Simple Budget Envelopes

• Price: $0.99

Last verified 31 Jul 2026

4.6 115 ratings · App Store

1. 5/5Near perfect.

   Most budget apps have a ‘everything including the kitchen sink’ overkill approach, tracking everything from your digital currency investments to the market value of your collectibles. Or they want a subscription??!! So then There is this ONE app that gets down to a simple nickle and dime approach to a spending budget that keeps you on target for your income versus expenses. This one. It has nothing you don’t need. In fact, I was thinking the only improvement was if you could put dates on your transactions. But you can! Add it in the front of your note each time and create your own ledger. And then I found myself thinking it would be great if they’d add a form field in the envelopes that let you note how much you have to put in it from each paycheck. Well, you can do that too! Just add the amount you budget from each paycheck into your envelope name. Mine looks like : Car Insurance (150) etc. Definitely this app will keep you on track and help you stay within your budget! Thank you so much! Perfect example of how simple is so much better

   argyleworsted · 31 Jul 2026

2. 5/5Start The New Year Right With This Awesome App

   I’m financially savvy but was frustrated with the glut of features and complicated options that most budgeting apps offered. This can be a huge turnoff to people who are trying to get started on a budget. If you DO find a decent budgeting app they want a paid subscription which is annoying and can turn most people away. This app is painfully simple with some opportunity for some simple fixes but the advantage is it does away with the clutter that can make budgeting a pain. It’s free to download and I can only say JUST TRY IT. If you don’t like it you can go back to the fancy paid apps that want all your personal financial information. This app allows you to create unlimited “envelopes” with a running balance that accrues if you don’t use the total amount for the month. For simple, down to earth people who want a basic solution to tracking finances this is THE app you’re looking for.

   Zinger88 · 31 Jul 2026

3. 5/5Life Savor!

   The greatest app out there!!! I already have a budget spreadsheet “that my sister created for me” where I keep track of what’s going out and coming in each month. I also have the paper envelopes but I found myself printing them each month “extremely wasteful”. So I kept searching for something that could go along with my paper envelopes “I’m learning to spend cash instead of swiping my card, I’M A SWIPER” and my budget spreadsheet without all the extra stuff. I’m a very simple person and needed something simple. Then today I stumbled across your app. When I say I’m truly thankful!!! Beyond thankful!! My goal this year was to become financially discipline before I turn 30 and learn to save responsibly for my future. This app is everything I need. Simple and fun!! Thank you again.

   4ever Thankful! · 31 Jul 2026

4. 5/5Please read!!!!

   I love your app and I've only had it for a day, i love the simplicity of it and there is literally nothing wrong with it. But it would be cool if you can customize the envelope by putting and picture you want instead of just the 4-5 colors. But even without that, this app is the best one so far all the popular ones are so complicated. (Im just a high schooler so i don't have a credit score or debt or none of that, so this app is perfect for me.

   Kathleen Guial · 31 Jul 2026

5. 4/5Easy peasy

   This was exactly what I was looking for to keep up with daily spending on the go. It also works well for other small projects like collecting money for a gift. The notes were super important providing the simplicity of a written list (that does the math for you) in my phone. Loved it more than five stars until I encountered the item display limit. I need to see from the beginning to the end of my monthly envelope. I am bummed because I can’t find anything else this efficient and effective. It would be nice to edit a transaction, too. But with the full list of transactions, It would be my forever go to. Is there a pro version or do I continue my hunt for a solution?

   Tigerbelle33 · 31 Jul 2026

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