MyToast

• Free

Last verified 31 Jul 2026

4.7 6635 ratings · App Store

1. 1/5DOES NOT WORK WITH CASHAPP

   TLDR: Bank account and card it comes with doesn’t work with outside payment apps and only allows 2 monthly money transfers. I Tried to connect it to my Cashapp, bank account, Venmo and even PayPal and it doesn’t connect to any of these services because they see the Toast card that the account comes with as a “Prepaid card.” It’s very unfortunate because the app advertises that you can access your tips and pay early but in order to do that you need to have direct deposit on for the Toast card. However if you do have direct deposit to the card you won’t be able to add your card to any official outside money services like Apple Pay or google pay and if you want to move money out of your account it’ll take you 2-3 business days every time and you can only do it twice a month. Also you need to use their desktop website in order to change your direct deposit to anything else (which I highly recommend doing if this is your only way of getting paid.) THERE IS NO OTHER WAY TO DO THIS besides maybe calling the company yourself. The only use this app has is allowing you to see how much money you’ve made daily and that’s about it. If you are a company I recommend using a more convenient payment app for your employees. NOT this one.

   CosmicFoxtrot · 31 Jul 2026

2. 4/5Great app but

   It’s a great app but the option to get same day pay needs to be able to change the amount, instead of the take the full amount. If there is already way, I haven’t be able to figure it out. As for the card I feel like it need more control options like other apps, And lastly it is not compatible with cash app unfortunately. It does woke with PayPal tho

   Rogue psycho · 31 Jul 2026

3. 4/5Pretty intuitive, mostly great

   The app itself is pretty streamlined, and pretty intuitive. The same-day wage pay is a nice feature, but you can’t choose the amount. It shows ATMs in the area that are “free of charge” and then it charged me a $3 fee at my own bank. I’m curious if Toast gets some incentive for you to use the toast card, such as collecting data. It is a great app for keeping records of work statements, which is nice. I’d love to see integration of apps like cashapp or Zelle. Or even just transferring my money directly to my bank account. I haven’t found that option yet, but maybe that’s user error. Looks great, and has the potential to be great.

   AlreadyBaked7 · 31 Jul 2026

4. 5/5Up with the times ‘

   Toast is more than just a payroll app – it’s a game-changer for businesses of all sizes. With its intuitive interface, robust features, and unparalleled customer support, Toast is revolutionizing the way companies manage their finances and support their employees. So why settle for outdated payroll systems when you can embrace the future of payroll management with Toast? Join the revolution today and experience the power of modern payroll technology firsthand.

   The Pink Stamp 🎀 · 31 Jul 2026

5. 1/5Unfortunate.

   It is unfortunate that people are having to participate in an app like this. With 24 hour service that isn’t helpful that just sends you back to a number that either isn’t in service or the availability doesn’t fit within what their statements are trying to convey. It’s just overall exhausting and disappointing. There are so many contradictory within the policy, it makes my head hurt. If I was a patent lawyer, I would have a field day. There are so many errors and other issues with this company/app that should’ve been fixed before we release it for public use. I’m already used to disorganization in the workplace. I shouldn’t have to deal with it when it comes to my money as well. it just all seems a little shady.

   Nfsyhg · 31 Jul 2026

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