Quick verdict
- What it is
- Store information collected; independent summary not yet available.
- At a glance
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- From $1.99/mo
- Free to download
- In-app purchases
Categories and search queries
Official categories
- Finance
- Lifestyle
AppCorpus categories
Key functions
| Function | Availability | Access | Scope | Evidence |
|---|---|---|---|---|
| Free app | Yes | Free | — | Store published |
| In-app purchases | Yes | Limited free | — | Store published |
Screens
App Store
7 store screenshots
Pricing & paywalls
App Store
- Premium features for one month — $1.99/month
- Premium features for one month — $7.99/year ($0.66/mo)
Ratings & reviews
App Store
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4/5Not Bad
Overall, good tool to help you see the SS payments you potentially can receive at different ages. I checked with the govt SS site and the amounts are close enough. You input your FRA amount to start. I think there is a cal bug with the break even point. You can select another scenario to see how many years it will take if you were to wait between the two scenarios. I selected the first scenario at 69 yrs 11 months and the other at 70 yrs and it said 12 yrs for a break even point. Perhaps I did something wrong. Not sure???
ronone10 · 6 Aug 2026
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5/5Excellent
Great planning tool for analyzing long term advantages or disadvantages of taking social security benefits at a time other than the full retirement age. It provides an easy way to do what-if analysis for married couples in determining when each spouse should start drawing the benefits. Interactive graphs are helpful. I found the app to be flexible for projecting post retirement years. You can analyze different life span for each spouse and under varying rates of inflation. This app serves a good purpose in helping you make an informed decision.
Carol Dee · 6 Aug 2026
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5/5Easy to use and understand
I used this app to analyze at what age it would be best to start taking my social security benefits. Input was straightforward. The help was very understandable and gave clear explanations of the fields and what they were meant for. The graphs of the produced results were visually impressive and helped understand the results. The cost of the upgrade was well worth the money. Overall, an excellent program to help you maximize your retirement benefits.
Jsedad · 6 Aug 2026
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5/5Very helpful
Great app for comparing social security benefit startup options available when you reach 62 until the age 70. I used it to get a better feel of our results at different ages of each even though a professional planner is helping with the decision. A few minutes playing with your numbers could be quite revealing.
zulauf romaine · 6 Aug 2026
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1/5This program gives bad numbers. Use with caution.
There are bugs in this program. You should use with caution. The reports show me and my spouse getting social security BEFORE the dates input into the program for benefits to start. If you put in your birthdate and then ask for benefits to start at age 66 and 6 months, the reports show those benefits starting at age 66. Fortunately I only lost $1.99 on this. But this is a seriously bad bug that could cost you thousands of dollars over your lifetime if you make decisions based on the reports in this program that can’t be changed down the road.
JNG30309 · 6 Aug 2026
Privacy & accessibility
App Store
Privacy
- Data Not Linked to You — Third-Party Advertising — Usage Data — Advertising Data Developer declared
- Data Not Linked to You — Usage Data Developer declared
- Data Used to Track You — Usage Data — Advertising Data Developer declared
- Data Used to Track You — Usage Data Developer declared
Accessibility
No accessibility labels collected yet.
