Quick verdict
- What it is
- Store information collected; independent summary not yet available.
- At a glance
-
- Free to download
Categories and search queries
Official categories
- Finance
- Productivity
AppCorpus categories
Key functions
| Function | Availability | Access | Scope | Evidence |
|---|---|---|---|---|
| Free app | Yes | Free | — | Store published |
Screens
App Store
21 store screenshots
Pricing & paywalls
App Store
Shown for US
- Free
Ratings & reviews
App Store
Shown for US
-
5/5No hassle App
App is as advertised. Pretty good for a free app. I chose this app specifically because it didn’t require connection to a bank or nor did it need any personal information to function. There’s room for improvement but it’s not necessary. -After finalizing the data inputted for the debt, the user is unable to edit/alter the name again. Found out very quickly after the second submission when I noticed I misspelled something. -There’s not an option for customizing which debt you want to pay down first. Snowball, Avalanche and Mountain methods don’t work for everyone.
Jax123Face · 7 Aug 2026
-
5/5Great find
I found this while looking for a new financial app, I like this one because it’s geared more towards tracking debt which is what I was looking for actually. I love the graphs and information it shows me and it’s clear and easy to understand, there’s different strategies like snowball which I ended up using and it showed me how much interest I will save if I follow it. Looking forward to more updates from this developer.
uiiiiur · 7 Aug 2026
Privacy & accessibility
App Store
Privacy
- Data Not Linked to You — Analytics — Usage Data — Product Interaction Developer declared
- Data Not Linked to You — App Functionality — Contact Info — Email Address Developer declared
- Data Not Linked to You — Developer’s Advertising or Marketing — Contact Info — Email Address Developer declared
- Data Not Linked to You — Contact Info Developer declared
- Data Not Linked to You — Usage Data Developer declared
Accessibility
No accessibility labels collected yet.
Versions
App Store
-
1.0.10
Bug fixes and performance improvements
-
1.0.2
Bug fixes and performance improvements"
-
1.0.3
- allow user to update their date afterwards - make it obvious that `start date` in add account means start of paying off the debt - fix info tap surface - add support for 0% interest - add feature set when interest will start
-
1.0.4
- upgraded database to be more reliable and permanent
-
1.0.5
- hotfix remove functionality
-
1.0.6
- add export to PDF in amortization schedule - allow user to modify amortization schedule - add priority strategy - allow user to change account name
-
1.0.7
Bug fixes and performance improvements
-
1.0.8
Bug fixes and performance improvements
-
1.0.9
Bug fixes and performance improvements
-
1.2.0
Revamped the app with better tools and visuals
-
1.2.1
This update includes bug fixes and performance improvements.
-
1.2.2
This update includes bug fixes and performance improvements.
-
1.2.3
This update includes bug fixes and performance improvements.
-
1.2.4
This update includes bug fixes and performance improvements.
-
1.3.0
This update includes bug fixes and performance improvements.
-
2.0.0
Completely revamped the app, honed in on a handful of features that matter.
-
2.0.1
Bug fixes and performance improvements
-
2.1.0
Bug fixes and performance improvements
-
2.1.1
Bug fixes and performance improvements
-
2.1.2
Bug fixes and performance improvements
-
2.1.4
Bug fixes and performance improvements
-
3.0.0
PaidOff 3.0.0 is a complete rebuild — new design, new financial engine, and a much clearer picture of your debt. • All-new home screen: your total debt over time, this month's plan vs. what you've paid, and every debt's progress at a glance. • Know your debt-free date: tap any chart to see your payoff month, how many months are left, and how much of what's left is interest. • Track payments and balances: log payments with a live breakdown of interest vs. principal as you type. • Rebuilt amortization schedule: interest, principal, and running totals for every month — it opens on today's row and marks the month you hit $0. • Edit the past: fix payments or balances across multiple months at once; everything recalculates instantly. • Real APRs: promotional rates, deferred interest, and multiple rates per account. • The honest warning: if your payment will never pay off the balance, we say so — and show you the payment that fixes it. Your data stays on your device.
-
3.0.1
PaidOff 3.0.0 is a complete rebuild — new design, new financial engine, and a much clearer picture of your debt. • All-new home screen: your total debt over time, this month's plan vs. what you've paid, and every debt's progress at a glance. • Know your debt-free date: tap any chart to see your payoff month, how many months are left, and how much of what's left is interest. • Track payments and balances: log payments with a live breakdown of interest vs. principal as you type. • Rebuilt amortization schedule: interest, principal, and running totals for every month — it opens on today's row and marks the month you hit $0. • Edit the past: fix payments or balances across multiple months at once; everything recalculates instantly. • Real APRs: promotional rates, deferred interest, and multiple rates per account. • The honest warning: if your payment will never pay off the balance, we say so — and show you the payment that fixes it. Your data stays on your device.
-
3.0.2
PaidOff 3.0.0 is a complete rebuild — new design, new financial engine, and a much clearer picture of your debt. • All-new home screen: your total debt over time, this month's plan vs. what you've paid, and every debt's progress at a glance. • Know your debt-free date: tap any chart to see your payoff month, how many months are left, and how much of what's left is interest. • Track payments and balances: log payments with a live breakdown of interest vs. principal as you type. • Rebuilt amortization schedule: interest, principal, and running totals for every month — it opens on today's row and marks the month you hit $0. • Edit the past: fix payments or balances across multiple months at once; everything recalculates instantly. • Real APRs: promotional rates, deferred interest, and multiple rates per account. • The honest warning: if your payment will never pay off the balance, we say so — and show you the payment that fixes it. Your data stays on your device.
-
3.0.3
· 3 Aug 2026
PaidOff 3 is a complete rebuild — new design, new financial engine, and a much clearer picture of your debt. • All-new home screen: your total debt over time, this month's plan vs. what you've paid, and every debt's progress at a glance. • Know your debt-free date: tap any chart to see your payoff month, how many months are left, and how much of what's left is interest. • Track payments and balances: log payments with a live breakdown of interest vs. principal as you type. • Rebuilt amortization schedule: interest, principal, and running totals for every month — it opens on today's row and marks the month you hit $0. • Edit the past: fix payments or balances across multiple months at once; everything recalculates instantly. • Real APRs: promotional rates, deferred interest, and multiple rates per account. • The honest warning: if your payment will never pay off the balance, we say so — and show you the payment that fixes it. Your data stays on your device.
Alternatives
- Debt Payoff Tracker & Planner — Same category + similar ratings
Availability by market
- US
Data quality & evidence
- Page completeness
- Live store listing
- Last verified
- 7 Aug 2026
- Sources
- App Store
- Independent summary has not been published yet.