Possible: Fast Cash & Credit

• Free

Last verified 30 Aug 2026

4.8 135737 ratings · App Store

1. 5/5Super Fast Response Team!!

   I’ve used Possible a few times to help get me out of a tight crunch, my first time using it I was approved for $75, once I paid that off in full, my loan amount went up to $100. I had just finished paying off my remaining balance on a recent loan earlier than my due date and hit a small snag; I submitted a message to them with details of what happened, asking for clarification and a solution, and they responded in less than a minute with clarification on what had happened, I responded back and I got an answer back within seconds again. They were professional and knowledgeable without being condescending. Definitely one of the best cash advance/loan companies out there. I did send a help request earlier in the morning, EST, but I hope this is their default response time for everyone. I’ve used other loan apps that either disclose they will respond within 24 hours, or they do not respond at all, so the representatives for Possible’s customer service get 5 stars from me just for their super fast response time alone. I’ve also figured out that using my debit card to pay off my loan is a much quicker process than using my bank account, which takes an extra day or two. I’m grateful for their assistance and impressed with their customer service support teams. Will definitely continue to use Possible in the future if I need to. Have also recommended Possible to a friend and one family member.

   AmandaZ529 · 30 Aug 2026

2. 5/5Easy Peasy!

   This app was recommended to me by Credit Sesame. I had a BK after my divorce about six years ago. Once it was discharged, I was hit by tons of credit offers- not the best for someone fresh out of debt. Between that, medical bills, having my second child and tons of life events (you know how it goes- when it rains, it pours), I was struggling a bit and it affected my credit score greatly. COVID has been another kick in the shins too. Anyways, I’ve been working extremely hard to raise my score the past nine months and Possible does just that- and it’s EASY! Best part is it’s not a hard hit to your credit. Possible is similar to Self (which I also highly recommend & love!). Possible & Self are amazing apps. They help those of us that are trying to improve, but conventional credit cards don’t trust us bc we made some mistakes. They give you and inch and it’s up to you to take it a mile and make it work for you. I’m appreciative for any help offered that helps me dig out of this trench. Slowly but surely, I’m almost back in the mid 600’s. I’m excited to see how much Possible helps me. The application process was a cinch- took less than five minutes. Money gets deposited within an hour! Sure, it may not be much, but that’s not the point. Possible is designed to help improve your credit score. In turn, you pay maybe 20% on top in fees. But to me, $40 is worth it for some extra cash & a possible improvement in my credit report. Thank you, Possible:)

   GreetingsEarthlings · 30 Aug 2026

3. 5/5Has BEEN AWESOME and STILL AWESOME

   Update: I have been contacted actually and working on fixing the errors, so they definitely do contact you back. Had it not been me having spinal surgery and recovering I’m confident the issues would be fixed already. So clearly they have fixed whatever issue’s I see on comments from a couple years ago. They are awesome and professional as well as helpful in fixing error’s and addressing issues immediately. Of course when I say immediately I mean within a couple day’s and it didn’t interfere with my loan just getting information straight on my credit with them and credit companies. I HIGHLY RECOMMEND POSSIBLE FINANCE IF YOU ARE IN a BIND OR DOING IT TO BUILD CREDIT. STAY SAFE AND MANY BLESSINGS FOR US ALL DURING THIS INFLATION WE COULD NOT HAVE SEEN HAPPENING. I stumbled on this app that has been easy to borrow and pay back. They are easy to apply and paying back is easy since it’s withdrawn out of your account per agreement. I would caution this month for some odd reason it didn’t take out the money I owed however I had checked on my account noticed this and did the payment myself. I’m waiting to get an explanation on an email stating I have been late when I have never once been late or asked for more time. I believe it is a glitch in the computer some how and confident it will be fixed. If not I will be sure to update review but honestly they send an email to remind you of payment being withdrawn and also ask if you need more time. I’ve never needed more so I can’t give any sort of review on that situation but I’m pretty positive that it would go great.

   TRHEA74 · 30 Aug 2026

4. 5/5Awesome!

   Possible is a game changer for those seeking an emergency funding plan that works with your schedule to pay off in 4 installments where you can set the perfect date of each ACH withdrawal to repay the amount in full. The amount lended is up to their discretion and limited to $500 initially. I was approved for $250 initially and I have four installments set two weeks apart which will give me time to earn extra income needed for repayment. The APR depends on your credit score and verification of bank account via Plaid. Once verified, you will receive an initial offer which you can choose to accept or decline. If accepted, your loan installment schedule will be automatically set, however you can still adjust the schedule accordingly within your timeframe as long as total repayment is within their cut off date. They do not penalize you for adjusting the repayment schedule by way of adjusting the APR to a higher rate based upon outstanding principle which is NOT a possibility with other short term installment loans. I would highly recommend you to check out Possible - the benefit of repayment will also increase your credit score. I’m so happy that I found this app! I encourage you to check it out if you’re looking for a short term loan or emergency funding option that is more affordable and convenient than any other option I’ve tried.

   missbri37 · 30 Aug 2026

5. 5/5Amazing

   Ive tried many of these lending apps over time and out of the 10 plus I’ve tried there is always issues! Nothing goes right! They charge monthly just for the apps an thats not even if you are approved that cost other fee’s! So i set up my account an would have had a loan within a hour but i had to update my address bc i guess i tried setting up this before an didn’t but that was when i lived in another location so i had to update my address so i did that an then i had to wait for a reply! Before the day was done it was updated and then i was able to continue to ask for the loan an i was approved within a minute! Literally it said come back in a hour but i got a email within a minute saying i was approved for 350! Which is huge! This will help me get to my next check! This is so helpful an easy! Im not a bot or fake person! This is a real honest review! I have no issue saying whats real in reviews! An this was the best! The only one that i have ever been able to get any help from is Dave! So in my opinion Possible and Dave are the best option when your in a crunch! Thank you Possible for making my next couple weeks way less stressful an i can get some sleep! Thank you again! 10 stars!

   Great game need better rewards · 30 Aug 2026

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