Quick verdict
- What it is
- Store information collected; independent summary not yet available.
- At a glance
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- Free to download
Categories and search queries
Official categories
- Finance
- Lifestyle
AppCorpus categories
Key functions
| Function | Availability | Access | Scope | Evidence |
|---|---|---|---|---|
| Apple Wallet | Yes | Free | App Store | Store published |
| Free app | Yes | Free | — | Store published |
Screens
App Store
10 store screenshots
Pricing & paywalls
App Store
- Free
Ratings & reviews
App Store
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5/5Love this App!
I’ve had a look at many of the international budgeting apps and nothing compares! I love the user friendly interface and being able to categorize my expenses, it makes budgeting so easy.
AliV2@4 · 31 Jul 2026
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5/5One of my top 5 most used apps
I remember the skepticism that this app was greeted with when it first came out, by users, the banks and even some in the press. And it was all to do with the fact that you have to login to financial institutions within the app, thus the fear that info this would be misused by the developer. Well, it’s a few years on and not one data breach via this app and/or site. I just wanted to express my gratitude to the team that seems to work tirelessly to ensure that we as its users have all the support we need. My only gripe would be that there’s yet to be an iPad-compatible version of the app. But otherwise, onwards and upwards!
LordMelchy · 31 Jul 2026
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5/5I’m blown away
What a great app. I’m still learning to use it. But so far, it’s fluid, seems well thought out, user friendly... makes these tough money matters enjoyable to navigate. And it’s just perfect timing for me personally. Well done. I’ll be recommending to everyone I know. 😃😃
Puminine · 31 Jul 2026
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5/5Financially irresponsible not to have this
I thought I was organized with my budget in excel but the level of financial visibility this app gives you is incredibly useful. My credit cards are actually going down now and I can’t imagine not using 22Seven at this point.
Hdennen · 31 Jul 2026
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3/5New Update great but some steps in wrong direction
The new update is a welcome improvement but the removed gestures and replaced it with a way out there back button It was fast swiping between months and swiping back on transactions and categories etc now it’s all hard tap actions which too all the intuitiveness the app had away
XenitXTD · 31 Jul 2026
Privacy & accessibility
App Store
Privacy
- Data Linked to You — Analytics — Usage Data — Other Usage Data Developer declared
- Data Linked to You — App Functionality — Contact Info — Email Address Developer declared
- Data Linked to You — Developer’s Advertising or Marketing — Contact Info — Email Address Developer declared
- Data Linked to You — Developer’s Advertising or Marketing — Usage Data — Other Usage Data Developer declared
- Data Linked to You — Product Personalization — Usage Data — Other Usage Data Developer declared
- Data Linked to You — Contact Info Developer declared
- Data Linked to You — Usage Data Developer declared
- Data Not Linked to You — Analytics — Diagnostics — Performance Data Developer declared
- Data Not Linked to You — Analytics — Identifiers — User ID Developer declared
- Data Not Linked to You — Analytics — Usage Data — Product Interaction Developer declared
- Data Not Linked to You — App Functionality — Diagnostics — Crash Data Developer declared
- Data Not Linked to You — App Functionality — Financial Info — Other Financial Info Developer declared
- Data Not Linked to You — App Functionality — Identifiers — User ID Developer declared
- Data Not Linked to You — Developer’s Advertising or Marketing — Contact Info — Name Developer declared
- Data Not Linked to You — Product Personalization — Financial Info — Other Financial Info Developer declared
- Data Not Linked to You — Contact Info Developer declared
- Data Not Linked to You — Diagnostics Developer declared
- Data Not Linked to You — Financial Info Developer declared
- Data Not Linked to You — Identifiers Developer declared
- Data Not Linked to You — Usage Data Developer declared
- Data Used to Track You — Usage Data — Other Usage Data Developer declared
- Data Used to Track You — Usage Data Developer declared
Accessibility
No accessibility labels collected yet.
