Starling - Mobile Banking

Ready to take the next step and get a joint account? To get started, you’ll both need a Starling personal account. You can then apply for a joint account together in the same room – you’ll each need to open the app and apply at the same time. Once your application is approved, your joint account will be ready to use, and you’ll each get your own debit card.

Ready to take the next step and get a joint account? To get started, you’ll both need a Starling personal account. You can then apply for a joint account together in the same room – you’ll each need to open the app and apply at the same time. Once your application is approved, your joint account will be ready to use, and you’ll each get your own debit card.

Internet on the 1st, mortgage on the 12th, electricity and gas on the 27th… When bills go out at different times of the month, it’s hard to keep track. If you set up a Bills Space, you can pay your Direct Debits and standing orders straight from that Space instead of your main balance. That way, you get a clearer view of the money you have left. To get started, tap ‘Manage Space’ and then ‘Pay bills from this Space’.

Looking to boost the money in a Space? Then turn on Round Ups! With Round Ups, every time you spend from your main balance, we’ll round the payment up to the nearest pound and move the change to your chosen Space. Spend £0.90? We’ll round it up to £1 and add 10p to your Space. You can multiply your Round Ups by 1, 2, 5 or 10. To get started, tap ‘Manage Space’ and then ‘Round Ups’.

Did you know you can add notes and upload attachments to any transaction? Select the transaction in your main feed, then choose whether to add a note or a new attachment. It’s useful for expenses, or just as a reminder for yourself!

Thinking about getting a joint account? You can open one together from your sofa in a few steps. First, turn on your bluetooth and then head to the app. From your home screen, tap the account switcher above your balance, then ‘Open a new account’, then choose a joint account.

No more wrangling over the bill. If you need to share the cost of a payment, simply select it on your main feed, then tap ‘Split this bill’. Choose how many people you want to split with, and then send the payment link to your friends! They’ll be able to pay you without needing your bank details.

Did you know you can turn off and on certain features of your card? In the Cards section, under ‘Card and currency controls’, you can choose to turn off or on contactless payments, cash machine withdrawals and more.

Remember cheques? It’s been a while, we know. You can deposit them straight from the app. Take a photo of both sides, and confirm how much the cheque is worth. That’s it! Your money will usually be added to your account by the next working day. Just press the plus symbol on the home screen to get started.

Remember cheques? It’s been a while, we know. You can deposit them straight from the app. Take a photo of both sides, and confirm how much the cheque is worth. That’s it! Your money will usually be added to your account by the next working day. Just press the plus symbol on the home screen to get started.

Think a payment would fit better in a different spending category? No worries, you can manually change it. Select the payment in your main transaction feed, then tap on its category. Choose a more relevant category, then decide if you want to apply the change to just this payment, or to all past and future payments with that business or person as well.

Someone still owes you for Friday night drinks? Easy! With Settle Up, you can send them a payment link in seconds. There’s no need to swap bank details, and your friend can send you money without setting up a Starling account. They can pay with their card, Apple Pay or Google Pay. Find it by heading to Payments, then ‘Request money’.

Someone still owes you for Friday night drinks? Easy! With Settle Up, you can send them a payment link in seconds. There’s no need to swap bank details, and your friend can send you money without setting up a Starling account. They can pay with their card, Apple Pay or Google Pay. Find it by heading to Payments, then ‘Request money’.

If you need to download a bank statement, just go to the main menu and then ‘Statements and Documents’. Select ‘Statement history’ and then choose your date range. You can download the statement in either CSV or PDF format, depending on what you need it for.

Need a quick PIN reminder? Head to the Cards section of the app, then select ‘PIN reminder’. Enter your Starling password and we’ll share your PIN on screen for a few seconds

Got a long list of payees you’ll never need to send money to again? It’s easy to delete them, and tidy up your feed. Just select the payee name, then ‘Manage’ and ‘Delete’. Declutter delight!

Misplaced your card? You can lock it at any time in the app. With just one tap, both your physical card and any mobile wallets will be locked. Want to unlock it again? Just tap again to unlock them. Great for those “it’s probably in my other bag” moments.

Did you know you can multiply your Round Ups? Get to your saving target quicker by multiplying the change you’re adding. Choose between a 2-times, 5-times, and 10-times boost. Just head to ‘Manage Space’, then ‘Round Ups’.

Need to receive money from abroad? Find your international account details, such as your IBAN and SWIFT numbers, by heading to the main menu, then ‘Account Details’. You can toggle between your UK and international details. Tap ‘Share’ to send a message with your details attached - easier than trying to remember all those numbers!

Fed up of fetching your card when paying online? You can find your card details in the Cards section of the app. No need to perform a memory test either - just tap to copy, then paste into your browser. Easy!