Tally Up: Personal Finance

Version 1.5 brings several new features and fixes: Funding Rules - A new Funding tab in the Budgets section lets you control which accounts are used to pay for expenses and tax in the long-term forecast. By default, Tally Up chooses automatically. With a custom rule, you can direct expenses to a specific current or savings account, and set a separate rule per person for tax liabilities. Operational Cash - A new Operational Cash report on the Dashboard gives you a rolling 12-month view of money flowing through your current and savings accounts. It shows income deposits, expense payments, tax, and any transfers needed to keep accounts above their minimum balances. Switch between monthly and quarterly views to see the level of detail that suits you. Assets - Scheduled asset depreciation — vehicle assets can now be set up with a scheduled depreciation rule, so their value declines automatically over time without manual updates. Categories & Transactions - Favourite categories shown inline in the category split editor — when splitting a transaction, your favourite categories now appear inline in the editor, reducing the number of taps to reach the most-used options. Reports & Dashboard - Up to 15 favourite reports on the dashboard — the limit on pinned favourite reports has been raised from the previous cap to 15. - Report amounts now rounded — selected amounts in reports are displayed as properly rounded currency values rather than raw floating-point figures. - Investment Summary now shows a new widget detailing the breakdown across main asset groups. - In the NAV "What Changed?" section, you can now drill down into the security price changes for a better understanding of what is driving the change between today and the past.

Version 1.6 brings category styling, a new transaction review workflow, and improvements to importing and editing. Categories - Categories now support custom colours and symbols, displayed as styled pills throughout the app — in transaction lists, the split editor, and search results. - Favourite categories appear directly in transaction rows for fast selection without opening the editor. Transactions - A new plan-wide uncategorised transaction queue lets you review and categorise recent cash transactions from all accounts in one place. Open it from the banner on the Assets screen. - New bank-imported transactions are surfaced in a dedicated banner card alongside the uncategorised count. - Transaction rows are more compact on iPhone and iPad, with New/Uncategorised lists colour-coded by account and sorted by date. Importing & Editing - Paste CSV data directly from the clipboard — copy from your bank website and import without saving a file first. - Investment transactions can now be edited from the transaction detail view, with security symbol autocomplete and type-aware field locking. Merchant Lookup - A Look Up button in the categorisation editor lets you search for a merchant and extract a canonical description. - Amazon order history is available from the merchant lookup, with your last-used store region remembered between sessions. Portfolio & NAV - The NAV dashboard has been redesigned with an interactive donut chart using per-asset-type colours. - The portfolio holdings donut now shows total portfolio value in the centre; tap any segment to see share count and position details. Operational Cash - The Operational Cash report uses a two-column layout on macOS and iPad landscape, showing the rolling chart and cash flow diagram side by side. Budgets - Budget reports now show spending and income status, projected totals, and Pace, Cumulative, Variance, and Categories charts. - Category rows highlight on-track, trending-over, and over-budget spending, with access to the underlying transactions. - Adjust a category's planned amount directly from the report using manual entry, projected activity, or a historical average. - Budget editing is more compact on iPad and macOS, with inline frequency and amount controls. Fixes - Category rules now match correctly when a transaction description consists entirely of common words. - The "Yesterday" interval in What Changed now shows the last trading day.

Tally Up combines daily money management with long-term financial planning in one private app. Version 1.7 brings a deeper reporting workspace, clearer forecasts, and more guided setup throughout the app. New and improved: - Compare the current period with the previous period in Income & Expenses, Transaction by Category, and Budget Variance charts. - Explore category spending with richer Transaction by Category, Category Interval, and Asset/Category Matrix reports, including chart selection, contribution summaries, and transaction drill-down. - Set budget growth assumptions so budget lines can feed long-term forecasts with their own inflation-adjusted or fixed growth rate. - Use clearer What-If controls for simulations, with smoother slider behaviour and a more focused layout. - Open contextual help from more editors and settings screens, including assets, budgets, reports, securities, category rules, bank connections, FX rates, and imports. - Reconcile an asset's transactions against CSV or QIF statement files without importing them, including date-offset matching and reviewable suggested matches. - Look up merchants directly from uncategorised transaction rows and see clearer category rule match information. - Add more favourite reports to the Dashboard. This update also makes bank connections and transaction imports more reliable, with improved investment reporting across iPhone, iPad, and Mac.