app more robust to match the capabilities of the web platform.

    mike6920 · 5 Aug 2026

  5. 1/5HORRIBLE CUSTOMER SERVICE

    I’ve had sever cases open with Xero for features they advertise like statement syncing and auto tax. These features aren’t working in my installation and they haven’t worked for over a year. Xero support reps reply with the most boilerplate answers I’ve ever seen. It’s infuriating. An AI chat bot could provide better answers. “Thanks for your patience while we look into this! We still have zero ETA but thanks!” It’s been a year… Seriously Xero staff if you read this. Fire your support manager and start over. I’ll never recommend this software again after these experiences with your support team.

    focusmade · 5 Aug 2026

Shown for US

4.8 17191 ratings · Google Play

  1. 5/5

    Easy to use.

    Kathy Glew · 31 Jul 2026

  2. 5/5

    very good

    Stephanie Van As · 31 Jul 2026

  3. 1/5

    verification does not come through unless you have this app open at the same time.

    Rod Boyes · 31 Jul 2026

  4. 2/5

    my Xero verify stopped sending the POP up notification to allow access. I have to manually log in and get a code. very long winded process

    khanya S · 31 Jul 2026

  5. 4/5

    It sometimes doesn't show the pop up and I need to attempt logging in twice. Otherwise, very good

    Babajide Fadojutimi · 31 Jul 2026

Privacy & accessibility

Privacy

  • Data Linked to You — Analytics — Identifiers — Device ID Developer declared
  • Data Linked to You — Analytics — Identifiers — User ID Developer declared
  • Data Linked to You — Analytics — Usage Data — Product Interaction Developer declared
  • Data Linked to You — App Functionality — Identifiers — Device ID Developer declared
  • Data Linked to You — App Functionality — Identifiers — User ID Developer declared
  • Data Linked to You — App Functionality — Location — Precise Location Developer declared
  • Data Linked to You — App Functionality — Usage Data — Product Interaction Developer declared
  • Data Linked to You — App Functionality — User Content — Customer Support Developer declared
  • Data Linked to You — Developer’s Advertising or Marketing — Identifiers — User ID Developer declared
  • Data Linked to You — Identifiers Developer declared
  • Data Linked to You — Location Developer declared
  • Data Linked to You — Usage Data Developer declared
  • Data Linked to You — User Content Developer declared
  • Data Not Linked to You — App Functionality — Contact Info — Email Address Developer declared
  • Data Not Linked to You — App Functionality — Contact Info — Name Developer declared
  • Data Not Linked to You — App Functionality — Contact Info — Phone Number Developer declared
  • Data Not Linked to You — App Functionality — Diagnostics — Crash Data Developer declared
  • Data Not Linked to You — App Functionality — Diagnostics — Other Diagnostic Data Developer declared
  • Data Not Linked to You — App Functionality — Diagnostics — Performance Data Developer declared
  • Data Not Linked to You — App Functionality — User Content — Photos or Videos Developer declared
  • Data Not Linked to You — Contact Info Developer declared
  • Data Not Linked to You — Diagnostics Developer declared
  • Data Not Linked to You — User Content Developer declared

Accessibility

No accessibility labels collected yet.

Privacy

  • Data collected — Analytics — App activity — App interactions Developer declared
  • Data collected — Analytics — App info and performance — Crash logs Developer declared
  • Data collected — Analytics — App info and performance — Diagnostics Developer declared
  • Data collected — App functionality, Account management — Personal info — Email address Developer declared
  • Data collected — App functionality, Analytics, Account management — Device or other IDs Developer declared
  • Data shared — Analytics — App activity — App interactions Developer declared
  • Data shared — Analytics — App info and performance — Crash logs Developer declared
  • Data shared — Analytics — App info and performance — Diagnostics Developer declared
  • Data shared — Analytics — Location — Approximate location Developer declared
  • Security practices — Your data is transferred over a secure connection — Data is encrypted in transit Developer declared
  • Security practices — The developer provides a way for you to request that your data be deleted — You can request that data be deleted Developer declared

Accessibility

No accessibility labels collected yet.

Versions

  • 10.100.0

    The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements.

  • 10.101.0

    You can now upload multiple files at once, and combine multiple pages into a single document.

  • 10.102.0

    The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements

  • 10.103.1

    The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements.

  • 10.103.2

    The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements

  • 10.104.2

    You can now ask JAX, your AI financial partner, questions about your business, right from your phone. Understand your cash position, find a transaction, or draft an invoice through a chat so you can take action on the spot. Access the JAX icon in the top right corner of your screen.

  • 10.104.3

    The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements.

  • 10.105.0

    The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements.

  • 10.106.0 · 30 Jul 2026

    The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements.

  • 10.88.2

    The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements.

  • 10.89.0

    The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements.

  • 10.90.0

    The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements.

  • 10.91.0

    The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements.

  • 10.91.1

    The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements.

  • 10.92.0

    The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements.

  • 10.92.1

    The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements.

  • 10.93.0

    You can now set up online payments for your invoices, powered by Stripe, right from your phone. Accept online payments to get paid up to 2x faster, and accept on the spot payments via Tap to Pay.

  • 10.94.0

    The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements.

  • 10.95.0

    The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements.

  • 10.96.0

    The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements.

  • 10.97.0

    New feature enhancements: Users in the US can now automatically calculate sales tax on invoices for any state or jurisdiction

  • 10.97.1

    New feature enhancements: Users in the US can now automatically calculate sales tax on invoices for any state or jurisdiction

  • 10.98.0

    The Xero Accounting App has a fresh new look. We’ve updated its navigation to help you find what you need and complete your business tasks faster, wherever work takes you. What’s new: • A simpler navigation experience, with updated groupings that look familiar to Xero on desktop, allowing you to flow between tasks effortlessly • A new ‘+’ button, allowing you to take action faster • A new ‘Menu’ tab, making it easier to find exactly what you need

  • 10.98.1

    The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements.

  • 10.99.0

    The latest batch of Xero Accounting App updates has dropped. These include bug fixes and performance improvements.

  • 11.11.2025.34-release · 18 Nov 2025

Alternatives

Availability by market

Data quality & evidence

Page completeness
Independent summary published
Last verified
30 Aug 2026
Sources
App Store, Google Play

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