Versions
App Store
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1.35
• Monthly and accumulated payments in charts auto adjust in size • Modified snippet for supplemental information in reports • Free upgrade option for expanded analysis
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1.36
• Benefit payment charts auto adjust in size • Modified report snippet for supplemental information • Free upgrade option for expanded analysis
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1.37
• Option to retrieve and load last plan • Enhanced presentation in charts • Modified app startup option • Modified data entry format for Other Income for determining taxability of Social Security payments
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1.38
• Option to retrieve and load last plan • Enhanced presentation in charts • Modified app startup option • Modified data entry format for Other Income for determining taxability of Social Security payments
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1.39
• Option to retrieve and load last plan • Enhanced presentation in charts • Modified app startup option • Modified data entry format for Other Income for determining taxability of Social Security payments
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1.40
• Option to retrieve and load last plan • Enhanced presentation in charts • Modified app startup option • Modified data entry format for Other Income for determining taxability of Social Security payments
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1.43
• Option to retrieve and load last plan • Enhanced presentation in charts • Modified app startup option • Modified data entry format for Other Income for determining taxability of Social Security payments
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1.44
• Option to retrieve and load last plan • Enhanced presentation in charts • Modified app startup option • Modified data entry format for Other Income for determining taxability of Social Security payments
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1.45
• Option to retrieve and load last plan • Enhanced presentation in charts • Modified app startup option • Modified data entry format for Other Income for determining taxability of Social Security payments • Minor fixes
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1.46
• Automatic switch from own benefits to higher spousal benefits when the spouse starts payments at a later date, if applicable • Option to retrieve and load last plan • Enhanced presentation in charts • Modified app startup option • Modified data entry format for Other Income for determining taxability of Social Security payments • Minor fixes
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1.47
• Automatic switch from own benefits to higher spousal benefits when the spouse starts payments at a later date, if applicable • Option to retrieve and load last plan • Enhanced presentation in charts • Modified app startup option • Modified data entry format for Other Income for determining taxability of Social Security payments • Minor fixes
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1.48
• Enhanced 1-step input for benefit values • Automatic switch from own benefits to higher spousal benefits when the spouse starts payments at a later date, if applicable • Option to retrieve and load last plan • Modified data entry format for Other Income for determining taxability of Social Security payments
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1.49
This version includes- • Automatic switch from own benefits to higher spousal benefits when the spouse starts payments at a later date, if applicable • Enhanced 1-step input for benefit values • Option to retrieve and load last plan • Modified data entry format for Other Income for determining taxability of Social Security payments
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2.0
This version includes- • Optimized switch from spouse’s own benefits to higher spousal benefits when payments at a later date, if applicable • Improved result presentation on main screen – color coordinated graph lines with selected retirement age options • Option to retrieve last plan while starting a new plan • Enhanced numeric keypad
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2.1
This version includes- • Optimized switch from spouse’s own benefits to higher spousal benefits when payments at a later date, if applicable • Improved result presentation on main screen – color coordinated graph lines with selected retirement age options • Option to retrieve last plan while starting a new plan • Enhanced numeric keypad
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2.2
This version includes- • Improved social security result presentation–colors of the amounts matching graph lines for the selected retirement age options • Automatic switch from spouse’s own benefits to higher spousal benefits when payments at a later date, if applicable • Improved data input format with right justification
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2.3
This version includes- • Improved social security result presentation–colors of the amounts matching graph lines for the selected retirement age options • Automatic switch from spouse’s own benefits to higher spousal benefits when payments at a later date, if applicable • Improved data input format with right justification
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2.4
This version includes- • Improved social security result presentation–colors of the amounts matching graph lines for the selected retirement age options • Automatic switch from spouse’s own benefits to higher spousal benefits when payments at a later date, if applicable • Improved data input format with right justification
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2.5
This version includes- • Improved social security result presentation–colors of the amounts matching graph lines for the selected retirement age options • Automatic switch from spouse’s own benefits to higher spousal benefits when payments at a later date, if applicable • Improved data input format with right justification
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2.6
This version includes- • Improved social security result presentation–colors of the amounts matching graph lines for the selected retirement age options • Automatic switch from spouse’s own benefits to higher spousal benefits when payments at a later date, if applicable • Improved data input format with right justification
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3.0
This version includes- • Enhanced data input menus • Safe area display implemented for iPhone 14 screens • Expanded trial usage for new users
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3.1
This version includes- • New prompts and refined titles • Enhanced data input menus • Safe area display implemented for iPhone 14+ screens • Expanded trial usage for new users
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3.2
This version includes- • Minor computation modifications • Enhanced data input menus • Expanded trial usage for new users
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3.3
This version includes- • Minor computation modifications • Enhanced data input menus • Expanded trial usage for new users
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3.4
· 1 Aug 2026
This version includes- • Updated income tax rate tables for 2026 • Enhanced data input menus • Expanded trial usage for new users
Alternatives
- My Security Benefit — Same category + similar ratings
Availability by market
- US
Data quality & evidence
- Page completeness
- Live store listing
- Last verified
- 6 Aug 2026
- Sources
- App Store
- Independent summary has not been published yet.