Up — Simplify Money

+ The velvet rope is down. Auto Covers are now available for every Upsider. Set up rules to automatically cover specific purchases from your Savers, and we’ll handle the moves in the background. + We’ve updated Hi—Fi with new tracks to help you get in the zone and reflect on your financial wellbeing. + Turns out ‘All Tags’ was more like ‘Some Tags’. It’s fixed now.

+ PayID is now available for 2Up, giving you and your Player 2 a quicker way to get paid as a team. Toggle it on via the Up tab > Payment Settings. + Slice 2Up purchases straight into a Group and keep tabs with ease. Settlements for shared purchases will land straight back in your 2Up spending account. + UpYear has landed! Your 2025 money story is ready to be told. UpYear pulls together how you saved, spent, shared and shopped this year and brings it to life in a personalised highlight reel. Check it out in-app today.

+ Welcome to 2026. Confetti's gone, the dev team's no longer powered by leftovers, and we've started the year with a fresh polish. + Minimalism's cool, but invisible was pushing it. Your Up widgets now show properly in Tinted and Clear home screen modes.

+ You can now add custom icons to your Tags. Choose from 130+ new Tag icons hand-drawn by our in-house art department. Organise your money responsibly. Decorate it irresponsibly. + Missed the undo button after making a transfer? Tap into the transfer receipt from your Activity feed and you’ll now see an “Undo this transfer” button for 5 minutes after making a transfer. Crisis averted.

+ Rejected, reversed or returned payments from Savers are now easier to spot in your Activity feed. Right on. + We’ve sprinkled some magic on the Saver emoji selector. Create a new Saver now and see for yourself.

+ Ever found yourself squinting at the receipt you uploaded through Notes & Attachments because it’s tiny? Us too. Now you can zoom in. Brilliant, we know. Tell your optometrist we said you’re welcome. + What’s better than two ‘Next’ buttons in the transfer screen? One; because that's all you needed anyway. Enjoy the extra breathing room.

+ Statistically, nobody reads these. So between you and me, the balance on the Payments tab was never aligned with the balance on the Savers tab. It was causing some eye-twitches on our design team, so we’ve fixed that now.

+ When you're sending a payment over $30K, we'll now give you a heads up that it'll be sent via bank transfer instead of Osko. Same as before, just clearer expectations. + Direct Debit references are now visible in-app, so you can see exactly what a payment is for without playing detective. + We've made a few small tweaks to Saver progress to make tracking your goals feel a little bit smoother.

+ A tune under the hood for a bit more horsepower. Everything you need for a high performance experience. Lucky this thing doesn’t run on petrol.

+ We’re going to make you an offer you can’t refuse. A slightly smoother app experience.

+ Now you can manually create custom expenses and slice them into Groups—just like any other purchase. Handy if you’ve paid with cash, another bank card, a credit card, or even tapped your 2Up card by mistake. + We’ve made a few tweaks in the app to make room for the new Explore Page—your hub for all things perks and promotions. You’ll find it in the far-left tab of the top-level navigation menu (where Hi–Fi used to sit). Hi—Fi has a new home under the Products section of the Up tab.

+ We spotted a few loose threads, and tidied them up so nothing's left snagging your attention.

+ We love a good triangle (as most squares do), but we decided to circle back with some sandpaper and smooth out a few sharper corners for a better app experience. A well-rounded update, you might say.

+ Your Savers now show your saving status, so you can see exactly where you’re at based on your goals. Set a goal date and target amount, and we’ll map out how to get there. You’ll know when you’re ahead or behind and if you fall behind, we’ll give you simple, actionable nudges to help you get back on track.

+ Did you know an octopus has three hearts? Well, we only have one, and we've poured it into fixing some completely unnoticeable background bugs.

+ You can now generate statements for different time periods in-app, including the last 3, 6 or 12 months, year to date, or the full financial year. No need to wait around for it either, we’ll send you a notification as soon as it’s ready.

+ Travel Mode for Savers has landed. Travel Mode shows your balances in the local currency while you're overseas, so you don't have to do the mental maths. It now works with Savers too, making it easier to keep track of your money when spending from them abroad.

+ Bug fixes + Housekeeping + Preparing

+ Home Zone now includes Borrowing Power. Switch between Property Price and Borrowing Power to compare what you could currently afford with the maximum you could comfortably borrow with Up Home. + Home Deposit Saver has been refined. Setting a deposit goal is now clearer and easier.

+ We didn't reinvent the wheel this update, but we did spray a whole lot of WD-40 on the axles. You can now expect a slightly smoother, entirely squeak-free app experience.