Versions
App Store
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6.1.2
Feature Updates: In-App Marketing Messages: Stay informed with our in-app marketing messages to provide timely updates and relevant offers directly within the app. Biometric Authentication: Enjoy a smoother UI UX experience with improved biometric login. Support Hours: We've updated our support hours to 9am to 5pm for your convenience. Marketing Analytics: Behind the scenes, we've added tracking for new user registrations to help us optimize the onboarding process and improve the user experience.
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6.4.1
You Asked, We Delivered: Capitec is Back! We listened to your feedback and are excited to bring you an improved Capitec integration. Enjoy a refreshed UI, including a new logo, designed for a more user-friendly experience. Link your account and strengthen your financial fitness level. Update your app now!
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6.4.2
Your App, Just Got Better! We've been hard at work behind the scenes, fixing those annoying glitches that were getting in your way. This update delivers a smoother, more enjoyable experience. Expect better performance! Update now for a more seamless and enjoyable app!
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6.4.3
Exciting News! Wealth is Here on Vault22! We’re thrilled to introduce Wealth, a brand-new feature in the Vault22 app that makes investing easier than ever. Now, you can seamlessly invest in diversified ETF portfolios and take control of your financial future—all from your mobile device! What You Can Do with Wealth: Explore curated ETF portfolios – Choose from expertly designed portfolios that align with your financial goals and risk preferences. Invest effortlessly – Get started with just a few taps using our intuitive, user-friendly interface. Trade with confidence – Vault22 is fully licensed by the FSB in South Africa, ensuring a secure and regulated investment experience. Track your progress – Monitor your portfolio performance in real time and watch your investments grow. Ready to start your investment journey? Update your Vault22 app today and take your first step toward financial growth!
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6.4.4
Vault22 Just Got Smoother! We've been working hard behind the scenes to make your Vault22 experience even better! This update includes fixes and improvements to key areas of the app: Wealth Features: We've squashed some pesky bugs in our Wealth section to ensure a smoother and more reliable investment journey. Capitec Integration: Enjoy a more stable and seamless connection with your Capitec accounts thanks to key bug fixes. Know Your Customer (KYC): We've addressed some issues in the KYC process to make verification smoother and more efficient. Update your app now for a more seamless and reliable Vault22!
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6.4.6
Good news! We've added new products to the storefront for you. We’ve made several improvements to enhance your KYC experience, including smoother document verification and faster approvals. This update also includes bug fixes and performance enhancements in the KYC flow.
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6.4.7
We’re excited to introduce key improvements and new features designed to give you greater control and clarity over your finances! Here’s what’s new: • Improved Account Update Reliability: Linked accounts now refresh more consistently, keeping your financial data up to date. • Accurate Net Worth Calculation: Investment values are now fully reflected in your net worth, giving you a clearer financial picture. • Smoother KYC Process: We’ve streamlined the verification experience to make it faster and easier. • Phone Number Updates: You can now update your phone number directly in the app for up-to-date contact info. See your full financial picture—clearer than ever.
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6.5.0
We’re excited to bring you two powerful updates to make investing more purposeful and convenient. GOAL-BASED INVESTING: Start investing with specific life goals in mind — whether it’s - Buying your first home - Saving up for a new car - Planning for your child’s education - Taking that dream vacation With our new Goal-Based Investing feature, you can: - Set a financial target and time horizon for each goal - Choose an investment style that fits your risk appetite - Get fund suggestions tailored to your goal - Track your progress over time, goal by goal Every goal has its own strategy — personalized and easy to follow. RECURRING PAYMENTS: Now you can automate monthly contributions with secure, bank-authenticated debit orders via ABSA DebiCheck: - Fully compliant with South African banking regulations - Seamlessly link contributions to each investment goal - Set it once, and invest automatically every month Update the app now and move closer to your life goals — one smart investment at a time!
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6.5.1
We’ve made several important updates to improve your experience and ensure smoother financial journeys on Vault22. Mobile Number Now Mandatory for Registration: To enhance security and enable future verification features, a valid mobile number is now required during user registration. First-Time Recurring Payment: Users can now successfully set up recurring payments as payment flows have been stabilized for consistent performance. Product Risk Profile Renamed: To improve clarity and ensure better understanding of investment options and their associated risk levels. Monthly Recommendation Accuracy Improved: Users will now receive more precise and personalized financial guidance. We’re committed to making Vault22 smarter, faster, and more intuitive. If you have feedback or feature requests, we’d love to hear from you!
