Swiss Fund - Daily Budget App

Major improvements across the app: • Custom budget periods — monthly, payday cycle, or fixed dates for trips • Swiss Vault rebuilt — milestone celebrations, honest pace prediction, fixed accounting • Spending insights — donut chart with real time intelligent analysis • Quick add expense button directly on Daily Fund screen • Auto-distribute budget allocation across categories • Weekly summary notification every Sunday evening • Widget shows negative balance when over budget • Progress bar changes color as daily budget depletes • Onboarding redesigned — clearer value, lighter setup, category customisation • Liquid glass buttons throughout for consistency • Portfolio allocation redesigned with combined donut chart • Full ISO currency support — 180+ currencies worldwide • Monthly rollover confirms income before resetting • Zero income validation with helpful prompt • Duplicate information removed across screens • Bug fixes and stability improvements

NEW IN THIS VERSION - Siri Shortcuts: Check your daily fund, see today's spending, or add an expense — all hands-free - Daily Fund reminder: Get your spending allowance every morning at your chosen time - Monthly Reports: Daily spending charts, income breakdowns, and month-over-month trends - Recurring Transactions: Set up bills and income once — they auto-apply every cycle - Customize notification time in Settings Plus: Improved stability and performance.

-Optimized Apple watch UI

Stability and speed improvements. The Net Worth screen refreshes faster and no longer hangs on slow networks. Smoother list scrolling and snappier rendering across the app. Expanded internal tests to keep everything reliable.

Multi-currency support is here. Swiss Fund now understands every currency you hold. Log income and expenses in their native currency — EUR, USD, BRL, or any of 180+ ISO codes. Your daily fund sums everything in your base currency using live rates from the European Central Bank. Rates refresh once per day and freeze — same midnight-rule as your daily fund, so your number doesn't jitter as the market moves. Tap the hero card to see a full breakdown: income and expenses by currency, rates used, last updated. When the month closes, the rates are archived too — your historical reports stay accurate forever, even if the market shifts. No account, no subscription, no data collection. Ever.

- Multi-currency support — track income and spending across 180+ currencies. Daily exchange rates from the European Central Bank. - Introducing Swiss Fund Pro — a one-time purchase that unlocks unlimited monthly history, live net worth tracking (stocks, crypto, ETFs), unlimited recurring transactions, custom categories, multiple savings vaults, and CSV/JSON export. - Smaller improvements and bug fixes throughout.

Saving money should feel like a win — not look like you overspent. This update makes that right. SMARTER SAVINGS • Your Swiss Vault now celebrates going past your goal. Beat your target and you'll see how far you're ahead — in green, where it belongs — instead of a red "over limit" warning. • New: send income straight to your Vault. Money you're setting aside — a freelance payment, a bonus — no longer inflates your daily spending number. Split it across your budget, or commit it straight to savings. Your call. NET WORTH • Your trend graph now shows up within a day of getting started, with your live total right on the chart. REFINEMENTS • The paywall now shows pricing in your local currency. • More accurate exchange rates across Net Worth and multi-currency budgets, with a clear heads-up when a live rate isn't available. • Your daily fund stays rock-steady once it's frozen at midnight — including a fix for daylight-saving days. • Reliability and safety improvements under the hood. Thanks for using Swiss Fund. Built solo, and I read every review — keep the feedback coming.

What's New in This Version Send income straight to your Vault. Money you've already decided to save shouldn't tempt you. Flip the new toggle when adding (or editing) an income and it lands directly in your Vault — kept out of your daily fund entirely. Edit or delete that income later and your Vault follows along automatically. Savings now look like winning. Categories for saving no longer show "over limit" in red when you save more than planned. Going past your target is the goal — now it shows as "AHEAD" in green. Touch your net worth. The trend graph is now fully interactive: press and drag to see your net worth on any day, tap Crypto, Stocks, or Cash to see how each one moved on its own, and watch your line draw itself when you open the tab. Sharper numbers. Currency warnings when a transaction can't convert to your base currency — no more silent mis-totals Exchange rates are only marked "fresh" when they actually are The paywall now shows your real local price Fixes to the daily fund around midnight, month changes, and daylight saving time Plus a stack of smaller fixes to keep your Vault balance and history exactly right.

Vault can now be set in preferred currency.

New updates for an overall better app experience