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6.7.0
We have introduced a compliance enhancement to ensure all wealth-invested users provide their Tax Identification Number (TIN).
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6.7.1
Auto-lock feature with biometric or password protection for enhanced security.
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6.7.2
Improved session experience! You’ll no longer need to log in each time you return to Vault22 after switching to another app. Once authenticated your session remains active, letting you pick up right where you left off. The app still maintains the same strong biometric and password protection to keep your financial information secure.
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6.7.3
Meet Maya, your new AI-powered assistant! You can now chat live within the app, get instant answers and access smart FAQ support—all with a friendly touch. Plus, managing your Goals just got easier — you can now delete unfunded goals anytime, keeping your dashboard clean and up to date.
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6.7.4
We’ve made improvements to keep your Vault22 experience smooth and consistent for FNB and Investec investment withdrawals. The intermittent fund withdrawal issue affecting FNB and Investec users has been resolved. So now your cash-out transactions are more reliable and predictable.
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6.7.5
Bug fixes and improvements
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7.0.0
App redesign with improved performance and stability.
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7.0.2
Bug fixes and performance improvements
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7.1.0
A brand-new Vault22 experience is here. See all your money in one place with a redesigned dashboard, net worth tracking and balance privacy. Budget smarter with trends, pace indicators and daily allowances. Meet Tara, your AI financial assistant. Search transactions naturally, split across categories and archive old ones. Track investments with enhanced portfolio details. Improved security and a faster, more stable experience throughout.
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7.1.1
A brand-new Vault22 experience is here. See all your money in one place with a redesigned dashboard, net worth tracking and balance privacy. Budget smarter with trends, pace indicators and daily allowances. Meet Tara, your AI financial assistant. Search transactions naturally, split across categories and archive old ones. Track investments with enhanced portfolio details. Improved security and a faster, more stable experience throughout.
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7.1.2
Explore your finances in a whole new way with the Insights section, now available in the main menu. We've upgraded our support experience with a new messaging system for faster, more reliable help. Budget tracking is now more accurate with improved backend averages and new transfer and uncategorised buttons. Tara AI chat is smarter with better error handling, timeout management, and currency support. Plus, we've made several behind-the-scenes improvements for a smoother experience.
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7.1.5
What's new in 8.0.0 We've rebuilt Vault22 from the ground up — faster, smoother, and with a refreshed look across every screen. Highlights since 7.1.2: • Redesigned goals with a new preview, performance chart, and quick actions • Faster investment screen with one-tap Buy, Sell and recurring deposits • Smarter transactions: inline tag and merchant creation, clearer notes • Redesigned two-step verification • Snappier home, budget and net-worth experiences
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8.0.0
• Budget upgrades — more accurate spending totals, new category sorting, and clearer summaries • Better transactions — improved search and filters, a full calendar date picker, undo for bulk edits, and manual transaction entry • Investing — smoother deposits and withdrawals, plus richer account details • Goals — clearer progress, status badges, and amounts in your chosen currency • Tara, your AI money coach — quicker replies and more helpful guidance • Plus many fixes for stability, accuracy, and security
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8.0.1
This update brings a more accurate, polished experience across Budget, Transactions, and your net worth Plus general performance improvements and bug fixes. Thanks for using Vault22! We're always improving — send us your feedback.
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8.0.2
• Improved budgeting with clearer spending and tappable transactions • A cleaner My Wealth and easier account linking • Various bug fixes and performance improvements
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8.0.4
· 5 Jul 2026
LiveChat new version update UI polish and stability improvements across the app
Availability by market
- US
Data quality & evidence
- Page completeness
- Live store listing
- Last verified
- 31 Jul 2026
- Sources
- App Store
- Independent summary has not been published yet.